consciouslifenews--2020-03-31--Why Coronavirus Is Humanity’s Wake-Up Call

The rapid spread of novel coronavirus has prompted the government , business , and civil society to take dramatic action—canceling events large and small , restricting travel , and shutting down major segments of the economy on which nearly all of us depend .
It is a demonstration of our ability , when the imperative is clear , for deep and rapid global cooperation and change at a previously unimaginable speed and scale .
There is an obvious desire to protect ourselves and our loved ones .
But we are also seeing something more as communities mobilize to address the @ @ @ @ @ @ @ of a recognition that we are ultimately bound to a common fate .
The speed of the resulting global shift is beyond any prior human experience .
At the same time , the crisis of the coronavirus pandemic focuses attention in the United States on the disastrous deficiencies of a profiteering health care system .
Corporations are competing only to increase their take from health expenditures while minimizing the amount of money they spend on providing care .
This system is reasonably proficient in providing boutique care for the very rich at exorbitant @ @ @ @ @ @ @ in addressing the health care needs of ordinary people affordably .
It is similarly deficient in anticipating , preparing for , and responding to public health emergencies such as the one we are in now .
I sense that as our eyes open to this reality , we are seeing a simultaneous awakening to the imperative to deal with a host of other system failures that imperil our common future .
For example : • An economic system that values nature only for its market price , ignores Earth ’ s limits , @ @ @ @ @ @ @ climate and the health and purity of its air , water , and soil .
This directly imperils our survival and well-being .
• Military expenditures that consume more than half of all federal discretionary funding to prepare for conventional wars of the past and engage us in unwinnable conflicts born of environmental and social collapse .
This represents wasted resources that would be better applied to addressing the underlying sources of current security threats .
• A financial system devoted to generating speculative profits for the richest without the burden of contributing @ @ @ @ @ @ @ who do useful work .
Money must serve us , not enslave us .
• An education system that promotes maximizing personal financial returns as the highest moral obligation to society .
Education should prepare us to transform a self-destructive system into one that will support our long-term future .
We need leaders committed to the effective governance of , by , and for the people .
For far too long , we have ignored the failures of a system that reduces ever more people to homelessness , incarceration , refugee camps , @ @ @ @ @ @ @ devoted to conflict and the generation of unearned financial returns .
The challenges are monumental and are likely to be addressed only as we begin to understand that business , as usual , is simply not an option .
This is humanity ’ s wake-up call .
As we awaken to the truth of the profound failure of our existing institutions , we also awaken to the truth of our possibilities and interconnections with one another and with Earth .
With that awakening comes a recognition that we must now learn to live @ @ @ @ @ @ @ no more , and to dedicate ourselves to the well-being of all in an interdependent world .
We in the United States also face a special challenge .
We have much that the world admires .
But far from being a model for others to emulate , we represent an extreme example of what the world must now leave behind .
As a nation , we have for too long battled over-simplistic political ideologies that limit our choices to granting ultimate power either to government or corporations , both of which are controlled @ @ @ @ @ @ @ coronavirus pandemic is a powerful reminder that effective government committed to the common good is essential to our well-being and that there is no place in our common future for politicians committed to proving that government can not work .
We need leaders committed to the effective governance of , by , and for the people .
These leaders must simultaneously recognize that the collective well-being of all depends on institutions in all three sectors—government , business , and civil society—that are effective at , committed to , and accountable for serving the @ @ @ @ @ @ @ .
These are challenging and frightening times .
As we respond to the coronavirus emergency and the immediate needs of the people and communities impacted by it , let us also keep in view the systemic needs and possibilities that crisis exposes .
Despite the trauma all around us , let us embrace this moment as an opportunity to move forward to create a better world for all .

The rapid spread of novel coronavirus has prompted the government, business, and civil society to take dramatic action—canceling events large and small, restricting travel, and shutting down major segments of the economy on which nearly all of us depend. It is a demonstration of our ability, when the imperative is clear, for deep and rapid global cooperation and change at a previously unimaginable speed and scale.
There is an obvious desire to protect ourselves and our loved ones. But we are also seeing something more as communities mobilize to address the crisis—a sense of mutual responsibility, born of a recognition that we are ultimately bound to a common fate. The speed of the resulting global shift is beyond any prior human experience.
At the same time, the crisis of the coronavirus pandemic focuses attention in the United States on the disastrous deficiencies of a profiteering health care system. Corporations are competing only to increase their take from health expenditures while minimizing the amount of money they spend on providing care. This system is reasonably proficient in providing boutique care for the very rich at exorbitant prices, but it is disastrously deficient in addressing the health care needs of ordinary people affordably. It is similarly deficient in anticipating, preparing for, and responding to public health emergencies such as the one we are in now.
I sense that as our eyes open to this reality, we are seeing a simultaneous awakening to the imperative to deal with a host of other system failures that imperil our common future. For example:
An economic system that values nature only for its market price, ignores Earth’s limits, and wantonly destroys the stability of its climate and the health and purity of its air, water, and soil. This directly imperils our survival and well-being.
Military expenditures that consume more than half of all federal discretionary funding to prepare for conventional wars of the past and engage us in unwinnable conflicts born of environmental and social collapse. This represents wasted resources that would be better applied to addressing the underlying sources of current security threats.
A financial system devoted to generating speculative profits for the richest without the burden of contributing to meaningful livelihoods and security for those who do useful work. Money must serve us, not enslave us.
An education system that promotes maximizing personal financial returns as the highest moral obligation to society. Education should prepare us to transform a self-destructive system into one that will support our long-term future.
We need leaders committed to the effective governance of, by, and for the people. For far too long, we have ignored the failures of a system that reduces ever more people to homelessness, incarceration, refugee camps, permanent indebtedness, and servitude to institutions devoted to conflict and the generation of unearned financial returns. The challenges are monumental and are likely to be addressed only as we begin to understand that business, as usual, is simply not an option.
This is humanity’s wake-up call. As we awaken to the truth of the profound failure of our existing institutions, we also awaken to the truth of our possibilities and interconnections with one another and with Earth. With that awakening comes a recognition that we must now learn to live lightly on the Earth, to war no more, and to dedicate ourselves to the well-being of all in an interdependent world.
We in the United States also face a special challenge. We have much that the world admires. But far from being a model for others to emulate, we represent an extreme example of what the world must now leave behind.
As a nation, we have for too long battled over-simplistic political ideologies that limit our choices to granting ultimate power either to government or corporations, both of which are controlled by the richest among us. The coronavirus pandemic is a powerful reminder that effective government committed to the common good is essential to our well-being and that there is no place in our common future for politicians committed to proving that government cannot work.
We need leaders committed to the effective governance of, by, and for the people. These leaders must simultaneously recognize that the collective well-being of all depends on institutions in all three sectors—government, business, and civil society—that are effective at, committed to, and accountable for serving the well-being of the communities that create them.
These are challenging and frightening times. As we respond to the coronavirus emergency and the immediate needs of the people and communities impacted by it, let us also keep in view the systemic needs and possibilities that crisis exposes. Despite the trauma all around us, let us embrace this moment as an opportunity to move forward to create a better world for all.


consciouslifenews--2020-04-01--Hypnotherapy – Know Your Subconscious Self

There are several alternative therapies for improving diverse health conditions .
Whether you ’ re suffering from mental or physical health conditions , these complementary therapies have their own methods of treatment to give the desired results .
It ’ s interesting to note the different types of relaxation-based therapies that are promoting psychological changes through breathing exercises , stretches , and movements .
These methods work on the fundamentals of stress management and relaxation to fall in line with the procedures followed by standard medical practices .
Even though these alternate therapies overlap the basics of regular medicine and @ @ @ @ @ @ @ This is because these therapies are not included in the regular curriculum of medicinal sciences and have to be learned and practiced independently .
Nevertheless , the results delivered have to experienced to be believed .
Many patients have recovered from their ailments and lifestyle disorders by following the techniques suggested by the followers of these methods of treatment .
Hypnotherapy is one such complementary mode of treatment that uses different relaxation techniques to improve upon the patient ’ s health .
Here , we will help you understand the common terms used @ @ @ @ @ @ @ of hypnotherapy , and how to go about the process to treat yourself well .
Read on for more on hypnotherapy .
Hypnotic trance – It refers to a focused and deeply relaxed state of the mind for suspending critical faculties and bringing increased suggestibility .
Direct hypnotic suggestions – These suggestions are made directly to the patient when he or she in the state of a hypnotic trance .
In this condition , the suggestions are made to alter the behavior or perception of a person while he or she is in @ @ @ @ @ @ @ suggestion stating that labor pain is bearable and not a problem for an expecting woman .
Post-hypnotic suggestions – These suggestions are made to patients once he or she is back to normalcy to alter any perception or behavior .
For instance , a suggestion stating that it will now be possible for a patient to feel more relaxed and the panic attacks will subside .
Hypnotherapy has many benefits to boast of .
It ’ s common to find hypnotherapists taking care of their patients through innovative means that were unheard of @ @ @ @ @ @ @ that hypnotherapy allows people to discover their subconscious self and learn more about why they are the way they are .
Hypnosis is among the most popular therapies in this category of treatment .
Hypnosis induces a state of deep relaxation in the person undergoing the therapy .
This state of relaxation is attained through the suspension of various critical faculties and increased inputs and suggestibility .
Once the state of trance is reached ( referred to as hypnotic trance ) , therapeutic suggestions are imparted to bring about changes in the behavior @ @ @ @ @ @ @ for the symptoms .
For example , if the patient is keen to quit smoking them the practitioner may provide suggestions that the fumes and taste of smoke are no longer pleasurable for him .
In case hypnosis is being provided to an arthritis patient then the suggestions can take the form that the pain is bearable and can be reduced just as one would decrease the volume of a radio , by turning it down .
It is also common to find certain practitioners using hypnosis to support psychotherapy .
The idea @ @ @ @ @ @ @ a patient is in the hypnotized state , his or her conscious mind is more open to the influences and suggestions of psychotherapeutic exploration .
This , in turn , paves the ground for more effective psychological insights .
Good examples of relaxation-based therapy are progressive muscle relaxation , Jacobson relaxation , and systematic muscle relaxation .
In this type of therapy , the patient is made to sit in a silent room comfortably .
He or she is advised to focus on a group of muscles ( for instance , the muscles @ @ @ @ @ @ @ hold the concentration as recommended , and then release the muscles while exhaling .
After a short period of rest , the same exercise is repeated with another set of muscles .
In this way , the major groups of muscles are made to contract and relax .
The process continues in a systematic fashion wherein different muscles are combined and made to go through the process .
During the relaxation session , patients are advised to feel and notice the differences occurring between relaxation and tension .
This hypnotherapy method incorporates the @ @ @ @ @ @ @ absolutely different from the gestures linked with anxiety ; for example , keeping fingers spread out rather than close-fisted or clenched .
In case of autogenic training , the practitioner concentrates on giving physical sensations to the sensation .
These sensations may be in the form of heaviness or warmth given to different body parts in a sequential format .
If you delve deep into this method of providing therapy , you ’ ll find the use of .
This type of breathing comprises of slow and deep abdominal breathing that ’ s @ @ @ @ @ @ @ of any tensing moments during the process of exhalation .
The use of imagery and visualization induces a state of relaxation wherein visual images are used for enhancing the results provided by the therapy .
For example , pleasant sceneries may be used for enhancing the feelings of relaxation .
The imagery may either be created by the patient or in the form of suggestions provided by the practitioner .
While going through the images in a relaxed setting , it becomes easy for the patient to imagine that the current health situations @ @ @ @ @ @ @ Over time , it becomes easy for the patient to deal with such stressors and feel better – both mentally and physically .
The practice of meditation and its various techniques lays focus on the emptying of one ’ s mind or bringing it to a still condition .
In general , those performing meditation keep chanting and repeating a specific mantra or sound suggested by the practitioner .
Slowly and steadily , they move towards a phase of “ detached observation , ” wherein they still have an awareness of whatever is @ @ @ @ @ @ @ involved in it .
The body is best kept in an upright and alert position when meditation is being performed .
Mindfulness meditation is different from the process of relaxation performed in the sitting and formal position .
The mind is guided to a stage of relaxation where it gains a sense of focus in terms of how to get involved in environmental activities .
Your physical and mental functions can undergo a sea change for the better through the performance of yoga .
In general , provide solutions for good health through @ @ @ @ @ @ @ .
Some yogic practitioners understand and propagate yoga as Indian medicine belonging to ancient times .
Their postures are specifically designed to bring improvements to the energy flowing through and around the body of the patient .
There are some yoga gurus who incorporate the age-old means of mental relaxation and muscle stretching to give relief to their patients .
In hypnosis , some general practitioners/ specialists utilize hypnosis as an integral part of their regular consultation and clinical work .
Along with the suggestions provided in the course of the hypnotherapy session @ @ @ @ @ @ @ their patients .
These suggestions help them go into a state of trance even after the clinical treatment is successfully completed .
Then , there are certain practitioners who are involved in group hypnosis , where ten plus participants are taught self-hypnosis .
For example , hypnosis sessions with prenatal groups preparing themselves for labor .
Most relaxation techniques would need daily practice for providing effective results .
You may want to speak to the hypnotherapist of your choice to understand the various formats of meditation and relaxation in existence .
The processes @ @ @ @ @ @ @ easy to implement after learning the steps through guided sessions .
Methods like tai chi , meditation , and yoga may take longer to learn completely .
Most relaxation techniques are enjoyable and can also be performed by people having no major health issues .
While some complementary therapies require diagnosis , there ’ s no need for the same in case of relaxation techniques .
However , conventional methods of diagnoses may be used for tailoring prescribed programs in more appropriate ways .
In order to gain optimal benefits from hypnotherapy sessions @ @ @ @ @ @ @ touch with an experienced practitioner .
Look forward to getting help with regards to your mental and physical health conditions after consulting the practitioner of your choice .
Go through all the suggested techniques and methods as recommended to leverage their many benefits .
Very soon , you ’ ll find yourself feeling stronger and in better condition to take care of your health through self-care means .
Get in touch with an experienced hypnotherapist and explain your concerns fully to gain the best results .
Hypnotherapy and other complementary treatment modes can @ @ @ @ @ @ @ possible time , just go for them !

There are several alternative therapies for improving diverse health conditions. Whether you’re suffering from mental or physical health conditions, these complementary therapies have their own methods of treatment to give the desired results. It’s interesting to note the different types of relaxation-based therapies that are promoting psychological changes through breathing exercises, stretches, and movements. These methods work on the fundamentals of stress management and relaxation to fall in line with the procedures followed by standard medical practices.
Even though these alternate therapies overlap the basics of regular medicine and treatment, they are less popular. This is because these therapies are not included in the regular curriculum of medicinal sciences and have to be learned and practiced independently. Nevertheless, the results delivered have to experienced to be believed. Many patients have recovered from their ailments and lifestyle disorders by following the techniques suggested by the followers of these methods of treatment.
Hypnotherapy is one such complementary mode of treatment that uses different relaxation techniques to improve upon the patient’s health. Here, we will help you understand the common terms used in hypnosis, the technique and benefits of hypnotherapy, and how to go about the process to treat yourself well. Mion Hypnose Zürich is your final destination for hypnotherapy services. Read on for more on hypnotherapy.
Definitions: Terms associated with Hypnosis
Hypnotic trance – It refers to a focused and deeply relaxed state of the mind for suspending critical faculties and bringing increased suggestibility.
Direct hypnotic suggestions – These suggestions are made directly to the patient when he or she in the state of a hypnotic trance. In this condition, the suggestions are made to alter the behavior or perception of a person while he or she is in a trance. For instance, a suggestion stating that labor pain is bearable and not a problem for an expecting woman.
Post-hypnotic suggestions – These suggestions are made to patients once he or she is back to normalcy to alter any perception or behavior. For instance, a suggestion stating that it will now be possible for a patient to feel more relaxed and the panic attacks will subside.
Hypnotherapy – Popular and Result-oriented Techniques
Hypnotherapy has many benefits to boast of. It’s common to find hypnotherapists taking care of their patients through innovative means that were unheard of so far. Julian Cannon from Quantum Hypnotherapy says that hypnotherapy allows people to discover their subconscious self and learn more about why they are the way they are. Hypnosis is among the most popular therapies in this category of treatment.
Hypnosis
Hypnosis induces a state of deep relaxation in the person undergoing the therapy. This state of relaxation is attained through the suspension of various critical faculties and increased inputs and suggestibility. Once the state of trance is reached (referred to as hypnotic trance), therapeutic suggestions are imparted to bring about changes in the behavior of the patient or to provide relief for the symptoms. For example, if the patient is keen to quit smoking them the practitioner may provide suggestions that the fumes and taste of smoke are no longer pleasurable for him. In case hypnosis is being provided to an arthritis patient then the suggestions can take the form that the pain is bearable and can be reduced just as one would decrease the volume of a radio, by turning it down.
It is also common to find certain practitioners using hypnosis to support psychotherapy. The idea behind this type of treatment is while a patient is in the hypnotized state, his or her conscious mind is more open to the influences and suggestions of psychotherapeutic exploration. This, in turn, paves the ground for more effective psychological insights.
Meditation & Relaxation Techniques
Good examples of relaxation-based therapy are progressive muscle relaxation, Jacobson relaxation, and systematic muscle relaxation. In this type of therapy, the patient is made to sit in a silent room comfortably. He or she is advised to focus on a group of muscles (for instance, the muscles present in the right arm), hold the concentration as recommended, and then release the muscles while exhaling. After a short period of rest, the same exercise is repeated with another set of muscles. In this way, the major groups of muscles are made to contract and relax. The process continues in a systematic fashion wherein different muscles are combined and made to go through the process. During the relaxation session, patients are advised to feel and notice the differences occurring between relaxation and tension.
The Mitchell Method
This hypnotherapy method incorporates the adoption of various body positions that are absolutely different from the gestures linked with anxiety; for example, keeping fingers spread out rather than close-fisted or clenched. In case of autogenic training, the practitioner concentrates on giving physical sensations to the sensation. These sensations may be in the form of heaviness or warmth given to different body parts in a sequential format. If you delve deep into this method of providing therapy, you’ll find the use of diaphragmatic breathing . This type of breathing comprises of slow and deep abdominal breathing that’s mixed with conscious attempts for letting go of any tensing moments during the process of exhalation.
Imagery & Visualization Techniques
The use of imagery and visualization induces a state of relaxation wherein visual images are used for enhancing the results provided by the therapy. For example, pleasant sceneries may be used for enhancing the feelings of relaxation. The imagery may either be created by the patient or in the form of suggestions provided by the practitioner. While going through the images in a relaxed setting, it becomes easy for the patient to imagine that the current health situations and stressors have become more bearable. Over time, it becomes easy for the patient to deal with such stressors and feel better – both mentally and physically.
Meditation and its Focus
The practice of meditation and its various techniques lays focus on the emptying of one’s mind or bringing it to a still condition. In general, those performing meditation keep chanting and repeating a specific mantra or sound suggested by the practitioner. Slowly and steadily, they move towards a phase of “detached observation,” wherein they still have an awareness of whatever is happening in their environment, without getting involved in it. The body is best kept in an upright and alert position when meditation is being performed. Mindfulness meditation is different from the process of relaxation performed in the sitting and formal position. The mind is guided to a stage of relaxation where it gains a sense of focus in terms of how to get involved in environmental activities.
Yoga and Breathing Techniques
Your physical and mental functions can undergo a sea change for the better through the performance of yoga. In general, yoga practitioners provide solutions for good health through breathing exercises, postures, and meditation. Some yogic practitioners understand and propagate yoga as Indian medicine belonging to ancient times. Their postures are specifically designed to bring improvements to the energy flowing through and around the body of the patient. There are some yoga gurus who incorporate the age-old means of mental relaxation and muscle stretching to give relief to their patients.
What Takes Place During Hypnosis?
In hypnosis, some general practitioners/ specialists utilize hypnosis as an integral part of their regular consultation and clinical work. Along with the suggestions provided in the course of the hypnotherapy session, practitioners also offer post-hypnotic suggestions to their patients. These suggestions help them go into a state of trance even after the clinical treatment is successfully completed. Then, there are certain practitioners who are involved in group hypnosis, where ten plus participants are taught self-hypnosis. For example, hypnosis sessions with prenatal groups preparing themselves for labor.
Effectiveness of Relaxation Techniques
Most relaxation techniques would need daily practice for providing effective results. You may want to speak to the hypnotherapist of your choice to understand the various formats of meditation and relaxation in existence. The processes involved with progressive muscle relaxation are quite easy to implement after learning the steps through guided sessions. Methods like tai chi, meditation, and yoga may take longer to learn completely. Most relaxation techniques are enjoyable and can also be performed by people having no major health issues. While some complementary therapies require diagnosis, there’s no need for the same in case of relaxation techniques. However, conventional methods of diagnoses may be used for tailoring prescribed programs in more appropriate ways.
Hypnotherapy – The Way Forward
In order to gain optimal benefits from hypnotherapy sessions, you may want to get in touch with an experienced practitioner. Look forward to getting help with regards to your mental and physical health conditions after consulting the practitioner of your choice. Go through all the suggested techniques and methods as recommended to leverage their many benefits. Very soon, you’ll find yourself feeling stronger and in better condition to take care of your health through self-care means. Get in touch with an experienced hypnotherapist and explain your concerns fully to gain the best results. Hypnotherapy and other complementary treatment modes can reset your health issues in the shortest possible time, just go for them!


consciouslifenews--2020-04-01--Who Were You in Your Past Life? How to Discover Your “Inherited” Core Wound

Most of us are curious about reincarnation and whether we have come to this planet “ before.
” “ Who was I in my past life ?
” is a common question asked these days and there ’ s no shortage of answers available .
Do a quick Google search and you ’ ll find a handful of fun pop quizzes that narrow down what gender you were , what country you came from , what you did , and how you died .
Related Article : Reincarnation : A Look At The Soul ’ s Journey After “ Death @ @ @ @ @ @ @ explore the topic , they are limited and shallow in their ability to really help us understand who we were in our past lives , and how we can use this knowledge to become more healed and whole people .
If you ’ re not that serious about answering the question , “ Who was I in my past life ?
” I recommend taking the Past Life Regression Test I created instead of reading this article .
But if you ’ re serious about becoming a happier and more balanced person , @ @ @ @ @ @ @ explore what reincarnation really is .
Reincarnation Is Not What You Think It Is … Here ’ s Why A few years ago I came to conclude that we are all divine fragments of God , Divinity , the Tao , Consciousness , or whatever you would like to call it .
I came to this life-changing realization via the 6 questions described in this article .
This is what Jesus , Buddha , Eckhart Tolle , Mooji , Adyashanti , Gangaji , Ramana Maharshi , and every wise “ enlightened ” man @ @ @ @ @ @ @ to and spoken about : The mind is limited .
The self is an illusion .
We are all One and the same at our very core .
Therefore , if our identity is an illusion , how is it possible to reincarnate ?
As Sol wrote in a previous article , “ Reincarnation of an ‘ individual self ' is only as possible to the extent of believing that your sense of ‘ self ' – your ego – is real .
” If you believe that you are your personality and @ @ @ @ @ @ @ , you will believe what people traditionally say about reincarnation : that your identity will be reborn into a new body and circumstance .
Related Article : One Soul , Many Bodies : The Case For Reincarnation Personally I don ’ t at all believe that this is the case .
How is it possible for “ you ” to reincarnate , if there is no you ( other than in your mind ) in the first place ?
This is yet another illusion perpetuated by an ego that is obsessed with its @ @ @ @ @ @ @ reincarnation so appealing to many of us ?
Because it reassures us that our egos will live on after we die .
But if you ’ ve come to realize that the self is a dreamlike fantasy , you will realize that this isn ’ t the case .
So what exactly is reincarnation ?
In my understanding , reincarnation is the process of recycling energy .
The Buddhist ’ s represented this in the Wheel of Dharma which reflected the repeating cycle of birth , life and death ( called “ Samsara @ @ @ @ @ @ @ learned , the conscious essence that animates us leaves the physical body after death and is “ reborn ” or remade into a new creation .
All of the memories , experiences , lessons and wounds we develop during our lives are then left in a non-physical layer which Carl Jung referred to as the “ Collective Unconscious ” and others refer to as the “ Akashic Records.
” Although this new being starts off with a “ fresh slate ” when it is born , as it matures its job is to @ @ @ @ @ @ @ predecessors .
Who Was I in My Past Life ?
I ’ ve asked and searched for the answers to this question before too , but somehow always intuitively felt that I wasn ’ t asking the “ right ” question or looking in the right place .
Have you felt this before ?
While I don ’ t believe that our identities reincarnate , I do believe that we can discover who we were in past lives ( because we are all One and share the same underlying consciousness ) .
More @ @ @ @ @ @ @ that has ever existed , but for practical reasons we each carry a unique imprint of inherited strengths and weaknesses .
Similar to transgenerational epigenetic inheritance ( big words that describe the process of inheriting physical , mental and emotional information from your ancestors that doesn ’ t influence your DNA ) , it is also possible for us to inherit spiritual maladies of many kinds .
As life itself is about evolving , advancing and maturing , it can also be said that our emotional and spiritual lives are maturing as well @ @ @ @ @ @ @ to Experience a Past Life and a Future Life At the Same Time ?
Collectively , we are all evolving , and discovering what inherited core wounds we have is vital in order to become happier and more fulfilled people .
In discovering our transgenerational wounds , we also work to “ raise the vibrations ” of the world for this generation and the future generations .
What is it that your ancestors suffered from in the past that you can heal in the present ?
You may find that in the process @ @ @ @ @ @ @ past life , you are linked to one specific person in a single era .
On the other hand , you may have many flashbacks from many lives that all possess the same theme .
Finally , you may not have any flashbacks at all , but instead have an overwhelming sensation that you must learn to “ resolve ” a certain issue .
Here are some recommendations that will help you to discover who you were in your past life : 1 .
Examine what attracts , interests , or creates a @ @ @ @ @ @ @ example , you may carry a long-time interest in South American shamanism , you may be intensely attracted to ancient Asian culture , or you may feel a deep sense of longing and inexplicable nostalgia towards the English countryside .
2 .
Pay attention to repetition in your dreams .
Also , learn to distinguish between dreams that feel , and dreams that feel distinctly – these dreams may present doorways into the collective unconscious .
Repetitive dreams in particular carry important messages for they reveal what our minds on a subconscious level @ @ @ @ @ @ @ if you frequently dream about being abandoned for no particular reason ( i.e .
no childhood abandonment issues ) , you may be carrying the inherited core wound of betrayal or the fear of aloneness .
READ THE REST OF THIS ARTICLE…

By Aletheia Luna | Loner Wolf
Most of us are curious about reincarnation and whether we have come to this planet “before.”
“Who was I in my past life?” is a common question asked these days and there’s no shortage of answers available. Do a quick Google search and you’ll find a handful of fun pop quizzes that narrow down what gender you were, what country you came from, what you did, and how you died.
Related Article: Reincarnation: A Look At The Soul’s Journey After “Death”
While these are fun ways to explore the topic, they are limited and shallow in their ability to really help us understand who we were in our past lives, and how we can use this knowledge to become more healed and whole people.
If you’re not that serious about answering the question, “Who was I in my past life?” I recommend taking the Past Life Regression Test I created instead of reading this article. But if you’re serious about becoming a happier and more balanced person, keep reading.
First we’ll explore what reincarnation really is.
Reincarnation Is Not What You Think It Is … Here’s Why
A few years ago I came to conclude that we are all divine fragments of God, Divinity, the Tao, Consciousness, or whatever you would like to call it. I came to this life-changing realization via the 6 questions described in this article. This is what Jesus, Buddha, Eckhart Tolle, Mooji, Adyashanti, Gangaji, Ramana Maharshi, and every wise “enlightened” man and woman through the ages has pointed to and spoken about: The mind is limited. The self is an illusion. We are all One and the same at our very core.
Therefore, if our identity is an illusion, how is it possible to reincarnate? As Sol wrote in a previous article, “Reincarnation of an ‘individual self' is only as possible to the extent of believing that your sense of ‘self' – your ego – is real.”
If you believe that you are your personality and are separate from everything and everyone else, you will believe what people traditionally say about reincarnation: that your identity will be reborn into a new body and circumstance.
Related Article: One Soul, Many Bodies: The Case For Reincarnation
Personally I don’t at all believe that this is the case. How is it possible for “you” to reincarnate, if there is no you (other than in your mind) in the first place? This is yet another illusion perpetuated by an ego that is obsessed with its survival. After all, why is reincarnation so appealing to many of us? Because it reassures us that our egos will live on after we die. But if you’ve come to realize that the self is a dreamlike fantasy, you will realize that this isn’t the case.
So what exactly is reincarnation?
In my understanding, reincarnation is the process of recycling energy. The Buddhist’s represented this in the Wheel of Dharma which reflected the repeating cycle of birth, life and death (called “Samsara”). From what I have learned, the conscious essence that animates us leaves the physical body after death and is “reborn” or remade into a new creation. All of the memories, experiences, lessons and wounds we develop during our lives are then left in a non-physical layer which Carl Jung referred to as the “Collective Unconscious” and others refer to as the “Akashic Records.”
Although this new being starts off with a “fresh slate” when it is born, as it matures its job is to heal the inherited core wounds of its predecessors.
Who Was I in My Past Life?
I’ve asked and searched for the answers to this question before too, but somehow always intuitively felt that I wasn’t asking the “right” question or looking in the right place. Have you felt this before?
While I don’t believe that our identities reincarnate, I do believe that we can discover who we were in past lives (because we are all One and share the same underlying consciousness). More precisely, we have been every person that has ever existed, but for practical reasons we each carry a unique imprint of inherited strengths and weaknesses.
Similar to transgenerational epigenetic inheritance (big words that describe the process of inheriting physical, mental and emotional information from your ancestors that doesn’t influence your DNA), it is also possible for us to inherit spiritual maladies of many kinds. As life itself is about evolving, advancing and maturing, it can also be said that our emotional and spiritual lives are maturing as well.
Related Article: Is It Possible to Experience a Past Life and a Future Life At the Same Time?
Collectively, we are all evolving, and discovering what inherited core wounds we have is vital in order to become happier and more fulfilled people. In discovering our transgenerational wounds, we also work to “raise the vibrations” of the world for this generation and the future generations.
What is it that your ancestors suffered from in the past that you can heal in the present? You may find that in the process of discovering who you were in your past life, you are linked to one specific person in a single era. On the other hand, you may have many flashbacks from many lives that all possess the same theme. Finally, you may not have any flashbacks at all, but instead have an overwhelming sensation that you must learn to “resolve” a certain issue.
Here are some recommendations that will help you to discover who you were in your past life:
1. Examine what attracts, interests, or creates a sense of nostalgia in you.
For example, you may carry a long-time interest in South American shamanism, you may be intensely attracted to ancient Asian culture, or you may feel a deep sense of longing and inexplicable nostalgia towards the English countryside.
Related Article: Past Life Regressions: Remembering the Good Lives!
2. Pay attention to repetition in your dreams.
Also, learn to distinguish between dreams that feel dreamlike, and dreams that feel distinctly life-like – these dreams may present doorways into the collective unconscious. Repetitive dreams in particular carry important messages for they reveal what our minds on a subconscious level are fixated with. For instance, if you frequently dream about being abandoned for no particular reason (i.e. no childhood abandonment issues), you may be carrying the inherited core wound of betrayal or the fear of aloneness.
READ THE REST OF THIS ARTICLE…


consciouslifenews--2020-04-01--The 5 Stages Of COVID-19 Grief | Gregg Braden

Gregg Braden discusses the 5 stages of grief that the world is experiencing due to COVID-19 based on the Kübler-Ross Grief Cycle .
Below is a partial transcript starting at about 2:22 into the video : Our entire planet for the very first time ( I do n't think we 've ever had this in recorded human history ) , for the first time we are simultaneously going through a process of grief .
We are all in grief , knowingly or unknowingly , consciously or subconsciously .
And whether we acknowledge it or not , we are all in @ @ @ @ @ @ @ are we grieving ?
And the answer to that surprises a lot of people .
We are grieving the loss of a way of life .
The way that we were living our lives three weeks ago or four weeks ago , we 've lost that .
It 's been taken from us .
We 're social beings and we are no longer able to gather together the way that we have in the past : conferences , social gatherings , meals and restaurants , athletic events , concerts , all of the @ @ @ @ @ @ @ things .
And that loss to us is like any other loss .
And in the process of grief and I ca n't do a better job than Elisabeth Kubler-Ross talking about the grief cycle .
The grief cycle , often we hear about in terms of death : when someone dies the 5 stages of accepting that death .
Death is a form of loss .
We are experiencing another kind of loss , but the 5 stages still apply .
Very quickly , those 5 stages are : The characteristics of @ @ @ @ @ @ @ are in fear ) , shock , confusion , avoidance .
The characteristics of anger are : anxiety ( we 're having a lot of people saying that they 're dealing with anxiety , anxiety issues , problems sleeping ) , frustration , they 're irritable .
The characteristics of depression are : feeling overwhelmed , helpless , wanting to just run away .
So , we are , as a planet , we 're dealing with this .
And I think it is important to acknowledge this , Brian , so that @ @ @ @ @ @ @ stages ] .
It gives us structure .
First of all , by acknowledging these stages of grief .
It gives us the structure within which to view what is happening to us right now… Tags : `` featured , COVID-19 coronavirus , COVID-19 grief , COVID-19 pandemic , featured , Gregg Braden , Gregg Braden on stages of COVID-19 grief , Gregg Braden on stages of grief , stages of COVID-19 grief

Video Source: London Real
Gregg Braden discusses the 5 stages of grief that the world is experiencing due to COVID-19 based on the Kübler-Ross Grief Cycle. Below is a partial transcript starting at about 2:22 into the video:
Our entire planet for the very first time (I don't think we've ever had this in recorded human history), for the first time we are simultaneously going through a process of grief. We are all in grief, knowingly or unknowingly, consciously or subconsciously. And whether we acknowledge it or not, we are all in grief. And the question is what are we grieving? And the answer to that surprises a lot of people. We are grieving the loss of a way of life.
The way that we were living our lives three weeks ago or four weeks ago, we've lost that. It's been taken from us. We're social beings and we are no longer able to gather together the way that we have in the past: conferences, social gatherings, meals and restaurants, athletic events, concerts, all of the movies, all of those kinds of things. And that loss to us is like any other loss. And in the process of grief and I can't do a better job than Elisabeth Kubler-Ross talking about the grief cycle.
The grief cycle, often we hear about in terms of death: when someone dies the 5 stages of accepting that death. Death is a form of loss. We are experiencing another kind of loss, but the 5 stages still apply. Very quickly, those 5 stages are:
Denial Anger Depression Bargaining Acceptance
The characteristics of denial are fear (so many people are in fear), shock, confusion, avoidance.
The characteristics of anger are: anxiety (we're having a lot of people saying that they're dealing with anxiety, anxiety issues, problems sleeping), frustration, they're irritable.
The characteristics of depression are: feeling overwhelmed, helpless, wanting to just run away.
So, we are, as a planet, we're dealing with this. And I think it is important to acknowledge this, Brian, so that we can move through [the 5 stages]. It gives us structure. First of all, by acknowledging these stages of grief. It gives us the structure within which to view what is happening to us right now…
`We can go through these stages quickly if we acknowledge them. Or, we can drag them out by refusing to acknowledge what is happening…


consciouslifenews--2020-04-01--German Pianist Marie Hausel Gives a Virtuoso Piano Performance to Lift Viewers’ Spirit Amid Pandemic

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consciouslifenews--2020-04-01--April 2020 Energy Update with Lee Harris

In this video , Lee Harris gives his energy update for April 2020 .
Here are Lee 's notes on @ @ @ @ @ I was delivering the April Energy Update , the following themes and focus points for @ @ @ @ @ +MAJOR AWAKENING ENERGY – There is an expanded energy range right now between Fear and @ @ @ @ @ at times ’ is NORMAL .
+FEAR WILL CUT YOU OFF from your spirit and @ @ @ @ @ stay PRESENT .
+SHAKING OFF old ways of being , feeling and DOING .
+INNOVATION @ @ @ @ @ rise .
+RISE OF THE HUMAN SPIRIT – we will see a huge rise of @ @ @ @ @ next 1-2 years that is being seeded and developed right now in this quarantine time @ @ @ @ @ ALL OF THIS than meets the eye – bigger than a virus , and we @ @ @ @ @ .


consciouslifenews--2020-04-01--How to Be Intentional About Consuming Coronavirus News

My inbox is flooded with news about the coronavirus outbreak .
Every hour , I ’ m hearing about how many people are infected and dying , how woefully unprepared we are for this pandemic , and how the economy is tanking .
It ’ s enough to make my head explode with panic and dread .
Of course , I want to stay informed , and it ’ s important to know what I can do to help prevent the spread of the infection .
How can I do that without feeling overwhelmed ?
Is there a better way @ @ @ @ @ @ @ out that there is , according to media experts and researchers .
Taking in a constant stream of alarming news increases your stress and anxiety—and has long-term consequences for your physical health , too .
The key is to balance your media diet with news stories that are more inspiring or offer solutions , and then share them with friends and family .
Taking those steps will help instill a sense of hope and personal agency , in yourself and others .
Taking in the constant bad news is unhealthy Of course , @ @ @ @ @ @ @ going on with the coronavirus pandemic in order to make good decisions , like washing our hands regularly and social distancing .
Those actions help us fight the spread of the disease .
But , as a new paper published in suggests , constantly reading negative , sensationalist news stories can have long-term consequences for our well-being .
Alison Holman and her colleagues at UC Irvine have studied past epidemics and disasters to see how news reporting affects people .
They found that those who read or saw more sensationalist , repetitive news @ @ @ @ @ @ @ similar to a post-traumatic stress disorder , with poorer health up to three years later .
These effects can be even harsher for people in communities that have already suffered a disaster .
In one study , Holman and her colleagues found that New Yorkers ( who lived through 9/11 ) following sensationalist news stories about the Boston Marathon bombings had as much stress as people who actually lived in Boston where the bombings took place .
“ Media coverage tends toward sensationalism , showing repeated images designed to grab your attention , @ @ @ @ @ @ @ good for our mental health , ” says Holman .
“ This can become a distress cycle , where people have a lot of fears about what the future looks like , and it just gets worse and worse as people continue to pay too much attention to the media.
” Holman also points out how a diet of bad news hurts our ability to make good decisions—especially under circumstances where the future seems uncertain or ambiguous .
In the current epidemic , she sees this playing out by people hoarding products like @ @ @ @ @ @ @ protective masks needed by health care workers .
Overblown fears lead people to run to the doctor when they have even mild symptoms of infection , thereby clogging up health care facilities needed for more serious cases .
Luckily , there are ways to get factual information without gorging ourselves on negative news .
Holman recommends going to The Centers for Disease Control and the World Health Organization websites for information about the virus that is less alarmist and also non-partisan .
Reading the facts about the disease and what we can do @ @ @ @ @ @ @ a day , ” suggests Holman—is infinitely better for us than scrolling through our newsfeeds on social media every hour .
“ Don ’ t let yourself sit there in front of your computer and constantly look up and refresh your screen to see what ’ s going on , ” says Holman .
“ Things are changing fast , but we already know what we need to do.
” Still , it ’ s hard to pull our attention away from fear-inducing news ; our minds fight us .
As John Tierney @ @ @ @ @ @ @ brains have a negativity bias that ’ s designed to root out danger so that we can stay safe .
We can ’ t help but be hijacked by bad news stories , and news sources want to capitalize on that by publishing the most sensational stories designed to invoke fear .
As an example , he points to the many articles and websites monitoring death rates from COVID-19 and speculating on how bad it could get without having all of the facts—like how many real cases there are in a community , @ @ @ @ @ @ @ showing symptoms .
Following this barrage of misinformation might incite fear rather than rational responses to the pandemic , Tierney says .
Media researcher Karen McIntyre of Virginia Commonwealth University also warns us that negative news can lead us to be less kind and helpful toward others , right at the time we need to come together the most .
While research suggests that experiencing positive emotions can make us better friends and neighbors , consuming a lot of negative news leads people to be “ less tolerant of others , engage in @ @ @ @ @ @ @ , and criticize the media more , ” she says .
“ All of these general , negative effects of negative news are just exacerbated during a time like this when we ’ re seeing even more negative news.
” Sensationalist news is pretty hard to avoid , though—especially if you are tuned into social media .
Social media has its upsides , of course , allowing us to check in with people we can ’ t see in person due to social isolation .
But it can also be a firehose of @ @ @ @ @ @ @ pandemic—whether accurate or not—are shared over and over again , perpetuating fear , anger , and hopelessness .
As a media expert , Jeff Hancock of Stanford University warns , “ Getting your news from news outlets in social media is problematic because we ’ re still having a hard time distinguishing between reputable sources online and non-reputable ones.
” To avoid being taken for an emotional ride by these “ highly emotional , clickbait , misinformation-type stories , ” he suggests avoiding them altogether and reading only news stories written by reputable @ @ @ @ @ @ @ provide accurate information about the pandemic—like this site from John Hopkins University .
We also need to be careful about how a constant diet of negative news might affect our rational response to the pandemic .
Cognitive biases impact how we process the news , too , according to McIntyre .
For example , our brain ’ s confirmation bias drives us to seek out only information that ’ s aligned with what we already believe and to discredit the rest ; the anchoring bias means we rely heavily on the first piece @ @ @ @ @ @ @ comes after .
Biases like these can prevent us from learning from the ever-changing news around the pandemic , hurting our chances to fight it effectively .
The optimism bias—thinking bad things are less likely to happen to us than to other people—is a problem , too , says McIntyre .
If you think you ’ re unlikely to get COVID-19 , you may be less inclined to take the necessary precautions to prevent it from spreading .
So , we need to be careful about how these biases make us pay attention @ @ @ @ @ @ @ others .
“ Being aware of these biases can help you prevent yourself from falling prey to them , ” she says .
What can we do instead ?
We can be more selective about our media consumption and use it to promote more kindness , connection , and inspiration .
If you are going to use social media , Hancock suggests using it to see how the people you care about are doing , how you can keep calm , or how to help others in need—especially your nearby neighbors and communities @ @ @ @ @ @ @ people are doing so that we might feel like it ’ s not just us—not just be—stuck at home , ” he says .
“ If I can see what other people are doing , it can make us feel like we ’ re all in the same boat , and I think that can be really powerful.
” While fear leaves people feeling helpless and exhausted , seeing that “ we ’ re in it together ” helps ease the emotional burden we feel and encourages more agency—the sense that we can @ @ @ @ @ @ @ .
You can encourage more coming together , McIntyre suggests , by reading what ’ s called “ solutions-based journalism ” —stories that go into depth around a problem , but also let you know what ’ s being done to solve the problem effectively .
“ When you see what ’ s working—that the news isn ’ t all bad , and there are a lot of things that the world is doing well right now—that helps ease the helplessness and hopelessness you may be feeling , ” she says .
And @ @ @ @ @ @ @ too , because “ reading a news story about how somebody is doing something to help inspires you to want to do something to help , too.
” Where can people go to get this kind of news ?
McIntyre suggests the Solutions Journalism Network , where you can find a large database of solution-focused news stories—including stories related to the virus .
She also mentions that several newspapers , including the and the , have sections that focus on uplifting news stories , which can help us break up our diet of @ @ @ @ @ @ @ on the assumption that “ if it bleeds , it leads , ” it may surprise you to know that positive , in-depth reporting engages readers more than sensationalist stories , says McIntyre .
Research shows that people share uplifting stories more , and they keep their eyes on the page longer when they read solution-based stories—all the more reason for news outlets to provide more positive and in-depth coverage and for all of us to share it .
“ It ’ s important that we do try to read the news thoroughly @ @ @ @ @ @ @ ” says McIntyre .
“ Making sure that you ’ re checking your sources , that you ’ re going to reliable sources to get information , and that you get a mix of sources , incorporating some constructive news into your mix—all of these things help.
” Staying informed without alarming yourself is not just important for you , but for everyone .
If we can all do our part to put ourselves on what Tierney calls a “ low bad news ” diet , no doubt we will get through this @ @ @ @ @ @ @ own mental health in the process .
Jill Suttie , Psy.D.
, is Greater Good ’ s book review editor and a frequent contributor to the magazine .

By Jill Suttie | Greater Good Magazine
My inbox is flooded with news about the coronavirus outbreak. Every hour, I’m hearing about how many people are infected and dying, how woefully unprepared we are for this pandemic, and how the economy is tanking. It’s enough to make my head explode with panic and dread.
Of course, I want to stay informed, and it’s important to know what I can do to help prevent the spread of the infection. How can I do that without feeling overwhelmed? Is there a better way to consume the news?
It turns out that there is, according to media experts and researchers. Taking in a constant stream of alarming news increases your stress and anxiety—and has long-term consequences for your physical health, too. The key is to balance your media diet with news stories that are more inspiring or offer solutions, and then share them with friends and family. Taking those steps will help instill a sense of hope and personal agency, in yourself and others.
Taking in the constant bad news is unhealthy
Of course, we need to know what’s going on with the coronavirus pandemic in order to make good decisions, like washing our hands regularly and social distancing. Those actions help us fight the spread of the disease. But, as a new paper published in Health Psychology suggests, constantly reading negative, sensationalist news stories can have long-term consequences for our well-being.
Alison Holman and her colleagues at UC Irvine have studied past epidemics and disasters to see how news reporting affects people. They found that those who read or saw more sensationalist, repetitive news stories experienced acute stress and other symptoms similar to a post-traumatic stress disorder, with poorer health up to three years later.
These effects can be even harsher for people in communities that have already suffered a disaster. In one study, Holman and her colleagues found that New Yorkers (who lived through 9/11) following sensationalist news stories about the Boston Marathon bombings had as much stress as people who actually lived in Boston where the bombings took place.
“Media coverage tends toward sensationalism, showing repeated images designed to grab your attention, and repeated exposure to that is not good for our mental health,” says Holman. “This can become a distress cycle, where people have a lot of fears about what the future looks like, and it just gets worse and worse as people continue to pay too much attention to the media.”
Holman also points out how a diet of bad news hurts our ability to make good decisions—especially under circumstances where the future seems uncertain or ambiguous. In the current epidemic, she sees this playing out by people hoarding products like toilet paper or, more seriously, protective masks needed by health care workers. Overblown fears lead people to run to the doctor when they have even mild symptoms of infection, thereby clogging up health care facilities needed for more serious cases.
Luckily, there are ways to get factual information without gorging ourselves on negative news. Holman recommends going to The Centers for Disease Control and the World Health Organization websites for information about the virus that is less alarmist and also non-partisan. Reading the facts about the disease and what we can do to prevent its spread—“maybe once a day,” suggests Holman—is infinitely better for us than scrolling through our newsfeeds on social media every hour.
“Don’t let yourself sit there in front of your computer and constantly look up and refresh your screen to see what’s going on,” says Holman. “Things are changing fast, but we already know what we need to do.”
How our brains process news
Still, it’s hard to pull our attention away from fear-inducing news; our minds fight us. As John Tierney, co-author of The Power of Bad, explains, our brains have a negativity bias that’s designed to root out danger so that we can stay safe. We can’t help but be hijacked by bad news stories, and news sources want to capitalize on that by publishing the most sensational stories designed to invoke fear.
As an example, he points to the many articles and websites monitoring death rates from COVID-19 and speculating on how bad it could get without having all of the facts—like how many real cases there are in a community, including people exposed to the virus without showing symptoms. Following this barrage of misinformation might incite fear rather than rational responses to the pandemic, Tierney says.


consciouslifenews--2020-04-01--Morning Inspiration: How To Seize Every Opportunity You Get (Motivational Video with Tony Robbins)

One secret to success is to develop a sense of urgency for grasping the available moments in life .
This ensures you take all the opportunities that await you and arrive well to achieve your goals .
“ When would now be a good time for you to start ?
Every idea in my life has been based off modeling but also there 's something in me that people do n't realize has really made me be successful and that 's a sense of urgency .
I do not settle .
I do not wait .
You wait and it @ @ @ @ @ @ @ deepest genius is urgency .
I am one hungry mofo .
I will not let an opportunity pass me by .
I will not see something that 's possible and go…well..
I 'll try it later .
I go at it .
I go at it , drag it by the hair .
I crush it .
I go after it.
” Tony Robbins Tags : `` featured , featured , going after what you want , How to achieve goals , How to achieve your dreams , how to achieve your goals @ @ @ @ @ @ @ to seize opportunities

Source: Mulligan Brother MOTIVATION
One secret to success is to develop a sense of urgency for grasping the available moments in life. This ensures you take all the opportunities that await you and arrive well to achieve your goals.
“When would now be a good time for you to start? Every idea in my life has been based off modeling but also there's something in me that people don't realize has really made me be successful and that's a sense of urgency. I do not settle. I do not wait. You wait and it's over. But I said my deepest genius is urgency. I am one hungry mofo. I will not let an opportunity pass me by. I will not see something that's possible and go…well.. I'll try it later. I go at it. I go at it, drag it by the hair. I crush it. I go after it.” Tony Robbins
Watch and be motivated!!


consciouslifenews--2020-04-01--Why It’s Important To Take Out Life Insurance

Personal investments are important to work on while you ’ re still young , and one of the most important pillars of individual financing is life insurance .
While life insurance is deemed vital for every individual , most people don ’ t put it into their priorities due to a great deal of confusion and skepticism brought about by its complexity .
To understand life insurance better , you should know why it ’ s important to your life .
Along with this , you ’ ll be able to choose an insurance provider and where you can obtain @ @ @ @ @ @ @ policyholder agrees to a contract , which is a life insurance policy , guaranteeing payment to identified beneficiaries upon the death of the insured individual .
The main purpose of having life insurance is to offer financial protection and stability to living dependents , which are the main beneficiaries of a deceased person .
In a life insurance contract , four participants drive the entire negotiation : the insurer , insured , owner , and beneficiary ( or beneficiaries ) .
Here is a breakdown of the important roles of each participant : @ @ @ @ @ @ @ insurance company , which is responsible to pay out the financial claims in the event of a death .
They ’ re the policymakers of the agreement that must be followed by all parties .
• Insured : Also called the policyholder , is the individual whose life policy is based .
Once this person passes away , the insurer should carry out their agreed financial claims .
• Owner : The owner of a life insurance is the person responsible for all payments and financial decisions covering the entire contract .
Take @ @ @ @ @ @ @ and insured at the same time , or someone else can be paying for your insurance , or you ’ re paying for someone else ’ s .
• Beneficiary : Once the insurer starts paying out the financial amounts , the primary beneficiary will receive these financial benefits .
In cases where the primary beneficiary couldn ’ t receive the claims , then the contingent beneficiaries chosen by the insured will acquire them .
Once you ’ ve signed up for life insurance , you ’ ll be asked to choose which @ @ @ @ @ @ @ You should be well aware that there are two broad categories of life insurance contracts – which are term and permanent insurance .
• Term life insurance basically covers a specific , pre-agreed period of time .
They can be agreed for 1 , 10 , 15 , 20 , 25 , 30 years , or even subjected for flexibility .
This variety of insurance promotes affordability , beneficial for people tight on a budget .
It also has a lower monthly premium than the permanent insurance .
• On the other hand @ @ @ @ @ @ @ entire lifetime .
People who want to maximize their money ’ s value with lifelong protection are perfect for this type of insurance .
You can accumulate a cash value in permanent insurance and use these funds during emergency situations .
The discussion above merely covers the life insurance fundamentals and there ’ s still a lot of what you need to know about life insurance .
To understand the core of life insurances , you should know how important it is for you , because of the following reasons : One of @ @ @ @ @ @ @ out life insurance is to protect their family and loved ones once an unanticipated death happens .
Life insurance is actually a must if someone relies on you financially , such as breadwinners , parents , partners , employees , business partners , and many more .
Having life insurance and leaving your beneficiaries enough finances to manage once you ’ re gone will protect them from more financial burdens .
It ’ s entirely true that once you die , your income and financial opportunities will also die with you .
While @ @ @ @ @ @ @ source of your family , having a stable one will help you and your family sustain a particular lifestyle and start building your lives for the future .
Through taking out life insurance , you ’ re also guaranteeing them that they can still continue their lives without being dependent on you .
No matter what your career and work position is , always consider personal life insurance as insurance from work wouldn ’ t be enough .
Most companies and employers offer access to life insurance through work , and it ’ @ @ @ @ @ @ @ ’ ll gain benefits for free .
However , if individual/s rely on you financially , think twice about being content with your work insurance .
First , work insurance is n't customizable .
They ’ re created as group insurance but its financial coverage is too small with someone with a family to support .
Along with contract customization , you can ’ t add riders to your insurance .
Riders involve those additional terms and conditions that will come in handy during specific life situations .
Since most work insurance is @ @ @ @ @ @ @ it ’ ll come to an expiration date eventually .
Lastly , you can ’ t take the insurance with you once you leave your job .
Your company has offered it , after all .
However , some companies might allow you to convert your work insurance into an individual one , but that ’ s a lot of money on the line .
While life insurance safeguards you from any financial uncertainties in the future , what if you ’ ve already committed these uncertainties you ’ re talking about ?
@ @ @ @ @ @ @ because life insurance still got you covered .
Even though using life insurance to pay off financial burdens is entirely optional , it ’ s still a great safety option .
Using your cash value to pay off debts is a few steps away .
You should simply contact your insurance agent or company about this decision and they will allow you to make a policy loan request for application .
You can skip those complex application processes like taking out a loan , which involves application fees , documents , and credit @ @ @ @ @ @ @ you borrow a valuable portion of your cash value in the insurance policy , it ’ s still significant for paying off your financial burdens .
What makes life insurance unique and reliable is they ’ re not simply for individuals with families and other relatives to support , but they ’ re important for businesses as well .
Life insurance saves a business from financial struggles and opens up a new doorway of financial opportunity to expand , in many ways .
A specific venture can take out a life insurance policy @ @ @ @ @ @ @ This type of insurance can save a business after a tragic loss of a key individual building the business .
Also , this guarantees the survival of a business upon extreme financial loss .
For instance , the whole tech industry was shocked by the death of Steve Jobs , chairman , and CEO of Apple Computer in 2011 .
This resulted in the company losing about 5 % of its shares .
To save the business , Apple paid a significantly large amount of $ 2520 for life insurance and another whopping @ @ @ @ @ @ @ expenses for protecting the new CEO Tim Cook .
While this may be a large sum for the company , taking out life insurance was a great financial move for them , and everyone can witness how Apple is still prominent in the industry today .
Aside from saving the reputation and brand image of a company , life insurances replace a company ’ s lost profits during the death of a keyman .
A company can lose money immediately since the key individual wouldn ’ t be able to do their roles @ @ @ @ @ @ @ can do is to ensure their properties , resources , equipment , but their employees are not their priority .
They ’ ll run into more expenses aside from losing profits so they need to act immediately for lost money .
5 .
Get The Best Value of Your Money Life insurance is definitely a smart investment to get the most out of your money and efforts .
Contrary to the conventional purpose of life insurance , you can grow your money by building up the cash value in your account .
However @ @ @ @ @ @ @ in the permanent type of life insurance .
You might want to take note of that .
Once you ’ ve accumulated a fair amount in your life insurance and you don ’ t intend to use these yourself , you can actually choose a larger death benefit for your beneficiaries .
The insurance company will tend to accept this offer since they don ’ t want to lose you .
Another method to get the best value from your insurance is to pay the life insurance premiums .
If you ’ ve @ @ @ @ @ @ @ to cover your life insurance premium payments .
In this way , you can save more than $ 2000 for premiums annually .
There is also an option to convert the life insurance policy into a loan , which has lower interest rates than traditional bank loans .
You ’ re not required to pay the loan immediately or on a regular basis since it ’ s your own money .
For the last strategy , your life insurance policy can assist you if you ’ re currently low on funds and has @ @ @ @ @ @ @ However , of course , your cash value will be deducted or totally wiped out .
Also , some insurance companies might subtract more than what you ’ ve borrowed , so make sure to discuss it first with your insurance agent or company before withdrawing immediately .
Paying taxes can be a real pain in the pocket .
Still , you can practice tax-paying while minimizing the amount you put up in the line through life insurance policies .
An efficient tax plan should lessen your taxes while you ’ re alive @ @ @ @ @ @ @ by your family after you die .
Thankfully , permanent life insurance hits two birds with one stone .
After your death , your beneficiaries won ’ t have to pay income tax from every dollar you leave them .
With life insurance , it ’ s a hundred percent guarantee that your beneficiaries will receive the money tax-free .
If you ever encounter an instance where you ’ ll transfer the life insurance policy to another insured person , you don ’ t need to pay taxes to transfer this death benefit @ @ @ @ @ @ @ and a lot of savings in the long run .
If you ’ d like to learn more strategies to maximize your tax benefits , make sure to prepare your tax planning early to .
Even though you ’ re decades away from retirement , having a retirement plan ready is extremely crucial for your future .
Your personal retirement plans will greatly dictate how satisfied you ’ ll be with your retirement lifestyle soon .
Taking out life insurance is an important contributor to your retirement plans , but in what ways @ @ @ @ @ @ @ You can still receive retirement income even during your retirement years with the help of a life insurance policy .
To access this , you ’ ll have to pay premiums during your working years and upgrade your policy into a retirement income source , along with your other assets .
• Protection from health conditions .
People don ’ t get any healthier as they age .
Many life insurance companies allow their insurers to receive the death benefits of the policy even before death .
In case you ’ re chronically @ @ @ @ @ @ @ already receive these death benefits to pay for your medical bills and expenses .
• Allow support for widow or widower .
A widow or widower can avoid difficult financial situations once they ’ re spouse unexpectedly passes away , if one of them has life insurance .
In case your spouse passes away , you can use his/her death benefits to pay for funeral costs , mortgage debts , or any financial burdens .
In this way , you can enjoy your retirement better , knowing that you ’ re financially safe @ @ @ @ @ @ @ and Financial Security Last and most importantly , taking out life insurance can give you the peace of mind of being financially secure and stable .
Who doesn ’ t want that ?
Aside from your individual peace of mind , receiving your benefits from life insurance centers on your family ’ s financial security .
During financially tough times , at least you know that you can still get money somewhere , without making hasty financial decisions and being taken advantage of .
While you ’ re just starting to earn your @ @ @ @ @ @ @ life insurance immediately .
Though the insurance payments add up to your monthly bills , you ’ re confident that this will yield something great for your future .
If you think that life insurance is simply a financial burden , think again .
While you ’ re committing to the financial risks of taking out life insurance , not only for yourself , these risks will be worth it in the future .
With all the reasons mentioned above , life insurance isn ’ t something to question and be skeptical about @ @ @ @ @ @ @ understanding of what life insurance is all about , choose the right terms and conditions according to your needs and lifestyle , start your insurance payments , and finally receive the benefits of having one .

Personal investments are important to work on while you’re still young, and one of the most important pillars of individual financing is life insurance. While life insurance is deemed vital for every individual, most people don’t put it into their priorities due to a great deal of confusion and skepticism brought about by its complexity.
To understand life insurance better, you should know why it’s important to your life. Along with this, you’ll be able to choose an insurance provider and compare life insurance companies where you can obtain the best terms.
What Is a Life Insurance Policy?
An insurer and policyholder agrees to a contract, which is a life insurance policy, guaranteeing payment to identified beneficiaries upon the death of the insured individual. The main purpose of having life insurance is to offer financial protection and stability to living dependents, which are the main beneficiaries of a deceased person.
In a life insurance contract, four participants drive the entire negotiation: the insurer, insured, owner, and beneficiary (or beneficiaries). Here is a breakdown of the important roles of each participant:
Insurer : The insurer is the insurance company, which is responsible to pay out the financial claims in the event of a death. They’re the policymakers of the agreement that must be followed by all parties.
: The insurer is the insurance company, which is responsible to pay out the financial claims in the event of a death. They’re the policymakers of the agreement that must be followed by all parties. Insured : Also called the policyholder, is the individual whose life policy is based. Once this person passes away, the insurer should carry out their agreed financial claims.
: Also called the policyholder, is the individual whose life policy is based. Once this person passes away, the insurer should carry out their agreed financial claims. Owner : The owner of a life insurance is the person responsible for all payments and financial decisions covering the entire contract. Take note that you can be the owner and insured at the same time, or someone else can be paying for your insurance, or you’re paying for someone else’s.
: The owner of a life insurance is the person responsible for all payments and financial decisions covering the entire contract. Take note that you can be the owner and insured at the same time, or someone else can be paying for your insurance, or you’re paying for someone else’s. Beneficiary: Once the insurer starts paying out the financial amounts, the primary beneficiary will receive these financial benefits. In cases where the primary beneficiary couldn’t receive the claims, then the contingent beneficiaries chosen by the insured will acquire them.
Once you’ve signed up for life insurance, you’ll be asked to choose which variety to apply on your contract. You should be well aware that there are two broad categories of life insurance contracts – which are term and permanent insurance.
Term life insurance basically covers a specific, pre-agreed period of time. They can be agreed for 1, 10, 15, 20, 25, 30 years, or even subjected for flexibility. This variety of insurance promotes affordability, beneficial for people tight on a budget. It also has a lower monthly premium than the permanent insurance.
basically covers a specific, pre-agreed period of time. They can be agreed for 1, 10, 15, 20, 25, 30 years, or even subjected for flexibility. This variety of insurance promotes affordability, beneficial for people tight on a budget. It also has a lower monthly premium than the permanent insurance. On the other hand, permanent life insurance lasts for an entire lifetime. People who want to maximize their money’s value with lifelong protection are perfect for this type of insurance. You can accumulate a cash value in permanent insurance and use these funds during emergency situations.
The discussion above merely covers the life insurance fundamentals and there’s still a lot of what you need to know about life insurance . To understand the core of life insurances, you should know how important it is for you, because of the following reasons:
1. Protect Your Loved Ones
One of the top reasons why people consider taking out life insurance is to protect their family and loved ones once an unanticipated death happens. Life insurance is actually a must if someone relies on you financially, such as breadwinners, parents, partners, employees, business partners, and many more. Having life insurance and leaving your beneficiaries enough finances to manage once you’re gone will protect them from more financial burdens.
It’s entirely true that once you die, your income and financial opportunities will also die with you. While you’re not merely an income source of your family, having a stable one will help you and your family sustain a particular lifestyle and start building your lives for the future. Through taking out life insurance, you’re also guaranteeing them that they can still continue their lives without being dependent on you.
2. Work Insurance Won’t Do Much
No matter what your career and work position is, always consider personal life insurance as insurance from work wouldn’t be enough. Most companies and employers offer access to life insurance through work, and it’s something to thank for since you’ll gain benefits for free. However, if individual/s rely on you financially, think twice about being content with your work insurance.
First, work insurance isn't customizable. They’re created as group insurance but its financial coverage is too small with someone with a family to support.
Along with contract customization, you can’t add riders to your insurance. Riders involve those additional terms and conditions that will come in handy during specific life situations. Since most work insurance is based on term insurances, that means it’ll come to an expiration date eventually.
Lastly, you can’t take the insurance with you once you leave your job. Your company has offered it, after all. However, some companies might allow you to convert your work insurance into an individual one, but that’s a lot of money on the line.
3. Pay Off Financial Burdens
While life insurance safeguards you from any financial uncertainties in the future, what if you’ve already committed these uncertainties you’re talking about? You don’t have to worry because life insurance still got you covered. Even though using life insurance to pay off financial burdens is entirely optional, it’s still a great safety option.
Using your cash value to pay off debts is a few steps away. You should simply contact your insurance agent or company about this decision and they will allow you to make a policy loan request for application.
You can skip those complex application processes like taking out a loan, which involves application fees, documents, and credit checks. Although they will only let you borrow a valuable portion of your cash value in the insurance policy, it’s still significant for paying off your financial burdens.
4. Saves a Business From Financial Struggles
What makes life insurance unique and reliable is they’re not simply for individuals with families and other relatives to support, but they’re important for businesses as well. Life insurance saves a business from financial struggles and opens up a new doorway of financial opportunity to expand, in many ways.
A specific venture can take out a life insurance policy called a key person life insurance. This type of insurance can save a business after a tragic loss of a key individual building the business. Also, this guarantees the survival of a business upon extreme financial loss.
For instance, the whole tech industry was shocked by the death of Steve Jobs, chairman, and CEO of Apple Computer in 2011. This resulted in the company losing about 5% of its shares.
To save the business, Apple paid a significantly large amount of $2520 for life insurance and another whopping amount of almost $700,000 for security expenses for protecting the new CEO Tim Cook.
While this may be a large sum for the company, taking out life insurance was a great financial move for them, and everyone can witness how Apple is still prominent in the industry today.
Aside from saving the reputation and brand image of a company, life insurances replace a company’s lost profits during the death of a keyman. A company can lose money immediately since the key individual wouldn’t be able to do their roles. The quickest move that a company can do is to ensure their properties, resources, equipment, but their employees are not their priority. They’ll run into more expenses aside from losing profits so they need to act immediately for lost money.
5. Get The Best Value of Your Money
Life insurance is definitely a smart investment to get the most out of your money and efforts. Contrary to the conventional purpose of life insurance, you can grow your money by building up the cash value in your account. However, cash value accumulations are only allowed in the permanent type of life insurance. You might want to take note of that.
Once you’ve accumulated a fair amount in your life insurance and you don’t intend to use these yourself, you can actually choose a larger death benefit for your beneficiaries. The insurance company will tend to accept this offer since they don’t want to lose you.
Another method to get the best value from your insurance is to pay the life insurance premiums. If you’ve collected enough cash value, tap it to cover your life insurance premium payments. In this way, you can save more than $2000 for premiums annually.
There is also an option to convert the life insurance policy into a loan, which has lower interest rates than traditional bank loans. You’re not required to pay the loan immediately or on a regular basis since it’s your own money.
For the last strategy, your life insurance policy can assist you if you’re currently low on funds and has to make a huge emergency purchase. However, of course, your cash value will be deducted or totally wiped out. Also, some insurance companies might subtract more than what you’ve borrowed, so make sure to discuss it first with your insurance agent or company before withdrawing immediately.
6. Acquire Tax Benefits
Paying taxes can be a real pain in the pocket. Still, you can practice tax-paying while minimizing the amount you put up in the line through life insurance policies. An efficient tax plan should lessen your taxes while you’re alive, as well as reduce taxes paid by your family after you die. Thankfully, permanent life insurance hits two birds with one stone.
After your death, your beneficiaries won’t have to pay income tax from every dollar you leave them. With life insurance, it’s a hundred percent guarantee that your beneficiaries will receive the money tax-free.
If you ever encounter an instance where you’ll transfer the life insurance policy to another insured person, you don’t need to pay taxes to transfer this death benefit. It’s both an investment and a lot of savings in the long run.
If you’d like to learn more strategies to maximize your tax benefits, make sure to prepare your tax planning early to cut your tax bill with permanent life insurance .
7. Assist Your Retirement Plan
Even though you’re decades away from retirement, having a retirement plan ready is extremely crucial for your future. Your personal retirement plans will greatly dictate how satisfied you’ll be with your retirement lifestyle soon. Taking out life insurance is an important contributor to your retirement plans, but in what ways?
Access to tangible cash . You can still receive retirement income even during your retirement years with the help of a life insurance policy. To access this, you’ll have to pay premiums during your working years and upgrade your policy into a retirement income source, along with your other assets.
. You can still receive retirement income even during your retirement years with the help of a life insurance policy. To access this, you’ll have to pay premiums during your working years and upgrade your policy into a retirement income source, along with your other assets. Protection from health conditions . People don’t get any healthier as they age. Many life insurance companies allow their insurers to receive the death benefits of the policy even before death. In case you’re chronically ill during your retirement, you can already receive these death benefits to pay for your medical bills and expenses.
. People don’t get any healthier as they age. Many life insurance companies allow their insurers to receive the death benefits of the policy even before death. In case you’re chronically ill during your retirement, you can already receive these death benefits to pay for your medical bills and expenses. Allow support for widow or widower. A widow or widower can avoid difficult financial situations once they’re spouse unexpectedly passes away, if one of them has life insurance. In case your spouse passes away, you can use his/her death benefits to pay for funeral costs, mortgage debts, or any financial burdens. In this way, you can enjoy your retirement better, knowing that you’re financially safe.
8. Obtain Peace of Mind and Financial Security
Last and most importantly, taking out life insurance can give you the peace of mind of being financially secure and stable. Who doesn’t want that?
Aside from your individual peace of mind, receiving your benefits from life insurance centers on your family’s financial security. During financially tough times, at least you know that you can still get money somewhere, without making hasty financial decisions and being taken advantage of.
While you’re just starting to earn your first paychecks, consider signing up for life insurance immediately. Though the insurance payments add up to your monthly bills, you’re confident that this will yield something great for your future.
Bottom Line
If you think that life insurance is simply a financial burden, think again. While you’re committing to the financial risks of taking out life insurance, not only for yourself, these risks will be worth it in the future. With all the reasons mentioned above, life insurance isn’t something to question and be skeptical about. All you need is a proper understanding of what life insurance is all about, choose the right terms and conditions according to your needs and lifestyle, start your insurance payments, and finally receive the benefits of having one.