consciouslifenews--2020-09-28--New Report Claims to Shed Light on SARS-CoV-2 Origin

Alina Chan , a molecular biologist at the Broad Institute of Harvard and MIT , is yet another scientist who questions the zoonotic nature of SARS-CoV-2 .
Since it sprang into action fully evolved for human transmission , Chan believes the missing intermediate phase of evolution took place in a lab Yan and colleagues propose SARS-CoV-2 was made using the ZC45/ZXC21 bat coronavirus as the backbone .
The receptor-binding motif in the spike protein was then manipulated to give the virus the ability to strongly bind to the human ACE2 receptor On the morning of September 14 , 2020 , @ @ @ @ @ @ @ on Twitter .
Shortly thereafter , she posted another tweet saying Zenodo was “ immediately hacked ” and taken down once the report was posted A paper by Dr. Li-Meng Yan — a former researcher at the University of Hong Kong School of Public Health , a top coronavirus research lab — claims to present evidence showing SARS-CoV-2 likely underwent genetic manipulation July 31 , 2020 , I wrote about a Hong Kong whistleblower scientist who claims1 the Chinese government and World Health Organization representatives in Hong Kong covered up the Wuhan outbreak @ @ @ @ @ @ @ the world .
In a Fox News interview in July 2020 , the whistleblower , Dr. Li-Meng Yan — who worked at the University of Hong Kong School of Public Health , a top coronavirus research lab — said her investigation into the SARS-like outbreak in Wuhan could have helped prevent a global pandemic from developing , had her supervisors shared her findings .
Yan was interviewed by Fox News again on September 15 , 2020 ( above ) , this time about the report she just published , and Twitter promptly began @ @ @ @ @ @ @ claims her supervisor , WHO consultant Leo Poon , asked her to , secretly , investigate reports of a SARS-like illness spreading in Wuhan , China , in late December 2019 .
The Chinese government had refused overseas experts from getting involved , and Poon wanted her to figure out what was really going on .
Yan turned to a professional colleague who works in the Chinese Center for Disease Control and Prevention and had first-hand information about the outbreak .
Yan was told there was likely human-to-human transmission occurring , as they @ @ @ @ @ @ @ The WHO , however , did not confirm the human-to-human spread potential for several weeks .
On the contrary , an official WHO statement said the virus “ does not transmit readily between people.
” January 16 , 2020 , Yan was again asked to reach out to her contacts in China to see if she could learn more .
Her CDC contacts were fearful , but it became clear that patients and front-line doctors were not being properly protected , and that Chinese authorities were trying to keep a lid on the @ @ @ @ @ @ @ Poon , he told her to stay silent and not cross the Chinese government , or else they ’ d both be “ disappeared.
” The co-director of the University of Hong Kong School of Public Health laboratory , professor Malik Peiris , also stayed quiet .
Yan told Fox News she believes WHO colluded with the China Communist Party ( CCP ) government to prevent information about the virus from coming out .
Back in July 2020 , Yan claimed she had proof that SARS-CoV-2 was manmade , and that once she @ @ @ @ @ @ @ accessible to all .
September 11 , 2020 , The Sun quoted statements made by Yan during a British TV interview that same morning , in which she said:3 Three days later , September 14 , 2020 , Yan and her Ph.D. colleagues , Shu Kang , Jie Guan , and Shanchang Hu , published the report,4 “ Unusual Features of the SARS-CoV-2 Genome Suggesting Sophisticated Laboratory Modification Rather Than Natural Evolution and Delineation of Its Probable Synthetic Route ” on the preprint server Zenodo .
On the morning of September 14 , @ @ @ @ @ @ @ on her Twitter account.5 Shortly thereafter , she posted another tweet saying Zenodo was “ immediately hacked ” once the report was posted .
The following day , September 15 , Twitter suspended her account.6 According to Yan ’ s report:7 Before I get into the content of Yan ’ s report , it ’ s worth noting that questions have arisen as to whether she might be “ controlled opposition.
” Her report also appears very similar to the work8 of Yuri Deigin .
In a September 16 Twitter post , Deigin @ @ @ @ @ @ @ has now stepped forward as one of the three co-authors of Yan ’ s paper .
The anonymous scientist has detailed scientific evidence showing SARS-CoV-2 is a manmade virus , and that there appears to be a concerted effort to promote the idea that SARS-CoV-2 is a natural occurrence , in a blog called Nerd Has Power.10 I reviewed some of the key take-home points of this work in “ Why Was Wuhan Lab Locked Down When Outbreak Began ” and “ Undetectable Engineering Methods Used to Create SARS-CoV-2.
” Steven Mosher , @ @ @ @ @ @ @ a nonprofit research group that exposes human rights abuses and the myth of overpopulation11 ) has previously noted that because Nerd Has Power “ published his raw data , I and others have been able to check and verify his work.
” 12 In a September 14 , 2020 , Twitter post,13 Nerd Has Power identifies himself as Shu Kang , one of the four authors of the Yan report .
“ Like my co-authors , I stand by this report 100 % , ” Kang says .
As of this writing , @ @ @ @ @ @ @ Yan ’ s paper is again available for viewing .
Below are a few chosen excerpts.14 ( If you like , you can compare it to Yurin ’ s Medium article.15 ) Yan ’ s paper goes on to explain why the natural evolution of origin theory fails to hold water .
She points out that were it the result of wholly natural evolution , its RBM would have to have been acquired either through a ) an ancient recombination event followed by convergent evolution , or b ) a natural and fairly @ @ @ @ @ @ @ ancient recombination/convergent evolution option , stating , in part:16 She also dismisses the second , recent recombination event , option stating:17 Pangolin and Other Animals Are Unlikely Intermediary Hosts There is a third possibility for natural evolution , Yan notes , that of an intermediary host , but this theory also has a significant flaw .
“ The ZC45/ZXC21-like virus and a coronavirus containing a SARS-like RBM could have recombined in an intermediate host where the ACE2 protein is homologous to hACE2 , ” the paper states .
It also added that several @ @ @ @ @ @ @ coronaviruses with a near-identical receptor-binding domain to that of SARS-CoV-2 have been smuggled into China from Malaysia .
Some have argued that these pangolins were likely intermediary hosts .
There are several problems with this theory , however , including the following : Yan goes on to review what she believes is the smoking gun proving SARS-CoV-2 is a laboratory creation .
In a nutshell , she and her colleagues believe SARS-CoV-2 was created by swapping out the receptor-binding motif or RBM , not the entire spike protein .
The feasibility of such @ @ @ @ @ @ @ none other than Dr. Zhengli Shi , one of the researchers arguing for a natural origin of SARS-CoV-2 ( as reviewed in this September 10 , 2020 , article19 on Minerva ) .
According to Yan : Yan ’ s paper also details evidence suggesting the Chinese scientists tried to cover their tracks to hide the genetic manipulation and reviews how the furin-cleavage site in SARS-CoV-2 is a further indication that genetic engineering was used .
In summary , Yan and colleagues propose SARS-CoV-2 was made using the ZC45/ZXC21 bat coronavirus as the @ @ @ @ @ @ @ protein was then manipulated to give the virus the ability to strongly bind to the human ACE2 receptor .
The diagram below illustrates the steps required to create SARS-CoV-2 : As reported by Aksel Fridstrom on September 10 , 2020 , article20 posted on Minerva , as well as September 9 , 2020 , article21 written by Rowan Jacobsen in Boston Magazine , Alina Chan , a molecular biologist at the Broad Institute of Harvard and MIT , is yet another scientist who questions the zoonotic nature of SARS-CoV-2 .
Importantly , Chan @ @ @ @ @ @ @ the manner you ’ d expect had it jumped from an animal to a human .
It sprang into action fully evolved for human transmission .
Like Yan and several other scientists , Chan has come to the conclusion that the missing intermediate phase of evolution from animal to human transmissibility must have taken place in a lab .
Chan published her paper,22 “ SARS-CoV-2 Is Well Adapted for Humans .
What Does This Mean for Re-Emergence ?
” on the preprint server bioRxiv May 2 , 2020 .
As in most cases @ @ @ @ @ @ @ received was enormous .
In his article,23 Jacobsen points out that one of the obvious reasons for this response is that “ if the public and politicians really knew about the dangerous pathogen research being conducted in many laboratories , they ’ d be outraged.
” Hence , “ Denying the possibility of a catastrophic incident like this … could be seen as a form of career preservation.
” Interestingly , The Lancet COVID-19 Commission , which has vowed to “ leave no stone unturned ” in its investigation into the origins of @ @ @ @ @ @ @ escape , is being led by none other than Dr. Peter Daszak,24 a scientist who has already concluded the virus is natural .
As the president of the EcoHealth Alliance , Daszak is also steeped in conflicts of interest , seeing how EcoHealth Alliance received grants from the NIH for coronavirus research that was then subcontracted to the Wuhan Institute of Virology .
What ’ s more , the NIH is demanding EcoHealth Alliance produce records detailing its work with the Wuhan lab before further funding will be released.25 It seems the purpose @ @ @ @ @ @ @ summarized by a quote from Boston Magazine:26 Indeed , safeguarding the continuation of dangerous gain-of-function research would be a powerful motivator to preserve the zoonotic origin narrative .
According to Chan , there are solutions , however .
One would be to conduct this kind of research using “ neutered viruses that have had their replicating machinery removed in advance so that even if they escaped confinement , they would be incapable of making copies of themselves , ” Jacobsen writes.27 Another would be to locate high biosafety level laboratories in sparsely populated @ @ @ @ @ @ @ middle of large cities .
New Engineered Coronaviruses Are Under Development Getting to the bottom of where SARS-CoV-2 actually came from is important , because if it came from a high-security bioweapons lab , then it ’ s proof positive that something must be done to prevent a repeat .
This is even more important now that biosafety labs around the world are looking at modifying live SARS-CoV-2 even further.28 As just one example , researchers at the University of Pittsburgh are looking to insert the SARS-CoV-2 spike protein , which is what @ @ @ @ @ @ @ human cells , into Bacillus anthracis , the causative agent of anthrax,29 an already devastatingly dangerous pathogen .
Researchers are also arguing for infectious SARS-CoV-2 research to be permitted in biosafety level 2 laboratories , which have nowhere near the same level of biosafety procedures in place as BSL 3 and BSL 4 labs do .
If the SARS-CoV-2 pandemic is in fact the result of a lab escape , then the responsible way forward is to halt all gain-of-function research until safety protocols are massively upgraded .
If we really want to @ @ @ @ @ @ @ research should probably be abolished altogether .
As it stands right now , the weaponization of pathogens continues unabated and is likely to continue unless or until the public becomes sufficiently aroused to demand real change .
In the meantime , it is important to make sure you ’ re prepared at home .
I strongly recommend reviewing my interview with Dr. David Brownstein , in which he explains the benefits of nebulized hydrogen peroxide .
It ’ s important to have something in your own arsenal to protect yourself against whatever they @ @ @ @ @ @ @ added a new video to the page that describes how to do the nebulization therapy .
This needs to be a central player in your emergency medical kit as I fully believe it could be the difference for many , especially the elderly , those who are vitamin D deficient and/or metabolically unfit and insulin resistant .
I believe nebulized peroxide is one of the best options available for any respiratory virus , including even more dangerous ones than SARS-CoV-2 that are likely to be introduced in the future .

By Dr. Joseph Mercola | mercola.com
Alina Chan, a molecular biologist at the Broad Institute of Harvard and MIT, is yet another scientist who questions the zoonotic nature of SARS-CoV-2. Since it sprang into action fully evolved for human transmission, Chan believes the missing intermediate phase of evolution took place in a lab
Yan and colleagues propose SARS-CoV-2 was made using the ZC45/ZXC21 bat coronavirus as the backbone. The receptor-binding motif in the spike protein was then manipulated to give the virus the ability to strongly bind to the human ACE2 receptor
On the morning of September 14, 2020, Yan posted a link to her paper on Twitter. Shortly thereafter, she posted another tweet saying Zenodo was “immediately hacked” and taken down once the report was posted
A paper by Dr. Li-Meng Yan — a former researcher at the University of Hong Kong School of Public Health, a top coronavirus research lab — claims to present evidence showing SARS-CoV-2 likely underwent genetic manipulation
July 31, 2020, I wrote about a Hong Kong whistleblower scientist who claims1 the Chinese government and World Health Organization representatives in Hong Kong covered up the Wuhan outbreak, allowing it to spread unchecked around the world.
In a Fox News interview in July 2020, the whistleblower, Dr. Li-Meng Yan — who worked at the University of Hong Kong School of Public Health, a top coronavirus research lab — said her investigation into the SARS-like outbreak in Wuhan could have helped prevent a global pandemic from developing, had her supervisors shared her findings.
Yan was interviewed by Fox News again on September 15, 2020 (above), this time about the report she just published, and Twitter promptly began censoring the interview from its platform.2
Yan claims her supervisor, WHO consultant Leo Poon, asked her to, secretly, investigate reports of a SARS-like illness spreading in Wuhan, China, in late December 2019. The Chinese government had refused overseas experts from getting involved, and Poon wanted her to figure out what was really going on.
Yan turned to a professional colleague who works in the Chinese Center for Disease Control and Prevention and had first-hand information about the outbreak. Yan was told there was likely human-to-human transmission occurring, as they had found family clusters of cases.
The WHO, however, did not confirm the human-to-human spread potential for several weeks. On the contrary, an official WHO statement said the virus “does not transmit readily between people.”
January 16, 2020, Yan was again asked to reach out to her contacts in China to see if she could learn more. Her CDC contacts were fearful, but it became clear that patients and front-line doctors were not being properly protected, and that Chinese authorities were trying to keep a lid on the flow of information.
When she updated Poon, he told her to stay silent and not cross the Chinese government, or else they’d both be “disappeared.” The co-director of the University of Hong Kong School of Public Health laboratory, professor Malik Peiris, also stayed quiet. Yan told Fox News she believes WHO colluded with the China Communist Party (CCP) government to prevent information about the virus from coming out.
The Yan Report Is Instantly Censored
Back in July 2020, Yan claimed she had proof that SARS-CoV-2 was manmade, and that once she released it, she would make it accessible to all. September 11, 2020, The Sun quoted statements made by Yan during a British TV interview that same morning, in which she said:3
“The genome sequence is like a human fingerprint. Based on this you can identify these things. I will [use this] evidence to tell people why this has come from the lab in China, why they are the ones who made it. Anyone, even if you have no biology knowledge, will be able to read it, and check and identify and verify it yourself.”
Three days later, September 14, 2020, Yan and her Ph.D. colleagues, Shu Kang, Jie Guan, and Shanchang Hu, published the report,4 “Unusual Features of the SARS-CoV-2 Genome Suggesting Sophisticated Laboratory Modification Rather Than Natural Evolution and Delineation of Its Probable Synthetic Route” on the preprint server Zenodo.
On the morning of September 14, Yan posted a link to the paper on her Twitter account.5 Shortly thereafter, she posted another tweet saying Zenodo was “immediately hacked” once the report was posted. The following day, September 15, Twitter suspended her account.6 According to Yan’s report:7
“The evidence shows that SARS-CoV-2 should be a laboratory product created by using bat coronaviruses ZC45 and/or ZXC21 as a template and/or backbone.
Building upon the evidence, we further postulate a synthetic route for SARS-CoV-2, demonstrating that the laboratory-creation of this coronavirus is convenient and can be accomplished in approximately six months.”
Before I get into the content of Yan’s report, it’s worth noting that questions have arisen as to whether she might be “controlled opposition.” Her report also appears very similar to the work8 of Yuri Deigin. In a September 16 Twitter post, Deigin says:9
“While it is flattering to see the Yan report citing our preprint with @Rossana38510044, I have to admit, I expected a whistleblower to present much more convincing (and new) evidence than just a rehash of what was already known months ago. Also, why no mention of the 2012 outbreak?”
Interestingly, a formerly anonymous scientist has now stepped forward as one of the three co-authors of Yan’s paper. The anonymous scientist has detailed scientific evidence showing SARS-CoV-2 is a manmade virus, and that there appears to be a concerted effort to promote the idea that SARS-CoV-2 is a natural occurrence, in a blog called Nerd Has Power.10
I reviewed some of the key take-home points of this work in “Why Was Wuhan Lab Locked Down When Outbreak Began” and “Undetectable Engineering Methods Used to Create SARS-CoV-2.”
Steven Mosher, president of the Population Research Institute (a nonprofit research group that exposes human rights abuses and the myth of overpopulation11) has previously noted that because Nerd Has Power “published his raw data, I and others have been able to check and verify his work.”12
In a September 14, 2020, Twitter post,13 Nerd Has Power identifies himself as Shu Kang, one of the four authors of the Yan report. “Like my co-authors, I stand by this report 100%,” Kang says.
Yan Report Claims SARS-CoV-2 Was Genetically Engineered
As of this writing, the Zenodo website is back up and Yan’s paper is again available for viewing. Below are a few chosen excerpts.14 (If you like, you can compare it to Yurin’s Medium article.15)
“The receptor-binding motif of SARS-CoV-2 Spike cannot be born from nature and should have been created through genetic engineering.
The Spike proteins decorate the exterior of the coronavirus particles. They play an important role in infection as they mediate the interaction with host cell receptors and thereby help determine the host range and tissue tropism of the virus.
The Spike protein is split into two halves (Figure 3). The front or N-terminal half is named S1, which is fully responsible for binding the host receptor.
In both SARS-CoV and SARS-CoV-2 infections, the host cell receptor is hACE2. Within S1, a segment of around 70 amino acids makes direct contacts with hACE2 and is correspondingly named the receptor-binding motif (RBM) (Figure 3C).
In SARS-CoV and SARS-CoV-2, the RBM fully determines the interaction with hACE2. The C-terminal half of the Spike protein is named S2. The main function of S2 includes maintaining trimer formation and, upon successive protease cleavages at the S1/S2 junction and a downstream S2’ position, mediating membrane fusion to enable cellular entry of the virus.
Similar to what is observed for other viral proteins, S2 of SARS-CoV-2 shares a high sequence identity (95%) with S2 of ZC45/ZXC21. In stark contrast, between SARS-CoV-2 and ZC45/ZXC21, the S1 protein, which dictates which host (human or bat) the virus can infect, is much less conserved with the amino acid sequence identity being only 69%.
Figure 4 shows the sequence alignment of the Spike proteins from six β coronaviruses. Two are viruses isolated from the current pandemic (Wuhan-Hu-1, 2019-nCoV_USA-AZ1); two are the suspected template viruses (Bat_CoV_ZC45, Bat_CoV_ZXC21); two are SARS coronaviruses (SARS_GZ02, SARS).
The RBM is highlighted in between two orange lines. Clearly, despite the high sequence identity for the overall genomes, the RBM of SARS-CoV-2 differs significantly from those of ZC45 and ZXC21.
Intriguingly, the RBM of SARS-CoV-2 resembles, on a great deal, the RBM of SARS Spike. Although this is not an exact ‘copy and paste,’ careful examination of the Spike-hACE2 structures reveals that all residues essential for either hACE2 binding or protein folding (orange sticks in Figure 3C and what is highlighted by red short lines in Figure 4) are ‘kept.’
Most of these essential residues are precisely preserved, including those involved in disulfide bond formation (C467, C474) and electrostatic interactions (R444, E452, R453, D454), which are pivotal for the structural integrity of the RBM (Figure 3C and 4).
The few changes within the group of essential residues are almost exclusively hydrophobic ‘substitutions’ … which should not affect either protein folding or the hACE2-interaction. At the same time, majority of the amino acid residues that are non-essential have ‘mutated’ (Figure 4, RBM residues not labeled with short red lines).
Judging from this sequence analysis alone, we were convinced early on that not only would the SARS-CoV-2 Spike protein bind hACE2 but also the binding would resemble, precisely, that between the original SARS Spike protein and hACE223. Recent structural work has confirmed our prediction …
The way that SARS-CoV-2 RBM resembles SARS-CoV RBM and the overall sequence conservation pattern between SARS-CoV-2 and ZC45/ZXC21 are highly unusual. Collectively, this suggests that portions of the SARS-CoV-2 genome have not been derived from natural quasi-species viral particle evolution.”
Why Natural Origin Theory Fails
Yan’s paper goes on to explain why the natural evolution of origin theory fails to hold water. She points out that were it the result of wholly natural evolution, its RBM would have to have been acquired either through a) an ancient recombination event followed by convergent evolution, or b) a natural and fairly recent recombination event. Yan dismisses the ancient recombination/convergent evolution option, stating, in part:16
“ … the virus would have to adapt extensively in its new host, where the ACE2 protein is highly homologous to hACE2 [human ACE2]. Random mutations across the genome would have to have occurred to eventually shape the RBM to its current form — resembling SARS-CoV RBM in a highly intelligent manner.
However, this convergent evolution process would also result in the accumulation of a large amount of mutations in other parts of the genome, rendering the overall sequence identity relatively low.
The high sequence identity between SARS-CoV-2 and ZC45/ZXC21 on various proteins (94-100% identity) do not support this scenario and, therefore, clearly indicates that SARS-CoV- 2 carrying such an RBM cannot come from a ZC45/ZXC21-like bat coronavirus through this convergent evolutionary route.”
She also dismisses the second, recent recombination event, option stating:17
“In the second scenario, the ZC45/ZXC21-like coronavirus would have to have recently recombined and swapped its RBM with another coronavirus that had successfully adapted to bind an animal ACE2 highly homologous to hACE2. The likelihood of such an event depends, in part, on the general requirements of natural recombination:
that the two different viruses share significant sequence similarity; that they must co-infect and be present in the same cell of the same animal; that the recombinant virus would not be cleared by the host or make the host extinct; that the recombinant virus eventually would have to become stable and transmissible within the host species.
In regard to this recent recombination scenario, the animal reservoir could not be bats because the ACE2 proteins in bats are not homologous enough to hACE2 and therefore the adaption would not be able to yield an RBM sequence as seen in SARS-CoV-2. This animal reservoir also could not be humans as the ZC45/ZXC21-like coronavirus would not be able to infect humans.
In addition, there has been no evidence of any SARS-CoV-2 or SARS-CoV-2-like virus circulating in the human population prior to late 2019. Intriguingly, according to a recent bioinformatics study, SARS-CoV-2 was well-adapted for humans since the start of the outbreak.”
Pangolin and Other Animals Are Unlikely Intermediary Hosts
There is a third possibility for natural evolution, Yan notes, that of an intermediary host, but this theory also has a significant flaw. “The ZC45/ZXC21-like virus and a coronavirus containing a SARS-like RBM could have recombined in an intermediate host where the ACE2 protein is homologous to hACE2,” the paper states.
It also added that several laboratories have reported that Sunda pangolins carrying coronaviruses with a near-identical receptor-binding domain to that of SARS-CoV-2 have been smuggled into China from Malaysia. Some have argued that these pangolins were likely intermediary hosts. There are several problems with this theory, however, including the following:
•Eventhough Sunda pangolins have been sampled between 2009 and 2019, no coronaviruses have ever been found in those samples •Recent research shows the receptor-binding domain shared by SARS-CoV-2 and the reported pangolin coronaviruses binds 10 times stronger to the human ACE2 receptor than it does to the pangolin ACE2 receptor •Other research has demonstrated that none of the animal ACE2 proteins examined have more favorable binding potential to the SARS-CoV-2 spike protein than the human ACE2 receptor. According to Yan:18 “This study virtually exempted all animals from their suspected roles as an intermediate host, which is consistent with the observation that SARS-CoV-2 was well-adapted for humans from the start of the outbreak. This is significant because these findings collectively suggest that no intermediate host seems to exist for SARS-CoV-2, which at the very least diminishes the possibility of a recombinant event occurring in an intermediate host”
Restriction Enzyme Digestion — The Smoking Gun?
Yan goes on to review what she believes is the smoking gun proving SARS-CoV-2 is a laboratory creation. In a nutshell, she and her colleagues believe SARS-CoV-2 was created by swapping out the receptor-binding motif or RBM, not the entire spike protein.
The feasibility of such a swap has already been proven by none other than Dr. Zhengli Shi, one of the researchers arguing for a natural origin of SARS-CoV-2 (as reviewed in this September 10, 2020, article19 on Minerva). According to Yan:
“In 2008, Dr. Zhengli Shi’s group swapped a SARS RBM into the Spike proteins of several SARS-like bat coronaviruses after introducing a restriction site into a codon-optimized spike gene … They then validated the binding of the resulted chimeric Spike proteins with hACE2.
Furthermore, in a recent publication, the RBM of SARS-CoV-2 was swapped into the receptor-binding domain (RBD) of SARSCoV, resulting in a chimeric RBD fully functional in binding hACE2 … It is noteworthy that the corresponding author of this recent publication, Dr. Fang Li, has been an active collaborator of Dr. Zhengli Shi since 2010 …
The striking finding of EcoRI and BstEII restriction sites at either end of the SARS-CoV-2 RBM, respectively, and the fact that the same RBM region has been swapped both by Dr. Shi and by her long-term collaborator, respectively, using restriction enzyme digestion methods are unlikely a coincidence. Rather, it is the smoking gun proving that the RBM/Spike of SARS-CoV-2 is a product of genetic manipulation.”
Yan’s paper also details evidence suggesting the Chinese scientists tried to cover their tracks to hide the genetic manipulation and reviews how the furin-cleavage site in SARS-CoV-2 is a further indication that genetic engineering was used.
Summary
In summary, Yan and colleagues propose SARS-CoV-2 was made using the ZC45/ZXC21 bat coronavirus as the backbone. The RBM in the spike protein was then manipulated to give the virus the ability to strongly bind to the human ACE2 receptor.
“This is supported by the finding of a unique restriction enzyme digestion site at either end of the RBM. An unusual furin-cleavage site may have been introduced and inserted at the S1/S2 junction of the Spike protein, which contributes to the increased virulence and pathogenicity of the virus,” Yan writes.
The diagram below illustrates the steps required to create SARS-CoV-2:
Why the Cover-Up?
As reported by Aksel Fridstrom on September 10, 2020, article20 posted on Minerva, as well as September 9, 2020, article21 written by Rowan Jacobsen in Boston Magazine, Alina Chan, a molecular biologist at the Broad Institute of Harvard and MIT, is yet another scientist who questions the zoonotic nature of SARS-CoV-2.
If the public and politicians really knew about the dangerous pathogen research being conducted in many laboratories, they’d be outraged. Denying the possibility of a catastrophic incident like this then could be seen as a form of career preservation. ~ Rowan Jacobsen, Boston Magazine
Importantly, Chan discovered that SARS-CoV-2 has not evolved in the manner you’d expect had it jumped from an animal to a human. It sprang into action fully evolved for human transmission. Like Yan and several other scientists, Chan has come to the conclusion that the missing intermediate phase of evolution from animal to human transmissibility must have taken place in a lab.
Chan published her paper,22 “SARS-CoV-2 Is Well Adapted for Humans. What Does This Mean for Re-Emergence?” on the preprint server bioRxiv May 2, 2020. As in most cases, the pushback she and her co-authors received was enormous.
In his article,23 Jacobsen points out that one of the obvious reasons for this response is that “if the public and politicians really knew about the dangerous pathogen research being conducted in many laboratories, they’d be outraged.” Hence, “Denying the possibility of a catastrophic incident like this … could be seen as a form of career preservation.”
Interestingly, The Lancet COVID-19 Commission, which has vowed to “leave no stone unturned” in its investigation into the origins of SARS-CoV-2 and the possibility of a lab escape, is being led by none other than Dr. Peter Daszak,24 a scientist who has already concluded the virus is natural.
As the president of the EcoHealth Alliance, Daszak is also steeped in conflicts of interest, seeing how EcoHealth Alliance received grants from the NIH for coronavirus research that was then subcontracted to the Wuhan Institute of Virology.
What’s more, the NIH is demanding EcoHealth Alliance produce records detailing its work with the Wuhan lab before further funding will be released.25 It seems the purpose for this “fix” is best summarized by a quote from Boston Magazine:26
“Antonio Regalado, biomedicine editor of MIT Technology Review, put it more bluntly. If it turned out COVID-19 came from a lab, he tweeted, ‘it would shatter the scientific edifice top to bottom.’”
Indeed, safeguarding the continuation of dangerous gain-of-function research would be a powerful motivator to preserve the zoonotic origin narrative.
According to Chan, there are solutions, however. One would be to conduct this kind of research using “neutered viruses that have had their replicating machinery removed in advance so that even if they escaped confinement, they would be incapable of making copies of themselves,” Jacobsen writes.27 Another would be to locate high biosafety level laboratories in sparsely populated areas rather than right smack in the middle of large cities.
New Engineered Coronaviruses Are Under Development
Getting to the bottom of where SARS-CoV-2 actually came from is important, because if it came from a high-security bioweapons lab, then it’s proof positive that something must be done to prevent a repeat. This is even more important now that biosafety labs around the world are looking at modifying live SARS-CoV-2 even further.28
As just one example, researchers at the University of Pittsburgh are looking to insert the SARS-CoV-2 spike protein, which is what allows the virus to gain entry into human cells, into Bacillus anthracis, the causative agent of anthrax,29 an already devastatingly dangerous pathogen.
Researchers are also arguing for infectious SARS-CoV-2 research to be permitted in biosafety level 2 laboratories, which have nowhere near the same level of biosafety procedures in place as BSL 3 and BSL 4 labs do.
If the SARS-CoV-2 pandemic is in fact the result of a lab escape, then the responsible way forward is to halt all gain-of-function research until safety protocols are massively upgraded. If we really want to avert another catastrophe, this kind of research should probably be abolished altogether.
Be Prepared
As it stands right now, the weaponization of pathogens continues unabated and is likely to continue unless or until the public becomes sufficiently aroused to demand real change.
In the meantime, it is important to make sure you’re prepared at home. I strongly recommend reviewing my interview with Dr. David Brownstein, in which he explains the benefits of nebulized hydrogen peroxide. It’s important to have something in your own arsenal to protect yourself against whatever they come up with next. I also added a new video to the page that describes how to do the nebulization therapy.
This needs to be a central player in your emergency medical kit as I fully believe it could be the difference for many, especially the elderly, those who are vitamin D deficient and/or metabolically unfit and insulin resistant. I believe nebulized peroxide is one of the best options available for any respiratory virus, including even more dangerous ones than SARS-CoV-2 that are likely to be introduced in the future.


consciouslifenews--2020-09-28--Your Energy Astrology Forecast for October 2020

2020 has been an intense year and October could possibly be the most incendiary month of the entire year .
It actually feels like Part 2 of a feminine paradigm theme that began in September .
In short , how you experience October will largely depend on where you put your focus .
If you put your attention on the main masculine celestial bodies — Mars and the Sun — you ’ ll likely experience lots of fire and frustration .
But if you look to Venus and the moon , you ’ ll likely experience harmony and surprising , @ @ @ @ @ @ @ spends the month squaring ( having tension with ) the big kahunas in Capricorn — Jupiter , Pluto , and Saturn ( the latter officially at the end of September ) .
While Venus spends the month trining ( harmonizing with ) them .
And the Sun is opposing Uranus ( the planet of surprises ) at the end of the month , while Venus trines Uranus on the 10th .
It feels like Mars — and to a lesser degree the Sun — are picking fights , while Venus — and to @ @ @ @ @ @ @ choosing love .
We ’ re at a key crossroads into the Age of Aquarius .
It ’ s time to embody the ideals of interconnection .
And the planets are literally incentivizing us to move away from the old masculine approach of might makes right and tap into the new feminine paradigm of connection , compassion , and win-win .
Mars and the Sun are led by ego .
Venus and the moon are led by the heart ( and the sacral womb ) .
Watch the video above and learn how @ @ @ @ @ @ @ may affect you .
And let this be a month of action overreaction , of making new choices rather than following old habits .
Here are the time stamps for the video : 2:54 – BIG Paradigm Shift 3:49 – October Theme # 1 9:26 – October Theme # 2 14:06 – October Theme # 3 18:31 – September 29 – Mars Squares Saturn 19:12 – October 1 – Full Moon in Aries 23:50 – October 2 – Venus Enters Virgo 23:56 – October 3 – Pluto Goes Direct in Capricorn 25:16 – @ @ @ @ @ @ @ – October 12 – Mars Squares Pluto 27:14 – October 13 – Mercury Retrograde in Scorpio 28:34 – October 16 – New Moon in Libra 31:42 – October 19 – Venus Trines Jupiter 32:55 – October 19 – Mars Squares Jupiter 33:56 – October 21 – Venus Trines Pluto 34:15 – October 24 – Venus Trines Saturn 35:33 – October 27 – Venus and Mercury Enter Libra 41:21 – Goddess Card # 1 42:45 – Goddess Card # 2 If you watch to the end , you ’ ll discover the Goddess cards @ @ @ @ @ @ @ half of the month .
They were so fitting !
For super easy ( and attractive ! )
chakra healing , try my Chakra Boosters Healing Tattoos .
I created them because getting a real root chakra tattoo positively shifted my whole life and I want the same for you — without the permanent part !
Want more prosperity ?
Discover your personal Chakra Abundance Type FREE here .
To stay connected and inspired , Visit my Chakra Boosters Facebook and catch new videos EVERY WEDNESDAY on my Chakra Boosters Youtube channel .

2020 has been an intense year and October could possibly be the most incendiary month of the entire year. It actually feels like Part 2 of a feminine paradigm theme that began in September.
In short, how you experience October will largely depend on where you put your focus. If you put your attention on the main masculine celestial bodies — Mars and the Sun — you’ll likely experience lots of fire and frustration.
But if you look to Venus and the moon, you’ll likely experience harmony and surprising, positive shifts.
For example, Mars spends the month squaring (having tension with) the big kahunas in Capricorn — Jupiter, Pluto, and Saturn (the latter officially at the end of September). While Venus spends the month trining (harmonizing with) them.
And the Sun is opposing Uranus (the planet of surprises) at the end of the month, while Venus trines Uranus on the 10th.
It feels like Mars — and to a lesser degree the Sun — are picking fights, while Venus — and to a lesser degree the Moon — are choosing love.
We’re at a key crossroads into the Age of Aquarius. It’s time to embody the ideals of interconnection. And the planets are literally incentivizing us to move away from the old masculine approach of might makes right and tap into the new feminine paradigm of connection, compassion, and win-win.
Mars and the Sun are led by ego. Venus and the moon are led by the heart (and the sacral womb).
Watch the video above and learn how all the different aspects of this month may affect you. And let this be a month of action overreaction, of making new choices rather than following old habits.
Here are the time stamps for the video:
2:54 – BIG Paradigm Shift 3:49 – October Theme #1 9:26 – October Theme #2 14:06 – October Theme #3 18:31 – September 29 – Mars Squares Saturn 19:12 – October 1 – Full Moon in Aries 23:50 – October 2 – Venus Enters Virgo 23:56 – October 3 – Pluto Goes Direct in Capricorn 25:16 – October 10 – Venus Trines Uranus 25:43 – October 12 – Mars Squares Pluto 27:14 – October 13 – Mercury Retrograde in Scorpio 28:34 – October 16 – New Moon in Libra 31:42 – October 19 – Venus Trines Jupiter 32:55 – October 19 – Mars Squares Jupiter 33:56 – October 21 – Venus Trines Pluto 34:15 – October 24 – Venus Trines Saturn 35:33 – October 27 – Venus and Mercury Enter Libra 41:21 – Goddess Card #1 42:45 – Goddess Card #2
If you watch to the end, you’ll discover the Goddess cards I drew for the first and second half of the month. They were so fitting!
May you make October awesome, Beautiful Soul.
Love and blessings,
For super easy (and attractive!) chakra healing, try my Chakra Boosters Healing Tattoos. I created them because getting a real root chakra tattoo positively shifted my whole life and I want the same for you — without the permanent part! Want more prosperity? Discover your personal Chakra Abundance Type FREE here. To stay connected and inspired, Visit my Chakra Boosters Facebook and catch new videos EVERY WEDNESDAY on my Chakra Boosters Youtube channel.


consciouslifenews--2020-09-28--Morning Inspiration: Make a Decision To Do Your Best (Motivational Video)

The progress of your life to one that is better and happier hinges on one major occurrence .
This is @ @ @ @ @ yourself have the power to change your circumstance .
Just decide what goal you wish @ @ @ @ @ will flow from there .
“ Every hero you guys had was called an idiot @ @ @ @ @ .
You must break society 's status quo.
” “ Make a choice right , @ @ @ @ @ 's gon na be , who you gon na be , how you gon na @ @ @ @ @ ” “ The first step before anybody else in the world believes it , is @ @ @ @ @ it.
” Will Smith Tags : `` featured , decide to take actions , featured @ @ @ @ @ ’ s right for you , how to decide your reality , how to live @ @ @ @ @ a decision to better your life

Source: Mulligan Brothers MOTIVATION
The progress of your life to one that is better and happier hinges on one major occurrence. This is the eventual realization that you yourself have the power to change your circumstance. Just decide what goal you wish to realize and everything else will flow from there.
“Every hero you guys had was called an idiot, crazy, a loser. You must break society's status quo.”
“Make a choice right, just decide, what it's gonna be, who you gonna be, how you gonna do it. Just decide.”
“The first step before anybody else in the world believes it, is that you have to believe it.” Will Smith
Watch and be motivated today!!


consciouslifenews--2020-09-28--Secret, Powerful Panels Will Pick COVID-19 Vaccine Winners

Most Americans have never heard of Dr. Richard Whitley , an expert in pediatric infectious diseases at the University of Alabama-Birmingham .
Yet as the coronavirus pandemic drags on and the public eagerly awaits a vaccine , he may well be among the most powerful people in the country .
Whitley leads a small , secret panel of experts tasked with reviewing crucial data on the safety and effectiveness of coronavirus vaccines that U.S. taxpayers have helped fund , including products from Moderna , AstraZeneca , Johnson & Johnson , and others .
The data and safety monitoring board — @ @ @ @ @ @ @ to make sure the medicine is safe and it works .
It has the power to halt a clinical trial or fast-track it .
Shielding the identities of clinicians and statisticians on the board is meant to insulate them from pressure by the company sponsoring the trial , government officials , or the public , according to multiple clinical trial experts who have served on such panels .
That could be especially important in the pressure-cooker environment of Covid-19 vaccine research , fueled by President Donald Trump ’ s promises to deliver a @ @ @ @ @ @ @ companies work to produce one as quickly as possible , the board ’ s anonymity has stirred concerns that the cloak of secrecy could , paradoxically , allow undue influence .
Whitley , for example , represents the specialized world these experts inhabit — a professor revered in academia who also is paid by the drug industry .
Any political pressure to rush pharmaceutical companies or lean on federal regulators to prematurely greenlight a vaccine would undermine a system put in place to ensure public safety .
Calls are growing for companies and @ @ @ @ @ @ @ who ’ s involved in reviewing the vaccine trials and whether board members have any conflicts of interest .
“ We want to know they ’ re truly independent , ” said Dr. Eric Topol , director of the Scripps Research Translational Institute and a specialist in clinical trials .
“ The lack of transparency is exasperating.
” Data and safety monitoring boards have existed for decades to vet new drugs and vaccines , acting as a backstop to help ensure unsafe products don ’ t make their way to the public .
@ @ @ @ @ @ @ for each product .
This time , a joint DSMB with 10 to 15 experts will review unblinded data across trials for multiple coronavirus vaccines whose development the U.S. government has helped fund , according to five people involved in the Trump administration ’ s Operation Warp Speed or other coronavirus vaccine work .
It is run through the National Institute of Allergy and Infectious Diseases at the National Institutes of Health and consists of outside scientists and statistical experts , not federal employees , NIH Director Francis Collins said on a call @ @ @ @ @ @ @ convinced that there ’ s something there that looks promising , nothing is unblinded and sent to the FDA , ” Collins said .
“ I doubt if there have been very many vaccine trials ever that have been subjected to this size of the trial and the rigor with which it ’ s being evaluated.
” The NIH safety board oversees trials in the U.S. from Moderna , Johnson & Johnson , and AstraZeneca , U.S. officials and others involved in Operation Warp Speed said , but not Pfizer , which is @ @ @ @ @ @ @ established its own five-member safety panel .
Pfizer has attested that it can conclusively determine by late October the effectiveness of its vaccine , being jointly developed with German company BioNTech .
It secured a $ 1.95 billion purchase agreement with the Department of Health and Human Services for the first 100 million doses produced .
The agreement gives HHS the option to buy an additional 500 million doses .
Moderna , Johnson & Johnson , and AstraZeneca , which have either started or are aiming to soon begin large-scale trials in the @ @ @ @ @ @ @ have received more than $ 2 billion in government funds for vaccine development ; billions more have been meted out under agreements similar to the HHS contract with Pfizer to buy millions of vaccine doses .
Having one safety board oversee multiple trials could allow researchers to better understand the field of products and apply consistency across evaluations , clinical trial experts said in interviews .
One big advantage “ could be more standardization , ” said Dr. Walter Orenstein , associate director of the Emory Vaccine Center at Emory University and a @ @ @ @ @ @ @ Disease Control and Prevention .
“ They can look at that data and look at all the trials instead of just doing one trial.
” But it also means that one board has an outsize influence to dictate which coronavirus vaccines eventually succeed or come to a halt , all while most of their identities remain secret .
The NIH declined to name them , saying they were “ confidential ” and could be identified only once a study was complete .
One exception to the mystery is Whitley , who was appointed @ @ @ @ @ @ @ the nation ’ s top infectious disease official .
Fauci said that following a “ combination of input from us and from him and other colleagues , the people who had the greatest expertise in a variety of areas , including statistics , clinical trials , vaccinology , immunology , clinical work , ” were selected for the panel .
Whitley ’ s role became public when his university announced it , an unusual move .
He is a professor as well as a board member of Gilead Sciences , which recently signed @ @ @ @ @ @ @ to treat Covid-19 patients .
Whitley , who ’ s been on Gilead ’ s board since 2008 , conducted research that led to remdesivir ’ s development .
In 2019 , he was paid roughly $ 430,000 as a Gilead board member , according to documents filed with the Securities and Exchange Commission .
That same year , he received more than $ 7,700 in payments from GlaxoSmithKline for consulting , food , and travel , according to a federal database that tracks drug and device company payments to physicians .
GlaxoSmithKline @ @ @ @ @ @ @ that ’ s received $ 2 billion from the U.S. government under Operation Warp Speed .
Whitley declined an interview .
However , through a university spokesperson , Whitley said his DSMB has not seen any GlaxoSmithKline Covid-19 protocol .
The companies have yet to begin phase 3 trials .
Although he chairs a separate GSK data and safety monitoring board for a pediatric vaccine , he was vetted and cleared by the NIH conflict-of-interest committee with its knowledge of his involvement , the spokesperson said .
“ When handled responsibly , it @ @ @ @ @ @ @ external entities , ” said UAB spokesperson Beena Thannickal , saying the university works with physicians to ensure that industry engagement is appropriate .
“ It facilitates a critical exchange of knowledge and accelerates and advances clinical treatments and cures , and it fuels discovery.
” READ THE REST OF THIS ARTICLE…

Most Americans have never heard of Dr. Richard Whitley, an expert in pediatric infectious diseases at the University of Alabama-Birmingham.
Yet as the coronavirus pandemic drags on and the public eagerly awaits a vaccine, he may well be among the most powerful people in the country.
Whitley leads a small, secret panel of experts tasked with reviewing crucial data on the safety and effectiveness of coronavirus vaccines that U.S. taxpayers have helped fund, including products from Moderna, AstraZeneca, Johnson & Johnson, and others. The data and safety monitoring board — known as a DSMB — is supposed to make sure the medicine is safe and it works. It has the power to halt a clinical trial or fast-track it.
Shielding the identities of clinicians and statisticians on the board is meant to insulate them from pressure by the company sponsoring the trial, government officials, or the public, according to multiple clinical trial experts who have served on such panels. That could be especially important in the pressure-cooker environment of Covid-19 vaccine research, fueled by President Donald Trump’s promises to deliver a vaccine before Election Day.
As pharmaceutical companies work to produce one as quickly as possible, the board’s anonymity has stirred concerns that the cloak of secrecy could, paradoxically, allow undue influence. Whitley, for example, represents the specialized world these experts inhabit — a professor revered in academia who also is paid by the drug industry.
The lack of transparency is exasperating.
Any political pressure to rush pharmaceutical companies or lean on federal regulators to prematurely greenlight a vaccine would undermine a system put in place to ensure public safety. Calls are growing for companies and the government to be more open about who’s involved in reviewing the vaccine trials and whether board members have any conflicts of interest.
“We want to know they’re truly independent,” said Dr. Eric Topol, director of the Scripps Research Translational Institute and a specialist in clinical trials. “The lack of transparency is exasperating.”
Data and safety monitoring boards have existed for decades to vet new drugs and vaccines, acting as a backstop to help ensure unsafe products don’t make their way to the public. Typically, there’s one board for each product.
This time, a joint DSMB with 10 to 15 experts will review unblinded data across trials for multiple coronavirus vaccines whose development the U.S. government has helped fund, according to five people involved in the Trump administration’s Operation Warp Speed or other coronavirus vaccine work. It is run through the National Institute of Allergy and Infectious Diseases at the National Institutes of Health and consists of outside scientists and statistical experts, not federal employees, NIH Director Francis Collins said on a call with reporters.
“Until they are convinced that there’s something there that looks promising, nothing is unblinded and sent to the FDA,” Collins said. “I doubt if there have been very many vaccine trials ever that have been subjected to this size of the trial and the rigor with which it’s being evaluated.”
The NIH safety board oversees trials in the U.S. from Moderna, Johnson & Johnson, and AstraZeneca, U.S. officials and others involved in Operation Warp Speed said, but not Pfizer, which is fully funding its clinical trial work and established its own five-member safety panel. Pfizer has attested that it can conclusively determine by late October the effectiveness of its vaccine, being jointly developed with German company BioNTech. It secured a $1.95 billion purchase agreement with the Department of Health and Human Services for the first 100 million doses produced. The agreement gives HHS the option to buy an additional 500 million doses.
Moderna, Johnson & Johnson, and AstraZeneca, which have either started or are aiming to soon begin large-scale trials in the U.S. involving thousands of patients, collectively have received more than $2 billion in government funds for vaccine development; billions more have been meted out under agreements similar to the HHS contract with Pfizer to buy millions of vaccine doses. Having one safety board oversee multiple trials could allow researchers to better understand the field of products and apply consistency across evaluations, clinical trial experts said in interviews.
One big advantage “could be more standardization,” said Dr. Walter Orenstein, associate director of the Emory Vaccine Center at Emory University and a former senior official at the Centers for Disease Control and Prevention. “They can look at that data and look at all the trials instead of just doing one trial.”
But it also means that one board has an outsize influence to dictate which coronavirus vaccines eventually succeed or come to a halt, all while most of their identities remain secret. The NIH declined to name them, saying they were “confidential” and could be identified only once a study was complete.
Anonymous to shield against pressure
One exception to the mystery is Whitley, who was appointed as chair by Dr. Anthony Fauci, the nation’s top infectious disease official. Fauci said that following a “combination of input from us and from him and other colleagues, the people who had the greatest expertise in a variety of areas, including statistics, clinical trials, vaccinology, immunology, clinical work,” were selected for the panel.
Whitley’s role became public when his university announced it, an unusual move. He is a professor as well as a board member of Gilead Sciences, which recently signed a contract with Pfizer to manufacture remdesivir to treat Covid-19 patients. Whitley, who’s been on Gilead’s board since 2008, conducted research that led to remdesivir’s development.
In 2019, he was paid roughly $430,000 as a Gilead board member, according to documents filed with the Securities and Exchange Commission. That same year, he received more than $7,700 in payments from GlaxoSmithKline for consulting, food, and travel, according to a federal database that tracks drug and device company payments to physicians.
GlaxoSmithKline and Sanofi are jointly developing a vaccine that’s received $2 billion from the U.S. government under Operation Warp Speed. Whitley declined an interview. However, through a university spokesperson, Whitley said his DSMB has not seen any GlaxoSmithKline Covid-19 protocol. The companies have yet to begin phase 3 trials. Although he chairs a separate GSK data and safety monitoring board for a pediatric vaccine, he was vetted and cleared by the NIH conflict-of-interest committee with its knowledge of his involvement, the spokesperson said.
“When handled responsibly, it is appropriate for physicians to collaborate with external entities,” said UAB spokesperson Beena Thannickal, saying the university works with physicians to ensure that industry engagement is appropriate. “It facilitates a critical exchange of knowledge and accelerates and advances clinical treatments and cures, and it fuels discovery.”
READ THE REST OF THIS ARTICLE…


consciouslifenews--2020-09-28--4 Tips For Business Owners During An Economic Downturn

When the economy is floundering , it feels like there 's nothing your business can do .
Everything 's going against you , and the news is always full of negativity .
To make matters worse , you see fellow business owners closing their doors and filing for bankruptcy !
It can be a very stressful situation , and it 's sadly the reality for lots of people in 2020 .
Recent economic reports suggest we 're experiencing a bigger downturn since the global financial crisis over a decade ago .
That crisis rocked the world , but the good @ @ @ @ @ @ @ from it .
That 's the key thing to keep in mind when the economy is degrading – history suggests that there will be an upturn at some point .
Still , most small businesses ca n't afford to sit around and wait for the economy to bounce back .
It does n't matter if things start getting better a year from now – your business may already have been forced to close !
So , what can you do to help your company in the middle of an economic downturn ?
A @ @ @ @ @ @ @ here are the best ones : A lean business is one that 's stripped down as bare as possible .
In essence , you do everything you can to reduce your ongoing expenses .
If you have constant things to pay for , but a lack of income due to the economic downturn , you 'll always end up .
Now is the time to make some big decisions and trim the fat , so to speak .
Look at your company and consider where you could save money here and there .
@ @ @ @ @ @ @ of your employees go – or switching them to part-time contracts .
It 's not an ideal situation for anyone , but you have to do what you can to survive .
Obviously , look at other ways you can trim costs before resorting to redundancies .
For instance , you can save loads of money by working from home instead of renting an office .
The businesses that survive economic busts are ones that maintain a steady flow of cash through the business .
This was touched upon in the previous point @ @ @ @ @ @ @ your sales dry up .
Why does this happen ?
It 's simply due to a lack of demand for businesses and products during a recession .
Consumers have less money – or need to be smarter with their money – so they spend less .
In turn , your money dries up as fewer people want to make purchases .
However , you can still bring money into your business through different avenues .
You have to explore other ways for your company to make money ; start considering secondary income sources @ @ @ @ @ @ @ a blog and get adverts on your site .
This helps you make a little bit of extra money on the side to keep the cash flowing .
You could also think about pivoting your business and creating new offerings to reel in more customers .
It 's not easy to generate customers during an economic downturn , but you can still do it !
The following point relates to both of the previous ones mentioned above .
Moving your business online is far more cost-effective than running it from a physical store @ @ @ @ @ @ @ like Hosting.co.uk , and you 'll see how cheap it is to host a website online .
The costs are far less than paying for an office , which reduces your expenses .
This also gives you a platform to make more money via a blog or online offerings , addressing the point about improving your cash flow .
Furthermore , there 's a financial benefit to moving a business online .
It allows you to provide your products/services at a lower price .
Why ?
Well , think about what you just @ @ @ @ @ @ @ an online business than a physical one .
The lower operating costs means that it costs less to provide your products/service .
Therefore , you have more wiggle room for profits ; you can but still make a considerable profit .
Consider this : how many online businesses have folded during a recession ?
More often than not , it 's the traditional businesses that struggle during this time .
Being online opens you up to more customers , helps you save money , and provides new ways to pivot and bring in @ @ @ @ @ @ @ find this harsh , but you have to be ruthless when the economy is in the mud .
All of your competitors are going through tough times , so you should take advantage of this to draw customers away from them .
Research your rivals to figure out what you can do to than them .
You should be doing this anyway , but it takes on more significance when times are tough .
They may lack the resources to try and fight back , allowing you to siphon off customers from your @ @ @ @ @ @ @ the dominant force in your competitive market .
Everyone will come to you because you 're better than them .
Therefore , you can make more money as you get more customers .
It 's not going to be the easiest thing in the world , and some would argue there 's a significant risk .
What if you fail to draw customers away from your rivals ?
The best way to look at it is that your opponents will just take all of your customers if you do nothing .
So , @ @ @ @ @ @ @ anyway !
You may as well try everything you can to dominate your market .
The underlying theme is that your business should keep ticking over during an economic bust .
The worst approach is to do nothing .
It 's easy to feel like you ca n't do anything , and that your best idea is to sit back and wait for the economy to bounce back .
This will usually result in your business falling behind everyone else and struggling to survive .
You do n't want to be one of @ @ @ @ @ @ @ company ; follow these tips to survive !

When the economy is floundering, it feels like there's nothing your business can do. Everything's going against you, and the news is always full of negativity. To make matters worse, you see fellow business owners closing their doors and filing for bankruptcy! It can be a very stressful situation, and it's sadly the reality for lots of people in 2020. Recent economic reports suggest we're experiencing a bigger downturn since the global financial crisis over a decade ago. That crisis rocked the world, but the good news is that we did bounce back from it. That's the key thing to keep in mind when the economy is degrading – history suggests that there will be an upturn at some point.
Still, most small businesses can't afford to sit around and wait for the economy to bounce back. It doesn't matter if things start getting better a year from now – your business may already have been forced to close! So, what can you do to help your company in the middle of an economic downturn? A few suggestions pop to mind, and here are the best ones:
Become a leaner business
A lean business is one that's stripped down as bare as possible. In essence, you do everything you can to reduce your ongoing expenses. If you have constant things to pay for, but a lack of income due to the economic downturn, you'll always end up going bankrupt . Now is the time to make some big decisions and trim the fat, so to speak.
Look at your company and consider where you could save money here and there. Sadly, this might mean letting some of your employees go – or switching them to part-time contracts. It's not an ideal situation for anyone, but you have to do what you can to survive. Obviously, look at other ways you can trim costs before resorting to redundancies. For instance, you can save loads of money by working from home instead of renting an office.
Try to maintain a steady cash flow
The businesses that survive economic busts are ones that maintain a steady flow of cash through the business. This was touched upon in the previous point as the chances are you will see your sales dry up. Why does this happen? It's simply due to a lack of demand for businesses and products during a recession. Consumers have less money – or need to be smarter with their money – so they spend less. In turn, your money dries up as fewer people want to make purchases.
However, you can still bring money into your business through different avenues. You have to explore other ways for your company to make money; start considering secondary income sources. One simple example is to start a blog and get adverts on your site . This helps you make a little bit of extra money on the side to keep the cash flowing. You could also think about pivoting your business and creating new offerings to reel in more customers. It's not easy to generate customers during an economic downturn, but you can still do it!
Move your business online
The following point relates to both of the previous ones mentioned above. Moving your business online is far more cost-effective than running it from a physical store or office building. Look at places like Hosting.co.uk, and you'll see how cheap it is to host a website online. The costs are far less than paying for an office, which reduces your expenses. This also gives you a platform to make more money via a blog or online offerings, addressing the point about improving your cash flow.
Furthermore, there's a financial benefit to moving a business online. It allows you to provide your products/services at a lower price. Why? Well, think about what you just read; it's cheaper to run an online business than a physical one. The lower operating costs means that it costs less to provide your products/service. Therefore, you have more wiggle room for profits; you can sell things for less money but still make a considerable profit.
Consider this: how many online businesses have folded during a recession? More often than not, it's the traditional businesses that struggle during this time. Being online opens you up to more customers, helps you save money, and provides new ways to pivot and bring in more money.
Be ruthless
Some of you may find this harsh, but you have to be ruthless when the economy is in the mud. All of your competitors are going through tough times, so you should take advantage of this to draw customers away from them. Research your rivals to figure out what you can do to make your business more attractive than them. You should be doing this anyway, but it takes on more significance when times are tough. They may lack the resources to try and fight back, allowing you to siphon off customers from your biggest rivals.
Essentially, you become the dominant force in your competitive market. Everyone will come to you because you're better than them. Therefore, you can make more money as you get more customers. It's not going to be the easiest thing in the world, and some would argue there's a significant risk. What if you fail to draw customers away from your rivals? The best way to look at it is that your opponents will just take all of your customers if you do nothing. So, you'll be left in the dirt anyway! You may as well try everything you can to dominate your market.
The underlying theme is that your business should keep ticking over during an economic bust. The worst approach is to do nothing. It's easy to feel like you can't do anything, and that your best idea is to sit back and wait for the economy to bounce back. This will usually result in your business falling behind everyone else and struggling to survive. You don't want to be one of the many business owners that liquidate their company; follow these tips to survive!


consciouslifenews--2020-09-28--Testing Your Blood Sugar Levels as a Diabetic: When, Why & How

People with diabetes administer insulin and test their blood sugar to regulate their glucose levels and prevent diabetes complications .
Blood sugar testing helps people with diabetes to identify when their levels are too high or too low and allows them to monitor the effectiveness of their medication and track their general progress .
Individuals will also test their blood sugar to provide better context for how diet , exercise , illness , and stress impacts these levels in different ways .
At a high level , testing blood sugar levels plays an essential role in diabetes management .
That @ @ @ @ @ @ @ times that people with diabetes do this testing .
Diabetes occurs when you either produce no insulin to regulate your glucose levels ( Type 1 ) , or you don ’ t produce enough ( Type 2. )
.
People with diabetes get prescribed insulin analogs to regulate these levels and do regular tests to monitor their progress .
Insulin can be very pricy in America but is roughly three times cheaper in Canada .
If you ’ re wondering how to buy insulin from Canada , you can utilize an online prescription @ @ @ @ @ @ @ Canadian prices .
How to Test Your Blood Sugar People with diabetes test their blood sugar with a blood sugar meter that will measure the sugar in your blood with a small fingerprint prick .
Your medical professional will be able to identify the best device for you .
Before testing your levels , thoroughly wash and dry your hands to prevent an inaccurate reading .
After inserting a test strip into your device , you prick your fingertip and apply the blood to the test strip to get your levels displayed on @ @ @ @ @ @ @ Blood Sugar Your doctor will be able to tell you the best times ( and how often ) to test your blood sugar levels .
Generally speaking , professionals recommend that people with type 1 diabetes check their blood sugar levels four to 10 times a day .
Conversely , people with type 2 diabetes are to test their levels a few times a day .
These are the times when people with type 1 diabetes should typically check their insulin levels : Before Meals & Snacks : When you test your sugar @ @ @ @ @ @ @ can identify the effect that the food has on your glucose levels .
This way , you can better identify the right foods to avoid and integrate into your diet .
Before & After Exercise : According to , you will want to test your blood sugar 15 to 30 minutes before exercising .
You want to ensure your levels are regulated before any physical activity .
If your levels are too low or too high , it will not be safe to exercise .
You will want to check your glucose levels @ @ @ @ @ @ @ change your routine , or start a new medication .
Check your levels before bed to help you identify and monitor how successfully your insulin is managing your blood sugar overnight .
Your target blood sugar level should be between 90 and 150 milligrams per deciliter ( mg/dL ) at nighttime .
When you test your blood sugar , you are looking to hit a specific level that is not too low or too high .
According to ( ADA ) , you typically want your blood sugar level to be between 80 @ @ @ @ @ @ @ 180 mg/dL two hours after meals .
Your medical professional may ask you to record your test results to help you establish a management plan and set goals .

People with diabetes administer insulin and test their blood sugar to regulate their glucose levels and prevent diabetes complications. Blood sugar testing helps people with diabetes to identify when their levels are too high or too low and allows them to monitor the effectiveness of their medication and track their general progress.
Individuals will also test their blood sugar to provide better context for how diet, exercise, illness, and stress impacts these levels in different ways. At a high level, testing blood sugar levels plays an essential role in diabetes management.
That said, there are various ways and times that people with diabetes do this testing.
Why Test Your Blood Sugar?
Diabetes occurs when you either produce no insulin to regulate your glucose levels (Type 1), or you don’t produce enough (Type 2.). People with diabetes get prescribed insulin analogs to regulate these levels and do regular tests to monitor their progress. Insulin can be very pricy in America but is roughly three times cheaper in Canada. If you’re wondering how to buy insulin from Canada , you can utilize an online prescription referral service and get your insulin at Canadian prices.
How to Test Your Blood Sugar
People with diabetes test their blood sugar with a blood sugar meter that will measure the sugar in your blood with a small fingerprint prick. Your medical professional will be able to identify the best device for you.
Before testing your levels, thoroughly wash and dry your hands to prevent an inaccurate reading. After inserting a test strip into your device, you prick your fingertip and apply the blood to the test strip to get your levels displayed on the screen.
When to Test Your Blood Sugar
Your doctor will be able to tell you the best times (and how often) to test your blood sugar levels. Generally speaking, professionals recommend that people with type 1 diabetes check their blood sugar levels four to 10 times a day. Conversely, people with type 2 diabetes are to test their levels a few times a day.
These are the times when people with type 1 diabetes should typically check their insulin levels:
Before Meals & Snacks: When you test your sugar levels before and after eating, you can identify the effect that the food has on your glucose levels. This way, you can better identify the right foods to avoid and integrate into your diet.
Before & After Exercise: According to Mayo Clinic , you will want to test your blood sugar 15 to 30 minutes before exercising. You want to ensure your levels are regulated before any physical activity. If your levels are too low or too high, it will not be safe to exercise.
Too Low: 5.6 mmol/L (100 mg/dL)
Target: 5.6 to 13.9 mmol/L (100 to 250 mg/dL)
Too High: 3.9 mmol/L+ (250 mg/dL+)
You will want to check your glucose levels more often when you are sick, change your routine, or start a new medication.
Before Bed:
Check your levels before bed to help you identify and monitor how successfully your insulin is managing your blood sugar overnight. Your target blood sugar level should be between 90 and 150 milligrams per deciliter (mg/dL) at nighttime.
The Results
When you test your blood sugar, you are looking to hit a specific level that is not too low or too high. According to The American Diabetes Association (ADA), you typically want your blood sugar level to be between 80 and 130 mg/dL before meals and under 180 mg/dL two hours after meals.
Your medical professional may ask you to record your test results to help you establish a management plan and set goals.


consciouslifenews--2020-09-28--How To Stay Motivated While Working From Home

So , now we are over six months into the Coronavirus pandemic which has dramatically changed how almost every business operates .
More people are working from home than ever .
At first , working from home sounds exciting !
No commute to the office .
No traffic .
More freedom .
Is there even a downside ?
Well , as a realtor on Maui , I can tell you , working from home is great , but it has its own set of challenges .
Without the external motivators and positive pressure from our peers on a daily basis @ @ @ @ @ @ @ own ways to stay motivated and stay productive .
Developing a healthy daily routine is the absolute best thing you can do to stay motivated as you consider not showering before you sit down to code , or write , or do whatever virtual work you ’ re currently doing .
Next to having a daily routine , the key is sticking to it .
Keep things as close to usual as possible .
I try to start my morning in much the same way as I did when I would go to @ @ @ @ @ @ @ self-care that you would normally do as far as getting in some exercise , some reading , showering and getting dressed , etc .
It ’ s easy to slide into those zoom meetings looking less than 100 % .
Treat your home office like an outside office where you always want to show up with your A game .
It ’ s also easy to get so locked into what you ’ re doing at home that some of the usual interruptions we are used to don ’ t occur and give @ @ @ @ @ @ @ Digital work can be draining and really bad for our posture and health .
Setting timers to remind yourself to take a break is huge .
I try to work in 20 minute intervals with a 3-5 minute break or if I ’ m really into something , I ’ ll go for 40 minutes at a time and then take a small break .
I write heavily for my website www.mauieliteproperty.com and I ’ m prone to get so in the zone that hours could go by before I stand up .
@ @ @ @ @ @ @ from this bad habit and make sure I either utilize my standing desk more or take a quick 15 minute walk around my Upcountry Maui neighborhood .
Everyone who works remotely should have a morning and afternoon meeting with themselves about what they intend to accomplish .
Simply taking 5-10 minutes to meet with yourself about what you need to get done helps to limit the distractions caused by social media and other pursuits .
With two daily meetings , you can consistently be honed in on what you should be doing and @ @ @ @ @ @ @ be .
Reevaluating your progress regularly is important too .
If you ’ re feeling like maybe you ’ re not getting enough done , keep track of what you intended to do versus what you accomplished .
Check in with people you work with outside of scheduled meetings .
Call , don ’ t text , and have a regular conversation about your day .
This will help fill in for some of the lost sense of connection that working from home can create .
Take advantage of all of the new @ @ @ @ @ @ @ and when possible see them in person to stay emotionally involved with the people you work with .
We usually know what ’ s going on with everyone through social media but nothing can substitute for a voice to voice conversation .
While we are more connected than ever , getting lost in the digital milieu has a negative net impact on our well being and mindset .
Its easy to spend an entire day in front of screens only to end it with an evening in front of screens , don ’ @ @ @ @ @ @ @ the world , socially distanced of course !
These days , online motivator personalities are everywhere .
There is so much content being produced from motivational titans like Tony Robbins and Grant Cardone .
If you ’ re a skeptic you would be surprised at the value these people can actually provide .
Watch some YouTube videos , read some of their articles and listen to their podcasts .
They can give you new ways of approaching success and failure .
There ’ s no better time to develop a personal improvement program @ @ @ @ @ @ @ your path to becoming your best self .
Sometimes getting over a tough time in your life can be as easy as adopting a couple of new daily routines such as exercise and better sleep .
Podcasts and YouTube videos from these gurus can really help ignite a shift .
Get Out of the Office Just because you can ’ t work at the main office doesn ’ t mean you still can ’ t work from anywhere that has WiFi .
Take field trips to different locations to work occasionally , get @ @ @ @ @ @ @ .
I ’ m personally not a fan of coffee shops because of the noise , but I like to take my hotspot to the park or beach and get a few hours of work in there just so I ’ m not feeling stuck at home all day .
If you can ’ t work away from the office , make sure that you are getting those little mini breaks in .
Work is always a marathon , even if there are mini-sprints in there , think of the big picture and @ @ @ @ @ @ @ consistently .
The coronavirus isn ’ t here to stay forever but working from home will become more common because you can actually be more productive and have a lower carbon footprint by doing so .
Take your home office seriously and show up every day like you mean business .
Keep yourself on a healthy schedule and develop the ultimate daily routine that feels good and supports your success .
Check in with yourself regularly about your progress and don ’ t be too harsh or light but be real with yourself @ @ @ @ @ @ @ YouTube/Podcast personality that you can identify with and find value from while creating positive reinforcement with yourself about your progress .

So, now we are over six months into the Coronavirus pandemic which has dramatically changed how almost every business operates. More people are working from home than ever. At first, working from home sounds exciting! No commute to the office. No traffic. More freedom. Is there even a downside?
Well, as a realtor on Maui, I can tell you, working from home is great, but it has its own set of challenges. Without the external motivators and positive pressure from our peers on a daily basis I’ve had to find my own ways to stay motivated and stay productive.
Routine
Developing a healthy daily routine is the absolute best thing you can do to stay motivated as you consider not showering before you sit down to code, or write, or do whatever virtual work you’re currently doing. Next to having a daily routine, the key is sticking to it.
Keep things as close to usual as possible. I try to start my morning in much the same way as I did when I would go to the office. Do all of the self-care that you would normally do as far as getting in some exercise, some reading, showering and getting dressed, etc. It’s easy to slide into those zoom meetings looking less than 100%. Treat your home office like an outside office where you always want to show up with your A game.
Taking Breaks
It’s also easy to get so locked into what you’re doing at home that some of the usual interruptions we are used to don’t occur and give us a natural chance to reset. Digital work can be draining and really bad for our posture and health. Setting timers to remind yourself to take a break is huge. I try to work in 20 minute intervals with a 3-5 minute break or if I’m really into something, I’ll go for 40 minutes at a time and then take a small break.
I write heavily for my website www.mauieliteproperty.com and I’m prone to get so in the zone that hours could go by before I stand up. I’ve had to correct myself from this bad habit and make sure I either utilize my standing desk more or take a quick 15 minute walk around my Upcountry Maui neighborhood.
Daily Meetings
Everyone who works remotely should have a morning and afternoon meeting with themselves about what they intend to accomplish. Simply taking 5-10 minutes to meet with yourself about what you need to get done helps to limit the distractions caused by social media and other pursuits. With two daily meetings, you can consistently be honed in on what you should be doing and keep your focus where it needs to be.
Reevaluating your progress regularly is important too. If you’re feeling like maybe you’re not getting enough done, keep track of what you intended to do versus what you accomplished.
Reach Out More
Check in with people you work with outside of scheduled meetings. Call, don’t text, and have a regular conversation about your day. This will help fill in for some of the lost sense of connection that working from home can create. Take advantage of all of the new ways to connect with your coworkers digitally and when possible see them in person to stay emotionally involved with the people you work with.
We usually know what’s going on with everyone through social media but nothing can substitute for a voice to voice conversation. While we are more connected than ever, getting lost in the digital milieu has a negative net impact on our well being and mindset. Its easy to spend an entire day in front of screens only to end it with an evening in front of screens, don’t forget to get out there in the world, socially distanced of course!
Find a Mentor
These days, online motivator personalities are everywhere. There is so much content being produced from motivational titans like Tony Robbins and Grant Cardone. If you’re a skeptic you would be surprised at the value these people can actually provide. Watch some YouTube videos, read some of their articles and listen to their podcasts. They can give you new ways of approaching success and failure.
There’s no better time to develop a personal improvement program and earn some level up stars on your path to becoming your best self. Sometimes getting over a tough time in your life can be as easy as adopting a couple of new daily routines such as exercise and better sleep. Podcasts and YouTube videos from these gurus can really help ignite a shift.
Get Out of the Office
Just because you can’t work at the main office doesn’t mean you still can’t work from anywhere that has WiFi. Take field trips to different locations to work occasionally, get a little variety in your work day. I’m personally not a fan of coffee shops because of the noise, but I like to take my hotspot to the park or beach and get a few hours of work in there just so I’m not feeling stuck at home all day.
If you can’t work away from the office, make sure that you are getting those little mini breaks in. Work is always a marathon, even if there are mini-sprints in there, think of the big picture and keeping yourself properly charged to forge ahead consistently.
Takeaways
The coronavirus isn’t here to stay forever but working from home will become more common because you can actually be more productive and have a lower carbon footprint by doing so. Take your home office seriously and show up every day like you mean business. Keep yourself on a healthy schedule and develop the ultimate daily routine that feels good and supports your success.
Check in with yourself regularly about your progress and don’t be too harsh or light but be real with yourself. Find some positive content from a YouTube/Podcast personality that you can identify with and find value from while creating positive reinforcement with yourself about your progress.


consciouslifenews--2020-09-28--How To Protect Yourself Against Mortgage Fraud

The mortgage is a big industry in the US .
A massive amount of money is involved in the housing market as such people want to milk money in whatever way they can .
Mortgage fraud is one of the topmost crimes in the country .
As per the statistics , out of 1000 mortgages , 4 of them are fraudulent .
Many people violate mortgage laws and commit fraud .
Sometimes , borrowers commit mortgage fraud out of sheer ignorance while filling out the applications .
Sometimes , lenders commit mortgage fraud to reap profits .
Again , fraudsters @ @ @ @ @ @ @ and desperation .
But it is equally valid that some borrowers commit mortgage fraud to qualify for home loans .
If you plan to apply for a mortgage , it is essential to understand what constitutes mortgage fraud .
Remember , mortgage fraud is a type of serious crime .
So , it would be best if you always tried to avoid committing it by any means .
Again , you should also take steps to safeguard yourself against this sort of crime to prevent losing your precious money .
What are the @ @ @ @ @ @ @ UK ?
There are two types of mortgage fraud in the UK .
The first one is the large scale fraud .
And the second one is opportunistic fraud .
Large scale fraud : This is a large scale fraud where a vast gang of criminals is involved .
This type of mortgage fraud involves lots of properties .
It is a chain .
You meet a mortgage broker who shows you a property and quotes a price that is way more than the fair market value of the property .
As a @ @ @ @ @ @ @ a more prominent home loan to buy the property .
This means that mortgage brokers and property managers are making more money .
There is yet another type of scam where property owners are scammed .
Fictional buyers buy the property .
Again , in another kind of scam , money laundering of illegal funds takes place .
This is why the government has brought strict regulations regarding mortgage fraud .
Opportunistic fraud : It is a small scale fraud where individual buyers are involved .
They commit this kind of fraud , @ @ @ @ @ @ @ individual buyers give false information to obtain a big mortgage .
Sometimes , individuals commit this kind of fraud accidentally .
Other times , they do it deliberately .
Whether it is done accidentally or intentionally , a fraud is a fraud .
Typically , false or misleading information that leads to fraud are : The job details of the buyer .
Quick sale : Sometimes , property owners become victims of this type of fraud .
Many times , property owners are in dire need of money to pay off debts or @ @ @ @ @ @ @ their property as quickly as possible to get money .
Specific parties approach these property owners with a special offer .
They offer a price that is 25 % to 30 % less than the fair market value of the property .
They want to buy the property at a discounted rate .
If the property owner agrees , then the parties will pay the entire amount within 48 hours .
Undoubtedly , the offer is lucrative .
But there are both genuine offers and fraudulent offers .
So , property owners have @ @ @ @ @ @ @ n't , then they can get scammed .
But in this case , since they are likely to be prosecuted .
Incorrect sales price : In this type of fraud , both sellers and buyers are prosecuted .
Both seller and buyer do this type of fraud .
Here , the property seller sells the property at a discounted price .
This means the seller sells the property at less than the market price .
But he lists the property at the fair market value .
The buyer and seller do it intending @ @ @ @ @ @ @ .
So , this is some scam .
How to protect yourself against mortgage fraud First of all , you should know about the different types of mortgage frauds .
When you understand how lenders or fraudsters try to scam borrowers or financial institutions , it will be easy for you to be alert and avoid money laundering .
Secondly , consult a fraud solicitor even before you apply for a mortgage .
Ask him various questions to make sure you are not committing any serious mistakes .
Give him all the details @ @ @ @ @ @ @ Let him investigate first .
Once he gives you the green signal , you can go ahead .
There are signs and red flags .
The solicitor can detect those red flags .
You can not .
This is it is so important to consult a right solicitor before buying or selling a property .
Read the mortgage application several times .
Check out the acceptable print section of the loan agreement .
See what is written there .
Show it to your lawyer as well so that he can give his valuable @ @ @ @ @ @ @ do if you are a victim of mortgage fraud ?
You should contact a lawyer immediately .
But make sure you choose and work with a lawyer who understands the intricacies of the mortgage laws .
Why is it necessary to report mortgage fraud ?
The plain and simple reason is that mortgage fraud is a crime .
So , you should report it to the law enforcement organization .
Plus , as per the Proceeds of Crime Act 2002 , those who fail to report money laundering will be prosecuted .
What @ @ @ @ @ @ @ committing a mortgage fraud ?
There is a severe punishment for mortgage fraud .
Several kinds of penalties are there for the people who are caught red-handed .
The law enforcement agency can send people to jail for seven years .
They can also impose heavy penalties on them .
Law enforcement agencies look into various factors .
For example : if the parties have past criminal records or if they have committed the crime unknowingly , or if they have any remorse .
Based on these factors , they decide the type @ @ @

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consciouslifenews--2020-09-29--10 Pushup Variations to Build Muscle (AT HOME)

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