curiousmindmagazine--2020-12-17--Top 10 Gift Ideas for Christmas

Top 10 Gift Ideas for Christmas

Finding the perfect Christmas gift to give your family members , friends , partner , or roommates can be really freakin ’ hard , especially if they ’ ve all got different passions and interests .
But hey , don ’ t worry .
You ’ re going to be just fine .
How do we know this ?
Because we rounded up the best Christmas and holiday gifts of 2020 to create this top 10 gift list as inspiration .
The only thing ?
We can ’ t help you wrap these very thoughtful gifts , sorry !
You @ @ @ @ @ @ @ Christmas holiday can be a stressful time , and with so much else going on in 2020 , we think there ’ s no reason for you to spend unnecessary time ( or money ) worrying about finding the perfect gift for everyone on your list .
So we did all the research for you and put all of our holiday coverage together in one place .
We ’ ve put together gift guides at price points as low as $ 5 , uncovered the very best versions of the most popular gifts @ @ @ @ @ @ @ — like teenage boys and new moms — exactly what they want so you can knock it out of the park .
So whether you ’ re looking for something to gift your cousin who just started ( remote ) college , your world-traveling dad ( who is stuck at home ) , or your child ’ s teacher , here is a guide to the best Strategist-approved gifts for every single person on your list .
One thing to keep in mind : Like so much else that is out of the @ @ @ @ @ @ @ gearing up to look very different this year .
Most people are ordering their gifts online through Amazon , eBay , Craigslist , and even Shoppok , and concerns about shipping delays are already on the horizon , so if you see something you like , don ’ t dilly dally .
Can someone ever really have enough booty bands ?
These bands are # 1 bestsellers on Amazon and people rave about how easy they stretch without losing elasticity over time .
The bands come in light , medium , and heavy @ @ @ @ @ @ @ unite !
This device will literally keep track of how many times you jump , which will totally help you when you ’ re really amping up the reps in your cardio workout .
Plus , it comes with an app that has tons of interval workouts and challenges you can try , too .
Your bestie can ’ t make it back home this year ?
Well , this candle is the next best thing .
“ Each candle is scented to remind the receiver of a sentimental place ( apple orchards @ @ @ @ @ @ @ ) , ideal for the long-distance family member you may not see this year.
” —Kiera Carter , editor-at-large .
These sustainable sneaks designed with thread made from single-use water bottles provide cloud-like comfort that pairs well with any casual look .
“ These are cute even on my larger feet—not to mention super-comfy .
Also , love that you can just throw them in the wash when they get dirty !
” —Robin Hilmantel , digital director .
Say hello to the perfect jean jacket .
Slip this puppy on and roughen @ @ @ @ @ @ @ way , duh ) .
Plus , the oversized fit makes it 10 times more comfortable and fits on top of even the chunkiest sweaters .
This gift is probably the closest you ’ ll get to one of the moving photographs in your favorite magical book series .
Infinite Objects allows you to upload and edit a video , which is then “ prints ” and frames for you .
Just like magic , you have one of your favorite videos in a frame so you can watch it over and over @ @ @ @ @ @ @ for anyone you have beautiful videos of or with—pick the right video , and you could bring your mom , spouse , or best friend to tears when they unwrap it .
Upgrade their smart home game with the latest iteration of the iconic Echo from Amazon .
New for 2020 , this all-new smart speaker with the Alexa assistant comes with a built-in hub , so they can connect your smart lights , thermostat , oven , and whatever else they have .
With a sleek new form , better-than-ever speakers , @ @ @ @ @ @ @ the best Echo yet—and it ’ s sure to be a must-have Christmas gift .
This one ’ s for the tea-lover with limited storage .
With its matte gray finish and discreet , minimalist controls , this kettle looks great—even intentional—sitting on a counter or side table .
A subtle screen displays the current temperature and set temperature , and a built-in timer counts down the necessary time for brewing coffee or steeping tea .
They ’ ll be begging to put this kettle to work as soon as it ’ s @ @ @ @ @ @ @ s bound to be one of the biggest gadgets of the year : The new Apple Watch SE offers most of the features of previous watches at a lower price point .
Its processor is two times faster than that of the Apple Watch 3 and the display is slightly larger , giving the wearer a more dramatic time-piece .
It launched with several new bands , too , so you can pick the most professional ( or most workout ready ) band to help them reach their goals in the new year @ @ @ @ @ @ @ personal , or fitness .
Help them along on their sustainability journey with this new bottle from CamelBak .
Sure , it has the performance and durability we ’ ve all come to expect from CamelBak , but it also has a genius feature : a built-in travel mug for tea and coffee .
They ’ ll have a ready-to-use mug ( with a lid , cleverly stored in the bottle ’ s cap ) with them at all times , whether they ’ re planning on stopping by a coffee shop or @ @ @ @ @ @ @ bottle so hydration is never an issue .
Most of these products are found on eBay and Amazon but you may also check Shoppok for availability and possibly cheaper prices .
You may be able to find some or other better similar products and read here how to find your gift online .

Finding the perfect Christmas gift to give your family members, friends, partner, or roommates can be really freakin’ hard, especially if they’ve all got different passions and interests. But hey, don’t worry. You’re going to be just fine. How do we know this? Because we rounded up the best Christmas and holiday gifts of 2020 to create this top 10 gift list as inspiration. The only thing? We can’t help you wrap these very thoughtful gifts, sorry! You’re on your own there.
The Christmas holiday can be a stressful time, and with so much else going on in 2020, we think there’s no reason for you to spend unnecessary time (or money) worrying about finding the perfect gift like a soy candles. So we did all the research for you and put all of our holiday coverage together in one place. We’ve put together gift guides at price points as low as $5, uncovered the very best versions of the most popular gifts, and even asked notoriously hard-to-shop-for people — like teenage boys and new moms — exactly what they want so you can knock it out of the park. So whether you’re looking for something to gift your cousin who just started (remote) college, your world-traveling dad (who is stuck at home), or your child’s teacher, here is a guide to the best Strategist-approved gifts for every single person on your list.
One thing to keep in mind: Like so much else that is out of the ordinary right now, holiday shopping is gearing up to look very different this year. Most people are ordering their gifts online through Amazon, eBay, Craigslist, and even Shoppok, and concerns about shipping delays are already on the horizon, so if you see something you like, don’t dilly dally.
1. Booty Bands
Can someone ever really have enough booty bands? These bands are #1 bestsellers on Amazon and people rave about how easy they stretch without losing elasticity over time. The bands come in light, medium, and heavy resistance levels.
2. Smart Jump Rope Rookie
Jump rope lovers, unite! This device will literally keep track of how many times you jump, which will totally help you when you’re really amping up the reps in your cardio workout. Plus, it comes with an app that has tons of interval workouts and challenges you can try, too.
3. Homesick Scented Candle, Chicago
Your bestie can’t make it back home this year? Well, this candle is the next best thing.
“Each candle is scented to remind the receiver of a sentimental place (apple orchards for New York, orange for SoCal), ideal for the long-distance family member you may not see this year.” —Kiera Carter, editor-at-large.
4. The Lace-Up Sneakers
These sustainable sneaks designed with thread made from single-use water bottles provide cloud-like comfort that pairs well with any casual look.
“These are cute even on my larger feet—not to mention super-comfy. Also, love that you can just throw them in the wash when they get dirty!” —Robin Hilmantel, digital director.
5. The Oversized Trucker Jean Jacket in Akenside Wash
Say hello to the perfect jean jacket. Slip this puppy on and roughen up any outfit (in a chic way, duh). Plus, the oversized fit makes it 10 times more comfortable and fits on top of even the chunkiest sweaters.
6. Infinite Objects Video Print
This gift is probably the closest you’ll get to one of the moving photographs in your favorite magical book series. Infinite Objects allows you to upload and edit a video, which is then “prints” and frames for you. Just like magic, you have one of your favorite videos in a frame so you can watch it over and over again. This is the best gift for anyone you have beautiful videos of or with—pick the right video, and you could bring your mom, spouse, or best friend to tears when they unwrap it.
7. Echo (Fourth Generation)
Upgrade their smart home game with the latest iteration of the iconic Echo from Amazon. New for 2020, this all-new smart speaker with the Alexa assistant comes with a built-in hub, so they can connect your smart lights, thermostat, oven, and whatever else they have. With a sleek new form, better-than-ever speakers, and refreshed privacy protections, this is the best Echo yet—and it’s sure to be a must-have Christmas gift.
8. Fellow Grey Stagg EKG Electric Kettle with Wood Handle
This one’s for the tea-lover with limited storage. With its matte gray finish and discreet, minimalist controls, this kettle looks great—even intentional—sitting on a counter or side table. A subtle screen displays the current temperature and set temperature, and a built-in timer counts down the necessary time for brewing coffee or steeping tea. They’ll be begging to put this kettle to work as soon as it’s out of the box.
9. Apple Watch SE
It’s bound to be one of the biggest gadgets of the year: The new Apple Watch SE offers most of the features of previous watches at a lower price point. Its processor is two times faster than that of the Apple Watch 3 and the display is slightly larger, giving the wearer a more dramatic time-piece. It launched with several new bands, too, so you can pick the most professional (or most workout-ready) band to help them reach their goals in the new year, whether they’re professional, personal, or fitness.
10. CamelBak MultiBev Water Bottle and Travel Cup
Help them along on their sustainability journey with this new bottle from CamelBak. Sure, it has the performance and durability we’ve all come to expect from CamelBak, but it also has a genius feature: a built-in travel mug for tea and coffee. They’ll have a ready-to-use mug (with a lid, cleverly stored in the bottle’s cap) with them at all times, whether they’re planning on stopping by a coffee shop or making their own, plus a water bottle so hydration is never an issue.
Most of these products are found on eBay and Amazon but you may also check Shoppok for availability and possibly cheaper prices. You may be able to find some or other better similar products and read here how to find your gift online.


curiousmindmagazine--2020-12-17--6 Common Symptoms That Follow Dehydration

Our bodies are made up of 60 % water or bodily fluids .
Consequently , failing to hydrate properly results in dehydration .
This occurs when there is an inadequate amount of water in the body ’ s cells .
Dehydration causes the body to overwork itself in an attempt to store more water and try to survive .
Consequently , this can lead to more health problems .
If you don ’ t take enough fluids , dehydration will eventually slow you down .
It can make you feel sick and tired .
In the worst cases , it @ @ @ @ @ @ @ .
For this reason , it is important to know the common symptoms that follow dehydration to correct the situation or get prompt medical attention .
Now , this is the first and most common thing you would notice about yourself if you are starting to get dehydrated .
Why does thirst occur after dehydration ?
When you drink very little water , your body loses the balance of fluid that it requires .
At that moment , you may experience thirst .
If you are feeling thirsty , you can prevent yourself @ @ @ @ @ @ @ of liquids such as water and taking electrolyte replacement .
Dehydration during extreme physical exertion is known to affect muscle cells and can lead to muscle cramps .
This occurs because tissues surrounding the muscles contract to compensate for the insufficient water in the body .
The longer you go without enough water , the worse it will get .
Muscle cramps is a very common condition that affects athletes such as golfers , swimmers , runners , cyclists , swimmers , and wrestlers .
When muscle cramps occur , it is very @ @ @ @ @ @ @ getting out of bed , driving a car , or walking to the bathroom .
For athletes , the best way to combat dehydration is to replenish with water that contains electrolytes such as sports drinks .
This helps prevent further dehydration and ensuing muscle cramps .
Many people do not realize that dehydration can lead to problems with their urinary tract , including the fact that it can cause you to lose your ability to urinate at all .
Without enough fluid intake , there ’ s nothing much for the body @ @ @ @ @ @ @ that when they experience a bout of dehydration , they will also experience other issues such as bladder discomfort and even lower back pain .
If you are experiencing any of these symptoms , you must contact your physician immediately to have any potential medical issues resolved .
As time passes , the number of dissolved solids in the urine increases with dehydration due to poor water intake .
Because of this , the concentration of toxins also increases .
When more toxins accumulate , the urine becomes darker .
In an effort @ @ @ @ @ @ @ toxins as possible , the kidney often pushes the fluids back up through the urine .
Dark-colored urine is mainly due to the inability of the kidney to filter out toxins from the urine in an effort to preserve water in the body .
When the urine stays in the body for a long period without being filtered , the concentration of toxins goes higher .
Eventually , this can cause other medical issues as well .
When the body is dehydrated , the brain tissue also loses water .
The brain shrinks @ @ @ @ @ @ @ it .
When this happens , headache may be experienced .
Also , dehydration can cause the blood volume to drop , lowering the blood flow , oxygen , and essential nutrients to the brain .
In a study , increased water intake helps reduce the intensity of headaches .
While the ability of water to prevent or reduce headaches still needs more research , the data from the study implies that water can be used as a prophylactic treatment for those with a persisting headache .
Water is necessary for the sustenance @ @ @ @ @ @ @ skin .
The body uses water as a method to transport molecules and nutrients from the lungs to the cells , and everywhere in between .
When the supply of water is diminished or altered , the whole body is affected , and that includes the skin .
The skin loses elasticity when its moisture content becomes low due to dehydration .
Dry skin loses its elasticity and is prone to sag and wrinkles .
How To Prevent And Treat Dehydration In worst case scenarios , heat exhaustion and heat stroke can occur @ @ @ @ @ @ @ needs to function properly .
Dehydration can be prevented and treated through the following : • None While water is the main source of hydration , you can get fluids from the proper kinds of food too .
So , make sure that you eat healthy foods such as vegetables and fruits .
High-water content foods , such as Watermelons and Oranges , can help replenish lost body fluids and electrolytes , most especially during hot summer days .
• None You should always keep yourself hydrated and monitor your fluid intake .
@ @ @ @ @ @ @ head is feeling heavy , seek medical attention right away .
Remember that dehydration can be easily treated or prevented if you know what signs to look for .
• None Make sure that you are getting enough sleep as sleeping can help replenish the lost nutrients in the body .
• None If the weather is hot , avoid getting exposed to the heat .
Find shaded areas or wait for a more tolerable time to go out .
• None Don ’ t delay getting medical attention .
If you have @ @ @ @ @ @ @ above , it is best to consult a doctor immediately .
The treatment that doctors usually recommend among dehydrated patients is fluid-replacement therapy .
This includes an oral rehydration solution or ORS and intravenous solution administration .
However , don ’ t self-medicate or administer these treatments yourself .
You must see a health professional first .
The symptoms following dehydration include thirst , muscle cramps , dark-colored urine , reduced urine output , cold and dry skin , headache , and restlessness .
Recognizing the early signs of dehydration and taking measures @ @ @ @ @ @ @ healthy lifestyle .
Lastly , it is important to drink enough water to replenish your bodily fluids that are lost as you go about your day .

Our bodies are made up of 60% water or bodily fluids. Consequently, failing to hydrate properly results in dehydration. This occurs when there is an inadequate amount of water in the body’s cells. Dehydration causes the body to overwork itself in an attempt to store more water and try to survive. Consequently, this can lead to more health problems.
If you don’t take enough fluids, dehydration will eventually slow you down. It can make you feel sick and tired. In the worst cases, it can even lead to seizures and comas. For this reason, it is important to know the common symptoms that follow dehydration to correct the situation or get prompt medical attention.
Thirst
Now, this is the first and most common thing you would notice about yourself if you are starting to get dehydrated. Why does thirst occur after dehydration? When you drink very little water, your body loses the balance of fluid that it requires. At that moment, you may experience thirst. If you are feeling thirsty, you can prevent yourself from getting further dehydrated by drinking plenty of liquids such as water and taking electrolyte replacement.
Muscle Cramps
Dehydration during extreme physical exertion is known to affect muscle cells and can lead to muscle cramps. This occurs because tissues surrounding the muscles contract to compensate for the insufficient water in the body. The longer you go without enough water, the worse it will get.
Muscle cramps are a very common condition that affects athletes such as golfers, swimmers, runners, cyclists, swimmers, and wrestlers. When muscle cramps occur, it is very difficult to perform basic daily tasks like getting out of bed, driving a car, or walking to the bathroom.
For athletes, the best way to combat dehydration is to replenish with water that contains electrolytes such as sports drinks. This helps prevent further dehydration and ensuing muscle cramps.
Inability To Pee
Many people do not realize that dehydration can lead to problems with their urinary tract, including the fact that it can cause you to lose your ability to urinate at all. Without enough fluid intake, there’s nothing much for the body to flush either.
Some people find that when they experience a bout of dehydration, they will also experience other issues such as bladder discomfort and even lower back pain. If you are experiencing any of these symptoms, you must contact your physician immediately to have any potential medical issues resolved.
Dark-Colored Urine
As time passes, the number of dissolved solids in the urine increases with dehydration due to poor water intake. Because of this, the concentration of toxins also increases. When more toxins accumulate, the urine becomes darker. In an effort to rid the body of as many toxins as possible, the kidney often pushes the fluids back up through the urine.
Dark-colored urine is mainly due to the inability of the kidney to filter out toxins from the urine in an effort to preserve water in the body. When the urine stays in the body for a long period without being filtered, the concentration of toxins goes higher. Eventually, this can cause other medical issues as well.
Headache
When the body is dehydrated, the brain tissue also loses water. The brain shrinks and triggers the pain receptors that surround it. When this happens, a headache may be experienced. Also, dehydration can cause the blood volume to drop, lowering the blood flow, oxygen, and essential nutrients to the brain.
In a study, increased water intake helps reduce the intensity of headaches. While the ability of water to prevent or reduce headaches still needs more research, the data from the study implies that water can be used as a prophylactic treatment for those with a persisting headache.
Cold, Clammy, and Dry Skin
Water is necessary for the sustenance of all bodily functions, including the skin. The body uses water as a method to transport molecules and nutrients from the lungs to the cells, and everywhere in between.
When the supply of water is diminished or altered, the whole body is affected, and that includes the skin. The skin loses elasticity when its moisture content becomes low due to dehydration. Dry skin loses its elasticity and is prone to sag and wrinkles.
How To Prevent And Treat Dehydration
In worst-case scenarios, heat exhaustion and heat stroke can occur when the body loses the fluids that it needs to function properly. Dehydration can be prevented and treated through the following:
While water is the main source of hydration, you can get fluids from the proper kinds of food too. So, make sure that you eat healthy foods such as vegetables and fruits. High-water content foods, such as Watermelons and Oranges, can help replenish lost body fluids and electrolytes, most especially during hot summer days.
You should always keep yourself hydrated and monitor your fluid intake. If you feel dizzy or if your head is feeling heavy, seek medical attention right away. Remember that dehydration can be easily treated or prevented if you know what signs to look for.
Make sure that you are getting enough sleep as sleeping can help replenish the lost nutrients in the body.
If the weather is hot, avoid getting exposed to the heat. Find shaded areas or wait for a more tolerable time to go out.
Don’t delay getting medical attention. If you have noticed any of the signs and symptoms above, it is best to consult a doctor immediately.
The treatment that doctors usually recommend among dehydrated patients is fluid-replacement therapy. This includes an oral rehydration solution or ORS and intravenous solution administration. However, don’t self-medicate or administer these treatments yourself. You must see a health professional or medical director first.
Conclusion
The symptoms following dehydration include thirst, muscle cramps, dark-colored urine, reduced urine output, cold and dry skin, headache, and restlessness. Recognizing the early signs of dehydration and taking measures to prevent it is necessary for a healthy lifestyle. Lastly, it is important to drink enough water to replenish your bodily fluids that are lost as you go about your day.


curiousmindmagazine--2020-12-16--How Can You Optimize the Costs of Your Purchased Services?

Hospitals and healthcare facilities are looking to cut costs in every way possible .
And the COVID-19 pandemic has intensified it .
The pandemic constrained the healthcare sector ’ s cash flow as Moody ’ s revised outlook for the sector went from stable to negative .
But the financial health of the healthcare sector wasn ’ t pretty before the pandemic either .
Hospitals across the United States saw a 21.3 % decline in margins from 2018 and 2019 .
One of the best ways for healthcare facilities to cut costs is to optimize their purchased services .
The @ @ @ @ @ @ @ optimize such costs .
Why Are Purchase Services Difficult To Optimize ?
Purchased service is a broad term applied to any spending that ’ s outsourced and contracted but not performed by in-house staff members .
The main motive behind this is to reduce overall expenses .
But at times , hospitals end up overspending tens of thousands of dollars .
And the even bigger issue is these go unnoticed , under the hood .
This is because services are utilized , then invoiced .
Since these are outsourced to a third-party provider @ @ @ @ @ @ @ the invoice with little to no control over it .
This often creates a mismatch between what was required by the hospital and what services the third-party provider delivered .
Any difference is significant when you consider that managed services make up the bulk of a hospital ’ s expenses .
So how can the facilities optimize it ?
There are a couple of tried-and-tested ways .
If hospitals are employing a third-party contractor to provide a specific service , they must be locked by a contract or SLA .
This details what @ @ @ @ @ @ @ and what the provider is expected to do over the partnership .
But more often than not , the contracts get static .
It means the terms remain constant , and so does the pricing .
On the other hand , the business requirement is dynamic , which keeps changing now and then .
So if hospitals and healthcare providers are using outdated or out-of-sync contracts , chances are high they ’ re overpaying .
Therefore , the first step in optimizing the cost of purchased services is going over all service providers @ @ @ @ @ @ @ .
For this purpose , it ’ s best to get an outsider ’ s opinion , bringing in a different perspective .
That will also bring in specialized knowledge that will help in the review process .
Most hospitals use some form of accounting software to keep track of all of their expenses .
If not , then the hospital will never be able to optimize the expenses .
When reviewing the accounting software , is it centralized or distributed ?
Since each type has its pros and cons , centralized accounting @ @ @ @ @ @ @ .
It allows for easier understanding and analysis of overall purchased service expenditure from a bird ’ s eye view .
As part of the analysis , auditors should also look at vendor agreements and line items within the software .
If they ’ re not aligned properly , this can result in invoice error , leading to overspending .
Billing errors are among the most serious problems faced by the healthcare sector on the revenue cycle side .
So the billing errors on the purchased services side are often neglected .
A @ @ @ @ @ @ @ out of your contracts is benchmarking .
It is not only specific to healthcare but across all industries .
And the reason for this importance is that benchmarking provides a way for organizations to easily measure performance and non-performance .
Benchmark is an approach that calls for all stakeholder ’ s support and inputs .
It includes owners , vendors , and market research .
The first goal is to understand how current contracts are driving performance and assign figures accordingly .
This is irrespective of whether the performance is net positive or @ @ @ @ @ @ @ .
Market research brings in the data about how competitors are faring in the marketplace .
By combining these two , hospitals arrive at the benchmark to measure the contract ’ s effectiveness in place .
The overarching aim of benchmarking is to enhance organization performance while reducing cost .
The groundwork for optimizing the cost of purchased services is laid out .
Now it ’ s time to sit back and analyze what is happening in real-time .
Customized database and management software often make this task easier .
If certain key @ @ @ @ @ @ @ quick action and review and adjust contracts accordingly .
Optimizing cost takes time , but hiring specialists can potentially optimize it faster .
Hospitals will save a significant amount of their expenses .

How Can You Optimize the Costs of Your Purchased Services?
Hospitals and healthcare facilities are looking to cut costs in every way possible. And the COVID-19 pandemic has intensified it. The pandemic constrained the healthcare sector’s cash flow as Moody’s revised outlook for the sector went from stable to negative. But the financial health of the healthcare sector wasn’t pretty before the pandemic either.
Hospitals across the United States saw a 21.3% decline in margins from 2018 and 2019. One of the best ways for healthcare facilities to cut costs is to optimize their purchased services. The article shares tips on how hospitals can optimize such costs.
Why Are Purchase Services Difficult To Optimize?
Purchased service is a broad term applied to any spending that’s outsourced and contracted but not performed by in-house staff members. The main motive behind this is to reduce overall expenses. But at times, hospitals end up overspending tens of thousands of dollars. And the even bigger issue is these go unnoticed, under the hood.
This is because services are utilized, then invoiced. Since these are outsourced to a third-party provider, hospitals rely on them to provide the invoice with little to no control over it. This often creates a mismatch between what was required by the hospital and what services the third-party provider delivered.
There are a couple of tried-and-tested ways.
Start With an Extensive Contract Review
If hospitals are employing a third-party contractor to provide a specific service; for example a managed services provider company, they must be locked by a contract or SLA. This details what the hospital expects from the service provider and what the provider is expected to do over the partnership. But more often than not, the contracts get static. It means the terms remain constant, and so does the pricing. On the other hand, the business requirement is dynamic, which keeps changing now and then.
So if hospitals and healthcare providers are using outdated or out-of-sync contracts, chances are high they’re overpaying.
Therefore, the first step in optimizing the cost of purchased services is going over overall service providers’ contracts and reviewing them for accuracy. For this purpose, it’s best to get an outsider’s opinion, bringing in a different perspective. That will also bring in specialized knowledge that will help in the review process.
Review the Accounting Software
Most hospitals use some form of accounting software to keep track of all of their expenses. If not, then the hospital will never be able to optimize the expenses.
When reviewing the accounting software, is it centralized or distributed? Since each type has its pros and cons, centralized accounting software is better in optimizing purchase service. It allows for easier understanding and analysis of overall purchased service expenditure from a bird’s eye view.
As part of the analysis, auditors should also look at vendor agreements and line items within the software. If they’re not aligned properly, this can result in invoice error, leading to overspending. Billing errors are among the most serious problems faced by the healthcare sector on the revenue cycle side. So the billing errors on the purchased services side are often neglected.
Therefore, a complete accounting software review should follow a contract review.
Benchmark Key Metrics
A vital ingredient of getting the most value out of your contracts is benchmarking. It is not only specific to healthcare but across all industries.
And the reason for this importance is that benchmarking provides a way for organizations to easily measure performance and non-performance.
Benchmark is an approach that calls for all stakeholder’s support and inputs. It includes owners, vendors, and market research. The first goal is to understand how current contracts are driving performance and assign figures accordingly. This is irrespective of whether the performance is net positive or negative.
Accuracy is the key here. Market research brings in the data about how competitors are faring in the marketplace. By combining these two, hospitals arrive at the benchmark to measure the contract’s effectiveness in place.
The overarching aim of benchmarking is to enhance organization performance while reducing cost.
Analyze the Data and Optimize Key Metrics
The groundwork for optimizing the cost of purchased services is laid out. Now it’s time to sit back and analyze what is happening in real-time. Customized database and management software often make this task easier. If certain key metrics underperform, the hospital can take quick action and review and adjust contracts accordingly.
Optimizing cost takes time, but hiring specialists can potentially optimize it faster. Hospitals will save a significant amount of their expenses.


curiousmindmagazine--2020-12-31--How Do I Better My Brain Health

How Do I Better My Brain Health

Early recovery is a time when our brains are healing from the damaging effects of drugs and alcohol .
Just as our addiction did not develop overnight , we can not expect to heal immediately .
It takes time for our mental health to return to normal , but there are activities we can do to speed up the healing process , says Johnny K – owner of True Life Recovery detox center in Orange County , California..
But first , it ’ s important to understand how addiction affects the brain as we become addicted , during active addiction @ @ @ @ @ @ @ What Does Addiction Do to the Brain ?
Drug and alcohol addiction affect the brain in various ways .
The chemical compounds found in alcohol , nicotine , opioids , stimulants , and sedatives enter the bloodstream and brain upon use .
Once that happens , it can lead us to lose control of our impulses and to crave more of the substance .
As addiction develops , our brain craves the reward , or feeling , that that the substance gives us .
That ’ s a result of the intense stimulation @ @ @ @ @ @ @ Subsequently , many of us will continue using drugs or drinking alcohol , which unlocks euphoric feelings and unusual behaviors .
The longer we use substances , the greater the risk of long-term consequences including brain damage , and even death .
Our brains respond to addiction based on several factors , including the specific substance we use , how often we use it , and the stage of addiction we are in .
As an example , when someone uses cocaine , they will have a feeling of euphoria .
This feeling @ @ @ @ @ @ @ and it affects the area of the brain that controls motivation and pleasure .
Thus , there is a short , but strong release of dopamine , the chemical that causes pleasurable feelings .
This can lead to a strong desire , or craving , to use more of the drug .
The longer we use and abuse the substance , the more we continue to use it .
Many of us become consumed with obtaining and using the drug to maintain that feeling .
This is the powerful cycle of addiction .
@ @ @ @ @ @ @ , coordination , emotions , and decision-making .
It also affects our physical sensations , cravings , habits , and compulsions .
When we are under the influence of drugs or alcohol , it can change the way our brains function .
Drugs and alcohol interact with the brain ’ s limbic system to release powerful feel-good emotions , which in turn affect our mind and body .
Our brains reward us when we do something that is pleasurable .
We continue to use drugs or alcohol to maintain the intense feel-good emotions @ @ @ @ @ @ @ cycle of using and experiencing intense highs .
As a result , we take the drug to just feel normal .
What Happens to the Brain during Withdrawal ?
When we stop using drugs and alcohol , there are significant physical , mental , and emotional results .
These are symptoms of withdrawal .
Because the brain and body have become accustomed to having the substance in our system , they ’ ve recalibrated to expect them .
Taking the substance away causes distressing symptoms that can not be ignored and often lead @ @ @ @ @ @ @ seek help to stop using substances , many of us go to an addiction treatment center .
There , we will receive medication and other treatments to help stabilize and soothe the brain .
The therapies that we get while in rehab may differ , but their goal is all the same – to help improve brain activity and function and restore it , as much as possible , to its former health .
In addition to professional treatment , there are some things that we can do ourselves once we ’ re @ @ @ @ @ @ @ health .
These include : Physical activity doesn ’ t just help our bodies , it also helps our minds .
Regular exercise releases endorphins that improve our overall sense of well-being and counteracts depression and anxiety .
According to Harvard Health , “ Research shows that using your muscles also helps your mind .
Animals who exercise regularly increase the number of tiny blood vessels that bring oxygen-rich blood to the region of the brain that is responsible for thought .
Exercise also spurs the development of new nerve cells and increases @ @ @ @ @ @ @ ) .
This results in brains that are more efficient , plastic , and adaptive , which translates into better performance in aging animals.
” We will find that our brain improves along with our body as we exercise .
Everyone has experienced the mental fogginess that occurs after a night without enough sleep .
Sleep is incredibly important for our mood and mental health .
John Peever , director of the Systems Neurobiology Laboratory at the University of Toronto , and Brian J. Murray , director of the sleep laboratory at the @ @ @ @ @ @ @ a Scientific American article entitled What Happens in the Brain During Sleep , “ The function of sleep has mystified scientists for thousands of years , but modern research is providing new clues about what it does for both the mind and body .
Sleep serves to reenergize the body ’ s cells , clear waste from the brain , and support learning and memory .
It even plays vital roles in regulating mood , appetite and libido.
” Increased clarity and focus as a result of adequate sleep means that we will @ @ @ @ @ @ @ the demands of our recovery program and will feel better as we do it .
What we put into our body affects nearly every aspect of our cognitive functioning .
The Mental Health Foundation explains , “ Those who report some level of mental health problem also eat fewer healthy foods ( fresh fruit and vegetables , organic foods and meals made from scratch ) and more unhealthy foods ( chips and crisps , chocolate , ready meals and takeaways ) .
A balanced mood and feelings of wellbeing can be protected by @ @ @ @ @ @ @ of complex carbohydrates , essential fats , amino acids , vitamins and minerals and water.
” Our ability to think clearly and properly depends on adequate nourishment and give a boost to our mood and energy level throughout the day .
Meditation is a simple and effective tool at our disposal .
Meditation has been proven to reduce anxiety and depression , and lead to greater behavioral regulation .
Dr. Brian Roche explains in a 2014 Psychology Today article entitled 10 Ways to Improve Your Brain Health , “ Stress prevents good learning @ @ @ @ @ @ @ .
The stress response prioritizes immediate information and actually shortens attention span .
However , in order to think intelligently we need to think more broadly , and in a considered way .
This is not possible when we are stressed .
So meditation can help us to calm the mind , and so increase our ability to attend to each learning experience fully .
Some studies also appear to show that extended practice can even raise our general intelligence.
” Meditation is accessible to everyone , requires little time , and provides @ @ @ @ @ @ @ amount of brain damage from long-term drug and alcohol abuse can be very extensive , the possibility of healing always exists .
The first step is to get rid of the substances , which is why seeking help for addiction as soon as possible will minimize damage and speed healing .

Early recovery is a time when our brains are healing from the damaging effects of drugs and alcohol. Just as our addiction did not develop overnight, we cannot expect to heal immediately. It takes time for our mental health to return to normal, but there are activities we can do to speed up the healing process, says Johnny K – owner of True Life Recovery detox center in Orange County, California..
But first, it’s important to understand how addiction affects the brain as we become addicted, during active addiction, and as we begin recovery.
What Does Addiction Do to the Brain?
Drug and alcohol addiction affect the brain in various ways. The chemical compounds found in alcohol, nicotine, opioids, stimulants, and sedatives enter the bloodstream and brain upon use. Once that happens, it can lead us to lose control of our impulses and to crave more of the substance. As addiction develops, our brain craves the reward, or feeling, that that the substance gives us. That’s a result of the intense stimulation of our brains’ reward systems. Subsequently, many of us will continue using drugs or drinking alcohol, which unlocks euphoric feelings and unusual behaviors. The longer we use substances, the greater the risk of long-term consequences including brain damage, and even death.
Our brains respond to addiction based on several factors, including the specific substance we use, how often we use it, and the stage of addiction we are in. As an example, when someone uses cocaine, they will have a feeling of euphoria. This feeling happens because the drug is psychoactive, and it affects the area of the brain that controls motivation and pleasure. Thus, there is a short, but strong release of dopamine, the chemical that causes pleasurable feelings. This can lead to a strong desire, or craving, to use more of the drug.
The longer we use and abuse the substance, the more we continue to use it. Many of us become consumed with obtaining and using the drug to maintain that feeling. This is the powerful cycle of addiction.
How Does Addiction Develop?
The brain regulates our temperature, breathing, coordination, emotions, and decision-making. It also affects our physical sensations, cravings, habits, and compulsions. When we are under the influence of drugs or alcohol, it can change the way our brains function.
Drugs and alcohol interact with the brain’s limbic system to release powerful feel-good emotions, which in turn affect our mind and body. Our brains reward us when we do something that is pleasurable. We continue to use drugs or alcohol to maintain the intense feel-good emotions that the brain releases, creating the cycle of using and experiencing intense highs. As a result, we take the drug to just feel normal.
What Happens to the Brain during Withdrawal?
When we stop using drugs and alcohol, there are significant physical, mental, and emotional results. These are symptoms of withdrawal. Because the brain and body have become accustomed to having the substance in our system, they’ve recalibrated to expect them. Taking the substance away causes distressing symptoms that cannot be ignored and often lead us back to using.
Brain Therapies for Addiction Recovery
When we seek help to stop using substances, many of us go to an addiction treatment center. There, we will receive medication and other treatments to help stabilize and soothe the brain. The therapies that we get while in rehab may differ, but their goal is all the same – to help improve brain activity and function and restore it, as much as possible, to its former health.
In addition to professional treatment, there are some things that we can do ourselves once we’re in recovery to help promote better brain health. These include:
EXERCISE
Physical activity doesn’t just help our bodies, it also helps our minds. Regular exercise releases endorphins that improve our overall sense of well-being and counteracts depression and anxiety. According to Harvard Health, “Research shows that using your muscles also helps your mind. Animals who exercise regularly increase the number of tiny blood vessels that bring oxygen-rich blood to the region of the brain that is responsible for thought. Exercise also spurs the development of new nerve cells and increases the connections between brain cells (synapses). This results in brains that are more efficient, plastic, and adaptive, which translates into better performance in aging animals.” We will find that our brain improves along with our body as we exercise.
SLEEP QUALITY
Everyone has experienced the mental fogginess that occurs after a night without enough sleep. Sleep is incredibly important for our mood and mental health. John Peever, director of the Systems Neurobiology Laboratory at the University of Toronto, and Brian J. Murray, director of the sleep laboratory at the Sunnybrook Health Sciences Center, explain in a Scientific American article entitled What Happens in the Brain During Sleep, “The function of sleep has mystified scientists for thousands of years, but modern research is providing new clues about what it does for both the mind and body. Sleep serves to reenergize the body’s cells, clear waste from the brain, and support learning and memory. It even plays vital roles in regulating mood, appetite and libido.” Increased clarity and focus as a result of adequate sleep means that we will be better able to properly engage in the demands of our recovery program and will feel better as we do it.
NUTRITION
What we put into our body affects nearly every aspect of our cognitive functioning. The Mental Health Foundation explains, “Those who report some level of mental health problem also eat fewer healthy foods (fresh fruit and vegetables, organic foods and meals made from scratch) and more unhealthy foods (chips and crisps, chocolate, ready meals and takeaways). A balanced mood and feelings of wellbeing can be protected by ensuring that our diet provides adequate amounts of complex carbohydrates, essential fats, amino acids, vitamins and minerals and water.” Our ability to think clearly and properly depends on adequate nourishment and give a boost to our mood and energy level throughout the day.
MEDITATE
Meditation is a simple and effective tool at our disposal. Meditation has been proven to reduce anxiety and depression, and lead to greater behavioral regulation. Dr. Brian Roche explains in a 2014 Psychology Today article entitled 10 Ways to Improve Your Brain Health, “Stress prevents good learning and it is designed to do so. The stress response prioritizes immediate information and actually shortens attention span. However, in order to think intelligently we need to think more broadly, and in a considered way. This is not possible when we are stressed. So meditation can help us to calm the mind, and so increase our ability to attend to each learning experience fully. Some studies also appear to show that extended practice can even raise our general intelligence.” Meditation is accessible to everyone, requires little time, and provides wonderful brain healing benefits.
Though the amount of brain damage from long-term drug and alcohol abuse can be very extensive, the possibility of healing always exists. The first step is to get rid of the substances, which is why seeking help for addiction as soon as possible will minimize damage and speed healing.


curiousmindmagazine--2020-12-30--How long does Kratom last

How long does Kratom last

Before establishing how long Kratom lasts in the human system .
It ’ s imperative to understand how the product works .
Since it ’ s one of the newest medical alternatives , the plant is associated with multiple misconceptions .
In the U.S , the herbal is regarded as a legal psychoactive substance .
But why are the authorities mooting a kratom ban ?
This is due to the mitragynine alkaloid that is found in the plant .
Mitragynine stimulates opioid-oriented activities in the brain , hence , reducing the pain .
Also , the alkaloid influences anxiety and @ @ @ @ @ @ @ creates the euphoria effect that is similar to that of heroin and opium .
How long does it take Kratom to react ?
If one takes Kratom , the effects start around 8 to 15 minutes later .
For the small doses , the effects last to a maximum of two hours , and for the higher doses , they last up to 8 hours .
This implies that a dose of 4 or 5 grams lasts for about 2 hours while the dosage of 7 to 8 grams stays in the body @ @ @ @ @ @ @ .
The effects of Kratom are heightened if one takes the product on an empty stomach .
This is because Kratom finds it ’ s easy to maneuver in an empty stomach and quickly dissolves into the body system .
Therefore , if you want quick responses , take the plant ’ s product on an empty stomach , also eat first if you ’ re after gradual effects .
Users often wonder how long the plant ’ s products will stay in the system when they consider stopping using them .
Based @ @ @ @ @ @ @ in the plant , mitragynine has a half-life of 20 -25 hours .
Therefore , with this information , it will take almost a whole day to eliminate 50 percent of Kratom from the body .
Hence , it will take over five days to clear Kratom from the body system .
What factors influence Kratom ’ s stay in the body system Like any other substance , some variables contribute to how long Kratom lasts in an individual ’ s body .
The factors also determine the elimination timeframe .
So , @ @ @ @ @ @ @ It should be noted that old users tend to have more prolonged half-life elimination than younger users .
This is due to various factors such as age-oriented physical changes , renal function , and other medications .
The young users are also more active , implying that their cell metabolism is very high , and the chances of eliminating the substance in the shortest time are high .
Body fat : This is another element that plays a significant role in kratom ’ s half-life .
Because mitragynine is fat-soluble , people with @ @ @ @ @ @ @ a more extended period than people with fewer fats .
Genetics : Some genetic enzymes and markers play a role in determining how long Kratom lasts in the body system .
Water and food : If you take food with high-fat content levels , high absorption chances are high compared to low-fat content meals .
Also , if you ’ re well-hydrated , you will eliminate Kratom faster from the body due to urine excretion .
Kratom is a health remedy .
This means it has to stay in your bloodstream to deal @ @ @ @ @ @ @ if you want it to last in the body as required , take the right dosage .
Underdosing implies that the substance will stay in the body for less time ; hence its effects will not be felt .
On the other hand , overdosing means that the product will remain in the body for more time , this might affect the body negatively .
There ’ s no doubt that Kratom improves the quality of life .
Regarding how long it lasts in the system , various factors such as age , @ @ @ @ @ @ @ body fats play a significant role in determining the exact timeframe the substance stays in the body system .

Before establishing how long Kratom lasts in the human system. It’s imperative to understand how the product works. Since it’s one of the newest medical alternatives, the plant is associated with multiple misconceptions.
In the U.S, the herbal is regarded as a legal psychoactive substance. But why are the authorities mooting a kratom ban? This is due to the mitragynine alkaloid that is found in the plant. Mitragynine stimulates opioid-oriented activities in the brain, hence, reducing the pain. Also, the alkaloid influences anxiety and mood. In other words, it creates the euphoria effect that is similar to that of heroin and opium.
How long does it take Kratom to react?
If one takes Kratom, the effects start around 8 to 15 minutes later. For the small doses, the effects last to a maximum of two hours, and for the higher doses, they last up to 8 hours. This implies that a dose of 4 or 5 grams lasts for about 2 hours while the dosage of 7 to 8 grams stays in the body system for as long as 8 hours.
The effects of Kratom are heightened if one takes the product on an empty stomach. This is because Kratom finds it’s easy to maneuver in an empty stomach and quickly dissolves into the body system. Therefore, if you want quick responses, take the plant’s product on an empty stomach, also eat first if you’re after gradual effects.
Kratom’s half-life
Users often wonder how long the plant’s products will stay in the system when they consider stopping using them. Based on various studies, the primary alkaloid in the plant, mitragynine has a half-life of 20 -25 hours. Therefore, with this information, it will take almost a whole day to eliminate 50 percent of Kratom from the body. Hence, it will take over five days to clear Kratom from the body system.
What factors influence Kratom’s stay in the body system
Like any other substance, some variables contribute to how long Kratom lasts in an individual’s body. The factors also determine the elimination timeframe. So, what are these factors?
Age: It should be noted that old users tend to have more prolonged half-life elimination than younger users. This is due to various factors such as age-oriented physical changes, renal function, and other medications. The young users are also more active, implying that their cell metabolism is very high, and the chances of eliminating the substance in the shortest time are high.
Body fat: This is another element that plays a significant role in kratom’s half-life. Because mitragynine is fat-soluble, people with massive fat content retain kratom metabolites for a more extended period than people with fewer fats.
Genetics: Some genetic enzymes and markers play a role in determining how long Kratom lasts in the body system.
Water and food: If you take food with high-fat content levels, high absorption chances are high compared to low-fat content meals. Also, if you’re well-hydrated, you will eliminate Kratom faster from the body due to urine excretion.
Take note
Kratom is a health remedy. This means it has to stay in your bloodstream to deal with the prescribed health condition. Therefore if you want it to last in the body as required, take the right dosage. Underdosing implies that the substance will stay in the body for less time; hence its effects will not be felt. On the other hand, overdosing means that the product will remain in the body for more time, this might affect the body negatively.
Bottom line
There’s no doubt that Kratom improves the quality of life. Regarding how long it lasts in the system, various factors such as age, food, water, genetics, and body fats play a significant role in determining the exact timeframe the substance stays in the body system.


curiousmindmagazine--2020-12-30--The Pursuit of Happiness: 6 Ways to Be Happy From the Inside out

Happiness has been an important concept for humanity .
So much so that it ’ s listed with other unalienable rights of life and liberty in the Declaration of Independence .
While happiness is very individual , some universal truths seem to transcend people from diverse walks of life .
Here , read some tips that can lead you to true happiness or , at the very least , make you happier .
Have an Honest Conversation with Yourself Happiness is very personal .
While gardening may make one person very happy , it might incite feelings of dread in @ @ @ @ @ @ @ , it ’ s important to be brutally honest with yourself about what you perceive happiness to be and what it looks like to you .
Without knowing what you are looking for , how do you plan to find it , and how do you know when you finally have it ?
Figure out the things that will truly make you happy and create a plan to attain them .
New research shows that good sleep is just as significant to happiness as winning the lottery might be .
Inadequate shuteye will @ @ @ @ @ @ @ Scientists have also found links between sleep and mental health .
Sleep deprivation over an extended period can lead to depression in some instances .
The other aspect of sleep is that it gives you the energy required to chance other joy-inducing outcomes .
Self-care sums up rituals and habits that support good health , self-confidence , and looking and feeling great from the inside out .
Unfortunately , when people get busy , this tends to go out the window .
Put some effort into prioritizing self-care regardless of what else is @ @ @ @ @ @ @ coffee in your favorite mug or having 20 minutes to yourself after the kids go to bed can help increase your happiness levels .
Whatever this is , prioritize doing these little acts of self-love for yourself every single day .
People with an attitude of gratitude make a habit of focusing on expressing appreciation and thankfulness for the opportunities they get in their lives and businesses .
When you take on an attitude of gratitude , you tend to feel more productive , abundant , and , yes , much happier .
@ @ @ @ @ @ @ fully immerse yourself in the joys you are experiencing currently as you work for larger wins .
According to a Harvard research , as little as 15 minutes of physical activity per day is akin to taking an antidepressant .
A quick , sure way of feeling happier is through working out .
The human body has over 600 muscles to do just that .
The activity does not matter .
The goal is to find a physical activity you love doing .
From a job , a brisk walk , swimming , @ @ @ @ @ @ @ Working out for a few minutes will prompt your body to release endorphins , which is characterized by a feeling of euphoria .
Your relationships can be a great cause of happiness .
They can also cause you untold suffering .
Surrounding yourself with supporting , nurturing , and genuine friends , relatives , workmates , and romantic partners .
This does lead to not only a healthier life but also a happier one .
Two of the most important decisions in your life that will impact your happiness will be your spouse @ @ @ @ @ @ @ wise decisions on both accounts .
One of the things you will notice about universal truths relating to happiness is that they are internal and personal .
Most things entail an individual changing themselves and making decisions that lead to happiness .
And indeed , looking for happiness outside thyself can be an exercise in futility .

Happiness has been an important concept for humanity. So much so that it’s listed with other unalienable rights of life and liberty in the Declaration of Independence.
While happiness is very individual, some universal truths seem to transcend people from diverse walks of life. Here, read some tips that can lead you to true happiness or, at the very least, make you happier.
Have an Honest Conversation with Yourself
Happiness is very personal. While gardening may make one person very happy, it might incite feelings of dread in another. As you begin this journey, it’s important to be brutally honest with yourself about what you perceive happiness to be and what it looks like to you.
Without knowing what you are looking for, how do you plan to find it, and how do you know when you finally have it? Figure out the things that will truly make you happy and create a plan to attain them.
Get Enough Sleep
New research shows that good sleep is just as significant to happiness as winning the lottery might be. Inadequate shuteye will leave you feeling cranky and unhappy.
Scientists have also found links between sleep and mental health. Sleep deprivation over an extended period can lead to depression in some instances. The other aspect of sleep is that it gives you the energy required to chance other joy-inducing outcomes.
Prioritize Self-Care
Self-care sums up rituals and habits that support good health, self-confidence, and looking and feeling great from the inside out. Unfortunately, when people get busy, this tends to go out the window.
Put some effort into prioritizing self-care regardless of what else is going on. Little things like having coffee in your favorite mug or having 20 minutes to yourself after the kids go to bed can help increase your happiness levels. Whatever this is, prioritize doing these little acts of self-love for yourself every single day.
Create an Attitude of Gratitude
People with an attitude of gratitude make a habit of focusing on expressing appreciation and thankfulness for the opportunities they get in their lives and businesses.
When you take on an attitude of gratitude, you tend to feel more productive, abundant, and, yes, much happier. This also allows you to enjoy and fully immerse yourself in the joys you are experiencing currently as you work for larger wins.
Get Moving
According to a Harvard research, as little as 15 minutes of physical activity per day is akin to taking an antidepressant. A quick, sure way of feeling happier is through working out. The human body has over 600 muscles to do just that. The activity does not matter. The goal is to find a physical activity you love doing. From a job, a brisk walk, swimming, aerobic, Zumba, name it. Working out for a few minutes will prompt your body to release endorphins, which is characterized by a feeling of euphoria.
Cultivate Healthy Relationships
Your relationships can be a great cause of happiness. They can also cause you untold suffering. Surrounding yourself with supporting, nurturing, and genuine friends, relatives, workmates, and romantic partners. This does lead to not only a healthier life but also a happier one.
Two of the most important decisions in your life that will impact your happiness will be your spouse and your choice of career. Make wise decisions on both accounts.
The Takeaway
One of the things you will notice about universal truths relating to happiness is that they are internal and personal. Most things entail an individual changing themselves and making decisions that lead to happiness. And indeed, looking for happiness outside thyself can be an exercise in futility.


curiousmindmagazine--2020-12-28--10 Things Every Student Should Know About Money

As a student , you have a tight budget .
Perhaps you are surviving on the pocket money your parents give you , or a small stipend from an internship , or meagre part-time earnings .
Only a handful of students have the essential money skills they need to wade through these challenges easily .
While students do discuss earnings and expenditures , only a few think that they need to save and invest .
They think that making a budget is something they would need to do much later in life – which is not true .
Barbara Doyle @ @ @ @ @ @ @ , shares , “ I wish I had learned how to manage my money when I was still a student .
If I had known what personal finance was at that time , my life would have been much easier.
” We bring you ten tips to stretch your money and save some precious bills : • None Buy skills , not things : A beautiful dress or bag won ’ t keep you happy forever .
But if you invest in learning a new skill or do a new course , it @ @ @ @ @ @ @ chances of success .
Skills are assets for any graduate that can give him or her an advantage over peers in job interviews .
• None Create an Emergency Fund : GoAssignmentHelp personal finance expert Rubina Lahorie says , “ An emergency fund should be able to cover your expenses for 3 to 6 months .
You may have to pinch money to create one but once you have it , you will not panic when you need urgent funds for some reason.
” • None Find ways to spend less : Think @ @ @ @ @ @ @ you really need that 1000-dollar phone or the 400-dollar dress ?
As they say , drop-by-drop , you can fill an ocean .
• None Gain experience as you make extra money : Kathleen offers Kathleen offers dissertation help to students online to earn some extra bucks .
You may design logos or do other freelancing jobs related to your field to make some more money and also get relevant experience .
Perhaps you may want to turn it into a full-time career later .
• None Invest 1 % of what you @ @ @ @ @ @ @ , you earn quite less but you have a high-risk appetite .
Hence , never let any money you have rot in the bank .
Invest it in stocks or similar options which may have high risks but also offer you attractive returns .
Try to get a consistent return of 10-11 % annually on an average .
• None Make a budget : It is always a great idea to know what your income and what expenses you can ’ t avoid .
These may include your tuition fees , rent , @ @ @ @ @ @ @ , etc .
Figure out what you absolutely can ’ t avoid and only keep that much on hand .
Put the extra money in a separate account and touch it only when it ’ s unavoidable .
This will create an illusion of ‘ having less ’ and you will be saving more .
• None Stop eating out : Starbucks and junk food can be quite expensive .
Hence , learning to cook is a great skill for money-pinchers .
Carry fresh fruits or a homemade sandwich with you along with @ @ @ @ @ @ @ If you don ’ t find time to cook during weekdays , do it on weekends and refrigerate it for the week .
It will save you a lot of money and keep you fit .
• None Keep credit cards at a hard-to-reach place : Avoid using the plastic money regularly .
You must try to avoid credit card debts like plague .
You don ’ t want to accrue additional debts to pay all your life along with your student loan .
• None Unsubscribe what you don ’ t use @ @ @ @ @ @ @ every month might be eating your money without you realizing it .
If you are not using a library or a gym membership or do not have to watch Netflix , unsubscribe it now .
• None Ask for the student discount : Most places offer student discounts – including public transport and movie theatres .
Carry your student ID card with you and avail the discount if it ’ s applicable .

As a student, you have a tight budget. Perhaps you are surviving on the pocket money your parents give you, or a small stipend from an internship, or meagre part-time earnings. Only a handful of students have the essential money skills they need to wade through these challenges easily. While students do discuss earnings and expenditures, only a few think that they need to save and invest. They think that making a budget is something they would need to do much later in life – which is not true.
Barbara Doyle, an assignment help expert from Australia, shares, “I wish I had learned how to manage my money when I was still a student. If I had known what personal finance was at that time, my life would have been much easier.”
We bring you ten tips to stretch your money and save some precious bills:
Buy skills, not things: A beautiful dress or bag won’t keep you happy forever. But if you invest in learning a new skill or do a new course, it can help you increase your employability and chances of success. Skills are assets for any graduate that can give him or her an advantage over peers in job interviews. Create an Emergency Fund: GoAssignmentHelp personal finance expert Rubina Lahorie says, “An emergency fund should be able to cover your expenses for 3 to 6 months. You may have to pinch money to create one but once you have it, you will not panic when you need urgent funds for some reason.” Find ways to spend less: Think before you splurge on anything. Do you really need that 1000-dollar phone or the 400-dollar dress? As they say, drop-by-drop, you can fill an ocean. Gain experience as you make extra money: Kathleen offers dissertation help to students online to earn some extra bucks. You may design logos or do other freelancing jobs related to your field to make some more money and also get relevant experience. Perhaps you may want to turn it into a full-time career later. Invest 1% of what you earn every month: As a student, you earn quite less but you have a high-risk appetite. Hence, never let any money you have rot in the bank. Invest it in stocks or similar options which may have high risks but also offer you attractive returns. Try to get a consistent return of 10-11% annually on an average. Make a budget: It is always a great idea to know what your income and what expenses you can’t avoid. These may include your tuition fees, rent, food, utility bills, phone bills, etc. Figure out what you absolutely can’t avoid and only keep that much on hand. Put the extra money in a separate account and touch it only when it’s unavoidable. This will create an illusion of ‘having less’ and you will be saving more. Stop eating out: Starbucks and junk food can be quite expensive. Hence, learning to cook is a great skill for money-pinchers. Carry fresh fruits or a homemade sandwich with you along with a thermos of coffee with you. If you don’t find time to cook during weekdays, do it on weekends and refrigerate it for the week. It will save you a lot of money and keep you fit. Keep credit cards at a hard-to-reach place: Avoid using the plastic money regularly. You must try to avoid credit card debts like plague. You don’t want to accrue additional debts to pay all your life along with your student loan. Unsubscribe what you don’t use: Standing instructions to pay your subscriptions every month might be eating your money without you realizing it. If you are not using a library or a gym membership or do not have to watch Netflix, unsubscribe it now. Ask for the student discount: Most places offer student discounts – including public transport and movie theatres. Carry your student ID card with you and avail the discount if it’s applicable.


curiousmindmagazine--2020-12-27--Top 5 Cannabis Myths Debunked

Top 5 Cannabis Myths Debunked

Cannabis is one of the most controversial drugs to ever have existed .
Unlike crystal meth for example , cannabis ( or weed , reefer , Mary-Jane…whatever you want to call it ) has so many proven health benefits .
The only benefit crystal meth could ever possibly have is if you didn ’ t actually want you teeth to begin with but you were too scared to knock them out yourself .
With controversial topics however , comes misinformation – luckily I am here to help you identify 5 of the top myths regarding this humble leaf .
This @ @ @ @ @ @ @ high a number of times in my adult life ( before marriage and kids – when I was still fun ) but I have never experimented with anything harder .
You ’ re not going to smoke a joint on Tuesday and be flicking needles by Friday – and if you do , don ’ t blame the weed because it had nothing to do with that .
Trauma is the gateway drug .
This is a terrible lie .
Synthetic weed was created in labs to study the effects of cannabinoids on @ @ @ @ @ @ @ work because the synthetic version is much , much stronger .
Stronger , in this case , is not meant in a good way .
Most of the fake stuff contains so much THC and no CBD – CBD is what decreases anxiety , as such it often causes serious psychosis .
• None All Cannabis Creates The Same High Again , this is a hard nope – this simply isn ’ t true .
Granted , it is commonly accepted that there are 2 main strains of cannabis – Indica and Sativa @ @ @ @ @ @ @ , one will make you totally chilled and the other will give you a goofy , giggly high .
All you need to do is make sure you order your chosen strain from a reputable supplier , like Dyrect , in order to get quality weed that isn ’ t cut with nail varnish remover and other gross shit .
Sadly , this is not true .
You can O.D on weed but the difference between weed and other drugs is that an overdose won ’ t kill you .
Some say that @ @ @ @ @ @ @ to kill you , you would need to smoke 15 000 pounds of it in 15 minutes .
Considering that is entirely impossible , you ’ ll most probably be okay .
Remember though that some people have chronic conditions and could react differently , especially if there are other substances or medication involved too .
For a normal , healthy person weed is mostly harmless .
This is definitely false .
Cannabis can make you chilled , sure , but it doesn ’ t make you lazy .
If you ’ re @ @ @ @ @ @ @ , don ’ t blame the weed – blame poor choices and a bad personality .
Laziness is learned behaviour ; weed in normal amounts can not affect that .
Granted , there are a few choice options that can absolutely knock you on your ass but there are also cultivars that energise the fluff out of you – like for real .
That being said , if you smoke all day you will probably become sluggish and unmotivated , but once again – don ’ t blame the weed for your inability @ @ @ @ @ @ @ ’ s all on you .

Cannabis is one of the most controversial drugs to ever have existed. Unlike crystal meth for example, cannabis (or weed, reefer, Mary-Jane…whatever you want to call it) has so many proven health benefits. The only benefit crystal meth could ever possibly have is if you didn’t actually want you teeth to begin with but you were too scared to knock them out yourself. With controversial topics however, comes misinformation – luckily I am here to help you identify 5 of the top myths regarding this humble leaf.
Cannabis Is A Gateway Drug
This is not true. I have been high a number of times in my adult life (before marriage and kids – when I was still fun) but I have never experimented with anything harder. You’re not going to smoke a joint on Tuesday and be flicking needles by Friday – and if you do, don’t blame the weed because it had nothing to do with that. Trauma is the gateway drug.
Synthetic Cannabis Is Safe
This is a terrible lie. Synthetic weed was created in labs to study the effects of cannabinoids on the brain. It didn’t work because the synthetic version is much, much stronger. Stronger, in this case, is not meant in a good way. Most of the fake stuff contains so much THC and no CBD – CBD is what decreases anxiety, as such it often causes serious psychosis.
All Cannabis Creates The Same High
Again, this is a hard nope – this simply isn’t true. Granted, it is commonly accepted that there are 2 main strains of cannabis – Indica and Sativa. These different strains create different highs, one will make you totally chilled and the other will give you a goofy, giggly high. All you need to do is make sure you order your chosen strain from a reputable supplier, like Dyrect, in order to get quality weed that isn’t cut with nail varnish remover and other gross shit.
You Can’t Overdose On Cannabis
Sadly, this is not true. You can O.D on weed but the difference between weed and other drugs is that an overdose won’t kill you. Some say that in order for an overdose of weed to kill you, you would need to smoke 15 000 pounds of it in 15 minutes. Considering that is entirely impossible, you’ll most probably be okay. Remember though that some people have chronic conditions and could react differently, especially if there are other substances or medication involved too. For a normal, healthy person weed is mostly harmless.
Cannabis Makes You Lazy
This is definitely false. Cannabis can make you chilled, sure, but it doesn’t make you lazy. If you’re lazy or your stoner friend is lazy, don’t blame the weed – blame poor choices and a bad personality. Laziness is learned behaviour; weed in normal amounts cannot affect that. Granted, there are a few choice options that can absolutely knock you on your ass but there are also cultivars that energise the fluff out of you – like for real. That being said, if you smoke all day you will probably become sluggish and unmotivated, but once again – don’t blame the weed for your inability to be a functioning adult, that’s all on you.


curiousmindmagazine--2020-12-27--Meal Replacement Shakes for the Person on the Go

Jetting from meeting to meeting ?
Waking up to your alarm and only having ten minutes to get out the door ?
Picking kids up one kid from soccer practice only to take another kid to their piano lesson ?
If you find yourself in any of these situations on a regular basis , you know how hard it is to find time in the day for a healthy meal .
For busy people , meal replacement shakes are a godsend .
For some , switching to a meal replacement shake can seem like an odd change to their routine @ @ @ @ @ @ @ benefits for people on the go to adding them in as meals .
They ’ re good both for people looking to change their eating habits and for people who are constantly on the move .
It may seem counter-intuitive , but one health benefit to meal replacement shakes is that they can help provide nutrients to your diet that you may be lacking .
It can be hard to get in all of the iron , calcium , and Vitamin D that is recommended from our meals especially without the help of @ @ @ @ @ @ @ a day to a replacement shake can help you meet the levels that you are supposed to be consuming each day without having to go through two cups of broccoli at every meal .
The most important element in a weight-loss journey is finding ways to cut calories while staying healthy .
We ’ ve already discussed how meal replacement shakes help you stay nutritionally healthy and they can do this while cutting calories .
The shakes are specially formulated to give you the nutrition you need at a lower calorie consumption and @ @ @ @ @ @ @ typically packed full of protein which is one of the main ways we stay fuller longer .
Two elements of meal replacement shakes help people conquer their cravings .
One of those elements is the protein .
Because you feel fuller longer , you are less inclined to start meditating on food and potential eating options which leads to the kind of cravings you seem to just now be able to get out of your head .
The second element is taste .
You definitely want to find a replacement shake that you @ @ @ @ @ @ @ them have various flavors you can change between and with some flavors being very sweet .
This is a great way to control cravings for anyone with a sweet tooth !
Using meal replacement shakes cuts down your calories and majorly cuts down on your time spent preparing meals !
Incorporating meal replacement shakes into your daily diet can give you literally hours back every week from meal prepping , cooking , and cleaning .
Cooking one meal typically takes around thirty minutes .
If you replace just one meal , that ’ @ @ @ @ @ @ @ hours in the kitchen every week at least !
Be honest , how many mornings do you wake up calm with enough time to make a full breakfast and sit around a table , “ Leave it to Beaver ” style ?
Not many , right ?
Most of us have to spend a lot of time commuting whether it ’ s to a meeting or heading to school in the mornings and the thought of spending our precious last minutes of sleep to make a full plate of food may not sound @ @ @ @ @ @ @ best times to tote a replacement shake with you .
Any other times of the day that you personally feel are packed full may benefit from a replacement as well .
It is much easier to bring along a meal replacement shake to drink during a board meeting , driving in the car , or even hanging out with friends at practice than it is to bring along a full plate of food .
In conclusion , using meal replacement shakes can help you fit healthy living into your busy life with minimal @ @ @ @ @ @ @ lose weight or eat healthier , they are a fantastic option that helps add the nutrients we need in an easier way and helps curb cravings .
Or , if you are just a person always on the move a meal replacement shake helps you stay on top of your game by keeping you full and giving you time to live your best life .

Jetting from meeting to meeting? Waking up to your alarm and only having ten minutes to get out the door? Picking kids up one kid from soccer practice only to take another kid to their piano lesson? If you find yourself in any of these situations on a regular basis, you know how hard it is to find time in the day for a healthy meal. For busy people, meal replacement shakes are a godsend.
For some, switching to a meal replacement shake can seem like an odd change to their routine, but there are a ton of benefits for people on the go to adding them in as meals. They’re good both for people looking to change their eating habits and for people who are constantly on the move.
Nutritional Value
It may seem counter-intuitive, but one health benefit to meal replacement shakes is that they can help provide nutrients to your diet that you may be lacking. It can be hard to get in all of the iron, calcium, and Vitamin D that is recommended from our meals especially without the help of a dietician, but switching a meal a day to a replacement shake can help you meet the levels that you are supposed to be consuming each day without having to go through two cups of broccoli at every meal.
Cut Calories Without Starving
The most important element in a weight-loss journey is finding ways to cut calories while staying healthy. We’ve already discussed how meal replacement shakes help you stay nutritionally healthy and they can do this while cutting calories. The shakes are specially formulated to give you the nutrition you need at a lower calorie consumption and keep you feeling full. They are typically packed full of protein which is one of the main ways we stay fuller longer.
Cull Cravings
Two elements of meal replacement shakes help people conquer their cravings. One of those elements is the protein. Because you feel fuller longer, you are less inclined to start meditating on food and potential eating options which leads to the kind of cravings you seem to just now be able to get out of your head. The second element is taste. You definitely want to find a replacement shake that you enjoy the taste of. Many of them have various flavors you can change between and with some flavors being very sweet. This is a great way to control cravings for anyone with a sweet tooth!
Time Savings
Using meal replacement shakes cuts down your calories and majorly cuts down on your time spent preparing meals! Incorporating meal replacement shakes into your daily diet can give you literally hours back every week from meal prepping, cooking, and cleaning. Cooking one meal typically takes around thirty minutes. If you replace just one meal, that’s going to save you over three hours in the kitchen every week at least!
Portability
Be honest, how many mornings do you wake up calm with enough time to make a full breakfast and sit around a table, “Leave it to Beaver” style? Not many, right? Most of us have to spend a lot of time commuting whether it’s to a meeting or heading to school in the mornings and the thought of spending our precious last minutes of sleep to make a full plate of food may not sound appealing. This is one of the best times to tote a replacement shake with you.
Any other times of the day that you personally feel are packed full may benefit from a replacement as well. It is much easier to bring along a meal replacement shake to drink during a board meeting, driving in the car, or even hanging out with friends at practice than it is to bring along a full plate of food.
Summary
In conclusion, using meal replacement shakes can help you fit healthy living into your busy life with minimal effort. If you are looking to lose weight or eat healthier, they are a fantastic option that helps add the nutrients we need in an easier way and helps curb cravings. Or, if you are just a person always on the move a meal replacement shake helps you stay on top of your game by keeping you full and giving you time to live your best life.


curiousmindmagazine--2020-12-27--Capture Your Family with a Custom Portrait

There is no stronger bond than the one you have with your family .
As a community , we celebrate that bond in a lot of different ways , some of them formally and some of them informally .
However , there are some activities that are not only unique but also a personal choice .
While all those traditions may come and go , the moments that you spend together are worth everything .
Capturing those moments is something that we have all become quite good at , thanks to smartphones .
However , you can not capture the @ @ @ @ @ @ @ of it using smartphones .
You need something much more personalized to do that properly and there is nothing better for that purpose than a portrait .
Family portraits are a great way of saving bringing a sense of permanence to your favorite moments .
However , there are many other reasons for making them as well and we have discussed a few here for your understanding .
Keep reading to find out more about how family portraits can be a big part of your life as well .
An important part of @ @ @ @ @ @ @ you share .
That bond stays strong when you keep on reminding yourself constantly about the people who share it with you .
A family portrait is something that can do that quite effectively .
Imagine seeing a portrait of your entire family with three or perhaps even four generations in a single portrait .
An image like that can be quite powerful and give a whole new meaning to the term “ family ” for you .
It gives you a chance to constantly remind yourself to no lose your focus and @ @ @ @ @ @ @ most to you .
However , given the long lifespan of portraits , you can also keep them with you and then pass them on from generation to generation .
It can be a way of saving the family history for the future generation as well .
However , the thing that it does best in this regard is give you a sense of closeness to your family when you are alone and only have their portrait to go with .
While a portrait may provide you with the opportunity to connect with @ @ @ @ @ @ @ is also a great way of reminding yourself about the people who you have lost .
A portrait gives you a much more intimate experience when it comes to remembering someone as compared to a cellphone or your own memory .
Some people also tend to use portraits as a way of paying tribute to someone that they have lost .
In fact , that practice is quite common in a lot of state agencies as well , especially police .
Furthermore , you also see portraits of people being used at funerals @ @ @ @ @ @ @ the family at home .
As an Expression of Love Of course , the simplest reason of all is the fact that you love your family and want to have a nice reminder in your house .
This may be the simplest reason of all , but it is certainly the most powerful one .
Having a portrait of your family in your home allows you to cherish all the good moments that you have spent with them and even remind you of them in case you feel like you may be drifting @ @ @ @ @ @ @ your family is an entirely personal decision and the reasons you choose for it to be a certain way depends completely on your feelings .
However , regardless of what your reason may be , having one at your home will certainly spruce up the look and bring you closer to them as well .

There is no stronger bond than the one you have with your family. As a community, we celebrate that bond in a lot of different ways, some of them formally and some of them informally. However, there are some activities that are not only unique but also a personal choice. While all those traditions may come and go, the moments that you spend together are worth everything. Capturing those moments is something that we have all become quite good at, thanks to smartphones. However, you cannot capture the grandeur of a moment or the intimacy of it using smartphones.
You need something much more personalized to do that properly and there is nothing better for that purpose than a portrait. Family portraits are a great way of saving bringing a sense of permanence to your favorite moments. However, there are many other reasons for making them as well and we have discussed a few here for your understanding. Keep reading to find out more about how family portraits can be a big part of your life as well.
Bringing the Family Together
An important part of being a family is the bond that you share. That bond stays strong when you keep on reminding yourself constantly about the people who share it with you. A family portrait is something that can do that quite effectively. Imagine seeing a portrait of your entire family with three or perhaps even four generations in a single portrait. An image like that can be quite powerful and give a whole new meaning to the term “family” for you. It gives you a chance to constantly remind yourself to no lose your focus and always remember the people that mean the most to you.
However, given the long lifespan of portraits, you can also keep them with you and then pass them on from generation to generation. It can be a way of saving the family history for the future generation as well. However, the thing that it does best in this regard is give you a sense of closeness to your family when you are alone and only have their portrait to go with.
As a Memory
While a portrait may provide you with the opportunity to connect with the people in your life, it is also a great way of reminding yourself about the people who you have lost. A portrait gives you a much more intimate experience when it comes to remembering someone as compared to a cellphone or your own memory. Some people also tend to use portraits as a way of paying tribute to someone that they have lost. In fact, that practice is quite common in a lot of state agencies as well, especially police. Furthermore, you also see portraits of people being used at funerals for remembrance which are often kept by the family at home.
As an Expression of Love
Of course, the simplest reason of all is the fact that you love your family and want to have a nice reminder in your house. This may be the simplest reason of all, but it is certainly the most powerful one. Having a portrait of your family in your home allows you to cherish all the good moments that you have spent with them and even remind you of them in case you feel like you may be drifting apart.
Conclusion
Having a portrait made of your family is an entirely personal decision and the reasons you choose for it to be a certain way depends completely on your feelings. However, regardless of what your reason may be, having one at your home will certainly spruce up the look and bring you closer to them as well.