investmentwatchblog--2020-07-21--COLLATERAL DAMAGE: Restaurant Revolution: How the Industry Is Fighting to Stay Alive.

Second-order effects of restaurant closures ripple through the American economy , bringing economic pain to farmers , fishermen , foragers , ranchers , manufacturers , and other producers who supply the industry .
Equally hit are supply chain partners who move goods across the country .
Two months into the pandemic , 40 percent of America ’ s restaurants were shuttered and 8 million employees out of work—three times the job losses seen by any other industry .
While some restaurants began reopening in May and June , most featured only takeout , delivery , or outdoor dining options due @ @ @ @ @ @ @ diners in June remained down more than 65 percent year over year , and the National Restaurant Association projected an industry revenue shortfall of $ 240 billion for the year .
So when a crisis of the magnitude of the COVID-19 global pandemic forces restaurants to close , and their revenue drops to zero overnight , things get particularly dire .
Unlike the oligopolistic airline industry , where a few large firms can easily band together to lobby for government support , the concerns of restaurant owners and the unique realities and concerns @ @ @ @ @ @ @ government programs designed to help small businesses .
It ’ s never been easy to make money in the restaurant industry .
A highly fragmented sector dominated by 70 percent independent owners and operators , the average restaurant ’ s annual revenue hovers around $ 1 million and generates an operating profit of just 4-5 percent .
A financially sustainable business model for small independents is often elusive .
“ IT ’ S GOING TO TAKE SOME TIME TO RETOOL OPERATING MODELS TO BE ABLE TO SUCCEED IN THIS NEW ENVIRONMENT.
” Coming @ @ @ @ @ @ @ thriving .
Within a few short months , we now see an industry back on its heels , massively disrupted by an external force so unprecedented it is almost unfathomable .
The severity of this business interruption will continue to endure and be further complicated by the mandate of many local governments that dine-in capacity be limited to 25-50 percent even after restaurants are permitted to reopen .
It ’ s still an open question how skittish the American public will be about returning to one of its favorite pasttimes .
As a @ @ @ @ @ @ @ from the global pandemic will likely look fundamentally different from the one that existed in early March .
How will the COVID-19 crisis change the landscape of the industry , and what do restaurants need to do to survive ?
And , what should consumers , desperate to return to their favorite restaurants but wary about whether it is safe to do so , expect ?
The future of the restaurant industry is especially of concern to us .
We collectively share 35 years of restaurant and food industry experience , navigating our @ @ @ @ @ @ @ as managers and senior leaders of restaurant groups and the industry ’ s primary trade association as well as the food and beverage brands that supply them .
We ’ ve invested in the industry and served as corporate board members and leaders of industry coalitions , and we now , as educators , prepare future founders and leaders of restaurants to operate in this unique industry .
We ’ ve spent the last few years in deep study of the restaurant industry to create and deliver an MBA-level course at Harvard Business @ @ @ @ @ @ @ Restaurant Industry .
Leveraging this work , we virtually convened in April a diverse group of restaurateurs , chefs , investors , and industry leaders to participate in a course capstone panel discussion of the COVID-19 crisis and what it means for the future of the industry .
What we heard was that the restaurant industry was in deep economic trouble and that ill-conceived government bailout plans were not helping to shore it up .
However , we also heard that restaurateurs remained steadfastly committed to their goal of nurturing and nourishing people @ @ @ @ @ @ @ community in a strange new world .
Our conversations with the panel and our field research inform our vision for the future of the industry and the advice to restaurant owners , staff , investors , and patrons that we offer below .
How did it deteriorate so quickly ?
Restaurants are universally labor intensive—by any productivity metric they rank among the least productive industries .
Labor is required to both produce food in the kitchen and serve to consumers in the dining area .
On average , restaurants spend 30 percent of @ @ @ @ @ @ @ focus on fair wages and legislated wage increases , restaurants may easily exceed that average .
Moreover , restaurants spend roughly equivalently for cost of goods sold ( COGS ) .
Independent restaurants typically purchase without the ability to hedge or otherwise lock in pricing , and so are at the mercy of supply-price fluctuations .
A third cost challenge for restaurants is occupancy .
Locations are generally leased on a triple net fixed rent basis , occasionally with an additional percentage rent above a specified revenue threshold .
Normatively , the industry @ @ @ @ @ @ @ percent of revenue on occupancy costs , but when entering leases , restaurateurs may well be optimistic about their projected revenue and therefore agree to a fixed rent expense that winds up exceeding that percentage of actual revenue .
Other expenses—insurance , credit card processing , marketing , utilities , repairs—mount up .
Assuming adequate working capital upon opening , a restaurant ’ s cash from daily sales is used to pay for supplies previously purchased as well as for payroll , rent , and other expenses .
As a result , restaurants @ @ @ @ @ @ @ If revenue is disrupted , accrued payables as well as payroll and rent remain to be settled .
When JPMorgan Chase sampled almost 600,000 businesses in 12 representative industries , restaurants had the lowest cash buffer .

via hbswk.hbs.edu:
Second-order effects of restaurant closures ripple through the American economy, bringing economic pain to farmers, fishermen, foragers, ranchers, manufacturers, and other producers who supply the industry. Equally hit are supply chain partners who move goods across the country.
Two months into the pandemic, 40 percent of America’s restaurants were shuttered and 8 million employees out of work—three times the job losses seen by any other industry. While some restaurants began reopening in May and June, most featured only takeout, delivery, or outdoor dining options due to local restrictions. The number of diners in June remained down more than 65 percent year over year, and the National Restaurant Association projected an industry revenue shortfall of $240 billion for the year.
So when a crisis of the magnitude of the COVID-19 global pandemic forces restaurants to close, and their revenue drops to zero overnight, things get particularly dire. Unlike the oligopolistic airline industry, where a few large firms can easily band together to lobby for government support, the concerns of restaurant owners and the unique realities and concerns of their industry remain largely unaddressed by government programs designed to help small businesses.
It’s never been easy to make money in the restaurant industry. A highly fragmented sector dominated by 70 percent independent owners and operators, the average restaurant’s annual revenue hovers around $1 million and generates an operating profit of just 4-5 percent. A financially sustainable business model for small independents is often elusive.
“IT’S GOING TO TAKE SOME TIME TO RETOOL OPERATING MODELS TO BE ABLE TO SUCCEED IN THIS NEW ENVIRONMENT.”
Coming into 2020, the restaurant industry was thriving. Within a few short months, we now see an industry back on its heels, massively disrupted by an external force so unprecedented it is almost unfathomable.
The severity of this business interruption will continue to endure and be further complicated by the mandate of many local governments that dine-in capacity be limited to 25-50 percent even after restaurants are permitted to reopen. It’s still an open question how skittish the American public will be about returning to one of its favorite pasttimes.
As a result, the restaurant industry that emerges from the global pandemic will likely look fundamentally different from the one that existed in early March. How will the COVID-19 crisis change the landscape of the industry, and what do restaurants need to do to survive? And, what should consumers, desperate to return to their favorite restaurants but wary about whether it is safe to do so, expect?
Stories from the inside
The future of the restaurant industry is especially of concern to us. We collectively share 35 years of restaurant and food industry experience, navigating our way through as waitstaff and bartenders, as managers and senior leaders of restaurant groups and the industry’s primary trade association as well as the food and beverage brands that supply them. We’ve invested in the industry and served as corporate board members and leaders of industry coalitions, and we now, as educators, prepare future founders and leaders of restaurants to operate in this unique industry. We’ve spent the last few years in deep study of the restaurant industry to create and deliver an MBA-level course at Harvard Business School called Challenges and Opportunities in the Restaurant Industry.
Leveraging this work, we virtually convened in April a diverse group of restaurateurs, chefs, investors, and industry leaders to participate in a course capstone panel discussion of the COVID-19 crisis and what it means for the future of the industry.
What we heard was that the restaurant industry was in deep economic trouble and that ill-conceived government bailout plans were not helping to shore it up. However, we also heard that restaurateurs remained steadfastly committed to their goal of nurturing and nourishing people, providing a place of succor and community in a strange new world.
Our conversations with the panel and our field research inform our vision for the future of the industry and the advice to restaurant owners, staff, investors, and patrons that we offer below.
How did it deteriorate so quickly?
Restaurants are universally labor intensive—by any productivity metric they rank among the least productive industries. Labor is required to both produce food in the kitchen and serve to consumers in the dining area. On average, restaurants spend 30 percent of their revenue on labor. With increasing focus on fair wages and legislated wage increases, restaurants may easily exceed that average.
Moreover, restaurants spend roughly equivalently for cost of goods sold (COGS). Independent restaurants typically purchase without the ability to hedge or otherwise lock in pricing, and so are at the mercy of supply-price fluctuations.
A third cost challenge for restaurants is occupancy. Locations are generally leased on a triple net fixed rent basis, occasionally with an additional percentage rent above a specified revenue threshold. Normatively, the industry seeks to spend no more than 10 percent of revenue on occupancy costs, but when entering leases, restaurateurs may well be optimistic about their projected revenue and therefore agree to a fixed rent expense that winds up exceeding that percentage of actual revenue. Other expenses—insurance, credit card processing, marketing, utilities, repairs—mount up.
Assuming adequate working capital upon opening, a restaurant’s cash from daily sales is used to pay for supplies previously purchased as well as for payroll, rent, and other expenses. As a result, restaurants typically operate with modest cash reserves. If revenue is disrupted, accrued payables as well as payroll and rent remain to be settled. When JPMorgan Chase sampled almost 600,000 businesses in 12 representative industries, restaurants had the lowest cash buffer.


investmentwatchblog--2020-07-21--The Fourth Industrial Revolution And COVID-19 – Connecting The Dots –

Why do we find ourselves literally waking up to a bizarre new reality each morning ?
We did not die , rapture into heaven , or suffer abduction to another planet .
But it is definitely a whole new world .
Due to a scientist ’ s desire to study a virus living inside a bat in a cave in China , we lost what we held so dear – our freedoms perished overnight .
For those of us living in the United States , that was a serious loss .
We had been gaining back a prosperity we had @ @ @ @ @ @ @ States , President Donald Trump , had created an American Awakening by proving to our jaded society we could expect a renewed vigor in our Country .
He convinced us we could ‘ Make America Great Again , ’ and sure enough it was happening .
All in such a short amount of time , we went from hope in our hearts to bewilderment in our heads .
But shock and trauma spark change and revolution , right ?
It had to be done , right ?
And what better way to do @ @ @ @ @ @ @ the doers and shakers of the world – you know those in charge , who always know what is good for the rest of us…even if it kills us .
But it will never kill them , as they are above it all .
They are not mere figures ; they are figureheads .
They make the rules , and the rest of us follow them .
Change and progress are always good things , right ?
Oh , I let me think…try asking the Native Americans about the Trail of Tears .
@ @ @ @ @ @ @ before I got it , I said I would never go around like some with a phone stuck to my face .
Now one rarely spots me without it , even sometimes in my sleep .
It seemingly has become a part of me .
The world of Artificial Intelligence fascinates me , and I keep up with everything Elon Musk is doing .
I consider him to be a true hero of this world .
He is now creating a chip to be implanted behind the ear , which will help man @ @ @ @ @ @ @ that , it can cure depression and diseases that plague mankind like Parkinson ’ s Disease .
If you have Parkinson ’ s , you would most likely jump at the chance to acquire Elon ’ s chip .
This is the Fourth Industrial Revolution we are speaking of , and it is an exciting time .
Yet one can take a good thing and spiritually misuse it by pushing it on someone who does not want it in his or her life .
There are those in this world , who feel @ @ @ @ @ @ @ on the rest of us .
Therefore , you find the ‘ living off the grid ’ movement , or even the ‘ tiny house movement ” booming around the world .
People are seeking to get away from a runaway society where wealth is the focal point .
There is no evidence to suggest that COVID-19 virus is a biological weapon .
Scientific evidence suggests the COVID-19 virus spilled over from animals to people .
One paper showed that the COVID-19 virus is 96 % genetically identical to a coronavirus that was @ @ @ @ @ @ @ are working to discover even closer coronavirus matches in animals to hone in on the path of spillover into people .
Two preliminary studies indicate that the COVID-19 virus could have passed through pangolins ( “ scaly anteaters “ ) .
As more research is conducted , the transmission chain of the COVID-19 virus will become clearer .
by Stephen M. Walt , the Robert and Renée Belfer professor of international relations at Harvard University .
The pandemic will strengthen the state and reinforce nationalism .
Governments of all types will adopt emergency @ @ @ @ @ @ @ many will be loath to relinquish these new powers when the crisis is over .
COVID-19 will also accelerate the shift in power and influence from West to East .
South Korea and Singapore have responded best , and China has reacted well after its early mistakes .
The response in Europe and America has been slow and haphazard by comparison , further tarnishing the aura of the Western “ brand.
” What won ’ t change is the fundamentally conflictive nature of world politics .
Previous plagues did not end great-power rivalry @ @ @ @ @ @ @ global cooperation.Previous plagues—including the influenza epidemic of 1918-1919—did not end great-power rivalry nor usher in a new era of global cooperation .
Neither will COVID-19 .
We will see a further retreat from hyperglobalization , as citizens look to national governments to protect them and as states and firms seek to reduce future vulnerabilities .
In short , COVID-19 will create a world that is less open , less prosperous , and less free .
It did not have to be this way , but the combination of a deadly virus , inadequate @ @ @ @ @ @ @ humanity on a new and worrisome path .
The End of Globalization as We Know It by Robin Niblett , the director and chief executive of Chatham House .
The coronavirus pandemic could be the straw that breaks the camel ’ s back of economic globalization .
The coronavirus pandemic could be the straw that breaks the camel ’ s back of economic globalization .
China ’ s growing economic and military power had already provoked a bipartisan determination in the United States to decouple China from U.S.-sourced high technology and intellectual property @ @ @ @ @ @ @ suit .
Increasing public and political pressure to meet carbon emissions reduction targets had already called into question many companies ’ reliance on long-distance supply chains .
Now , COVID-19 is forcing governments , companies , and societies to strengthen their capacity to cope with extended periods of economic self-isolation .
It seems highly unlikely in this context that the world will return to the idea of mutually beneficial globalization that defined the early 21st century .
And without the incentive to protect the shared gains from global economic integration , the architecture @ @ @ @ @ @ @ 20th century will quickly atrophy .
It will then take enormous self-discipline for political leaders to sustain international cooperation and not retreat into overt geopolitical competition .
Proving to their citizens that they can manage the COVID-19 crisis will buy leaders some political capital .
But those who fail will find it hard to resist the temptation to blame others for their failure .
by Kishore Mahbubani , a distinguished fellow at the National University of Singapore ’ s Asia Research Institute who is the author of Has China Won ?
The Chinese @ @ @ @ @ @ @ pandemic will not fundamentally alter global economic directions .
It will only accelerate a change that had already begun : a move away from U.S.-centric globalization to a more China-centric globalization .
It will only accelerate a change that had already begun : a move away from U.S.-centric globalization to a more China-centric globalization .
Why will this trend continue ?
The American population has lost faith in globalization and international trade .
Free trade agreements are toxic , with or without U.S. President Donald Trump .
By contrast , China has not @ @ @ @ @ @ @ are deeper historical reasons .
Chinese leaders now know well that China ’ s century of humiliation from 1842 to 1949 was a result of its own complacency and a futile effort by its leaders to cut it off from the world .
By contrast , the past few decades of economic resurgence were a result of global engagement .
The Chinese people have also experienced an explosion of cultural confidence .
They believe they can compete anywhere .
Consequently , as I document in my new book , Has China Won ?
@ @ @ @ @ @ @ .
If its primary goal is to maintain global primacy , it will have to engage in a zero-sum geopolitical contest , politically and economically , with China .
However , if the goal of the United States is to improve the well-being of the American people—whose social condition has deteriorated—it should cooperate with China .
Wiser counsel would suggest that cooperation would be the better choice .
However , given the toxic U.S. political environment toward China , wiser counsel may not prevail .
Democracies Will Come out of Their Shell by @ @ @ @ @ @ @ politics and international affairs at Princeton University , is the author of After Victory and Liberal Leviathan .
In the short term , the crisis will give fuel to all the various camps in the Western grand strategy debate .
The nationalists and anti-globalists , the China hawks , and even the liberal internationalists will all see new evidence for the urgency of their views .
Given the economic damage and social collapse that is unfolding , it is hard to see anything other than a reinforcement of the movement toward nationalism , @ @ @ @ @ @ @ the like .
Just like in the 1930s and ’ 40s , there might also be a slower-evolving countercurrent.But just like in the 1930s and ’ 40s , there might also be a slower-evolving countercurrent , a sort of hardheaded internationalism similar to the one that Franklin D. Roosevelt and a few other statesmen began to articulate before and during the war .
The 1930s collapse of the world economy showed how connected modern societies were and how vulnerable they were to what FDR called contagion .
The United States was less threatened @ @ @ @ @ @ @ deep forces—and Dr. Jekyll and Mr. Hyde character—of modernity .
What FDR and other internationalists conjured was a postwar order that would rebuild an open system with new forms of protection and capacities to manage interdependence .
The United States couldn ’ t simply hide within its borders , but to operate in an open postwar order required the building of a global infrastructure of multilateral cooperation .
So the United States and other Western democracies might travel through this same sequence of reactions driven by a cascading sense of vulnerability ; the @ @ @ @ @ @ @ , but over the longer term , the democracies will come out of their shells to find a new type of pragmatic and protective internationalism .
This Pandemic Can Serve a Useful Purpose by Shivshankar Menon , a distinguished fellow at Brookings India , a former national security advisor to Indian Prime Minister Manmohan Singh , and a visiting professor at Ashoka University , India .
It is early days yet , but three things seem apparent .
First , the coronavirus pandemic will change our politics , both within states and between @ @ @ @ @ @ @ of government that societies—even libertarians—have turned .
Government ’ s relative success in overcoming the pandemic and its economic effects will exacerbate or diminish security issues and the recent polarization within societies .
Either way , government is back .
Experience so far shows that authoritarians or populists are no better at handling the pandemic .
Indeed , the countries that responded early and successfully , such as Korea and Taiwan , have been democracies—not those run by populist or authoritarian leaders .
Secondly , this is not yet the end of an @ @ @ @ @ @ @ proof of our interdependence .
But in all polities , there is already a turning inward , a search for autonomy and control of one ’ s own fate .
We are headed for a poorer , meaner , and smaller world .
Finally , there are signs of hope and good sense .
India took the initiative to convene a video conference of all South Asian leaders to craft a common regional response to the threat .
If the pandemic shocks us into recognizing our real interest in cooperating multilaterally on the @ @ @ @ @ @ @ will have served a useful purpose .

By – Ruby Henley
Why do we find ourselves literally waking up to a bizarre new reality each morning? We did not die, rapture into heaven, or suffer abduction to another planet. But it is definitely a whole new world.
Due to a scientist’s desire to study a virus living inside a bat in a cave in China, we lost what we held so dear – our freedoms perished overnight. For those of us living in the United States, that was a serious loss. We had been gaining back a prosperity we had lost.
The President of the United States, President Donald Trump, had created an American Awakening by proving to our jaded society we could expect a renewed vigor in our Country. He convinced us we could ‘Make America Great Again,’ and sure enough it was happening.
All in such a short amount of time, we went from hope in our hearts to bewilderment in our heads. But shock and trauma spark change and revolution, right? It had to be done, right?
And what better way to do it than a global pandemic created by the doers and shakers of the world – you know those in charge, who always know what is good for the rest of us…even if it kills us. But it will never kill them, as they are above it all. They are not mere figures; they are figureheads. They make the rules, and the rest of us follow them.
Change and progress are always good things, right? Oh, I let me think…try asking the Native Americans about the Trail of Tears.
I love my Android phone, but before I got it, I said I would never go around like some with a phone stuck to my face. Now one rarely spots me without it, even sometimes in my sleep. It seemingly has become a part of me.
The world of Artificial Intelligence fascinates me, and I keep up with everything Elon Musk is doing. I consider him to be a true hero of this world. He is now creating a chip to be implanted behind the ear, which will help man compete with Artificial Intelligence. Not only that, it can cure depression and diseases that plague mankind like Parkinson’s Disease.
If you have Parkinson’s, you would most likely jump at the chance to acquire Elon’s chip. This is the Fourth Industrial Revolution we are speaking of, and it is an exciting time. Yet one can take a good thing and spiritually misuse it by pushing it on someone who does not want it in his or her life.
There are those in this world, who feel they have a right to force progress on the rest of us. Therefore, you find the ‘living off the grid’ movement, or even the ‘tiny house movement” booming around the world. People are seeking to get away from a runaway society where wealth is the focal point.
Is Covid-19 a manufactured crisis?
covid19.nj.gov/faqs/coronavirus-information/about-the-virus/is-covid-19-a-biological-weapon
There is no evidence to suggest that COVID-19 virus is a biological weapon. Scientific evidence suggests the COVID-19 virus spilled over from animals to people. One paper showed that the COVID-19 virus is 96% genetically identical to a coronavirus that was previously identified in bats, and researchers are working to discover even closer coronavirus matches in animals to hone in on the path of spillover into people. Two preliminary studies indicate that the COVID-19 virus could have passed through pangolins (“scaly anteaters“). As more research is conducted, the transmission chain of the COVID-19 virus will become clearer.
Drafted 11 March 20
foreignpolicy.com/2020/03/20/world-order-after-coroanvirus-pandemic/
A World Less Open, Prosperous, and Free
by Stephen M. Walt, the Robert and Renée Belfer professor of international relations at Harvard University.
The pandemic will strengthen the state and reinforce nationalism. Governments of all types will adopt emergency measures to manage the crisis, and many will be loath to relinquish these new powers when the crisis is over.
COVID-19 will also accelerate the shift in power and influence from West to East. South Korea and Singapore have responded best, and China has reacted well after its early mistakes. The response in Europe and America has been slow and haphazard by comparison, further tarnishing the aura of the Western “brand.”
What won’t change is the fundamentally conflictive nature of world politics. Previous plagues did not end great-power rivalry nor usher in a new era of global cooperation.Previous plagues—including the influenza epidemic of 1918-1919—did not end great-power rivalry nor usher in a new era of global cooperation. Neither will COVID-19. We will see a further retreat from hyperglobalization, as citizens look to national governments to protect them and as states and firms seek to reduce future vulnerabilities.
In short, COVID-19 will create a world that is less open, less prosperous, and less free. It did not have to be this way, but the combination of a deadly virus, inadequate planning, and incompetent leadership has placed humanity on a new and worrisome path.
We are primarily funded by readers. Please subscribe and donate to support us!
The End of Globalization as We Know It
by Robin Niblett, the director and chief executive of Chatham House.
The coronavirus pandemic could be the straw that breaks the camel’s back of economic globalization.
The coronavirus pandemic could be the straw that breaks the camel’s back of economic globalization.
China’s growing economic and military power had already provoked a bipartisan determination in the United States to decouple China from U.S.-sourced high technology and intellectual property and try to force allies to follow suit. Increasing public and political pressure to meet carbon emissions reduction targets had already called into question many companies’ reliance on long-distance supply chains. Now, COVID-19 is forcing governments, companies, and societies to strengthen their capacity to cope with extended periods of economic self-isolation.
It seems highly unlikely in this context that the world will return to the idea of mutually beneficial globalization that defined the early 21st century. And without the incentive to protect the shared gains from global economic integration, the architecture of global economic governance established in the 20th century will quickly atrophy. It will then take enormous self-discipline for political leaders to sustain international cooperation and not retreat into overt geopolitical competition.
Proving to their citizens that they can manage the COVID-19 crisis will buy leaders some political capital. But those who fail will find it hard to resist the temptation to blame others for their failure.
A More China-Centric Globalization
by Kishore Mahbubani, a distinguished fellow at the National University of Singapore’s Asia Research Institute who is the author of Has China Won? The Chinese Challenge to American Primacy.
The COVID-19 pandemic will not fundamentally alter global economic directions. It will only accelerate a change that had already begun: a move away from U.S.-centric globalization to a more China-centric globalization.
It will only accelerate a change that had already begun: a move away from U.S.-centric globalization to a more China-centric globalization.
Why will this trend continue? The American population has lost faith in globalization and international trade. Free trade agreements are toxic, with or without U.S. President Donald Trump. By contrast, China has not lost faith. Why not? There are deeper historical reasons. Chinese leaders now know well that China’s century of humiliation from 1842 to 1949 was a result of its own complacency and a futile effort by its leaders to cut it off from the world. By contrast, the past few decades of economic resurgence were a result of global engagement. The Chinese people have also experienced an explosion of cultural confidence. They believe they can compete anywhere.
Consequently, as I document in my new book, Has China Won?, the United States has two choices. If its primary goal is to maintain global primacy, it will have to engage in a zero-sum geopolitical contest, politically and economically, with China. However, if the goal of the United States is to improve the well-being of the American people—whose social condition has deteriorated—it should cooperate with China. Wiser counsel would suggest that cooperation would be the better choice. However, given the toxic U.S. political environment toward China, wiser counsel may not prevail.
Democracies Will Come out of Their Shell
by G. John Ikenberry, a professor of politics and international affairs at Princeton University, is the author of After Victory and Liberal Leviathan.
In the short term, the crisis will give fuel to all the various camps in the Western grand strategy debate. The nationalists and anti-globalists, the China hawks, and even the liberal internationalists will all see new evidence for the urgency of their views. Given the economic damage and social collapse that is unfolding, it is hard to see anything other than a reinforcement of the movement toward nationalism, great-power rivalry, strategic decoupling, and the like.
Just like in the 1930s and ’40s, there might also be a slower-evolving countercurrent.But just like in the 1930s and ’40s, there might also be a slower-evolving countercurrent, a sort of hardheaded internationalism similar to the one that Franklin D. Roosevelt and a few other statesmen began to articulate before and during the war. The 1930s collapse of the world economy showed how connected modern societies were and how vulnerable they were to what FDR called contagion. The United States was less threatened by other great powers than by the deep forces—and Dr. Jekyll and Mr. Hyde character—of modernity. What FDR and other internationalists conjured was a postwar order that would rebuild an open system with new forms of protection and capacities to manage interdependence. The United States couldn’t simply hide within its borders, but to operate in an open postwar order required the building of a global infrastructure of multilateral cooperation.
So the United States and other Western democracies might travel through this same sequence of reactions driven by a cascading sense of vulnerability; the response might be more nationalist at first, but over the longer term, the democracies will come out of their shells to find a new type of pragmatic and protective internationalism.
This Pandemic Can Serve a Useful Purpose
by Shivshankar Menon, a distinguished fellow at Brookings India, a former national security advisor to Indian Prime Minister Manmohan Singh, and a visiting professor at Ashoka University, India.
It is early days yet, but three things seem apparent. First, the coronavirus pandemic will change our politics, both within states and between them. It is to the power of government that societies—even libertarians—have turned. Government’s relative success in overcoming the pandemic and its economic effects will exacerbate or diminish security issues and the recent polarization within societies. Either way, government is back. Experience so far shows that authoritarians or populists are no better at handling the pandemic. Indeed, the countries that responded early and successfully, such as Korea and Taiwan, have been democracies—not those run by populist or authoritarian leaders.
Secondly, this is not yet the end of an interconnected world. The pandemic itself is proof of our interdependence. But in all polities, there is already a turning inward, a search for autonomy and control of one’s own fate. We are headed for a poorer, meaner, and smaller world.
Finally, there are signs of hope and good sense. India took the initiative to convene a video conference of all South Asian leaders to craft a common regional response to the threat. If the pandemic shocks us into recognizing our real interest in cooperating multilaterally on the big global issues facing us, it will have served a useful purpose.


investmentwatchblog--2020-07-21--THIS ISN’T ALL THAT NEW A DEVELOPMENT: Google Blacklists Conservative Websites.

Today I have discovered that Google ’ s search engine has somehow suppressed not only this blog , but a number of conservative blogs and websites .
I don ’ t know why .
Is it deliberate ?
Was it a hack ?
I ’ ll let you know when I find out .
Whatever the answer , this reveals the incredible power Google has over access to information .
Get on the wrong side of that particular Big Brother , and you can be more or less cancelled .
Just noticed Google has removed several conservative websites from search @ @ @ @ @ @ @ , in the UK ) .
RedState , Breitbart , Daily Caller , Human Events , and more – all like this for pages of results pic.twitter.com/v2PHFgZ3zY '' Rod Dreher blog '' does n't even produce his page on TAC 's website , at least in the first five pages .
t.co/8UWHi2bw3p hope Google will reconsider what it has done here .
Let this be a warning to us all about the soft-totalitarian power that Google and others like it have .
As I write in Live Not By Lies : The rising @ @ @ @ @ @ @ their progressive awareness and activism .
Twenty-first century capitalism is not only all in for surveillance , it is also very woke .
Nor is it hard to foresee these powerful corporate interests using that data to manipulate individuals into thinking and acting in certain ways .
Zuboff quotes an unnamed Silicon Valley bigwig saying , “ Conditioning at scale is essential to the new science of massively engineered human behavior.
” He believes that by close analysis of the behavior of app users , his company will eventually be able to “ @ @ @ @ @ @ @ their day-to-day decisions.
” Maybe they will just try to steer users into buying certain products and not others .
But what happens when the products are politicians or ideologies ?
And how will people know when they are being manipulated ?
If a corporation with access to private data decides that progress requires suppressing dissenting opinions , it will be easy to identify the dissidents , even if they have said not one word publicly .
In fact , they may have their public voices muted .
British writer Douglas Murray documented @ @ @ @ @ @ @ to return more “ diverse ” findings .
Though Google presents its search results as disinterested , Murray shows that “ what is revealed is not a ‘ fair ’ view of things , but a view which severely skews history and presents it with a bias from the present.
” Result : for the search engine preferred by 90 percent of the global internet users , “ progress ” —as defined by left-wing Westerners living in Silicon Valley—is presented as normative .
In another all-too-common example , the populist Vox party in @ @ @ @ @ @ @ when , in January 2020 , a politician in the Socialist Party accused the Vox party of “ hate speech , ” for opposing the Socialist-led government ’ s plan to force schoolchildren to study gender ideology , even if parents did not consent .
To be sure , Twitter , a San Francisco-based company with 330 million global users , especially among media and political elites , is not a publicly regulated utility ; it is under no legal obligation to offer free speech to its users .
But consider how it @ @ @ @ @ @ @ and other online channels that most people have come to depend on—Twitter , Gmail , Facebook , and others—were to decide to cut off users whose religious or political views qualified them as bigots in the eyes of the digital commissars ?

via theamericanconservative:
Today I have discovered that Google’s search engine has somehow suppressed not only this blog, but a number of conservative blogs and websites. I don’t know why. Is it deliberate? Was it a hack? I’ll let you know when I find out. Whatever the answer, this reveals the incredible power Google has over access to information. Get on the wrong side of that particular Big Brother, and you can be more or less cancelled.
More:
Just noticed Google has removed several conservative websites from search results (at least on my end, in the UK). RedState, Breitbart, Daily Caller, Human Events, and more – all like this for pages of results pic.twitter.com/v2PHFgZ3zY
"Rod Dreher blog" doesn't even produce his page on TAC's website, at least in the first five pages. t.co/8UWHi2bw3p
hope Google will reconsider what it has done here. Let this be a warning to us all about the soft-totalitarian power that Google and others like it have. As I write in Live Not By Lies:
The rising generation of corporate leaders take pride in their progressive awareness and activism. Twenty-first century capitalism is not only all in for surveillance, it is also very woke.
Nor is it hard to foresee these powerful corporate interests using that data to manipulate individuals into thinking and acting in certain ways. Zuboff quotes an unnamed Silicon Valley bigwig saying, “Conditioning at scale is essential to the new science of massively engineered human behavior.” He believes that by close analysis of the behavior of app users, his company will eventually be able to “change how lots of people are making their day-to-day decisions.”
Maybe they will just try to steer users into buying certain products and not others. But what happens when the products are politicians or ideologies? And how will people know when they are being manipulated?
If a corporation with access to private data decides that progress requires suppressing dissenting opinions, it will be easy to identify the dissidents, even if they have said not one word publicly.
In fact, they may have their public voices muted. British writer Douglas Murray documented how Google quietly weights its search results to return more “diverse” findings. Though Google presents its search results as disinterested, Murray shows that “what is revealed is not a ‘fair’ view of things, but a view which severely skews history and presents it with a bias from the present.”
Result: for the search engine preferred by 90 percent of the global internet users, “progress”—as defined by left-wing Westerners living in Silicon Valley—is presented as normative.
In another all-too-common example, the populist Vox party in Spain had its Twitter access temporarily suspended when, in January 2020, a politician in the Socialist Party accused the Vox party of “hate speech,” for opposing the Socialist-led government’s plan to force schoolchildren to study gender ideology, even if parents did not consent.
To be sure, Twitter, a San Francisco-based company with 330 million global users, especially among media and political elites, is not a publicly regulated utility; it is under no legal obligation to offer free speech to its users. But consider how it would affect everyday communications if social media and other online channels that most people have come to depend on—Twitter, Gmail, Facebook, and others—were to decide to cut off users whose religious or political views qualified them as bigots in the eyes of the digital commissars?


investmentwatchblog--2020-07-21--Canadian CDC Recommends The Use Of “GLORY HOLES” To Stop The Spread Of COVID

BCCDC has some tips for safe sex during the COVID-19 pandemic But the BCCDC has gone into a bit more @ @ @ @ @ those who decide to take the plunge with a new partner .
In a post @ @ @ @ @ website , the BCCDC recommends avoiding face-to-face contact and kissing during sex .
“ Choose @ @ @ @ @ contact , ” the organization says .
“ Use barriers , like walls ( e.g.
@ @ @ @ @ that allow for sexual contact but prevent close face-to-face contact.
” Wearing a mask during @ @ @ @ @ the transmission of the disease , while the BCCDC also recommends washing your body with @ @ @ @ @ after can also help .

BCCDC has some tips for safe sex during the COVID-19 pandemic
But the BCCDC has gone into a bit more detail about best practices for those who decide to take the plunge with a new partner.
In a post on the organization’s website, the BCCDC recommends avoiding face-to-face contact and kissing during sex.
“Choose sexual positions that limit face-to-face contact,” the organization says. “Use barriers, like walls (e.g., glory holes), that allow for sexual contact but prevent close face-to-face contact.”
We are primarily funded by readers. Please subscribe and donate to support us!
Wearing a mask during sex can also help stop the transmission of the disease, while the BCCDC also recommends washing your body with soap and water before and after can also help.
www.castanet.net/news/BC/305811/BCCDC-has-some-tips-for-safe-sex-during-the-COVID-19-pandemic
h/t CrsCrpr


investmentwatchblog--2020-07-21--Australian presenter tells it how it is for a change.

The nation ’ s political leaders are stealing Australians ’ freedoms from under their noses “ on the false premise @ @ @ @ @ ” according to Sky News host Alan Jones.More : bit.ly/2OIJm7L

The nation’s political leaders are stealing Australians’ freedoms from under their noses “on the false premise they are looking after us” according to Sky News host Alan Jones.More: bit.ly/2OIJm7L
Posted by Sky News Australia on Monday, July 20, 2020


investmentwatchblog--2020-07-21--Open the Economy Now! with Wayne Titus

Open the Economy Now! with Wayne Titus

Wayne B. Titus is dedicated to guiding small business owners and keeps their best interests at heart .
He ’ @ @ @ @ @ lines providing triage and support for businesses affected by COVID-19 , including how to create @ @ @ @ @ PPP and how to prepare for the long-term impact of COVID 19 .
His new @ @ @ @ @ s Guide to Financial Well-Being .
To learn more , visit amdgservices.com .
BIG IDEA @ @ @ @ @ economy re-open , we ’ re also seeing a surge in COVID-19 cases .
Entrepreneurs @ @ @ @ @ the first wave of COVID-19 need to ensure they ’ re prepared .
SO WHAT @ @ @ @ @ Survey shows that a second wave of COVID-19 is seen as the leading threat to @ @ @ @ @ % of the survey ’ s respondents still don ’ t have a pandemic plan @ @ @ @ @ Click Here to Listen to the Audio

from Financial Survival Network
Wayne B. Titus is dedicated to guiding small business owners and keeps their best interests at heart. He’s been on the front lines providing triage and support for businesses affected by COVID-19, including how to create the meticulous documentation needed for PPP and how to prepare for the long-term impact of COVID 19. His new book is The Entrepreneur’s Guide to Financial Well-Being. To learn more, visit amdgservices.com.
BIG IDEA: As parts of the economy re-open, we’re also seeing a surge in COVID-19 cases. Entrepreneurs who were able to weather the first wave of COVID-19 need to ensure they’re prepared.
We are primarily funded by readers. Please subscribe and donate to support us!
SO WHAT: A new International SOS Survey shows that a second wave of COVID-19 is seen as the leading threat to business continuity; yet 21% of the survey’s respondents still don’t have a pandemic plan or process in place.
Click Here to Listen to the Audio


investmentwatchblog--2020-07-21--Turncoats Want To Destroy NYC & America

Turncoats Want To Destroy NYC & America

“ They turned the whole thing political , right in front of everybodys .
eyes who could read and think… @ @ @ @ @ founder of The Trends Journal returns to SGT Report to discuss the Covid war , @ @ @ @ @ to destroy NYC and America .
Please consider supporting SGT Report on Patron with a @ @ @ @ @ u=5104183

“They turned the whole thing political, right in front of everybodys. eyes who could read and think…”
Gerald Celente interviewed by Sean on SGTreport
We are primarily funded by readers. Please subscribe and donate to support us!
Gerald Celente, the founder of The Trends Journal returns to SGT Report to discuss the Covid war, and the turncoats Marxist plan to destroy NYC and America.
Please consider supporting SGT Report on Patron with a monthly contribution: www.patreon.com/user?u=5104183


investmentwatchblog--2020-07-21--Double Dip Depression with John Rubino

Double Dip Depression with John Rubino

John Rubino returns… ECONOMY : Cities are shutting back down .
Group of 20 statement predicts big contraction in the @ @ @ @ @ Is this a double dip depression ?
Do stock prices depend on a return to @ @ @ @ @ that is delayed or canceled ?
PRECIOUS METALS : Money is pouring into the gold/silver @ @ @ @ @ outperform gold BROKERAGE INDUSTRY : 20,000 Robinhood traders are in for rude surprise as mall @ @ @ @ @ issue for brokers : stock trades are now free – How are the big brokers @ @ @ @ @ if one of them fails ?
EPSTEIN , AND OTHER STUPID SHIT : The son @ @ @ @ @ in the New Jersey case shot execution style .
Florida man wrecks his motorcycle and @ @ @ @ @ Covic-19 GA governor is ordering cities not to mandate masks… political hypocrisy ( Trump claimed @ @ @ @ @ state virus policy and the MSM went nuts .
Now they ’ re lamenting the @ @ @ @ @ ) Click Here to Listen to the Audio

from Financial Survival Network
John Rubino returns… ECONOMY: Cities are shutting back down. Group of 20 statement predicts big contraction in the balance of the year. Is this a double dip depression? Do stock prices depend on a return to normal? What happens if that is delayed or canceled?
PRECIOUS METALS: Money is pouring into the gold/silver mining stocks Silver continues to outperform gold
BROKERAGE INDUSTRY: 20,000 Robinhood traders are in for rude surprise as mall operator CBL goes bankrupt Bigger issue for brokers: stock trades are now free – How are the big brokers making money and what happens if one of them fails?
We are primarily funded by readers. Please subscribe and donate to support us!
EPSTEIN, AND OTHER STUPID SHIT: The son and husband of the judge in the New Jersey case shot execution style. Florida man wrecks his motorcycle and state blames his death on Covic-19 GA governor is ordering cities not to mandate masks… political hypocrisy (Trump claimed to be in charge of state virus policy and the MSM went nuts. Now they’re lamenting the lack of a national policy)
TWITTER BITCOIN HACK: Funny on several levels.
Click Here to Listen to the Audio


investmentwatchblog--2020-07-21--Europe Bails Out Its Failed States with Common (i.e., German) Bonds

The “ European Project ” was designed with something like the current crisis in mind .
The adoption of a common currency was just the first , politically easiest , step in a process that would eventually – its architects hoped – culminate in something like the United States , where a bunch of different geographic and cultural entities are subordinate to a central government that handles war , diplomacy , and finance .
The problem was that pretty much every European country was ambivalent about this transfer of national power to a supranational entity .
The weaker countries like @ @ @ @ @ @ @ like Germany , while the Germans hated the idea of being responsible for spendthrift Italians .
So full integration – which would feature European bonds issued by the entire EU and backed by all the member countries – was put off until a crisis came along to make it the least scary option .
And , finally , one arrived in the form of a pandemic that by bankrupting the lesser EU countries made integration necessary to preserve the union .
This week ’ s EU announcement of a massive coronavirus bailout – @ @ @ @ @ @ @ issuance – marks the birth of this new integrated Europe , in which all future debt is defacto German rather than French , Greek , etc .
It also marks the end of any hope that the euro will survive the next decade .
Think about it : Italy , Greece , Portugal and the rest no longer have any need to control their spending and borrowing , since Germany is officially on the hook for the EU ’ s future interest payments .
Which in turn means that there can be no @ @ @ @ @ @ @ to reconcile unconstrained weak-country borrowing with Germany ’ s ability to manage rising debts is to keep interest rates at least low and preferably negative .
Below are the current 10-year bond yields for the major European countries .
Note that Germany and France actually get paid to borrow at their current negative rates while the other countries still have to pay their creditors ( though only a little ) .
So in EU 2.0 , everyone is free to borrow as much as they want , safe in the knowledge that one @ @ @ @ @ @ @ European Central Bank will pick up the tab .
And interest rates have to remain at historically unnaturally low levels .
Which will produce at least two new crises , either sequentially or concurrently .
In one scenario , Germany tries to impose spending discipline on countries that respond “ whatever ” and keep on spending — leading an exasperated EU to pursue centralized control of individual members ’ spending via system-wide social programs and defense budgets .
In the other scenario , negative interest rates lead to either rising inflation or a @ @ @ @ @ @ @ — with all the resulting instability that that implies .
And somewhere along the road to total integration , the European project will be revealed as futile because no form of government , centralized or decentralized , dictatorship or democracy , can survive with this much debt .
Each successive EU summit will be more contentious and the results less believable until everyone simply gives up , goes back to their original currencies ( after massive devaluations ) , and tries to forget that they ever viewed integration as a cure for socialism @

BY JOHN RUBINO
The “European Project” was designed with something like the current crisis in mind.
The adoption of a common currency was just the first, politically easiest, step in a process that would eventually – its architects hoped – culminate in something like the United States, where a bunch of different geographic and cultural entities are subordinate to a central government that handles war, diplomacy, and finance.
The problem was that pretty much every European country was ambivalent about this transfer of national power to a supranational entity. The weaker countries like Italy feared being dominated by cultural authoritarians like Germany, while the Germans hated the idea of being responsible for spendthrift Italians.
So full integration – which would feature European bonds issued by the entire EU and backed by all the member countries – was put off until a crisis came along to make it the least scary option. And, finally, one arrived in the form of a pandemic that by bankrupting the lesser EU countries made integration necessary to preserve the union.
This week’s EU announcement of a massive coronavirus bailout – featuring the first-ever “common” bond issuance – marks the birth of this new integrated Europe, in which all future debt is defacto German rather than French, Greek, etc.
It also marks the end of any hope that the euro will survive the next decade. Think about it: Italy, Greece, Portugal and the rest no longer have any need to control their spending and borrowing, since Germany is officially on the hook for the EU’s future interest payments.
We are primarily funded by readers. Please subscribe and donate to support us!
Which in turn means that there can be no future interest payments. The only way to reconcile unconstrained weak-country borrowing with Germany’s ability to manage rising debts is to keep interest rates at least low and preferably negative. Below are the current 10-year bond yields for the major European countries. Note that Germany and France actually get paid to borrow at their current negative rates while the other countries still have to pay their creditors (though only a little).
So in EU 2.0, everyone is free to borrow as much as they want, safe in the knowledge that one way or another the Germans or the European Central Bank will pick up the tab. And interest rates have to remain at historically unnaturally low levels.
Which will produce at least two new crises, either sequentially or concurrently.
In one scenario, Germany tries to impose spending discipline on countries that respond “whatever” and keep on spending — leading an exasperated EU to pursue centralized control of individual members’ spending via system-wide social programs and defense budgets.
In the other scenario, negative interest rates lead to either rising inflation or a plunging euro — or more likely both — with all the resulting instability that that implies.
And somewhere along the road to total integration, the European project will be revealed as futile because no form of government, centralized or decentralized, dictatorship or democracy, can survive with this much debt. Each successive EU summit will be more contentious and the results less believable until everyone simply gives up, goes back to their original currencies (after massive devaluations), and tries to forget that they ever viewed integration as a cure for socialism.


investmentwatchblog--2020-07-21--How to Determine the Credibility of a Payday Loan Lender

A payday loan is one of the easiest and fastest credits that you can acquire in Canada .
The lenders extend their loan benefits to all citizens with a stable income source without considering the nature of their credit ratings .
Most payday loan lenders are interested in their customers because of their financial terms to determine if they can repay the loan with accrued interests .
Most Canadian citizens resort to these types of loans , especially for those who can not obtain bank loans due to their low credit ratings .
It is possible to get the loan @ @ @ @ @ @ @ their virtual sites or physical offices .
Due to numerous citizens opting for these types of loan scammers have emerged and pretending to offer the same terms as the legit lenders .
It is often difficult to differentiate a transparent lender form scammers , and this article will provide you with warning signs you should look out for .
The lender is not licensed All lenders in Canada need to have a working license from the governing authorities .
The permit is a working permit , and it illustrates that the lender is @ @ @ @ @ @ @ set by the Canadian government .
If you note that the lender does not have a license , it means they are not accredited to offer such services , and you should refrain from transacting with them .
Most of these unlicensed lenders are ghost workers and are often difficult to sue them in the future .
But with a licensed lender , if a transaction goes wrong , it is possible to hold them accountable in a court of law .
Genuine private lenders like Lendforall or LoansCanada , are upfront about @ @ @ @ @ @ @ the loan , a suitable lender will give you detailed information about the fees they will charge you for the loan .
But with the scammers , the costs are hidden and will only emerge after you have been granted the loan .
Ensure that the lender is transparent in their interest rates and terms .
The deal is too good Another warning sign is that if the loan terms are too good to be true .
A credible payday loan lender will ask about your employment history and your current income status @ @ @ @ @ @ @ financial capabilities to repay the loan with the accrued interest .
However , a scammer will not ask you for such details and promise to extend credit to you despite your financial struggles .
The lender is pressuring you to accept the deal The process of applying for a loan should be optional , and the lender should not force you to sign or agree to any terms .
Most scammers will put too much pressure on you to sign and accept the deal .
For instance , they can insist that they @ @ @ @ @ @ @ but you have to agree to their terms .
If you note that the lender is pressurizing you and using threatening tones , avoid such a lender .
It would be best if you had the freedom to dictate the amount you want to borrow and the repayment schedule you want .
Asking for too many details In the process of a loan application , the only required details are your identification details such as your identification identity card , full names , account number , and employment number .
A lender should @ @ @ @ @ @ @ codes and pins to your credit and debits cards .
Suppose you note that the lender is seeking such detail that is a warning sign that they are not legit .
In some cases , they will use those details to extract money from your bank accounts illegally or using your information for fraudulent activities .
It would be best if you were cautious , especially when transacting online to avoid losing your hard-earned cash .
Most scammers take advantage of lenders and promise to extend payday loans to them but end up @ @ @ @ @ @ @ consider applying for loans through various virtual sites , ensure you can identify the above warning signs .
You can also check for the credibility of the lender through online reviews , ratings , and testimonials .
If the transaction history of the lender is questionable , avoid transacting with them at all costs .
Disclaimer : This content does not necessarily represent the views of IWB .

A payday loan is one of the easiest and fastest credits that you can acquire in Canada. The lenders extend their loan benefits to all citizens with a stable income source without considering the nature of their credit ratings. Most payday loan lenders are interested in their customers because of their financial terms to determine if they can repay the loan with accrued interests.
Most Canadian citizens resort to these types of loans, especially for those who cannot obtain bank loans due to their low credit ratings. It is possible to get the loan within hours after application, whether through their virtual sites or physical offices.
Due to numerous citizens opting for these types of loan scammers have emerged and pretending to offer the same terms as the legit lenders. It is often difficult to differentiate a transparent lender form scammers, and this article will provide you with warning signs you should look out for.
The lender is not licensed
All lenders in Canada need to have a working license from the governing authorities. The permit is a working permit, and it illustrates that the lender is adhering to the set rules and regulations set by the Canadian government. If you note that the lender does not have a license, it means they are not accredited to offer such services, and you should refrain from transacting with them.
Most of these unlicensed lenders are ghost workers and are often difficult to sue them in the future. But with a licensed lender, if a transaction goes wrong, it is possible to hold them accountable in a court of law.
Hidden costs and charges
Genuine private lenders like Lendforall or LoansCanada, are upfront about their interest charges. In applying for the loan, a suitable lender will give you detailed information about the fees they will charge you for the loan. But with the scammers, the costs are hidden and will only emerge after you have been granted the loan. Ensure that the lender is transparent in their interest rates and terms.
The deal is too good
Another warning sign is that if the loan terms are too good to be true. A credible payday loan lender will ask about your employment history and your current income status to determine if you will have the financial capabilities to repay the loan with the accrued interest. However, a scammer will not ask you for such details and promise to extend credit to you despite your financial struggles.
We are primarily funded by readers. Please subscribe and donate to support us!
The lender is pressuring you to accept the deal
The process of applying for a loan should be optional, and the lender should not force you to sign or agree to any terms. Most scammers will put too much pressure on you to sign and accept the deal. For instance, they can insist that they have a discount on their interest, but you have to agree to their terms.
If you note that the lender is pressurizing you and using threatening tones, avoid such a lender. It would be best if you had the freedom to dictate the amount you want to borrow and the repayment schedule you want.
Asking for too many details
In the process of a loan application, the only required details are your identification details such as your identification identity card, full names, account number, and employment number. A lender should not request vital information such as secret codes and pins to your credit and debits cards.
Suppose you note that the lender is seeking such detail that is a warning sign that they are not legit. In some cases, they will use those details to extract money from your bank accounts illegally or using your information for fraudulent activities. It would be best if you were cautious, especially when transacting online to avoid losing your hard-earned cash.
Bottom Line
Most scammers take advantage of lenders and promise to extend payday loans to them but end up scamming them their savings. If you consider applying for loans through various virtual sites, ensure you can identify the above warning signs. You can also check for the credibility of the lender through online reviews, ratings, and testimonials. If the transaction history of the lender is questionable, avoid transacting with them at all costs.
Disclaimer: This content does not necessarily represent the views of IWB.


investmentwatchblog--2020-07-21--Robinhood is making millions off your trailing stop orders (data n stuff)

Robinhood made $ 90m in Q1 2020 off non-marketable limit orders .
More-so than any one single entity while being a much smaller company in terms of overall flow .
Which has a very intriguing image near the bottom : imgur.com/rwwl4lq ( Robinhood is getting insane rebates on S & P500 transactions ) Here is Robinhood ’ s own support article on their stock routing and execution quality .
In which it says : Is Robinhood incentivized to send orders to one market maker over another ?
No .
To ensure we have a fair system , we don ’ @ @ @ @ @ @ @ choose which market maker will execute your orders .
Also , all market makers with whom we have relationships pay us rebates at the same rate .
Doesn ’ t seem true but I could be wrong .
As well as their associated SEC Rule 606 data tldr ; your trailing stops don ’ t trigger as fast as you ’ d like them to because they make a shit load off the bid-ask spread .
As well as seemingly getting a sweetheart deal on S & P500 spread .
Market liquidity isn @ @ @ @ @ @ @ re commission free trading .
Disclaimer : This is a guest post and it doesn ’ t necessarily represent the views of IWB .

by InVideo_
Robinhood made $90m in Q1 2020 off non-marketable limit orders. More-so than any one single entity while being a much smaller company in terms of overall flow.
Which has a very intriguing image near the bottom: imgur.com/rwwl4lq (Robinhood is getting insane rebates on S&P500 transactions)
Article: Robinhood’s Trailing Stop Orders: Extreme Profitability, By Design
Previous article with moar data
We are primarily funded by readers. Please subscribe and donate to support us!
Here is Robinhood’s own support article on their stock routing and execution quality. In which it says:
Is Robinhood incentivized to send orders to one market maker over another? No. To ensure we have a fair system, we don’t take rebates into consideration when we choose which market maker will execute your orders. Also, all market makers with whom we have relationships pay us rebates at the same rate.
Doesn’t seem true but I could be wrong.
As well as their associated SEC Rule 606 data
tldr; your trailing stops don’t trigger as fast as you’d like them to because they make a shit load off the bid-ask spread. As well as seemingly getting a sweetheart deal on S&P500 spread. Market liquidity isn’t your friend when you’re commission free trading.
Disclaimer: This is a guest post and it doesn’t necessarily represent the views of IWB.


investmentwatchblog--2020-07-21--Incoming Tesla (TSLA) “Infinity Squeeze”

TL ; DR : A bit of DD for those wondering about what ’ s going on with TSLA ’ s recent sharp rise : a dramatic contraction of the “ free float ” , which could trigger episodes of delta-hedging and short covering fueled positive feedback loops , also known as an “ Infinity Squeeze ” .
The most amazing infinity squeeze in history was VW ’ s in 2008 , when VW shares went from below €200 to over €1,000 within a single trading week , because there were more short positions than shares available ( “ free @ @ @ @ @ @ @ that , hedge funds shorted an automaker in fucking 2008 , straight during the Lehman episode & meltdown , when demand for new cars cratered , i.e .
this was the best possible can not -go-tits-up Big Short leveraged trade a fellow autist can dream up during a financial crisis , and they were still forced out of their positions in a massive short squeeze… Fast forward to 2020 , during a raging bull market backstopped by Powell ’ s brrrrrrrr machine , with over a million Robinhood retail traders armed with leveraged @ @ @ @ @ @ @ s potential S & P 500 addition , which would add TSLA with a bang at a nearly 1 % weight : at today ’ s $ 1,650+ price over $ 100b worth of TSLA shares ( over 63m shares ) will be held by passive and active funds benchmarked to the S & P 500 , in perhaps the most massive anti-dilutive share buyback program in history .
For those who want to watch this on video , here ’ s a high quality analysis of the S & P 500 inclusion @ @ @ @ @ @ @ at the float contraction caused by Tesla ’ s S & P 500 inclusion : What neither the video nor the post detailed sufficiently are the non-dilutive & float contraction effects of options , the delta hedging inventory in particular , which is somewhere around ~40m TSLA shares today , or 27 % of the float – and which goes up non-linearly as the TSLA price appreciates .
Today there ’ s a near record amount of TSLA options open interest : 800,000 call contracts and 1,200,000 put contracts , representing a huge @ @ @ @ @ @ @ TSLA shares – but with a current bias for upward skewed TSLA price moves .
A + $ 200 move in TSLA generates about 5,500,000 shares worth of TSLA buying by market makers .
( -4 % float contraction ) And today a record value of TSLA shares are shorted ( over $ 20b short interest VAR ) , with a short squeeze “ ongoing ” according to short squeeze experts S3 Partners , who called the early 2020 TSLA short squeeze : If we add up the various TSLA shareholder categories who @ @ @ @ @ @ @ TSLA , we get : Most of these entities will be forced to buy TSLA at any price and will take those shares out of circulation for a long time .
The next time the index funds will even consider selling some of their TSLA will be after the December reindexing , and because historically Tesla ’ s Q3 and Q4 are the strongest quarters , there ’ s a fair chance that the TSLA weight will further increase in December , triggering more accumulation .
Yeah , over 85 % of the @ @ @ @ @ @ @ holders – or short covering which destroys virtual long shares anti-dilutively , which is recipe for a short squeeze + delta hedging positive feedback loop to drive an “ Infinity Squeeze ” to infinity and beyond .
( In reality I think a trillion dollars valuation at $ 5,400 will probably be a limit to any spike . )
For the “ it ’ s already priced in !
” crew : it can not be priced in due to a design flaw in the S & P 500 methodology ( which flaw @ @ @ @ @ @ @ despite everyone knowing about S & P 500 inclusion , the “ Index Effect ” is real and substantial , because $ 4.6t of passive S & P 500 index funds can not buy before inclusion , and because the Tesla event is so fucking huge & unprecedented .
For those who like to combine fundamental analysis with technical indicators and quant arguments , TSLA trading volume is already showing signs of ‘ float contraction ’ : • Yesterday 17.7m TSLA shares were traded , which is over 12 % of the TSLA @ @ @ @ @ @ @ day .
• Last week over 105m TSLA shares were traded , which is over 70 % of the TSLA free float , in a single trading week • Last month over 300m TSLA shares were traded , which is over 200 % of the TSLA free float As a comparison : last week , when AAPL has hit new all-time highs , the turnover was just 4 % of the float ( ! )
… A TSLA infinity squeeze will be slower than the VW squeeze IMO , but with a more @ @ @ @ @ @ @ appears to be a bull market so far .
Tomorrow Tesla will report Q2 earnings , which Wall Street expectations are an EPS loss and a GAAP loss .
If Tesla beats expectations and posts a profit , no matter how small , it will become eligible for the S & P 500 .
Timeline of the addition : while the next S & P 500 index rebalancing occurs on September 18 , there ’ s no such timetable to additions , which can be announced as quickly as 1 week after the @ @ @ @ @ @ @ as 7 weeks after the ER .
This is one of the reason why many funds can not buy TSLA in advance .
If Tesla is added then big index funds will get a couple of days advance notice from the S & P 500 committee – but for that Tesla has to post profits first , which is uncertain .
Disclaimer : this is not advice , I might be wrong & degenerate , trade on your own risk and gamble responsibly !
TL ; DR : If this indeed happens ( @ @ @ @ @ @ @ pretty much any TSLA call options post the S & P 500 announcement will go up in value .
Even super deep out of the money $ 3,000 calls expiring this Friday quadrupled in value yesterday already… Disclaimer : This information is only for educational purposes .
Do not make any investment decisions based on the information in this article .
Do you own due diligence .

by __TSLA__
TL;DR: A bit of DD for those wondering about what’s going on with TSLA’s recent sharp rise: a dramatic contraction of the “free float”, which could trigger episodes of delta-hedging and short covering fueled positive feedback loops, also known as an “Infinity Squeeze”.
The most amazing infinity squeeze in history was VW’s in 2008, when VW shares went from below €200 to over €1,000 within a single trading week, because there were more short positions than shares available (“free float contraction”):
Think about that, hedge funds shorted an automaker in fucking 2008, straight during the Lehman episode & meltdown, when demand for new cars cratered, i.e. this was the best possible cannot-go-tits-up Big Short leveraged trade a fellow autist can dream up during a financial crisis, and they were still forced out of their positions in a massive short squeeze…
Fast forward to 2020, during a raging bull market backstopped by Powell’s brrrrrrrr machine, with over a million Robinhood retail traders armed with financial weapons of mass destruction leveraged options, and cue in Tesla’s potential S&P 500 addition, which would add TSLA with a bang at a nearly 1% weight: at today’s $1,650+ price over $100b worth of TSLA shares (over 63m shares) will be held by passive and active funds benchmarked to the S&P 500, in perhaps the most massive anti-dilutive share buyback program in history.
For those who want to watch this on video, here’s a high quality analysis of the S&P 500 inclusion from Tesla Daily:
Or another look at the float contraction caused by Tesla’s S&P 500 inclusion:
What neither the video nor the post detailed sufficiently are the non-dilutive & float contraction effects of options, the delta hedging inventory in particular, which is somewhere around ~40m TSLA shares today, or 27% of the float – and which goes up non-linearly as the TSLA price appreciates.
Today there’s a near record amount of TSLA options open interest: 800,000 call contracts and 1,200,000 put contracts, representing a huge delta hedging range of +80m and -120m TSLA shares – but with a current bias for upward skewed TSLA price moves. A +$200 move in TSLA generates about 5,500,000 shares worth of TSLA buying by market makers. (-4% float contraction)
And today a record value of TSLA shares are shorted (over $20b short interest VAR), with a short squeeze “ongoing” according to short squeeze experts S3 Partners, who called the early 2020 TSLA short squeeze:
If we add up the various TSLA shareholder categories who must or are strongly incentivized to hold TSLA, we get:
Shareholders float taken out of circulation Passive index funds 26,000,000 shares Active funds benchmarked to the S&P 500 37,000,000 shares Delta-hedging at $1,500 ~40,000,000 shares or more Non-S&P-500 indices already holding TSLA ~20,000,000 shares Shorts covering up to ~5,000,000 shares (14m shares short today) = SUM = ~128,000,000 shares total free float = ~147,000,000 shares
Most of these entities will be forced to buy TSLA at any price and will take those shares out of circulation for a long time.
The next time the index funds will even consider selling some of their TSLA will be after the December reindexing, and because historically Tesla’s Q3 and Q4 are the strongest quarters, there’s a fair chance that the TSLA weight will further increase in December, triggering more accumulation.
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Yeah, over 85% of the float will be locked up by long-term holders – or short covering which destroys virtual long shares anti-dilutively, which is recipe for a short squeeze + delta hedging positive feedback loop to drive an “Infinity Squeeze” to infinity and beyond. (In reality I think a trillion dollars valuation at $5,400 will probably be a limit to any spike.)
For the “it’s already priced in!” crew: it cannot be priced in due to a design flaw in the S&P 500 methodology (which flaw modern indices do not have), despite everyone knowing about S&P 500 inclusion, the “Index Effect” is real and substantial, because $4.6t of passive S&P 500 index funds cannot buy before inclusion, and because the Tesla event is so fucking huge & unprecedented.
For those who like to combine fundamental analysis with technical indicators and quant arguments, TSLA trading volume is already showing signs of ‘float contraction’:
Yesterday 17.7m TSLA shares were traded, which is over 12% of the TSLA free float , in a single trading day.
, in a single trading day. Last week over 105m TSLA shares were traded, which is over 70% of the TSLA free float , in a single trading week
, in a single trading week Last month over 300m TSLA shares were traded, which is over 200% of the TSLA free float
As a comparison: last week, when AAPL has hit new all-time highs, the turnover was just 4% of the float (!)…
A TSLA infinity squeeze will be slower than the VW squeeze IMO, but with a more permanent price increase, and during what appears to be a bull market so far.
Tomorrow Tesla will report Q2 earnings, which Wall Street expectations are an EPS loss and a GAAP loss.
If Tesla beats expectations and posts a profit, no matter how small, it will become eligible for the S&P 500.
Timeline of the addition: while the next S&P 500 index rebalancing occurs on September 18, there’s no such timetable to additions, which can be announced as quickly as 1 week after the company reports results – or as late as 7 weeks after the ER. This is one of the reason why many funds cannot buy TSLA in advance.
If Tesla is added then big index funds will get a couple of days advance notice from the S&P 500 committee – but for that Tesla has to post profits first, which is uncertain.
Disclaimer: this is not advice, I might be wrong & degenerate, trade on your own risk and gamble responsibly!
TL;DR: If this indeed happens (which it might not), then pretty much any TSLA call options post the S&P 500 announcement will go up in value.
Even super deep out of the money $3,000 calls expiring this Friday quadrupled in value yesterday already…
Disclaimer: This information is only for educational purposes. Do not make any investment decisions based on the information in this article. Do you own due diligence.


investmentwatchblog--2020-07-21--Bloomberg: End of relief map

Bloomberg: End of relief map

The world ’ s major central banks aren ’ t purchasing debt fast enough to offset the increase in issuance @ @ @ @ @ trillion of new sovereign bonds looking for buyers in the months ahead , mostly in @ @ @ @ @ t.co/YIlwFlA76j

The world’s major central banks aren’t purchasing debt fast enough to offset the increase in issuance, leaving almost $1 trillion of new sovereign bonds looking for buyers in the months ahead, mostly in the U.S. & Japan. t.co/YIlwFlA76j
— Lisa Abramowicz (@lisaabramowicz1) July 21, 2020


investmentwatchblog--2020-07-21--The re-increase in #corona restrictions has really begun to take its toll on Main Street.

🇺🇸The re-increase in # corona restrictions has really begun to take its toll on Main Street .
pic.twitter.com/4lCzHewb5h If prices @ @ @ @ @ dramatically and quickly , the era of shale oil might come to a shuddering end @ @ @ @ @ a COVID vaccine , @ biancoresearch reveals why he thinks a vaccine may not even @ @ @ @ @ driving the market to new highs .
pic.twitter.com/EGmW6PULlB

🇺🇸The re-increase in #corona restrictions has really begun to take its toll on Main Street. pic.twitter.com/4lCzHewb5h — Morten Lund (@meremortenlund) July 21, 2020
If prices don’t recover both dramatically and quickly, the era of shale oil might come to a shuddering end t.co/8lBUxi8I55 — Bloomberg Markets (@markets) July 21, 2020
Despite the race for a COVID vaccine, @biancoresearch reveals why he thinks a vaccine may not even matter when it comes to driving the market to new highs. pic.twitter.com/EGmW6PULlB — CNBC's Fast Money (@CNBCFastMoney) July 20, 2020


investmentwatchblog--2020-07-21--The Nasdaq Composite Fear/Greed Indicator is deep in “greed” mode. –  SoberLook

The Nasdaq Composite Fear/Greed Indicator is deep in "greed" mode. – @SoberLook Extremes rarely last long. Large deviations in one direction tend to create large deviations in the other. pic.twitter.com/spMAjoM64h — Lance Roberts (@LanceRoberts) July 21, 2020
Context and Stock Valuations t.co/L72cvjdeE0 — Gregor Samsa (@macromon) July 21, 2020
Large deviations between the Nasdaq and the S&P 500 always revert. This is bar far the largest since 1999. pic.twitter.com/wPCiwmYYV3 — Lance Roberts (@LanceRoberts) July 21, 2020
twitter.com/MI_Investments/status/1285519615028654081
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U.S. SMARTPHONE SALES FELL 25% IN Q2, 9TO5MAC REPORTS In Q2, U.S. smartphone sales fell 10% y/y for Samsung and 23% for $AAPL, with U.S. smartphone sales down 25% overall — *Walter Bloomberg (@DeItaOne) July 21, 2020


investmentwatchblog--2020-07-21--THE PROOF: Millions forced by Law to wear masks that are completely useless.

Revealed : The US Center for Disease control has zero confidence in Covid face masks .
Does this make them denialist fanatics ?
Radio 4 thinks it does .
I ’ m indebted to veteran Slogger Clive for drawing my attention to a slight cock-up here on the face-mask front : as this excerpt from the CDC ’ s view of the matter shows : Now pay attention , because the following thing gets tricky here and there .
An N95 mask is designed for use in a contaminated environment : for argument ’ s sake , it ’ s @ @ @ @ @ @ @ a roomfull of dead Covid victims .
The mask filters the air you inhale , but not your exhalation .
So it ’ s not , repeat not , the one to wear if you are yourself infected .
If you are , you should be in hospital .
The N95 mask will not tell you if you ’ re infected – for that you need a test .
But if you have had a negative test to Covid19 and you don ’ t want to catch it from someone else , the @ @ @ @ @ @ @ .
That ’ s why our leaders are issued with them….and we aren ’ t .
A surgical mask is what sawbones and theatre nurses use when they are perhaps carrying germs and don ’ t want to infect anyone else , for example the patient lying there with his stomach unzipped while you say things like “ swab ” and so forth .
It filters the exhaled breath of the surgeon , but not the inhaled breath….so if Johnny Patient has tertiary bubonic plague , well , there ’ s another good @ @ @ @ @ @ @ Whatever : it ’ s no use outside of a sterile area .
In fact , it kinda leaves you wondering just whatTF they are anyway…or indeed , how surgeons get life insurance .
And so we arrive in triumph at the masks we , the Lucky Ones , get to wear , The Cloth Mask .
As you can see from the lower page capure above , the CDC opens with the encouraging promise ‘ DO NOT FILTER ANYTHING ’ .
OK , these are the ones on sale to us , @ @ @ @ @ @ @ a personage that Beelzebub Fauci himself advises as follows : ‘ Cloth masks actually risk your health rather than protect it .
The moisture caught in these masks will become mildew-ridden in thirty minutes .
Dry coughing , enhanced allergies , sore throat are all symptoms of a micro-mold in your mask ’ I ’ m here to tell you that , for once , the CDC is telling the unvarnished truth , because ever since the Maskomania20 virus ripped through the population during April , I ’ ve had a permanently irritated @ @ @ @ @ @ @ extent that I now have a voice roughly the same as that of a heavy-smoking toad in the later stages of emphysema .
Now here ’ s the ironic bit : I went into a large pharmacy yesterday morning , and quickly received some stuff which has already made a difference .
The pharmacist – nice bloke , knew his onions – told me : “ The problem is widespread….just one usage of a cloth mask requires it to be immediately washed at 40 degrees……le conseil du Governement , ce n ’ est @ @ @ @ @ @ @ advice about this is just a mess .
However , the implications of all this are far greater .
As in , what is now law about mask-wearing in shops in the UK and the EU is dismissed out of hand by the CDC in the US as utterly pointless .
Further still – and truly astonishing – is this map showing those US States ( dark pink ) where masks in public are now mandatory : Throughout the West , millions of ordinary citizens are being legally forced to wear masks that @ @ @ @ @ @ @ ANYTHING ’ .
Call it misinformation or disinformation , it is what it is : a gigantic scam under which we are being asked to pay for protection that doesn ’ t work….while the élites get their N95s free .
I was pondering this shortly after 7 am CET today as I prepared a hot beverage with Radio4 in the background .
I haven ’ t listened to R4 for over two years , so I thought , ’ Why not ?
’ .
And as serendipity would have it , the second @ @ @ @ @ @ @ on the internet ’ .
At no point in her discussion with a Tory from the Culture , Media & Sport Committee did the anchorette even allude to the likelihood that mis and dis an ’ fake an ’ dat online might be merely a more objectively evidence-based commentary than that available from the BCC and all politicised points to The Times .
She merely asked the MP to give her examples of criminal news manipulation among the indie news and blogosphere sector .
What follows is an accurate summary of his response @ @ @ @ @ @ @ you know ” conjunctions : “ Well yes , I mean , we found tons of examples of rejection of the science involved in Covid19 from people representing anti-vaccination extremists to others deliberately understating the dangers of this virus and demonstrating against having to wear masks for Heaven ’ s sake ” At no time was there any debate whatsoever about when ‘ disinformation ’ just might be an alternative to What The Government Says .
In fact , the bombastic interviewee was allowed to proceed uninterrupted to his conclusion that “ we @ @ @ @ @ @ @ , and the sooner the better ” .
Not regulation of ‘ Freddie Starr ate my Hamster ’ , ‘ Elton and his rent-boys ’ , ‘ He groomed a Nation ’ , ‘ Weapons of mass destruction ’ and suchlike….for let us be clear – the MSM is both professional and scrupulous .
Is it not ?
My fellow reality-hounds : censorship is coming .
Be prepared .

by John Ward
Revealed: The US Center for Disease control has zero confidence in Covid face masks. Does this make them denialist fanatics? Radio 4 thinks it does.
I’m indebted to veteran Slogger Clive for drawing my attention to a slight cock-up here on the face-mask front: as this excerpt from the CDC’s view of the matter shows:
Now pay attention, because the following thing gets tricky here and there.
An N95 mask is designed for use in a contaminated environment: for argument’s sake, it’s the one to wear when dealing with a roomfull of dead Covid victims. The mask filters the air you inhale, but not your exhalation. So it’s not, repeat not, the one to wear if you are yourself infected. If you are, you should be in hospital. The N95 mask will not tell you if you’re infected – for that you need a test. But if you have had a negative test to Covid19 and you don’t want to catch it from someone else, the the N95 is the one for you. That’s why our leaders are issued with them….and we aren’t.
A surgical mask is what sawbones and theatre nurses use when they are perhaps carrying germs and don’t want to infect anyone else, for example the patient lying there with his stomach unzipped while you say things like “swab” and so forth. It filters the exhaled breath of the surgeon, but not the inhaled breath….so if Johnny Patient has tertiary bubonic plague, well, there’s another good reason not to become a surgeon. Whatever: it’s no use outside of a sterile area. In fact, it kinda leaves you wondering just whatTF they are anyway…or indeed, how surgeons get life insurance.
And so we arrive in triumph at the masks we, the Lucky Ones, get to wear, The Cloth Mask . As you can see from the lower page capure above, the CDC opens with the encouraging promise ‘DO NOT FILTER ANYTHING’. OK, these are the ones on sale to us, and a body headed by no less a personage that Beelzebub Fauci himself advises as follows:
‘Cloth masks actually risk your health rather than protect it. The moisture caught in these masks will become mildew-ridden in thirty minutes. Dry coughing, enhanced allergies, sore throat are all symptoms of a micro-mold in your mask’
I’m here to tell you that, for once, the CDC is telling the unvarnished truth, because ever since the Maskomania20 virus ripped through the population during April, I’ve had a permanently irritated cough direct from the Gobi desert….to the extent that I now have a voice roughly the same as that of a heavy-smoking toad in the later stages of emphysema.
Now here’s the ironic bit: I went into a large pharmacy yesterday morning, and quickly received some stuff which has already made a difference. The pharmacist – nice bloke, knew his onions – told me:
“The problem is widespread….just one usage of a cloth mask requires it to be immediately washed at 40 degrees……le conseil du Governement, ce n’est qu’un bordel” *
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*Government advice about this is just a mess.
However, the implications of all this are far greater. As in, what is now law about mask-wearing in shops in the UK and the EU is dismissed out of hand by the CDC in the US as utterly pointless.
Further still – and truly astonishing – is this map showing those US States (dark pink) where masks in public are now mandatory:
Throughout the West, millions of ordinary citizens are being legally forced to wear masks that (quote) ‘DO NOT FILTER ANYTHING’. Call it misinformation or disinformation, it is what it is: a gigantic scam under which we are being asked to pay for protection that doesn’t work….while the élites get their N95s free.
I was pondering this shortly after 7 am CET today as I prepared a hot beverage with Radio4 in the background. I haven’t listened to R4 for over two years, so I thought,’Why not?’. And as serendipity would have it, the second item up was ‘misinformation and disinformation on the internet’.
At no point in her discussion with a Tory from the Culture, Media & Sport Committee did the anchorette even allude to the likelihood that mis and dis an’ fake an’ dat online might be merely a more objectively evidence-based commentary than that available from the BCC and all politicised points to The Times.
She merely asked the MP to give her examples of criminal news manipulation among the indie news and blogosphere sector. What follows is an accurate summary of his response – minus only a serious of “you know” conjunctions:
“Well yes, I mean, we found tons of examples of rejection of the science involved in Covid19 from people representing anti-vaccination extremists to others deliberately understating the dangers of this virus and demonstrating against having to wear masks for Heaven’s sake”
At no time was there any debate whatsoever about when ‘disinformation’ just might be an alternative to What The Government Says. In fact, the bombastic interviewee was allowed to proceed uninterrupted to his conclusion that “we need regulation of this kind of thing, and the sooner the better”.
Not regulation of ‘Freddie Starr ate my Hamster’, ‘Elton and his rent-boys’, ‘He groomed a Nation’, ‘Weapons of mass destruction’ and suchlike….for let us be clear – the MSM is both professional and scrupulous. Is it not?
My fellow reality-hounds: censorship is coming. Be prepared.


investmentwatchblog--2020-07-21--Water level at Three Gorges Dam in China 164 m.Max Designated Dam Height is 175 m

Joe Colangelo Important Three Gorges Dam data as of yesterday : Antoninus and Models The Three Gorges dam is desperately @ @ @ @ @ water level has risen by 5 meters in 34 hours .
The maximum flood hits @ @ @ @ @ The floods so far are only an overture .
Finally , China is at the @ @ @ @ @

Joe Colangelo
Important Three Gorges Dam data as of yesterday:
61,000 cubic meters/second inflow
36,000 cubic meters/second outflow
Current water height: 164 meters
Max designed dam height: 175m
Height of dam: 185m
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Important Three Gorges Dam data as of yesterday: 61,000 cubic meters/second inflow
36,000 cubic meters/second outflow Current water height: 164 meters
Max designed dam height: 175m
Height of dam: 185m — Joe Colangelo (@Itsjoeco) July 20, 2020
Antoninus and Models
The Three Gorges dam is desperately discharging water, but the water level has risen by 5 meters in 34 hours.
The maximum flood hits the Yangtze River now. The floods so far are only an overture. Finally, China is at the height of the flood.
The Three Gorges dam is desperately discharging water, but the water level has risen by 5 meters in 34 hours.
The maximum flood hits the Yangtze River now. The floods so far are only an overture. Finally, China is at the height of the flood. pic.twitter.com/NhT8B575kK — Antoninus and Models (@Antoninus_Model) July 20, 2020
h/t Pillar of Poland


investmentwatchblog--2020-07-21--Flu deaths increasing when flu vaccines are increased?

Just made this chart .
Figured you guys and gals might find this interesting .
For example , in 2017-2018 @ @ @ @ @ amount of flu deaths in history – www.cdc.gov/flu/prevent/vaccine-supply-historical.htm Yet , at that time , we @ @ @ @ @ distrubted ever in history – www.cdc.gov/flu/prevent/vaccine-supply-historical.htm Are the vaccines not working ?

by Facts-Over-Opinion
Just made this chart. Figured you guys and gals might find this interesting.
Source:
Flu deaths by season – www.cdc.gov/flu/about/burden/past-seasons.html
Flu vaccines administered by season – www.cdc.gov/flu/prevent/vaccine-supply-historical.htm
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For example, in 2017-2018 season we had the highest amount of flu deaths in history – www.cdc.gov/flu/prevent/vaccine-supply-historical.htm
Yet, at that time, we had the most flu vaccines distrubted ever in history – www.cdc.gov/flu/prevent/vaccine-supply-historical.htm
Are the vaccines not working?


investmentwatchblog--2020-07-21--Japan bans kissing because….Coronavirus.

A few weeks ago , screaming was banned on roller coasters .
Now , this week , Kissing has been @ @ @ @ @ , because the Japanese people are sleep walking into this shit storm , nobody is @ @ @ @ @ Government told them to put cucumbers up their ass because of Covid 19 , there @ @ @ @ @ standing outside vegetable shops right now .

The stupid…..IT HURTS!!!
A few weeks ago, screaming was banned on roller coasters.
Now, this week, Kissing has been banned.
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www.japantimes.co.jp/news/2020/07/21/national/japans-nightlife-sector-calls-government-realistic-coronavirus-measures/
Im scared man, because the Japanese people are sleep walking into this shit storm, nobody is awake here. If the Government told them to put cucumbers up their ass because of Covid 19, there would be thousands of people standing outside vegetable shops right now.
AC


investmentwatchblog--2020-07-21--BOOM! Gov Insider CONFIRMS Existence of SECRET OPERATION Epstein Used To BLACKMAIL US Politicians

More red pill info .
So tragic how our politician become so compromised that they ’ re useless to their @ @ @ @ @ if compromised and get a job that ’ s not one the public ’ s @ @

More red pill info. So tragic how our politician become so compromised that they’re useless to their constituents. They should resign if compromised and get a job that’s not one the public’s dime.
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investmentwatchblog--2020-07-21--Family that owns New York Times had slaves!

What hypocrites .
The whole lot of them .

RT, Released on 7/20/20
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What hypocrites. The whole lot of them.