investmentwatchblog--2020-04-25--This Weeks News & Current Events (04/20-04/24)

I use multiple sources to summarize my write ups .
If there are any glaring errors blame Bloomberg or CNBC .
04/18 – The Fed is beginning to dial back quantitative easing ( QE ) as stability slowly begins to return to the market .
The Fed stepped up QE in March announcing they would be purchasing 500 billion in government bonds , and 200 billion in mortgage bonds to help restore the markets , and “ prevent severe disruptions ” to the economy .
Then on March 23rd in an unprecedented move , the Fed announced it would conduct @ @ @ @ @ @ @ to support the economy and its markets .
After about a month of aggressive intervention , QE will be reduced from 30 billion to 15 billion for the week of 04/20 – 04/24 .
At its peak , the Fed was spending 75 billion a day in asset purchases from March 19th – April 1st .
Despite fears of inflation , for now the US inflation rate remains under its target of 2 % .
**Update** Next week 04/27-05/01 QE will be cut back to 10Billion per day 04/18 – China reported a @ @ @ @ @ @ @ since the beginning of the year .
This is the first reported retraction in China ’ s economy since they started keeping record in 1992 .
China had the most strict lockdown out of all countries who implemented such measures , and have so far avoided having to pump massive stimulus into their economy compared to other countries .
So far Europe has rolled out a stimulus program worth 591 Billion USD , Japan has approved a stimulus worth 990 Billion USD , and the US has the largest stimulus package so far @ @ @ @ @ @ @ quick reopening and efforts to revamp their economy , many citizens are still remaining cautious and foot traffic to retailers have not returned back to normal .
Global demand for Chinese exports have also dropped sharply , adding an extra layer of pain since China ’ s economy is heavily dependent on exports .
Pressure is now mounting for the Chinese government to aid its citizens and small businesses since wage cuts , lower production , and reduced hours are still in effect despite all their lockdown restrictions being lifted .
**UPDATE*\* 23 @ @ @ @ @ @ @ California , New York , and Texas receiving a total of 81billion in loans .
Retail , food and accomodation accounted for less than 9 % of the approved loans despite being the industries hit hardest by the Corona virus .
Construction firms received 13 % of all loans , .
04/19 – Despite the recent rally in the market , not all stocks are recovering at the same rate and the economy seems to be moving in the opposite direction .
While the S & P 500 gained 3 % for the @ @ @ @ @ @ @ Russell 2000 actually dropped 1.4 % .
A closer look shows that small cap stocks have dropped an average of 35 % more , compared to the top gainers in the S & P 500 .
In the month of March the US ISM PMI number declined from 51.10 to 49.10 , while the manufacturing PMI dropped from 50.70 to 48.50 which is the lowest reported level since 2009 .
A PMI less than 50 is an indicator of a contracting economy .
Despite the 2019 market rally , US PMI numbers have @ @ @ @ @ @ @ US was not the only economy to report a declining PMI for the month of March , Europe also reported a drop in their manufacturing PMI from 49.2 to 44.5 .
04/20 – For the first time in recorded history , the price of oil contracts ( for the month of May ) turned negative and ended the futures trading session at - $ 36.73 per barrel .
Despite cuts by OPEC and other countries , due to the continued lockdown of the global economy oil supply still far outpaces demand .
It @ @ @ @ @ @ @ of April there is a demand loss of 29 million barrels per day .
The Saudis are considering cutting their output ahead of the scheduled cut in May due to the falling price in Oil .
It was decided that both Russia and Saudia Arabia would make an oil production cut of 9.7 million barrels per day starting in May .
Commodity traders believe that today ’ s crash was largely in part due to retail investors looking to off load contracts to buyers who would actually receive the oil as is required @ @ @ @ @ @ @ frenzy was met with little to no actual buyers for the contracts .
It is important to note that the price of oil is not negative overall , futures contracts for the month of June are currently at $ 22.60 per barrel .
04/21 – On a day that I can only refer to as super Tuesday the markets may have actually started pricing in the possibility of an actual fucking recession .
Obviously shook by oils futures contracts for the month of May turning negative the session before , the S & @ @ @ @ @ @ @ , Dow closed down about 2.6 % while the Nasdaq posted the biggest lost of nearly 3.5 % .
FAANG stocks which had a massive run up during the April rally sold off particularly hard .
$ NFLX rallied after hours along with $ SNAP due to stronger than expected earnings , while the ride sharing service $ LYFT joined their counterpart $ UBER in withdrawing guidance for the year of 2020 .
May contracts for Oil rebounded from its negative price Monday , and ended in positive territory while June contracts ended @ @ @ @ @ @ @ $ 22 to $ 6 per barrel .
Meanwhile , the largest Oil ETF $ USO holds about 30 % of Junes contracts , and suffered accordingly closing down 25 % @ $ 2.81 at the end of Tuesday ’ s session .
There is fear that due to $ USO owning the highest majority of June contracts , if the June contracts go negative $ USO would end up owing money and be forced into a closure .
After the trading day the Senate voted to approve an additional aid package worth @ @ @ @ @ @ @ bipartisan support and is expected to pass the house as early as Thursday .
It will add 310B to the SBA for additional small business loans , 50B for emergency disaster loans , 75B will go to hospitals , 25B to expand Covid 19 testing .
Trump tweeted that after this bill was signed they will begin working on another aid bill to be released next month specifically targeted to the states who are suffering from lost revenue .
Also , sales of “ previously owned homes ” which accounts for a majority @ @ @ @ @ @ @ by 8.5 % in March which was a larger decline than expected .
04/22 – On a day that I can only refer to as “ I ’ m an idiot wednesday ” Markets rebounded and recession is cancelled 04/23 – Jobless claims were reported at 4.43 million on Thursday bringing the 5 week total to 26.5 million which is a decrease from the previous weeks .
Most states saw a decline in initial claims compared to previous weeks , and decreases in layoffs as well .
US manufacturing PMI fell from 48.50 @ @ @ @ @ @ @ off this week after a trial in China was halted for their drug Remdesivir , due to low enrolment , in addition to there being no difference in the mortality rate for the patients on Remdesivir & the control group .
$ GILD replied that the drug is most effective when administered early and not enough people were enrolled in the trial for accurate results .
Stocks quickly sold off of their highs after the announcement , at the time of this writing $ GILD is down 5.72 % .
In positive news @ @ @ @ @ @ @ in a row with June contracts trading at $ 16.89 after dropping as low as $ 9.46 on Monday 04/23 – While we wait for the house to approve an additional $ 500 billion dollar in aid , it is reported that 30 % of Americans who lost their jobs due to Covid 19 , have not been approved for unemployment benefits .
Due to either processing delays , rejection , or confusion about whether they ’ re still on their jobs payroll .
The PPP ( payroll protection program ) is designed @ @ @ @ @ @ @ order to allow them to keep their employees on the payroll while remaining shut down during the quarantine .
There is concern though , that larger businesses have been taking advantage of this loan money despite not being classified as a small business , and also having available liquidity to pay their employees .
It is reported that so far publicly traded companies have been given 500B in aid , and concern that banks have overlooked smaller applications and processed larger loan requests to collect more in processing fees .
The US issued @ @ @ @ @ @ @ loans to prevent abuse from companies taking loans without needing to .
So Far Shake Shack ( 10M ) , Harvard ( 8.6M ) , and Ruth Chris ( 20M ) said they will return their multi-million dollar loans they received from the SBA .
The government released a statement urging publicly traded companies to return the SBA within weeks to avoid being evaluated whether or not it was appropriate or not for them to accept capital .
**Update** – The additional aid was passed in the house of representatives on Thursday evening @ @ @ @ @ @ @ was signed by President Trump on Friday .
The markets didn ’ t seem to have any significant reaction to the bill at the time of its signing .
04/24 – Despite intervention from the feds and aid for businesses the list of companies facing bankruptcies are mounting .
So far AMC , Neiman Marcus , 24 Hour Fitness , Pier 1 , JC Pennies , and Pier 1 are among the list of businesses who are said to be considering filing for bankruptcy or have already started .
The retail department stores @ @ @ @ @ @ @ than others due to high cost of rent , and lagging sells due to online shopping .
The longer the lock down orders stay in effect the more likely it is some of the giant retailers will not be able to recover .
$ SHOP & $ AMZN hit all time highs as many investors believe that online shopping will continue to get stronger even after quarantine measures are lifted due to a large influx of new online shoppers .
Protests to reopen the economy broke out across 10 states this week , @ @ @ @ @ @ @ orders and forced closure of the economy .
Although some but not all states are starting to ease restrictions on local economies allowing small businesses to reopen while keeping social distancing in place .
There is talk about allowing restaurants to reopen but at half capacity .
This added to concerns that social distancing in place even after lockdown orders are lifted , may harm businesses and reduce their flow of customers .
After a mostly flat morning with all the indexes alternating between positive and negative territory , with about an hour @ @ @ @ @ @ @ , the S & P DOW & NASDAQ rallied to end the day all greater than 1 % .

by Jburd6523
I use multiple sources to summarize my write ups. If there are any glaring errors blame Bloomberg or CNBC.
04/18 – The Fed is beginning to dial back quantitative easing (QE) as stability slowly begins to return to the market. The Fed stepped up QE in March announcing they would be purchasing 500 billion in government bonds, and 200 billion in mortgage bonds to help restore the markets, and “prevent severe disruptions” to the economy. Then on March 23rd in an unprecedented move, the Fed announced it would conduct unlimited QE and take all measures necessary to support the economy and its markets. After about a month of aggressive intervention, QE will be reduced from 30 billion to 15 billion for the week of 04/20 – 04/24. At its peak, the Fed was spending 75 billion a day in asset purchases from March 19th – April 1st. Despite fears of inflation, for now the US inflation rate remains under its target of 2%.
**Update** Next week 04/27-05/01 QE will be cut back to 10Billion per day
04/18 – China reported a contraction of 6.8% in their economy since the beginning of the year. This is the first reported retraction in China’s economy since they started keeping record in 1992. China had the most strict lockdown out of all countries who implemented such measures, and have so far avoided having to pump massive stimulus into their economy compared to other countries. So far Europe has rolled out a stimulus program worth 591 Billion USD, Japan has approved a stimulus worth 990 Billion USD, and the US has the largest stimulus package so far valued at 2.3 trillion. Despite a quick reopening and efforts to revamp their economy, many citizens are still remaining cautious and foot traffic to retailers have not returned back to normal. Global demand for Chinese exports have also dropped sharply, adding an extra layer of pain since China’s economy is heavily dependent on exports. Pressure is now mounting for the Chinese government to aid its citizens and small businesses since wage cuts, lower production, and reduced hours are still in effect despite all their lockdown restrictions being lifted.
**UPDATE*\* 23% of the SBA loans went to California, New York, and Texas receiving a total of 81billion in loans. Retail, food and accomodation accounted for less than 9% of the approved loans despite being the industries hit hardest by the Corona virus. Construction firms received 13% of all loans,.
———————————————————————————————————————————————–
04/19 – Despite the recent rally in the market, not all stocks are recovering at the same rate and the economy seems to be moving in the opposite direction. While the S&P 500 gained 3% for the week, Small cap stocks in the Russell 2000 actually dropped 1.4%. A closer look shows that small cap stocks have dropped an average of 35% more, compared to the top gainers in the S&P 500.
In the month of March the US ISM PMI number declined from 51.10 to 49.10, while the manufacturing PMI dropped from 50.70 to 48.50 which is the lowest reported level since 2009. A PMI less than 50 is an indicator of a contracting economy. Despite the 2019 market rally, US PMI numbers have been in decline since 2018. The US was not the only economy to report a declining PMI for the month of March, Europe also reported a drop in their manufacturing PMI from 49.2 to 44.5.
———————————————————————————————————————————————–
04/20 – For the first time in recorded history, the price of oil contracts (for the month of May) turned negative and ended the futures trading session at -$36.73 per barrel. Despite cuts by OPEC and other countries, due to the continued lockdown of the global economy oil supply still far outpaces demand. It is estimated that currently for the month of April there is a demand loss of 29 million barrels per day. The Saudis are considering cutting their output ahead of the scheduled cut in May due to the falling price in Oil. It was decided that both Russia and Saudia Arabia would make an oil production cut of 9.7 million barrels per day starting in May. Commodity traders believe that today’s crash was largely in part due to retail investors looking to off load contracts to buyers who would actually receive the oil as is required by the contract. The sudden selling frenzy was met with little to no actual buyers for the contracts. It is important to note that the price of oil is not negative overall, futures contracts for the month of June are currently at $22.60 per barrel.
———————————————————————————————————————————————–
04/21 – On a day that I can only refer to as super Tuesday the markets may have actually started pricing in the possibility of an actual fucking recession. Obviously shook by oils futures contracts for the month of May turning negative the session before, the S&P closed down greater than 3%, Dow closed down about 2.6% while the Nasdaq posted the biggest lost of nearly 3.5%. FAANG stocks which had a massive run up during the April rally sold off particularly hard. $NFLX rallied after hours along with $SNAP due to stronger than expected earnings, while the ride sharing service $LYFT joined their counterpart $UBER in withdrawing guidance for the year of 2020.
May contracts for Oil rebounded from its negative price Monday, and ended in positive territory while June contracts ended the session down 65% dropping from $22 to $6 per barrel. Meanwhile, the largest Oil ETF $USO holds about 30% of Junes contracts, and suffered accordingly closing down 25% @ $2.81 at the end of Tuesday’s session. There is fear that due to $USO owning the highest majority of June contracts, if the June contracts go negative $USO would end up owing money and be forced into a closure.
After the trading day the Senate voted to approve an additional aid package worth approximately 500 Billion. The bill has bipartisan support and is expected to pass the house as early as Thursday. It will add 310B to the SBA for additional small business loans, 50B for emergency disaster loans, 75B will go to hospitals, 25B to expand Covid 19 testing. Trump tweeted that after this bill was signed they will begin working on another aid bill to be released next month specifically targeted to the states who are suffering from lost revenue.
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Also, sales of “previously owned homes” which accounts for a majority of the American housing market, dropped by 8.5% in March which was a larger decline than expected.
———————————————————————————————————————————————–
04/22 – On a day that I can only refer to as “I’m an idiot wednesday” Markets rebounded and recession is cancelled
—————————————————————————————————————————————————–
04/23 – Jobless claims were reported at 4.43 million on Thursday bringing the 5 week total to 26.5 million which is a decrease from the previous weeks. Most states saw a decline in initial claims compared to previous weeks, and decreases in layoffs as well. US manufacturing PMI fell from 48.50 to 36.9.
Gilead $GILD sold off this week after a trial in China was halted for their drug Remdesivir, due to low enrolment, in addition to there being no difference in the mortality rate for the patients on Remdesivir & the control group. $GILD replied that the drug is most effective when administered early and not enough people were enrolled in the trial for accurate results. Stocks quickly sold off of their highs after the announcement, at the time of this writing $GILD is down 5.72%.
In positive news Oil is rebounding for the 2nd day in a row with June contracts trading at $16.89 after dropping as low as $9.46 on Monday
—————————————————————————————————————————————————–
04/23 – While we wait for the house to approve an additional $500 billion dollar in aid, it is reported that 30% of Americans who lost their jobs due to Covid 19, have not been approved for unemployment benefits. Due to either processing delays, rejection, or confusion about whether they’re still on their jobs payroll. The PPP (payroll protection program) is designed to loan money to non-essential businesses in order to allow them to keep their employees on the payroll while remaining shut down during the quarantine. There is concern though, that larger businesses have been taking advantage of this loan money despite not being classified as a small business, and also having available liquidity to pay their employees. It is reported that so far publicly traded companies have been given 500B in aid, and concern that banks have overlooked smaller applications and processed larger loan requests to collect more in processing fees. The US issued guidelines for accepting the next round of loans to prevent abuse from companies taking loans without needing to. So Far Shake Shack (10M), Harvard (8.6M), and Ruth Chris(20M) said they will return their multi-million dollar loans they received from the SBA. The government released a statement urging publicly traded companies to return the SBA within weeks to avoid being evaluated whether or not it was appropriate or not for them to accept capital.
**Update** – The additional aid was passed in the house of representatives on Thursday evening by a vote of 388-5, and was signed by President Trump on Friday. The markets didn’t seem to have any significant reaction to the bill at the time of its signing.
—————————————————————————————————————————————————–
04/24 – Despite intervention from the feds and aid for businesses the list of companies facing bankruptcies are mounting. So far AMC, Neiman Marcus, 24 Hour Fitness, Pier 1, JC Pennies, and Pier 1 are among the list of businesses who are said to be considering filing for bankruptcy or have already started. The retail department stores are said to be getting hit harder than others due to high cost of rent, and lagging sells due to online shopping. The longer the lock down orders stay in effect the more likely it is some of the giant retailers will not be able to recover. $SHOP & $AMZN hit all time highs as many investors believe that online shopping will continue to get stronger even after quarantine measures are lifted due to a large influx of new online shoppers.
Protests to reopen the economy broke out across 10 states this week, as people grow tired of the lockdown orders and forced closure of the economy. Although some but not all states are starting to ease restrictions on local economies allowing small businesses to reopen while keeping social distancing in place. There is talk about allowing restaurants to reopen but at half capacity. This added to concerns that social distancing in place even after lockdown orders are lifted, may harm businesses and reduce their flow of customers.
After a mostly flat morning with all the indexes alternating between positive and negative territory, with about an hour and half left in the trading sessions, the S&P DOW & NASDAQ rallied to end the day all greater than 1%.


investmentwatchblog--2020-04-25--BOOM! U.S. Says Will Not Take Part in WHO Global Drugs, Vaccine Initiative Launch

“ There will be no U.S. official participation ” , he said in an email reply to a query .
@ @ @ @ @ learning more about this initiative in support of international cooperation to develop a vaccine for @ @ @ @ @ .
”

“There will be no U.S. official participation”, he said in an email reply to a query. “We look forward to learning more about this initiative in support of international cooperation to develop a vaccine for COVID-19 as soon as possible.”


investmentwatchblog--2020-04-25--Congress tells FCC to reverse 5G ruling opposed by US military – or it will

“ Bipartisan leaders of two powerful congressional committees told the Federal Communications Commission to reverse a ruling allowing a Virginia @ @ @ @ @ network that could disrupt military and other GPS signals .
”

Congress tells FCC to reverse 5G ruling opposed by US military – or it will t.co/epk9H83fUV — John Solomon (@jsolomonReports) April 24, 2020
“Bipartisan leaders of two powerful congressional committees told the Federal Communications Commission to reverse a ruling allowing a Virginia company to activate a 5G network that could disrupt military and other GPS signals.”
justthenews.com/government/security/armed-service-committee-leaders-threaten-legislation-reverse-fcc-ruling-5g#.XqI2UPM1-s4.twitter
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h/t Lance


investmentwatchblog--2020-04-25--China: Canadian Lawmakers and Scholar Express “Serious Concerns” About WHO’s Relationship with the C

China: Canadian Lawmakers and Scholar Express “Serious Concerns” About WHO’s Relationship with the CCP

Canadian Lawmakers and Scholar Express “ Serious Concerns ” About WHO and Its Relationship with the Chinese Communist Party ( Minghui.org ) Several Canadian lawmakers have expressed serious concerns about the relationship between the World Health Organization ( WHO ) and Chinese Communist Party ( CCP ) in the handling of the coronavirus pandemic .
According to Canadian media CBC , the conservative leader Andrew Scheer said on April 15 that “ We ’ ve got serious concerns about the accuracy of the information coming out of the WHO.
” Scheer said he has reservations about the WHO ’ s @ @ @ @ @ @ @ its initial claim that the virus did not spread between people and its warning against closing borders to China .
“ We ’ ve seen examples of how the communist , autocratic , human rights-abusing government of China has had an inordinate effect on the WHO .
There ’ s evidence of suppressing information , not being open and transparent about the number of cases .
Those are very concerning , ” Scheer told CBC .
Scheer also said that he was disappointed that Bruce Aylward , a Canadian epidemiologist who visited China @ @ @ @ @ @ @ a Hong Kong reporter when asked about Taiwan , suddenly canceled his testimony to a House of Commons health committee meeting on April 14 .
Scheer said to CBC , “ I ’ m disappointed that World Health Organization officials have declined the invitation from the House of Commons health committee to testify .
Many concerns have been raised about the accuracy of the World Health Organization ’ s data , the influence that China has on the World Health Organization.
” He questioned whether the government should still rely on information provided @ @ @ @ @ @ @ to fight the pandemic .

Canadian Lawmakers and Scholar Express “Serious Concerns” About WHO and Its Relationship with the Chinese Communist Party
(Minghui.org) Several Canadian lawmakers have expressed serious concerns about the relationship between the World Health Organization (WHO) and Chinese Communist Party (CCP) in the handling of the coronavirus pandemic.
According to Canadian media CBC, the conservative leader Andrew Scheer said on April 15 that “We’ve got serious concerns about the accuracy of the information coming out of the WHO.”
Scheer said he has reservations about the WHO’s track record during the pandemic, especially its initial claim that the virus did not spread between people and its warning against closing borders to China.
“We’ve seen examples of how the communist, autocratic, human rights-abusing government of China has had an inordinate effect on the WHO. There’s evidence of suppressing information, not being open and transparent about the number of cases. Those are very concerning,” Scheer told CBC.
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Scheer also said that he was disappointed that Bruce Aylward, a Canadian epidemiologist who visited China earlier this year and hung up on a Hong Kong reporter when asked about Taiwan, suddenly canceled his testimony to a House of Commons health committee meeting on April 14.
Scheer said to CBC, “I’m disappointed that World Health Organization officials have declined the invitation from the House of Commons health committee to testify. Many concerns have been raised about the accuracy of the World Health Organization’s data, the influence that China has on the World Health Organization.”
He questioned whether the government should still rely on information provided by the WHO in making its decisions to fight the pandemic.
www.en.minghui.org/html/articles/2020/4/23/184155.html
h/t Lily


investmentwatchblog--2020-04-25--Large amounts of MSFT puts being bought.

There was another page of them as well .
Some for 5/1 .

by gohoos13
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There was another page of them as well. Some for 5/1.


SBA Insider

Here ’ s what I can say about the Small Business Administrations EIDL process : imgur.com/a/DQNu4qv • 4.9M apps so far , thousands added into the Rapid SBA portal every second for processing • Min credit score is 570 ( will be auto declined , if not , a LO will decline ) • Max loan is $ 500k – no if ands or buts .
500k .
• Collateral & insurance required for loans over $ 25k .
See image .
• All biz ’ s including sole prop must be a viable entity ( see image ) • @ @ @ @ @ @ @ not ran ) , Credit Pulled , Quoted ( sent you can offer ) , Offer Accepted , Submitted Deal ( waiting to be assigned to a LO ) , Declined , Duplicate , Approved , Obligating ( TL looking over the LO ’ s work ) , Obligated , Funding , Funded .
• Theoretical flow : brought into rapid , credit check , quoted , you accept , LO reviews and approves , TL rechecks and sends to funding for signing and disbursement .
• There ’ s a bug thats @ @ @ @ @ @ @ call needed / credit pulled stage .
They ’ re working to get this fixed and more people reviewed .
• Approved : Misdemeanor over 10yrs Declined : ANY Felonies or misdemeanor less than 10yrs ( see image ) • LO has no authority of the advance at all .
That ’ s automated .
• I ’ m getting loan assignments in the 800k range to low 100k ’ s .
I can not give a reasonable explanation as to why that is .
• Our directive is simple , approve as @ @ @ @ @ @ @ • I can answer questions , however , I can not look up your app .
Well , I can , I just won ’ t .
If you want a update , call the “ tier 2 ” number in the sub and they should be able to give you a better idea of the stage .

by sbaleaky
Here’s what I can say about the Small Business Administrations EIDL process: imgur.com/a/DQNu4qv
We are primarily funded by readers. Please subscribe and donate to support us!
4.9M apps so far, thousands added into the Rapid SBA portal every second for processing
Min credit score is 570 (will be auto declined, if not, a LO will decline)
Max loan is $500k – no if ands or buts. 500k.
Collateral & insurance required for loans over $25k. See image.
All biz’s including sole prop must be a viable entity (see image)
Stages: Initial Call Needed (credit not ran), Credit Pulled, Quoted (sent you can offer), Offer Accepted, Submitted Deal (waiting to be assigned to a LO), Declined, Duplicate, Approved, Obligating (TL looking over the LO’s work), Obligated, Funding, Funded.
Theoretical flow: brought into rapid, credit check, quoted, you accept, LO reviews and approves, TL rechecks and sends to funding for signing and disbursement.
There’s a bug thats keeping thousands of apps in the initial call needed / credit pulled stage. They’re working to get this fixed and more people reviewed.
Approved: Misdemeanor over 10yrs Declined: ANY Felonies or misdemeanor less than 10yrs (see image)
Any delinquent child support >60days – DECLINED (see image)
LO has no authority of the advance at all. That’s automated.
I’m getting loan assignments in the 800k range to low 100k’s. I cannot give a reasonable explanation as to why that is.
Our directive is simple, approve as many loans as possible within policy.
I can answer questions, however, I cannot look up your app. Well, I can, I just won’t. If you want a update, call the “tier 2” number in the sub and they should be able to give you a better idea of the stage.
Disclaimer: This is a guest post


investmentwatchblog--2020-04-25--Senator Rubio: Paycheck Protection Program will relaunch Monday

It will will include not just the $ 310 billion @ potus will sign today , but also an additional @ @ @ @ @ # PPPloans being returned by several publicly traded large companies .
Businesses were expecting the @ @ @ @ @ week .
Absolutely ridiculous…

PPP UPDATE:
PPP should be relaunching Monday morning.
It will will include not just the $310 billion @potus will sign today, but also an additional significant amount of money from #PPPloans being returned by several publicly traded large companies.
twitter.com/marcorubio/status/1253651979307450368?s=21
We are primarily funded by readers. Please subscribe and donate to support us!
Businesses were expecting the PPP to start again this week. Absolutely ridiculous…
AC


investmentwatchblog--2020-04-25--Body count doesn’t matter. Narrative control is all that does.

FBI is conducting a raid at Allure Medical in Shelby Township ( WXYZ ABC 7 Detroit ) “ SHELBY TOWNSHIP @ @ @ @ @ — The FBI is conducting a raid at Allure Medical in Shelby Township .
Police @ @ @ @ @ they are assisting the feds with the raid .
It ’ s located on 26 @ @ @ @ @ Dyke in Shelby Township .
The FBI confirms the raid is in connection to a @ @ @ @ @ was being offered at the center .
This is the first raid of its kind @ @ @ @ @ purported treatment for COVID-19 .
The FBI said it is a task force operation with @ @ @ @ @ Human Services and the FBI .
Agents participating in the raid are wearing special protection @ @ @ @ @ exposure to coronavirus .
They ’ re gathering boxes of evidence , documents , etc @ @ @ @ @ 8 a.m. Allure has recently promoted that it is treating COVID-19 patients who aren ’ @ @ @ @ @ C therapy “ with great results .
”

by T2H
FBI is conducting a raid at Allure Medical in Shelby Township (WXYZ ABC 7 Detroit)
“SHELBY TOWNSHIP, Mich. (WXYZ) — The FBI is conducting a raid at Allure Medical in Shelby Township. Police confirm to 7 Action News they are assisting the feds with the raid.
It’s located on 26 Mile Rd. and Van Dyke in Shelby Township. The FBI confirms the raid is in connection to a questionable treatment for coronavirus that was being offered at the center.
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This is the first raid of its kind raid in Michigan over a purported treatment for COVID-19.
The FBI said it is a task force operation with the Department of Health and Human Services and the FBI. Agents participating in the raid are wearing special protection because of possible risk of exposure to coronavirus.
They’re gathering boxes of evidence, documents, etc. Agents arrived just after 8 a.m.
Allure has recently promoted that it is treating COVID-19 patients who aren’t hospitalized using intravenous vitamin C therapy “with great results.”
HAPPENING NOW: Shelby Township Police, FBI executing search warrant at Allure Medical Spa. in Shelby Township. Working to get details @wxyzdetroit pic.twitter.com/hD04OqWQeu — Jenn Schanz (@JennSchanzWXYZ) April 23, 2020


investmentwatchblog--2020-04-25--There is an alarming surge in “rent strike” searches across America…

Last week we identified a potential rent strike brewing among the working poor in New York City .
Many of these folks are planning to skip out on May 01 ’ s rent payment to their landlords : “ With so many New Yorkers unable to pay rent for the foreseeable future , the current crisis is unsustainable and demands action , ” Housing Justice for All and New York Communities for Change said in a recent statement .
“ Many tenants have no ability to pay rent , and landlords can ’ t collect rent from tenants who are @ @ @ @ @ @ @ strike activist , said landlords “ have gotten taken care of ” by the government , suggesting that poor people who are quarantined in their apartments or homes do not need to pay rent because they have no money .
And of course , the virus pandemic , triggering mass quarantines and economic depression , has exposed America ’ s second housing crisis .
We recently noted that as many as 30 % of Americans with home loans – about 15 million households – could stop paying if lockdowns continued through summer .
@ @ @ @ @ @ @ moment is that landlords expecting May ’ s rent next week could be for a rude awakening .
Mostly because “ rent strike ” searches across the internet have exploded in April .
Many of the searches surged in Oregon , New York , Washington , Colorado , and Vermont .

via Zerohedge:
Last week we identified a potential rent strike brewing among the working poor in New York City. Many of these folks are planning to skip out on May 01’s rent payment to their landlords:
“With so many New Yorkers unable to pay rent for the foreseeable future, the current crisis is unsustainable and demands action,” Housing Justice for All and New York Communities for Change said in a recent statement. “Many tenants have no ability to pay rent, and landlords can’t collect rent from tenants who are broke.”
Lena Melendez, a rent strike activist, said landlords “have gotten taken care of” by the government, suggesting that poor people who are quarantined in their apartments or homes do not need to pay rent because they have no money.
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And of course, the virus pandemic, triggering mass quarantines and economic depression, has exposed America’s second housing crisis. We recently noted that as many as 30% of Americans with home loans – about 15 million households – could stop paying if lockdowns continued through summer.
What’s more important at the moment is that landlords expecting May’s rent next week could be for a rude awakening. Mostly because “rent strike” searches across the internet have exploded in April.
Many of the searches surged in Oregon, New York, Washington, Colorado, and Vermont.


investmentwatchblog--2020-04-25--SECOND WAVE Hits China! – City Of 10 MILLION On LOCKDOWN! – Unrest Is Brewing Worldwide!

Josh Sigurdson reports on the second wave to hit China as the pandemic continues to persist ( though with far different numbers than previously thought ) .
Harbin in North-Eastern China with a population of 10,000,000 people has locked down as over 4,000 are being tested in the city .
We ’ ve previously reported on the faulty numbers put forward by China ( and in a different sense , the faulty numbers put forward elsewhere in the world ) and how they were used to scare the public .
Well now we see the continuation of the spread in @ @ @ @ @ @ @ another wave bringing the populace to heel unfortunately for a longer period of time with the US government cracking down on the most basic freedoms .
All the while , unrest is continuing to brew in countries all over the world including China and Hong Kong .
As we see a global depression teamed with the biggest power shift in history , this story is not going away any time soon .
Also in the report , a Russian microbiologist has come out with some fascinating details that could expose the whole global @ @ @ @ @ @ @

Josh Sigurdson reports on the second wave to hit China as the pandemic continues to persist (though with far different numbers than previously thought).
Harbin in North-Eastern China with a population of 10,000,000 people has locked down as over 4,000 are being tested in the city.
We’ve previously reported on the faulty numbers put forward by China (and in a different sense, the faulty numbers put forward elsewhere in the world) and how they were used to scare the public.
Well now we see the continuation of the spread in China putting the US in danger of another wave bringing the populace to heel unfortunately for a longer period of time with the US government cracking down on the most basic freedoms.
All the while, unrest is continuing to brew in countries all over the world including China and Hong Kong. As we see a global depression teamed with the biggest power shift in history, this story is not going away any time soon.
We are primarily funded by readers. Please subscribe and donate to support us!
Also in the report, a Russian microbiologist has come out with some fascinating details that could expose the whole global situation we’re currently in.


investmentwatchblog--2020-04-25--Carl Icahn isn’t buying stocks right now. He’s hoarding cash, shorting commercial real estate and pr

Carl Icahn isn’t buying stocks right now. He’s hoarding cash, shorting commercial real estate and preparing for more virus havoc

Carl Icahn isn ’ t buying stocks right now .
He ’ s hoarding cash , shorting commercial real estate @ @ @ @ @ to wreak more havoc .
This is a time to be “ extremely careful , @ @ @ @ @ interview Friday on Bloomberg Television .
From his home on Miami ’ s Biscayne Bay @ @ @ @ @ surveyed the damage to stock prices — and to his portfolio — and reached out @ @ @ @ @ and opinions on the Covid-19 pandemic .
To Icahn , who at 84 has traded @ @ @ @ @ since the Great Depression , the future is just too unpredictable for the S & @ @ @ @ @ at 17 times 2021 earnings estimates .
“ You can not really justify that multiple @ @ @ @ @ “ Short-term , you may have some big downdrafts.
” The market disagrees .
Since @ @ @ @ @ 23 unveiled a series of unprecedented measures to support the U.S. economy , followed by @ @ @ @ @ , stocks have roared back 30 % from their intraday low .

Carl Icahn isn’t buying stocks right now. He’s hoarding cash, shorting commercial real estate and preparing for the coronavirus to wreak more havoc.
This is a time to be “extremely careful,” Icahn said in an interview Friday on Bloomberg Television.
From his home on Miami’s Biscayne Bay, the billionaire investor has surveyed the damage to stock prices — and to his portfolio — and reached out to medical experts for information and opinions on the Covid-19 pandemic. To Icahn, who at 84 has traded through all the stock-market crashes since the Great Depression, the future is just too unpredictable for the S&P 500 to be trading at 17 times 2021 earnings estimates.
“You cannot really justify that multiple,” Icahn said. “Short-term, you may have some big downdrafts.”
The market disagrees. Since the Federal Reserve on March 23 unveiled a series of unprecedented measures to support the U.S. economy, followed by even more in subsequent weeks, stocks have roared back 30% from their intraday low.


investmentwatchblog--2020-04-25--“Bankruptcy” search term rising slowly

“Bankruptcy” search term rising slowly

This is a different kind of f*cked up from previous f*cked up we have witnessed , not directly associated to @ @ @ @ @ buying tech not knowing what it is , people buying multiple houses to flip them @ @ @ @ @ cards collapsing .
We were ‘ on our way ’ to that outcome , but @ @ @ @ @ chapter out .
We never got to ‘ see ’ the final speculative frenzy .
@ @ @ @ @ been ETFs ) .
So even looking at business failures ( google trends etc .
@ @ @ @ @ up different this time too – a gradual buildup of businesses throwing in the towel @ @ @ @ @ to change for at least the next year due to Covid .
“ Re-opening ” @ @ @ @ @ ever was one .
Added to this , we are in an election year and @ @ @ @ @ everything to ensure people are placated in run up to the polls .
Stimulus checks @ @ @ @ @ will be removed slowly…

trends.google.com/trends/explore?date=today%201-m&geo=US&q=Bankruptcy
This is a different kind of f*cked up from previous f*cked up we have witnessed, not directly associated to extreme speculation, (people buying tech not knowing what it is, people buying multiple houses to flip them) and the house of cards collapsing. We were ‘on our way’ to that outcome, but the virus cut the last chapter out. We never got to ‘see’ the final speculative frenzy. (Perhaps it would have been ETFs).
We are primarily funded by readers. Please subscribe and donate to support us!
So even looking at business failures (google trends etc.), it may end up different this time too – a gradual buildup of businesses throwing in the towel. Consumer habits are going to change for at least the next year due to Covid. “Re-opening” is a misnomer if there ever was one. Added to this, we are in an election year and the administration will literally do everything to ensure people are placated in run up to the polls. Stimulus checks through 2020. The band-aid will be removed slowly…
h/t troytroyus


investmentwatchblog--2020-04-25--Let Them Eat Ice Cream!

Let Them Eat Ice Cream!

Marie Antoinette didn ’ t actually say “ Let them eat cake ” but you won ’ t believe who @ @ @ @ @ eat ice cream.
” Join James for this edition of # PropagandaWatch as he explores @ @ @ @ @ celebrities and political puppets : Shaming poor people !

SHOW NOTES: www.corbettreport.com/?p=36068
We are primarily funded by readers. Please subscribe and donate to support us!
Marie Antoinette didn’t actually say “Let them eat cake” but you won’t believe who is saying “Let them eat ice cream.” Join James for this edition of #PropagandaWatch as he explores the latest fad among the celebrities and political puppets: Shaming poor people!


investmentwatchblog--2020-04-25--DIX, GEX and VIX, an analysis by a degenerate

The Dark Index ( DIX ) and Gamma Exposure ( GEX ) have been a subject of debate in the discussion room lately .
So i thought that it would be a decent to inform and provide my personal opinion on their movements .
If this has already been posted then I apologize .
Here is the squeeze metrics link .
Here is also another great form of information , it is more helpful in my opinion .
It highlights everything that you would need to know about dark pools .
I also want to note that we are in @ @ @ @ @ @ @ anything and everything trying to keep the market afloat .
Trump is telling us that we will be reopened by two weeks ago .
Oil is in complete free fall .
Oh yeah and the pandemic .
It turns out that the Brazilian president was wrong about his people being immune to the corona virus , which is scary because if it gets into the bat population in brazil it can mutate a lot faster .
Any who , lets jump right in shall we ?
The Dark Index is a dollar weighted @ @ @ @ @ @ @ It tracks the dark pool short volume for components of the S & P .
It is interesting to note that short volume is actually investors buying the underlying stock .
So a high percentage ( over 45 % ) for DIX indicates that the market sentiment is stocks only go up and there is more short volume than non short .
This is confusing yes but let me try to explain it .
I am the MM and I want to make money today so i tell my HFT algo to create @ @ @ @ @ @ @ at current market and says Bid : $ 16.95 and Ask : $ 17.07 .
The spread is $ 0.12 .
The MM is offering to sell at 17.07 and to buy at 16.95 .
An investor A puts in an order to buy a share of SPCE at 17.07 and investor B puts an order to sell at 16.95 .
The MM will place a SHORT sale at 17.07 , sell the share of SPCE at 17.07 then instantly turn around and buy a share back at 16.95 from investor B to @ @ @ @ @ @ @ why investors buying are considered short volume .
So as of right now the DIX is at 43.98 % .
This means that only 43.98 % of daily volume is short volume , aka people buying .
Historically a rising DIX ( yes that is funny laugh it up ) indicates market sentiment is bullish while visa versa means bearish .
In this case we are looking to get to see a further deterioration of DIX into the 42 % to 38 % range to see a drastic pull down .
Here is @ @ @ @ @ @ @ info .
The DIX has been in a gradual decline ever since we had out totally normal totally legal run up 30 % in the S & P .
Now we can move on to GEX or the gamma exposure .
This has to do with MM delta hedging against calls and puts .
This can introduce a put squeeze which is essentially a short squeeze .
If a MM sells you a SPY 240 5/1 ( RIP ) it will immediately calculate the delta of that option and hedge accordingly .
So @ @ @ @ @ @ @ you were promised was going to print tendies only has a delta of .20 ( 20 % ) then the MM is going to go out and short 20 shares of SPY to hedge against the risk .
The shorting of those 20 SPY shares pushes the price down further and what happens when it turns out you were wrong about your SPY 240 put ?
SPY sits at 283 and the delta of your put has gone down to .10 ( 10 % ) so the MM no longer needs to hold @ @ @ @ @ @ @ to keep a delta neutral portfolio .
A low GEX means that the options market is more geared towards puts .
Yes i said it all you gay bears , but it is still sitting at 1,264M .
But only 6 days ago it was at 6,412M so this is a steep drop off over the past couple days .
A high GEX implies that MMs are hedging with ITM or ATM options because they are expecting a change in the current price direction .
A negative GEX , like we had starting @ @ @ @ @ @ @ the real start to the whole downtrend ) implies a put squeeze of 773 million shares for every +1 % movement in SPY .
( The same idea applies to calls buy in the opposite fashion ) This creates volatility in the market .
THIS IS NOT TA ON VIX , im not telling you to buy VIX calls every time it dips below 50 that is actually retarded , but .
It is not a coincidence that VIX jumped 46 % the same day that GEX went negative .
When GEX is @ @ @ @ @ @ @ when it is low is implies there will be .
As a bearish outlook and put heaving options market drag SPY down it creates panic .
There are also people buying share as it is falling thinking they are getting a sweet deal on SPY when it is at 275 because it is only a pandemic right ?
stocks only go up ?
All while this is going on MMs had been writing puts and delta hedging appropriately .
So SPY go up intraday 2 % that is about 1,546 million shares of @ @ @ @ @ @ @ changing on Feb 24th .
Then we degenerates buy more puts because basically they are on sale and the cycle continues until the MM can manipulate the market enough to get their gamma exposure down to decrease volatility .
Here is an article that explains why we were stuck in that 270 to 285 window for like two weeks .
On the day that VIX peaked at around 83 , the GEX was at -2,170M and DIX was at 37.8 % .
I am not saying that a direct copy of those levels @ @ @ @ @ @ @ record high volatility day but it will help .
When VIX rose 20 % from friday april 17th to tuesday april 21st , the most recent notable spike in volatility , DIX and GEX were both on the decline .
Why do I care about this information ?
The DIX went from 51.2 % to 44.9 % in the days leading up to that volatility spike and decline in the S & P500 .
It seems that DIX is a precursor to what direction the S & P500 will move in the coming @ @ @ @ @ @ @ that it is coming off two year record highs and the only time DIX reached those heights again was in admits the tiny crash in the beginning of 2016 and a fallout or correction in 2011 .
On the other hand , GEX seems to mirror the S & P leading into down turns , it only leads the curve by a day or two .
Please note that this part is just done by looking at the graph and seeing trends .
But nonetheless , if you are a gay bear you @ @ @ @ @ @ @ Here are the GEX similarities between the last crash and now for the gay bears .
GEX trying to rise then getting swatted back down implying turbulent days are to come .
Just from eye balling the day to day change in SPY and GEX it looks like GEX leads a little and SPY lags .
So look for another big drop in GEX , hopefully even go negative .
Also another thing to note , like i said high GEX usually leaded to a pivot in the current direction of the market @ @ @ @ @ @ @ was at 6,412M and below are times it has been above or at that in the past two years .
It will be very interesting to see what dark liquidity things of this earnings week for tech and basically half of the S & P500 .
Similarities between DIX in the first crash and now for the gay gay bears .
• It is at its lowest in the last 20 trading days • last time it was at 43.9 % was march 11th aka that legendary -9.5 % day Thank you for @ @ @ @ @ @ @ and I am going to take the dog out .
TLDR : If this trend continues then it is possible to have another leg down here soon .
Be vigilant and check this index a few times a week just to see where the sentiment in dark pools is .
Right now I am holding $ SPY 6/19 and 9/18 puts .
Also this is not financial advice , I am just sharing my thinking behind my betting my money .
If i missed anything or mis explained something then please let me @ @

by golfwangthesenuts
The Dark Index (DIX) and Gamma Exposure (GEX) have been a subject of debate in the discussion room lately. So i thought that it would be a decent to inform and provide my personal opinion on their movements. If this has already been posted then I apologize.
Here is the squeeze metrics link. Here is also another great form of information, it is more helpful in my opinion. It highlights everything that you would need to know about dark pools.
I also want to note that we are in unprecedented times, the government is buying anything and everything trying to keep the market afloat. Trump is telling us that we will be reopened by two weeks ago. Oil is in complete free fall. Oh yeah and the pandemic. It turns out that the Brazilian president was wrong about his people being immune to the corona virus, which is scary because if it gets into the bat population in brazil it can mutate a lot faster. Any who, lets jump right in shall we?
The Dark Index (DIX)
The Dark Index is a dollar weighted measure of the dark pool indicator. It tracks the dark pool short volume for components of the S&P. It is interesting to note that short volume is actually investors buying the underlying stock. So a high percentage (over 45%) for DIX indicates that the market sentiment is stocks only go up and there is more short volume than non short. This is confusing yes but let me try to explain it.
I am the MM and I want to make money today so i tell my HFT algo to create a spread for SPCE. It looks at current market and says Bid: $16.95 and Ask: $17.07. The spread is $0.12. The MM is offering to sell at 17.07 and to buy at 16.95. An investor A puts in an order to buy a share of SPCE at 17.07 and investor B puts an order to sell at 16.95. The MM will place a SHORT sale at 17.07, sell the share of SPCE at 17.07 then instantly turn around and buy a share back at 16.95 from investor B to satisfy its short sale. That is why investors buying are considered short volume.
So as of right now the DIX is at 43.98%. This means that only 43.98% of daily volume is short volume, aka people buying. Historically a rising DIX (yes that is funny laugh it up) indicates market sentiment is bullish while visa versa means bearish. In this case we are looking to get to see a further deterioration of DIX into the 42% to 38% range to see a drastic pull down.
Here is the White Paper they provide for more info.
The DIX has been in a gradual decline ever since we had out totally normal totally legal run up 30% in the S&P. Now we can move on to GEX or the gamma exposure.
Gamma Exposure (GEX)
This has to do with MM delta hedging against calls and puts. This can introduce a put squeeze which is essentially a short squeeze.
If a MM sells you a SPY 240 5/1 (RIP) it will immediately calculate the delta of that option and hedge accordingly. So lets say your OTM SPY put that you were promised was going to print tendies only has a delta of .20 (20%) then the MM is going to go out and short 20 shares of SPY to hedge against the risk. The shorting of those 20 SPY shares pushes the price down further and what happens when it turns out you were wrong about your SPY 240 put? SPY sits at 283 and the delta of your put has gone down to .10 (10%) so the MM no longer needs to hold 20 shorted positions so it buys 10 to keep a delta neutral portfolio.
A low GEX means that the options market is more geared towards puts. Yes i said it all you gay bears, but it is still sitting at 1,264M. But only 6 days ago it was at 6,412M so this is a steep drop off over the past couple days. A high GEX implies that MMs are hedging with ITM or ATM options because they are expecting a change in the current price direction. A negative GEX, like we had starting on February 24th of -773M (aka the real start to the whole downtrend) implies a put squeeze of 773 million shares for every +1% movement in SPY. (The same idea applies to calls buy in the opposite fashion) This creates volatility in the market.
Volatility (VIX)
THIS IS NOT TA ON VIX, im not telling you to buy VIX calls every time it dips below 50 that is actually retarded, but.
It is not a coincidence that VIX jumped 46% the same day that GEX went negative. When GEX is high it insinuates low volatility, and when it is low is implies there will be. As a bearish outlook and put heaving options market drag SPY down it creates panic. There are also people buying share as it is falling thinking they are getting a sweet deal on SPY when it is at 275 because it is only a pandemic right? stocks only go up? All while this is going on MMs had been writing puts and delta hedging appropriately. So SPY go up intraday 2% that is about 1,546 million shares of SPY getting bought to adjust for delta changing on Feb 24th. Then we degenerates buy more puts because basically they are on sale and the cycle continues until the MM can manipulate the market enough to get their gamma exposure down to decrease volatility. Here is an article that explains why we were stuck in that 270 to 285 window for like two weeks.
We are primarily funded by readers. Please subscribe and donate to support us!
On the day that VIX peaked at around 83, the GEX was at -2,170M and DIX was at 37.8%. I am not saying that a direct copy of those levels for GEX or DIX will duplicate a record high volatility day but it will help.
When VIX rose 20% from friday april 17th to tuesday april 21st, the most recent notable spike in volatility, DIX and GEX were both on the decline.
Why do I care about this information?
The DIX went from 51.2% to 44.9% in the days leading up to that volatility spike and decline in the S&P500. It seems that DIX is a precursor to what direction the S&P500 will move in the coming days. So it should be known that it is coming off two year record highs and the only time DIX reached those heights again was in admits the tiny crash in the beginning of 2016 and a fallout or correction in 2011.
On the other hand, GEX seems to mirror the S&P leading into down turns, it only leads the curve by a day or two. Please note that this part is just done by looking at the graph and seeing trends. But nonetheless, if you are a gay bear you want this index to keep falling.
Here are the GEX similarities between the last crash and now for the gay bears.
GEX trying to rise then getting swatted back down implying turbulent days are to come. Just from eye balling the day to day change in SPY and GEX it looks like GEX leads a little and SPY lags. So look for another big drop in GEX, hopefully even go negative.

GEX similar patterns before down turns
Also another thing to note, like i said high GEX usually leaded to a pivot in the current direction of the market in the following time period. GEX was at 6,412M and below are times it has been above or at that in the past two years.
It will be very interesting to see what dark liquidity things of this earnings week for tech and basically half of the S&P500.

GEX similarities between crashes at heights
Similarities between DIX in the first crash and now for the gay gay bears.
It is at its lowest in the last 20 trading days
last time it was at 43.9% was march 11th aka that legendary -9.5% day
its called DIX
Thank you for listening, my aderall has worn off and I am going to take the dog out.
TLDR: If this trend continues then it is possible to have another leg down here soon. Be vigilant and check this index a few times a week just to see where the sentiment in dark pools is. Right now I am holding $SPY 6/19 and 9/18 puts.
Also this is not financial advice, I am just sharing my thinking behind my betting my money. If i missed anything or mis explained something then please let me know.


investmentwatchblog--2020-04-25--ABC News EXPOSES THEMSELVES After Airing DISGUSTING Segment

Kyle Drennan from NewsBusters reports , Despite all immigration to the United States being effectively shut down for weeks amid @ @ @ @ @ President Trump expressed his desire to make the policy official with an executive order , @ @ @ @ @ America immediately denounced the move as “ xenophobic ” and just a play to Trump @ @ @ @ @ base .

Kyle Drennan from NewsBusters reports, Despite all immigration to the United States being effectively shut down for weeks amid the coronavirus pandemic, after President Trump expressed his desire to make the policy official with an executive order, ABC’s Good Morning America immediately denounced the move as “xenophobic” and just a play to Trump’s “hardline” base.
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Read More/Source/Credit/FairUse:
www.newsbusters.org/blogs/nb/…


investmentwatchblog--2020-04-25--Pelosi Wipe Dripping Nose With Bare Hand, Then Touches House Floor Podium

Guess she got herself the VACCINE.. VIDEO in link… And here Pelosi wipes her dripping nose with her bare , @ @ @ @ @ that hand all over the House floor podium used by all other members of Congress @ @ @ @ @ trillions of your money fighting China virus but can ’ t practice basic hygiene .

Guess she got herself the VACCINE..
www.3ccorp.net/2020/04/23/pelosi…ers-video/
DISGUSTING LOW LIFE
VIDEO in link…
And here
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Pelosi wipes her dripping nose with her bare, shivering hand and then wipes that hand all over the House floor podium used by all other members of Congress.
She wants to spend trillions of your money fighting China virus but can’t practice basic hygiene.
Pelosi wipes her dripping nose with her bare, shivering hand and then wipes that hand all over the House floor podium used by all other members of Congress. She wants to spend trillions of your money fighting China virus but can’t practice basic hygienepic.twitter.com/MZYdzsRi34 — Benny (@bennyjohnson) April 23, 2020
h/t BP


investmentwatchblog--2020-04-25--When the Economy Goes Down, Markets Go Down, Pensions Will Evaporate!

Do you think we will have more pensions seeing CUTS ?
With Only 6 Members Participating , Senate Passed $ @ @ @ @ @ Unanimous Consent ’ | CNSNews

Do you think we will have more pensions seeing CUTS?
Eurozone economy suffers ‘unprecedented’ collapse
news.yahoo.com/eurozone-economy-suffers-unprecedented-collapse-093032734–finance.html
2020-04-23_5-47-04.jpg (1014×569)
www.zerohedge.com/s3/files/inline-images/2020-04-23_5-47-04.jpg?itok=YFhjsL66
2020-04-22_17-43-36_0.jpg (841×619)
www.zerohedge.com/s3/files/inline-images/2020-04-22_17-43-36_0.jpg?itok=2TqDugNC
bfmFC5A_0.jpg (978×504)
We are primarily funded by readers. Please subscribe and donate to support us!
www.zerohedge.com/s3/files/inline-images/bfmFC5A_0.jpg?itok=YvGzpTag
bfm755A.jpg (978×502)
www.zerohedge.com/s3/files/inline-images/bfm755A.jpg?itok=otF12UFE
www.markiteconomics.com/Public/Home/PressRelease/63cdd746043d4473bd49c2730287049a
AIMCo’s $3 Billion Volatility Trading Blunder | Institutional Investor
www.institutionalinvestor.com/article/b1l9c8n9lgdj1r/AIMCo-s-3-Billion-Volatility-Trading-Blunder
With Only 6 Members Participating, Senate Passed $483-Billion Spending Bill by ‘Unanimous Consent’ | CNSNews
cnsnews.com/commentary/terence-p-jeffrey/only-6-members-participating-senate-passed-483-billion-spending-bill


investmentwatchblog--2020-04-25--Biz owner shocked by angry response when she tells employees paychecks will resume

A Washington State business owner faced backlash from her employees after she obtained a forgivable Paycheck Protection Program loan from the federal government that has allowed her to keep them fully paid through the coronavirus pandemic .
In an interview with CNBC this week , salon owner Jamie Black-Lewis of the Oasis Medspa & Salon in Woodinville and Amai Day Spa in Bothell said her employees were furious because they were already “ making ” more money being unemployed .
And the reason they were “ making ” more being unemployed was because of a Democrat-pushed provision that was added @ @ @ @ @ @ @ added “ a flat $ 600 a week to the typical weekly benefits paid by one ’ s state , ” CNBC reported .
“ Those traditional benefits , which vary widely between states , replaced about 40 % of one ’ s prior wages.
” “ The measure ’ s improved $ 600-a-week payments , which run through July , aim to boost that wage replacement rate to 100 % for the average worker .
But some , especially lower-wage workers , can come out ahead.
” And that ’ s exactly @ @ @ @ @ @ @ , just as congressional Republicans had repeatedly warned .

A Washington State business owner faced backlash from her employees after she obtained a forgivable Paycheck Protection Program loan from the federal government that has allowed her to keep them fully paid through the coronavirus pandemic.
In an interview with CNBC this week, salon owner Jamie Black-Lewis of the Oasis Medspa & Salon in Woodinville and Amai Day Spa in Bothell said her employees were furious because they were already “making” more money being unemployed.
And the reason they were “making” more being unemployed was because of a Democrat-pushed provision that was added to the CARES Act.
slate.com/business/2020/03/coron…rance.html
The provision added “a flat $600 a week to the typical weekly benefits paid by one’s state,” CNBC reported. “Those traditional benefits, which vary widely between states, replaced about 40% of one’s prior wages.”
We are primarily funded by readers. Please subscribe and donate to support us!
“The measure’s improved $600-a-week payments, which run through July, aim to boost that wage replacement rate to 100% for the average worker. But some, especially lower-wage workers, can come out ahead.”
And that’s exactly what happened in Black-Lewis’s case, just as congressional Republicans had repeatedly warned.
Jamie Black-Lewis, a #Washington State business owner of two spas with 35 employees got two forgivable #PPP loans. Her employees hate her for it. Because they would rather collect #unemployment. The unintended consequence of #CARES t.co/qyuYOHnihy and @GregIacurci — Keith Gormezano – #Top 100 #QuickBooks #ProAdvisor (@drquickbooks) April 23, 2020
www.bizpacreview.com/2020/04/23/biz-owner-shocked-by-employees-response-when-she-tells-them-paychecks-will-resume-they-see-a-windfall-coming-912216?utm_campaign=bizpac&utm_content=Newsletter&utm_medium=Newsletter&utm_source=Get+Response&utm_term=EMAIL
AC


investmentwatchblog--2020-04-25--OMG! Tucker Carlson Lays the SMACKDOWN on CNN’s Chris Cuomo After His Theatrical LIE to Viewers!

Curtis Houck from NewsBusters reports , Having been nearly 24 hours since CNN and Prime Time host Chris “ Fredo @ @ @ @ @ of fake news propaganda , Fox News Channel host Tucker Carlson finally got a chance @ @ @ @ @ show to take a blowtorch to Cuomo as a “ buff cable news Lazarus ” @ @ @ @ @ and “ wants you think he has risen from the dead ” of the coronavirus @

Curtis Houck from NewsBusters reports, Having been nearly 24 hours since CNN and Prime Time host Chris “Fredo” Cuomo staged their piece of fake news propaganda, Fox News Channel host Tucker Carlson finally got a chance Tuesday night on his eponymous show to take a blowtorch to Cuomo as a “buff cable news Lazarus” fueled by “narcissism” and “wants you think he has risen from the dead” of the coronavirus.
We are primarily funded by readers. Please subscribe and donate to support us!
Read More/Source/Credit/FairUse:
www.newsbusters.org/blogs/nb/…


investmentwatchblog--2020-04-25--How to play earnings like you have a braincell

I , as well , am retarded .
However , I just have enough neural capacity to learn from my mistakes .
TLDR ; Buy options now for earnings that are at least two weeks out .
Volatility rises right before earnings which means even if you choose the wrong direction , the option will either retain more or gain more value .
Sell BEFORE earnings call .
Buy LEAPS after earnings .
• Volatility rises before earnings .
Due to investors having different expectations , volume on stock rising , and the investment world circle jerking about earnings .
@ @ @ @ @ @ @ here is an article explaining the phenomenon .
• Buy low , sell high .
With volatility rising before earnings , you can buy low volatility options ( cheaper ) weeks before earnings come out .
Place the expiry either before or after earnings .
If you ’ re choosing before earnings , you can buy it for much cheaper but in turn you take on significantly more risk of expiring worthless before you capitalize on volatility .
Instead , buy an option that is at least 2.5 weeks before earnings that expires @ @ @ @ @ @ @ .
Earnings in this economy have been a crapshoot .
DPZ beats expectations handily , loses value the next day .
Here finance.yahoo.com/quote/dpz ?
ltr=1 is their chart , switch to one month out .
In the four weeks leading up to earnings , DPZ rose 18.6 % on expectations of good earnings .
From there , they fell 4 % in the following day after earnings .
Snap kinda shit the bed on earnings but a silver turd of new users allowed their stock to go up after earnings .
Do not @ @ @ @ @ @ @ for the company ’ s stock , bet that the thought of good/bad earnings will influence the price in a certain direction .
• Buy at the money options in the direction you expect it to go .
www.investopedia.com/terms/v/volatilitysmile.asp Volatility is lowest in at the money options .
Buying too far in our out of the money will decrease your gains due to volatility and you will have to be very accurate in your strike price assessment .
• In regards to theta .
Theta can fuck you in any options trade , @ @ @ @ @ @ @ Here we are betting that implied volatility will increase more than theta can .
• Do your homework .
I flared this as options since I have not chosen the moves I want to make yet .
Pick companies that have been trading in a relatively set boundary for a while .
Volatility will be lower than a company that ranges wildly .
Find companies that either benefited or got hammered due to coronavirus , choose option accordingly .
News is another way that volatility can get crushed , so under-the-radar companies are @ @ @ @ @ @ @ company that a gets hit with a clearly positive or negative story , IV is reduced and you ’ re now cucked by theta .
Hope you guys can read .
I might come out with DD using this line of thinking if people give enough of a f*ck about this .
Don ’ t be retarded and hold past earnings .
Disclaimer : This information is only for educational purposes .
Do not make any investment decisions based on the information in this article .
Do you own due diligence .

by getabucket92
I, as well, am retarded. However, I just have enough neural capacity to learn from my mistakes.
TLDR; Buy options now for earnings that are at least two weeks out. Volatility rises right before earnings which means even if you choose the wrong direction, the option will either retain more or gain more value. Sell BEFORE earnings call. Buy LEAPS after earnings.
We are primarily funded by readers. Please subscribe and donate to support us!
Volatility rises before earnings. Due to investors having different expectations, volume on stock rising, and the investment world circle jerking about earnings. Don’t believe me? sixfigureinvesting.com/2013/01/riding-the-iv-ramp-before-amazon-earnings/ here is an article explaining the phenomenon. Buy low, sell high. With volatility rising before earnings, you can buy low volatility options (cheaper) weeks before earnings come out. Place the expiry either before or after earnings. If you’re choosing before earnings, you can buy it for much cheaper but in turn you take on significantly more risk of expiring worthless before you capitalize on volatility. Instead, buy an option that is at least 2.5 weeks before earnings that expires after announcement. Sell BEFORE earnings. Earnings in this economy have been a crapshoot. DPZ beats expectations handily, loses value the next day. Here finance.yahoo.com/quote/dpz?ltr=1 is their chart, switch to one month out. In the four weeks leading up to earnings, DPZ rose 18.6% on expectations of good earnings. From there, they fell 4% in the following day after earnings. Snap kinda shit the bed on earnings but a silver turd of new users allowed their stock to go up after earnings. Do not bet on what the earnings will do for the company’s stock, bet that the thought of good/bad earnings will influence the price in a certain direction. Buy at the money options in the direction you expect it to go. www.investopedia.com/terms/v/volatilitysmile.asp Volatility is lowest in at the money options. Buying too far in our out of the money will decrease your gains due to volatility and you will have to be very accurate in your strike price assessment. In regards to theta. Theta can fuck you in any options trade, but Implied volatility can crush you. Here we are betting that implied volatility will increase more than theta can. Do your homework. I flared this as options since I have not chosen the moves I want to make yet. Pick companies that have been trading in a relatively set boundary for a while. Volatility will be lower than a company that ranges wildly. Find companies that either benefited or got hammered due to coronavirus, choose option accordingly. News is another way that volatility can get crushed, so under-the-radar companies are more preferred. If you choose a company that a gets hit with a clearly positive or negative story, IV is reduced and you’re now cucked by theta.
Hope you guys can read. I might come out with DD using this line of thinking if people give enough of a f*ck about this. Don’t be retarded and hold past earnings.
Disclaimer: This information is only for educational purposes. Do not make any investment decisions based on the information in this article. Do you own due diligence.


investmentwatchblog--2020-04-25--How Power BI (Microsoft’s Self-Service Data Visualization Platform) will be their new Halo Platform

How Power BI (Microsoft’s Self-Service Data Visualization Platform) will be their new Halo Platform that will lead Data Science

TL ; DR : Power BI can add pre-made Machine and deep learning models .
Recent press conference this was specifically mentioned for scale .
I think Microsoft is planning a Machine Learning Store for commercial purposes working like the App Store for pre-made models .
Also I work in the Data Science Field .
As some of you may or may not know , Power BI has the ability to add pre-made machine learning and deep learning models internally Once I learned about this I knew where Microsoft was headed I ’ m thinking machine learning and AI will @ @ @ @ @ @ @ bi users completely nulling the need for learning code , why ?
Microsoft ’ s job is to make it as easy as possible for everyone to use their systems and this is why I think Microsoft will have a similar variation of the “ App Store ” for machine learning models and algorithms Actual engineers will have the unique experience to be sort of like an app developer where they develop their code and publish it in the App Store and people using Power BI will be able to either download it @ @ @ @ @ @ @ In their recent press conference about Power BI they mentioned pre-made models being directly implemented into the power BI software and said that this was done specifically for scale In my opinion , I really think this is the direction Microsoft is headed with their Power BI software and their implementation of scale through Machine Learning for everybody Long MSFT for the next ten years bigly Disclaimer : This information is only for educational purposes .
Do not make any investment decisions based on the information in this article .
Do you own @ @ @

by rawrtherapy
TL;DR: Power BI can add pre-made Machine and deep learning models. Recent press conference this was specifically mentioned for scale. I think Microsoft is planning a Machine Learning Store for commercial purposes working like the App Store for pre-made models.
Also I work in the Data Science Field.
——————————————————————
As some of you may or may not know, Power BI has the ability to add pre-made machine learning and deep learning models internally
Once I learned about this I knew where Microsoft was headed
I’m thinking machine learning and AI will be a sort of addition to power bi users completely nulling the need for learning code, why?
We are primarily funded by readers. Please subscribe and donate to support us!
Microsoft’s job is to make it as easy as possible for everyone to use their systems and this is why I think Microsoft will have a similar variation of the “App Store” for machine learning models and algorithms
Actual engineers will have the unique experience to be sort of like an app developer where they develop their code and publish it in the App Store and people using Power BI will be able to either download it for free or for a small fee
In their recent press conference about Power BI they mentioned pre-made models being directly implemented into the power BI software and said that this was done specifically for scale
In my opinion, I really think this is the direction Microsoft is headed with their Power BI software and their implementation of scale through Machine Learning for everybody
Long MSFT for the next ten years bigly
Disclaimer: This information is only for educational purposes. Do not make any investment decisions based on the information in this article. Do you own due diligence.


investmentwatchblog--2020-04-25--Boeing pulls out of $4.2 Billion Deal with Embraer

Looks like this decision was recently announced .
SAO PAULO/PARIS ( Reuters ) – Boeing Co ( BA.N ) on Saturday said it had canceled a $ 4.2 billion deal to buy the commercial jets division of Embraer ( EMBR3.SA ) , unraveling years of work on what the Brazilian planemaker expected to be a transformative move .
Does this reflect a strategic effort that will give shareholders optimism about Boeing ’ s financial security , or does it suggest a “ bad news to come ” scenario ?
$ BA shares hit a low of $ 128.39 yesterday , @ @ @ @ @ @ @ of timeline to bring back the MAX fixes .
Edit : I wonder how much of this is to free up money to pay debt that is going to be due in 2020 ?
The next portion is Boeing ’ s borrowings , and that is obviously what brought the company in problems with another crisis hitting many industries ; Boeing borrowed $ 25.4B in 2019 and fully used its $ 13.8B credit facility .
From the $ 25.4B , $ 12.2B was used to make debt repayment .
Boeing ’ s current @ @ @ @ @ @ @ is $ 7.3B .
While many companies are now tapping into their credit lines , Boeing already did that last year , which , by no means , is a positive indication .
I also modeled in Boeing tapping its $ 9.6B revolving credit facility , of which $ 3.2B is due by the end of October 2020 , though Boeing does have the ability to extend the termination times by a year .
I estimated that Boeing would pay around $ 800-950 million in interest on their debt at the end of @ @ @ @ @ @ @ on their $ 13.8B delayed drawdown arrangement as well as a significant fee on the credit line agreements .

by Demi_em
Looks like this decision was recently announced.
SAO PAULO/PARIS (Reuters) – Boeing Co (BA.N) on Saturday said it had canceled a $4.2 billion deal to buy the commercial jets division of Embraer (EMBR3.SA), unraveling years of work on what the Brazilian planemaker expected to be a transformative move.
Does this reflect a strategic effort that will give shareholders optimism about Boeing’s financial security, or does it suggest a “bad news to come” scenario?
We are primarily funded by readers. Please subscribe and donate to support us!
$BA shares hit a low of $128.39 yesterday, after they announced production cuts and pushback of timeline to bring back the MAX fixes.
Edit: I wonder how much of this is to free up money to pay debt that is going to be due in 2020?
Boeing short-term debt and interest payments The next portion is Boeing’s borrowings, and that is obviously what brought the company in problems with another crisis hitting many industries; Boeing borrowed $25.4B in 2019 and fully used its $13.8B credit facility. From the $25.4B, $12.2B was used to make debt repayment. Boeing’s current portion of long-term debt and short-term debt is $7.3B. While many companies are now tapping into their credit lines, Boeing already did that last year, which, by no means, is a positive indication. I also modeled in Boeing tapping its $9.6B revolving credit facility, of which $3.2B is due by the end of October 2020, though Boeing does have the ability to extend the termination times by a year. I estimated that Boeing would pay around $800-950 million in interest on their debt at the end of 2019 and a hefty $1B fee on their $13.8B delayed drawdown arrangement as well as a significant fee on the credit line agreements.


investmentwatchblog--2020-04-25--A High Level Guide to Trading Unusual Options Activity

Hey all , I ’ ve received a good number of requests to post a guide on how exactly one trades high volume unusual options activity .
I ’ ll keep this fairly high-level , and I encourage those who are inspired by this post to do more research on the subject .
My goal is to give you guys a guideline one where to begin your studies , but I ’ m not here to teach you guys outright on how to trade Unusual Options Activity .
Unusual options activity occurs when a certain contract on a specific series @ @ @ @ @ @ @ above one to two thousand on smaller cap stocks or in the tens of thousands for larger more liquid equities .
What is UOA good for ?
UOA is primarily used to see institutional option order flow in order to piggyback off their plays .
Institutions are smart , richer , and have far more resources than your average retail investor , so piggybacking off of their plays will usually net you a profit 9/10 times .
Insider trading is a lot more common than you think , and sometimes you can see @ @ @ @ @ @ @ moves before they occur .
UOA is NOT useful for ETF ’ s such as SPY , QQQ , or USO .
I don ’ t care how smart an institution is , no institution can predict the market .
Even Bridgewater Associates , the largest hedge fund in the world headed by Ray Dalio , experienced massive losses during the current COVID-Crash .
SPY is not going to hostilly takeover Apple .
USO will not be bought out by Netflix .
IWM is not going to have a shitty press release and @ @ @ @ @ @ @ cash through trying to predict ETFs How to Scan for UOA There are many services that can scan for UOA , but you guys all have google and I ’ m not going to shill products .
Personally I use ToS ’ s built in scanner .
If you ’ re interested , there are many videos on the art of scanning for UOA .
One thing of note , websites like BarChart are good for a general picture , but never trade based on options activity found on BarChart alone .
It @ @ @ @ @ @ @ you have no way to tell if they were selling , buying , opening or closing positions .
Plus they update super slowly so you ’ ll miss out on trades anyways .
Things to Look Out For Analyzing UOA is more of an art than a science .
It really requires an understanding of different types of option spreads , MM behavior , option pricing , and fundamental analysis .
It by no means is an easy way to make money and it is very difficult to differentiate hedges and bets .
@ @ @ @ @ @ @ trading , or else other people would have already jumped in on it .
That being said , with proper risk management and a well developed set of financial skills , it can be a great supplement to an existing trading strategy .
With that out of the way , here are general things to look out for .
• Volume to Open Interest • Understanding the Dynamics of volume and open interest is a great way to determine whether orders are opening or closing .
• Bid/Ask Spread • Bid/Ask Spread analysis @ @ @ @ @ @ @ were and whether or not order flow was buying or selling .
• Days till Expiry • This is the best method to differentiate between hedges and bets , but it is not an exact science and is sometimes very subjective until the trade runs its course .
• Charting • Option orders leave footprints in the form of MM orders .
Learn these .
• Option Spreads and Strategies • You MUST have a deep understanding of every option strategy .
These are critical to determine direction of bets .
And that @ @ @ @ @ @ @ a difficult strategy to master , but once you know what you ’ re doing it can be a consistent and profitable strategy .
Disclaimer : This information is only for educational purposes .
Do not make any investment decisions based on the information in this article .
Do you own due diligence .

by qwertyrayz
Hey all, I’ve received a good number of requests to post a guide on how exactly one trades high volume unusual options activity. I’ll keep this fairly high-level, and I encourage those who are inspired by this post to do more research on the subject. My goal is to give you guys a guideline one where to begin your studies, but I’m not here to teach you guys outright on how to trade Unusual Options Activity.

What is Unusual Option Activity?
Unusual options activity occurs when a certain contract on a specific series experiences unusually high volume. Generally volumes above one to two thousand on smaller cap stocks or in the tens of thousands for larger more liquid equities.

What is UOA good for?
UOA is primarily used to see institutional option order flow in order to piggyback off their plays. Institutions are smart, richer, and have far more resources than your average retail investor, so piggybacking off of their plays will usually net you a profit 9/10 times. Insider trading is a lot more common than you think, and sometimes you can see institutional order flow to predict big stock moves before they occur.
UOA is NOT useful for ETF’s such as SPY, QQQ, or USO. I don’t care how smart an institution is, no institution can predict the market. Even Bridgewater Associates, the largest hedge fund in the world headed by Ray Dalio, experienced massive losses during the current COVID-Crash. SPY is not going to hostilly takeover Apple. USO will not be bought out by Netflix. IWM is not going to have a shitty press release and tank after earnings. Stop burning your cash through trying to predict ETFs
We are primarily funded by readers. Please subscribe and donate to support us!

How to Scan for UOA
There are many services that can scan for UOA, but you guys all have google and I’m not going to shill products. Personally I use ToS’s built in scanner. If you’re interested, there are many videos on the art of scanning for UOA.
One thing of note, websites like BarChart are good for a general picture, but never trade based on options activity found on BarChart alone. It does not show individual order flow and you have no way to tell if they were selling, buying, opening or closing positions. Plus they update super slowly so you’ll miss out on trades anyways.

Things to Look Out For
Analyzing UOA is more of an art than a science. It really requires an understanding of different types of option spreads, MM behavior, option pricing, and fundamental analysis. It by no means is an easy way to make money and it is very difficult to differentiate hedges and bets. UOA is NOT the holy grail of trading, or else other people would have already jumped in on it. That being said, with proper risk management and a well developed set of financial skills, it can be a great supplement to an existing trading strategy. With that out of the way, here are general things to look out for.
Volume to Open Interest Understanding the Dynamics of volume and open interest is a great way to determine whether orders are opening or closing.
Bid/Ask Spread Bid/Ask Spread analysis will help you determine how aggressive orders were and whether or not order flow was buying or selling.
Days till Expiry This is the best method to differentiate between hedges and bets, but it is not an exact science and is sometimes very subjective until the trade runs its course.
Implied Volatility Sets expectations of Institutions
Charting Option orders leave footprints in the form of MM orders. Learn these.
Option Spreads and Strategies You MUST have a deep understanding of every option strategy. These are critical to determine direction of bets.
And that’s about it. UOA is a difficult strategy to master, but once you know what you’re doing it can be a consistent and profitable strategy.
Disclaimer: This information is only for educational purposes. Do not make any investment decisions based on the information in this article. Do you own due diligence.


investmentwatchblog--2020-04-25--Only 3% of Fidelity 401k participants stopped buying stocks, and only 0.6% of Vanguard investors mov

Only 3% of Fidelity 401k participants stopped buying stocks, and only 0.6% of Vanguard investors moved to all cash from Feb to April

Many of Fidelity ’ s retirement savers continued to contribute steadily with an average contribution of 8.9 % , and @ @ @ @ @ upped their contributions .
Just 3 % of 401 ( k ) participants stopped buying @ @ @ @ @ Vanguard told Yahoo Finance that its clients have “ overwhelmingly stayed the course , ” @ @ @ @ @ U.S. households trading between Feb. 19 and April 17 .
“ Of those trading , @ @ @ @ @ trade during this period , ” said Vanguard ’ s Felicia Melvin .
And only @ @ @ @ @ made a trade made more than six .
Again , very few people stopped investing @ @ @ @ @ of investors moved into an all-cash position while two-thirds of households moved into equities , @ @ @ @ @ into fixed income .

by cefpodoxime
Many of Fidelity’s retirement savers continued to contribute steadily with an average contribution of 8.9%, and 15% of savers even upped their contributions. Just 3% of 401(k) participants stopped buying stocks with their contributions.
Vanguard told Yahoo Finance that its clients have “overwhelmingly stayed the course,” with just 10.7% of U.S. households trading between Feb. 19 and April 17.
“Of those trading, 44% made only one trade during this period,” said Vanguard’s Felicia Melvin. And only 17% of people who made a trade made more than six.
Again, very few people stopped investing in equities: 0.6% of investors moved into an all-cash position while two-thirds of households moved into equities, though cash-wise more money flowed into fixed income.


investmentwatchblog--2020-04-25--How will the economy fundamentally change because of COVID-19

I think are failing to recognize that the economy is undergoing profound changes , and we are only beginning to have the vaguest sense of what the implications are of those changes are .
I listed out a few industries below that I think will be permanently and negatively affected because of COVID-19 : • Commercial real estate – totally fucked .
Many white collar businesses have just had to make massive investments to get their employees to be able to work from home , I know my company has ( goodbye bonus ) .
You think they will just @ @ @ @ @ @ @ in two months when things start to open back up ?
You think they won ’ t realize how much money they can save on rent by just making everyone work from home permanently ( essentially making employees shoulder their rent costs ) ?
You think employees will want to return to the office when they have gotten comfortable working from home , not having to commute and hour and not having to pay exorbitant amounts for child care ?
GTFO • Tourism – the days easy international travel are over .
No @ @ @ @ @ @ @ Air for $ 99 or whatever .
It ’ s going to be a long time before countries start letting in tourists and other non-citizens like they used to , given that the Cornonavirus outbreak in Italy may be been started by two superspreader Chinese tourists , although granted they are now thinking it was in the country earlier .
But point is that international travel will be extremely difficult if not impossible for the foreseeable future .
• Oil & Gas – less commuting ( see commercial real estate above ) = @ @ @ @ @ @ @ for oil .
• Cruise lines – need I say more ?
• Malls/retail – no one is going to risk their life to go shopping when they can just order from home , COVID-19 is just accelerating the death of brick-and-mortar retail .
• Restaurants – You spend less money taking out food than actually dining in at a restaurant .
Similar to malls/retail , no one is going to risk their life just for the privilege of paying to sit down at a restaurant where the waiter is wearing a mask @ @ @ @ @ @ @ menus and plastic knives and forks These are just a few examples , would love to see what others think , I ’ m sure I ’ m missing a ton .
Disclaimer : This information is only for educational purposes .
Do not make any investment decisions based on the information in this article .
Do you own due diligence .

by hailcaesarsalad1
I think are failing to recognize that the economy is undergoing profound changes, and we are only beginning to have the vaguest sense of what the implications are of those changes are.
I listed out a few industries below that I think will be permanently and negatively affected because of COVID-19:
We are primarily funded by readers. Please subscribe and donate to support us!
Commercial real estate – totally fucked. Many white collar businesses have just had to make massive investments to get their employees to be able to work from home, I know my company has (goodbye bonus). You think they will just force everyone to return to the office in two months when things start to open back up? You think they won’t realize how much money they can save on rent by just making everyone work from home permanently (essentially making employees shoulder their rent costs)? You think employees will want to return to the office when they have gotten comfortable working from home, not having to commute and hour and not having to pay exorbitant amounts for child care? GTFO
Tourism – the days easy international travel are over. No more quick getaways to Europe on Ryan Air for $99 or whatever. It’s going to be a long time before countries start letting in tourists and other non-citizens like they used to, given that the Cornonavirus outbreak in Italy may be been started by two superspreader Chinese tourists, although granted they are now thinking it was in the country earlier. But point is that international travel will be extremely difficult if not impossible for the foreseeable future.
Oil & Gas – less commuting (see commercial real estate above) = less need for gas = less need for oil.
Cruise lines – need I say more?
Malls/retail – no one is going to risk their life to go shopping when they can just order from home, COVID-19 is just accelerating the death of brick-and-mortar retail.
Restaurants – You spend less money taking out food than actually dining in at a restaurant. Similar to malls/retail, no one is going to risk their life just for the privilege of paying to sit down at a restaurant where the waiter is wearing a mask and you will have to use disposable menus and plastic knives and forks
These are just a few examples, would love to see what others think, I’m sure I’m missing a ton.
Disclaimer: This information is only for educational purposes. Do not make any investment decisions based on the information in this article. Do you own due diligence.


investmentwatchblog--2020-04-25--1993 CNN Clip Unearthed Of Biden Accuser’s Mother Telling Larry King Of “Problems” With “Prominent S

1993 CNN Clip Unearthed Of Biden Accuser’s Mother Telling Larry King Of “Problems” With “Prominent Senator”

A 1993 clip from CNN ’ s “ Larry King Live ” has been unearthed , which features the mother @ @ @ @ @ asking for advice on how to address her “ problems ” working with a prominent @ @ @ @ @ Washington would help her .
Reade has accused Biden of forcibly penetrating her with his @ @ @ @ @ when she was a staffer for the then-US senator from Delaware .

A 1993 clip from CNN’s “Larry King Live” has been unearthed, which features the mother of Biden accuser Tara Reade asking for advice on how to address her “problems” working with a prominent senator, as nobody in Washington would help her.
Reade has accused Biden of forcibly penetrating her with his fingers nearly 30 years ago when she was a staffer for the then-US senator from Delaware.
We are primarily funded by readers. Please subscribe and donate to support us!
www.zerohedge.com/political/1993-cnn-clip-unearthed-biden-accusers-mother-telling-larry-king-problems-prominent
AC


investmentwatchblog--2020-04-25--NY Gov. Cuomo claims that economic collapse does not equal death.

Listen to the disdain these people have for anyone that dares challenge their narrative .
Listen to Cuomo use obvious @ @ @ @ @ He tells you to get your mind around the “ We Concept ” .
It @ @ @ @ @ , for Cuomo an economic collapse does not equal death .
He ’ ll be @ @ @ @ @ like that don ’ t even go through his mind , it ’ s unthinkable @ @ @ @ @ s an elitist , incapable of any empathy for the regular person .
Mean while @ @ @ @ @ with the cockroaches .

Listen to the disdain these people have for anyone that dares challenge their narrative. Listen to Cuomo use obvious communist, elitist language. He tells you to get your mind around the “We Concept”. It truly is sickening.
No, for Cuomo an economic collapse does not equal death. He’ll be taken care of. Thoughts like that don’t even go through his mind, it’s unthinkable for him. He’s an elitist, incapable of any empathy for the regular person.
We are primarily funded by readers. Please subscribe and donate to support us!
Mean while we will be eating rats with the cockroaches.
AC


investmentwatchblog--2020-04-25--New Jersey Driver Passes Out After Wearing N95 Mask.

New Jersey Driver Passes Out After Wearing N95 Mask .
This is why you shouldn ’ t wear a mask @ @ @ @ @ anywhere else .
It deprives you of oxygen – PERIOD .

New Jersey Driver Passes Out After Wearing N95 Mask. This is why you shouldn’t wear a mask – in a car or anywhere else. It deprives you of oxygen – PERIOD.
We are primarily funded by readers. Please subscribe and donate to support us!
AC


investmentwatchblog--2020-04-25--BOOM! Bernie Sanders Gets Dragged By Supporters For Sending Fundraising Email For The DNC

Mike LaChance from American Lookout reports , Bernie Sanders has spent the last several years talking about a revolution to @ @ @ @ @ he is sending fundraising emails on behalf of the establishment .
How can anyone blame @ @ @ @ @ ?

Mike LaChance from American Lookout reports, Bernie Sanders has spent the last several years talking about a revolution to topple the establishment. Now he is sending fundraising emails on behalf of the establishment. How can anyone blame his supporters for being annoyed?
We are primarily funded by readers. Please subscribe and donate to support us!
Read More/Source/Credit/FairUse:
americanlookout.com/bernie-sa…