cityam--2020-11-20--London pandemic update: How many Covid-19 infections are there in your local borough?

London recorded 1,908 new coronavirus cases in the past 24 hours , taking the total number of infections since the pandemic began to 140,260 .
The R rate , which measures the rate of spread of infection , is now between 1 and 1.1 according to government estimates .
The figure marks a sharp drop since last week ’ s estimate if 1.1 to 1.3 , meaning the virus has begun to lose its grip across the country .
Read more : London lockdown : What the Government ’ s new rules mean for you Figures released by Public Health @ @ @ @ @ @ @ borough , after recording a further 73 cases in the past 24 hours .
It has now recorded 6,932 confirmed Covid-19 cases since the start of the pandemic .
Read more : London coronavirus cases falling in more than half of boroughs Barnet trails close behind with 6,118 confirmed cases , though it has reported fewer infections over the past few days .
Havering on Tuesday became the first London borough to pass the 300 infections per 100,000 people threshold , as cases continue to spike in the area .
The borough reported @ @ @ @ @ @ @ 24 hours , taking its total number of confirmed cases since the start of the pandemic to 5,351 .
East London continues to have a high rate of new cases , with the boroughs of Redbridge , Barking and Dagenham , Tower Hamlets and Newham reporting spikes in infections .
Figures compiled by the PA news agency showed that 21 London boroughs have broken the key level of more than 100 cases per 100,000 people .
But the spread of infection is beginning to slow , with new daily cases in the capital @ @ @ @ @ @ @ week .
Read more : Rapid Covid tests to be rolled out across majority of London boroughs However , the number of coronavirus-related fatalities in London rose slightly last week to 87 , up from 47 the previous week .
The figure still represents roughly a third of the 232 deaths recorded in the week before the first lockdown in March .
Hopes for a return to normality by next year received a second boost this week after US drugs firm Moderna on Monday announced its coronavirus vaccine proved 95 per cent effective @ @ @ @ @ @ @ Matt Hancock today said the NHS will be ready to roll out a potential vaccine by next month , meaning there could be a vaccine ready in time for Christmas .
Hancock last week announced the government will roll out rapid Covid tests across 25 of London ’ s 32 boroughs , which have a turnaround time of around 15 minutes .
The tests are part of government plans to increase asymptomatic testing among vulnerable populations , in a bid to create a clearer picture of the level of infection across different communities @ @ @ @ @ @ @ recorded a further 20,252 coronavirus cases , taking the total number of people who have tested positive since the start of the pandemic to almost 1.5m .
The official UK death toll has now exceeded 54,000 with a further 511 fatalities recorded in the past 24 hours .
Listen to our daily City View podcast as we chart the economic fallout and business impact of the coronavirus pandemic .
Data sourced from Public Health England , accurate as of 8pm on Thursday 19 November Before the Open newsletter : Start your day with @ @ @ @ @ @ @ data

How many Covid-19 infections are there in your London borough?
London has seen a sharp drop in the number of recorded coronavirus cases over the past few days, after figures released on Friday showed the capital currently has the lowest R rate in the country.
A further 629 cases were recorded in the past 24 hours, taking the total number of positive tests in London since the start of the pandemic to 697,278.
It marks a significant drop since a record 19,871 daily cases were recorded on 29 December, as lockdown measures continue to drive down infections.
Several areas in the capital have seen case numbers drop threefold over the past fortnight, which in turn has pushed down the spread of infection.
Most boroughs in the capital now have a seven-day rate below 100 new cases per 100,000, but that figure is below 50 in some areas in central London.
Twenty-nine London borough areas, including the whole of east London which was hardest hit by the second wave, have a seven-day case rate below 100 new confirmed cases per 100,000.
Meanwhile, Southwark, Westminster, Camden, Kensington and Chelsea all recorded seven-day rates below 50. Lewisham saw the lowest case rate in the capital in the week to 24 February, with an average of 43 people infected per 100,000 population.
Meanwhile, Ealing currently has the highest case rate, with 123 cases per 100,000, followed by Hounslow at 115 and Hillingdon on 97.
Health chiefs have said all London boroughs need to get below a case rate of 100 before restrictions can begin to be lifted, starting with the reopening of schools on 8 March.
It comes after figures released last Friday showed London’s R rate remains at a best estimate of 0.6 to 0.8 — the lowest in the country, alongside the east of England and the South West.
The figure means infections may be falling anywhere between five and eight per cent each day.
However, separate figures released last week showed the percentage of people testing positive for coronavirus in London remains the highest of any English region.
Data published by the Office for National Statistics (ONS) showed around 1 in 63 Londoners were infected with the virus last week.
That compares to an estimated 1 in 80 people who contracted the virus in England as a whole in the week to 6 February, according to ONS figures.
Listen to our daily City View podcast as we chart the economic fallout and business impact of the coronavirus pandemic.
London coronavirus cases by borough (in alphabetical order)
Data sourced from Public Health England, accurate as of 4pm on Tuesday 2 March
Boroughs Rate of infection per 100,000 people in last 7 days Total confirmed cases since start of pandemic Barking and Dagenham 86 22,925 Barnet 75 29,569 Bexley 58 21,812 Brent 91 27,577 Bromley 48 23,857 Camden 42 13,683 Croydon 73 30,213 Ealing 123 29,807 Enfield 48 29,217 Greenwich 55 21,769 Hackney and City of London 57 21,234 Hammersmith and Fulham 76 12,564 Haringey 58 20,345 Harrow 95 19,917 Havering 65 26,383 Hillingdon 97 25,287 Hounslow 115 23,817 Islington 43 14,574 Kensington and Chelsea 43 8,643 Kingston upon Thames 47 11,764 Lambeth 49 23,625 Lewisham 39 21,226 Merton 79 15,719 Newham 61 34,574 Redbridge 72 31,965 Richmond upon Thames 55 10,430 Southwark 42 21,947 Sutton 80 15,509 Tower Hamlets 53 28,074 Waltham Forest 52 24,325 Wandsworth 63 21,377 Westminster 41 13,577
Before the Open newsletter: Start your day with the City View podcast and key market data


cityam--2020-11-20--Vaccine by Christmas: Government ready to start vaccinating ‘next month’

The NHS is ready to start vaccinating people in England against coronavirus from next month , the health secretary confirmed today .
“ If the regulator approves a vaccine , we will be ready to start the vaccination next month with the bulk of the rollout in the New Year , ” Matt Hancock said at a Downing Street coronavirus briefing .
Read more : Vaccine by Christmas : Government ready to start vaccinating ‘ next month ’ The health secretary announced the government has now formally asked the Medicines and Healthcare products Regulatory Agency to assess the vaccine being @ @ @ @ @ @ @ a vaccine could be ready in time for Christmas .
Hancock added that the vaccine deployment timeline “ will depend on the speed at which the vaccines can be manufactured.
” Pfizer yesterday announced that its experimental coronavirus vaccine proved 95 per cent in its final clinical trials , boosting hopes for a clear path out of the pandemic .
The drugs firm today announced it has filed for emergency authorisation from the US Food and Drug Administration to begin vaccine rollout in America from mid-December .
“ We ’ re heading in @ @ @ @ @ @ @ a long way to go , ” the health secretary said .
“ Coronavirus remains a grave danger right now ” .
Deputy chief medical office Professor Jonathan Van-Tam said vaccine approval “ will happen at the speed of science ” .
“ [ Regarding ] certainty about vaccines before Christmas , we do have a certain readout on the Pfizer/Biontech vaccine , which we have contracted to obtain for the British people , ” he said .
Van-Tam added that Public Health England does not currently know how many doses of a @ @ @ @ @ @ @ roll out before the New Year .
Leaked documents seen today by the Health Service Journal showed the NHS ’ current plan for a potential vaccine rollout could see England ’ s adult population start being vaccinated against coronavirus from January .
The documents revealed that “ everyone who wants to ” will be vaccinated by early April under the government ’ s draft Covid-19 vaccine deployment programme .
It comes as the UK ’ s top health officials last week announced the priority list for vaccination against coronavirus .
Professor Wei Shen @ @ @ @ @ @ @ on Vaccination and Immunisation , said the first phase of vaccine rollout would “ prioritise the most vulnerable individuals in society , specifically people who are most likely to die from severe Covid-19 infection ” .
Interim current recommendations place care home residents and care home workers at the top of the priority list , followed by older age groups from 80-plus-year-olds , going down to 60-plus-year-olds , Professor Lim said .
“ Then adults with underlying health conditions , then 50-plus-year-olds , going down the age bands.
” Read more : Coronavirus @ @ @ @ @ @ @ all of England ’ by January under leaked NHS plans Professor Lim added : “ If phase one is completed then we will have protected hopefully over 99 per cent of those individuals who are at risk of dying from Covid-19 .
“ We have not decided yet on who else should be vaccinated beyond phase one .
That ’ s not to say that they shouldn ’ t be vaccinated , but simply that we haven ’ t decided yet on prioritisation ” .
This is a breaking news story .
More @ @

Vaccine by Christmas: Government ready to start vaccinating ‘next month’
The NHS is ready to start vaccinating people in England against coronavirus from next month, the health secretary confirmed today.
“If the regulator approves a vaccine, we will be ready to start the vaccination next month with the bulk of the rollout in the New Year,” Matt Hancock said at a Downing Street coronavirus briefing.
The health secretary announced the government has now formally asked the Medicines and Healthcare products Regulatory Agency to assess the vaccine being produced by Pfizer and Biontech, meaning a vaccine could be ready in time for Christmas.
Hancock added that the vaccine deployment timeline “will depend on the speed at which the vaccines can be manufactured.”
Pfizer yesterday announced that its experimental coronavirus vaccine proved 95 per cent in its final clinical trials, boosting hopes for a clear path out of the pandemic.
The drugs firm today announced it has filed for emergency authorisation from the US Food and Drug Administration to begin vaccine rollout in America from mid-December.
“We’re heading in the right direction but there is still a long way to go,” the health secretary said. “Coronavirus remains a grave danger right now”.
Deputy chief medical office Professor Jonathan Van-Tam said vaccine approval “will happen at the speed of science”.
“[Regarding] certainty about vaccines before Christmas, we do have a certain readout on the Pfizer/Biontech vaccine, which we have contracted to obtain for the British people,” he said.
Van-Tam added that Public Health England does not currently know how many doses of a Covid vaccine it will be able to roll out before the New Year.
Leaked documents seen today by the Health Service Journal showed the NHS’ current plan for a potential vaccine rollout could see England’s adult population start being vaccinated against coronavirus from January.
The documents revealed that “everyone who wants to” will be vaccinated by early April under the government’s draft Covid-19 vaccine deployment programme.
It comes as the UK’s top health officials last week announced the priority list for vaccination against coronavirus.
Professor Wei Shen Lim, chair of the Joint Committee on Vaccination and Immunisation, said the first phase of vaccine rollout would “prioritise the most vulnerable individuals in society, specifically people who are most likely to die from severe Covid-19 infection”.
Interim current recommendations place care home residents and care home workers at the top of the priority list, followed by older age groups from 80-plus-year-olds, going down to 60-plus-year-olds, Professor Lim said.
“Then adults with underlying health conditions, then 50-plus-year-olds, going down the age bands.”
Professor Lim added: “If phase one is completed then we will have protected hopefully over 99 per cent of those individuals who are at risk of dying from Covid-19.
“We have not decided yet on who else should be vaccinated beyond phase one. That’s not to say that they shouldn’t be vaccinated, but simply that we haven’t decided yet on prioritisation”.
This is a breaking news story. More to follow


cityam--2020-11-20--Dispute getting you down?

Dispute getting you down?

There are many services provided for small to medium sized businesses that do not get enough credit for their success and efficiency .
Mediation is most certainly one of them .
For those unfamiliar with the term “ Mediation ” , picture two or more parties to a commercial , or civil dispute seeking an alternative to the time consuming , extortionately expensive and stressful legal system .
Mediation consists of one mediator using logical reasoning to seek the root of the issue and enable cross-party understanding to reach a settlement agreement .
Mediators are accredited professionals , usually with @ @ @ @ @ @ @ , meaning that , although they are not there to provide legal advice , they can lead their clients to the most cost and time-efficient path to resolving their dispute .
They do so whilst avoiding the uncertainties of the legal system , circumventing the involvement of solicitors , The statistics are particularly difficult to ignore , with participants in mediation ( ignoring the high-profile cases ) since its UK introduction saving £28.5bn in litigation fees ( up from £22.6bn in 2016 as per “ The 2018 Eighth CEDR Mediation Audit ” ) @ @ @ @ @ @ @ .
A “ Success ” or “ Settlement Rate ” of 80 % has been reported as a general average , however there are certain esteemed mediators who sport a settlement record as phenomenal as 95 % .
Claire Kean , Panel Director and Mediator at The Society of Mediators is one of those mediating superstars alongside her colleagues at the society who are all seasoned professionals accredited by the UK Civil and Commercial Mediation council .
It is clear to all that society , both socially and economically is in a COVID19 @ @ @ @ @ @ @ disastrous backlog of commercial disputes in the UK courts that are , due to the pandemic , even more uncertain than usual .
Not only does Mediation offer a solution to these disputes , but also a cost-efficient , and rapid one .
Many disputes subject to the mediation process are resolved within one day , at a fraction of the cost of court proceedings , and even pre-action conduct depending on your choice of solicitor .
The question you are probably asking yourself is , why have I not heard of Mediation @ @ @ @ @ @ @ .
The litigation market in the UK is considerable .
The only incentive for law firms to suggest mediation is if they have their own mediation department with which to offer their services , or in order to procedurally ‘ box tick ’ to ensure in their client is successful at trial , is granted their legal fees additionally to damages .
Therefore , involving solicitors within the mediation session , whilst allowed , is not so desirable .
Why should solicitors want to see it a success ?
After all , such @ @ @ @ @ @ @ the legal services industry in a huge way .
Business with 1-50 employees in UK write off £40bn every year because of unsettled legal disputes ( according to Legal Services Board UK Research ) .
The same time litigation financing itself surpassed over 1 billion dollars raised just this year .
Now the litigation financing is devoted to large claims , like class action lawsuits , massive patent infringement cases and is completely missing to serve the struggling segment of SMEs .
iCEIBA which was established in 2019 offers a claim recovery platform @ @ @ @ @ @ @ diverse range of legal and alternative dispute resolution focused partners look to resolve civil and commercial disputes with litigation being harnessed as a last resort option .
The intention is to revolutionise the claim recovery market by providing a versatile service that is not solely dependent on , although inclusive of , litigation financing .
In the UK in 2017 , there were 12,000 commercial mediations ( excluding small claims mediations ) performed , being an increase of 20 % on 2016 .
The estimated value of commercial claims mediated was £11.5 billion @ @ @ @ @ @ @ remains high with an aggregate settlement rate of 89 % ( 86 % in 2016 ) – 74 % reaching a settlement on the day and 15 % shortly after mediation ( The 2018 Eighth CEDR Mediation Audit ) .
The claim recovery platform looks to bridge the gap between the tedious and expensive litigation process and debt collection agency by using technology that involves historical legal precedent analysis , behavioural economics and data science to assist with the strategic planning necessary to successfully navigate a claim to the point of settlement , @ @ @ @ @ @ @ resources required i.e .
time , money , and stress .
Next time your company , or even an affiliate ’ s organization becomes party to a dispute that may involve disputed payments , breach of a contract , breach of intellectual property , or even falling foul to professional negligence , consider using alternative route to start litigation .
Mediation might be an alternative resolution process for your problem , or you can even destress the entire situation by passing the ball to the iCEIBA claim recovery platform .
Crypto AM : @ @ @ @ @ @

Dispute getting you down?
There are many services provided for small to medium sized businesses that do not get enough credit for their success and efficiency.
Mediation is most certainly one of them. For those unfamiliar with the term “Mediation”, picture two or more parties to a commercial, or civil dispute seeking an alternative to the time consuming, extortionately expensive and stressful legal system. Mediation consists of one mediator using logical reasoning to seek the root of the issue and enable cross-party understanding to reach a settlement agreement. Mediators are accredited professionals, usually with a diverse commercial background including litigation experience, meaning that, although they are not there to provide legal advice, they can lead their clients to the most cost and time-efficient path to resolving their dispute. They do so whilst avoiding the uncertainties of the legal system, circumventing the involvement of solicitors,
barristers, filing fees, and intrusive discovery processes.
The statistics are particularly difficult to ignore, with participants in mediation (ignoring the high-profile cases) since its UK introduction saving £28.5bn in litigation fees (up from £22.6bn in 2016 as per “The 2018 Eighth CEDR Mediation Audit”). Then there is the success rate. A “Success” or “Settlement Rate” of 80% has been reported as a general average, however there are certain esteemed mediators who sport a settlement record as phenomenal as 95%. Claire Kean, Panel Director and Mediator at The Society of Mediators is one of those mediating superstars alongside her colleagues at the society who are all seasoned professionals accredited by the UK Civil and Commercial Mediation council.
It is clear to all that society, both socially and economically is in a COVID19 induced limbo, meaning there is a disastrous backlog of commercial disputes in the UK courts that are, due to the pandemic, even more uncertain than usual. Not only does Mediation offer a solution to these disputes, but also a cost-efficient, and rapid one. Many disputes subject to the mediation process are resolved within one day, at a fraction of the cost of court proceedings, and even pre-action conduct depending on your choice of solicitor.
The question you are probably asking yourself is, why have I not heard of Mediation before? The answer is quite simple. The litigation market in the UK is considerable. The only incentive for law firms to suggest mediation is if they have their own mediation department with which to offer their services, or in order to procedurally ‘box tick’ to ensure in their client is successful at trial, is granted their legal fees additionally to damages. Therefore, involving solicitors within the mediation session, whilst allowed, is not so desirable. Why should solicitors want to see it a success? After all, such a successful settlement orientated process could dent the legal services industry in a huge way.
Avoid litigation, resolve your commercial dispute efficiently.
Business with 1-50 employees in UK write off £40bn every year because of unsettled legal disputes (according to Legal Services Board UK Research). The same time litigation financing itself surpassed over 1 billion dollars raised just this year. Now the litigation financing is devoted to large claims, like class action lawsuits, massive patent infringement cases and is completely missing to serve the struggling segment of SMEs.
iCEIBA which was established in 2019 offers a claim recovery platform, who with the assistance of a diverse range of legal and alternative dispute resolution focused partners look to resolve civil and commercial disputes with litigation being harnessed as a last resort option. The intention is to revolutionise the claim recovery market by providing a versatile service that is not solely dependent on, although inclusive of, litigation financing. In the UK in 2017, there were 12,000 commercial mediations (excluding small claims mediations) performed, being an increase of 20% on 2016. The estimated value of commercial claims mediated was £11.5 billion. The overall success rate of mediation remains high with an aggregate settlement rate of 89% (86% in 2016) – 74% reaching a settlement on the day and 15% shortly after mediation (The 2018 Eighth CEDR Mediation Audit).
The claim recovery platform looks to bridge the gap between the tedious and expensive litigation process and debt collection agency by using technology that involves historical legal precedent analysis, behavioural economics and data science to assist with the strategic planning necessary to successfully navigate a claim to the point of settlement, whilst using the minimum in terms of resources required i.e. time, money, and stress.
Next time your company, or even an affiliate’s organization becomes party to a dispute that may involve disputed payments, breach of a contract, breach of intellectual property, or even falling foul to professional negligence, consider using alternative route to start litigation.
Mediation might be an alternative resolution process for your problem, or you can even destress the entire situation by passing the ball to the iCEIBA claim recovery platform.
Jago Penrose, Director of Commercial Operations iCEIBA
Crypto AM: Talking Legal in association with INX


cityam--2020-11-20--Generation Z: Tech Smart Traders

Generation Z: Tech Smart Traders

Younger traders have been prominent in the markets for a while now .
However , with world-wide lockdown keeping more people at home alone with their devices than ever , record volatility and market opportunities being advertised in every corner of the web , the number of traders under 30 has soared as many have been flocking to retail brokers looking to beat the market and find an additional income source .
According to a quarterly survey conducted in early July from E*Trade Financial Corp , more than half of Generation Z and Millennial investors said they ’ ve been @ @ @ @ @ @ @ began , compared with just a 30 % increase for the general population .
Therefore , with more young traders in the market than ever before , the importance for high tech and app-based trading platforms is at an all-time high .
Gen Z ( the demographic cohort after the Millennials , typically born within the mid-1990s to mid-2000s ) were practically born with a mobile in their hands and are infinitely more comfortable and experienced with technology and social media than even the most tech savy of their parents .
The key @ @ @ @ @ @ @ through advanced and high-tech mobile apps , with easy to manage user experience tools and swift access to services .
In line with this , many brokers have shifted their focus from large computer programmes onto compact mobile apps in order to suit this expanding customer demographic , who demand a slick user experience and to complete a trade within just a few clicks and from anywhere in the world .
Through these apps , new social features have been introduced , whereby junior traders can learn from those that are more experienced @ @ @ @ @ @ @ often had to pay thousands of pounds to attend specialised courses and spend years gaining experience to successfully understand the markets .
But now , they have easy access to online forums , or live streaming platforms with specialists and experienced traders who can help give them a quick “ leg up ” with helpful strategies .
A variety of trading tools is also a platform feature younger traders put emphasis on .
Increasing their offering by including the latest trending new products is vital for brokers when it comes to attracting and @ @ @ @ @ @ @ .
Gen Z is a rising customer base , and the efficiency of mobile trading apps appears to be the next differentiator by which these customers choose their broker .
Therefore , brokers must focus on mobility with increasingly convenient and available platforms that can help make the markets more attractive , accessible and enjoyable for today ’ s new traders .
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage .
74.74 % of retail investor accounts lose money when trading CFDs with this @ @ @ @ @ @ @ understand how CFDs work and whether you can afford to take the high risk of losing your money .
FXCM is a leading provider of online foreign exchange ( FX ) trading , CFD trading , and related services .
Founded in 1999 , the company ’ s mission is to provide global traders with access to the world ’ s largest and most liquid market by offering innovative trading tools , hiring excellent trading educators , meeting strict financial standards and striving for the best online trading experience in the market .
@ @ @ @ @ @ @ , one-click order execution and trading from real-time charts .
In addition , FXCM offers educational courses on FX trading and provides trading tools , proprietary data and premium resources .
FXCM Pro provides retail brokers , small hedge funds and emerging market banks access to wholesale execution and liquidity , while providing high and medium frequency funds access to prime brokerage services via FXCM Prime .
FXCM is a Leucadia Company .
Trading Forex/CFDs on margin carries a high level of risk and may not be suitable for all investors .
Leverage @ @ @ @ @ @ @ are intended for retail , professional and eligible counterparty clients .
Retail clients who maintain account ( s ) with Forex Capital Markets Limited ( “ FXCM LTD ” ) could sustain a total loss of deposited funds but are not subject to subsequent payment obligations beyond the deposited funds but professional clients and eligible counterparty clients could sustain losses in excess of deposits .
Clients who maintain account ( s ) with FXCM Australia Pty .
Limited ( “ FXCM AU ” ) , FXCM South Africa ( PTY ) Ltd ( @ @ @ @ @ @ @ Markets Limited ( “ FXCM Markets ” ) could sustain losses in excess of deposits .
Prior to trading any products offered by FXCM LTD , inclusive of all EU branches , FXCM AU , FXCM ZA , any affiliates of aforementioned firms , or other firms within the FXCM group of companies [ collectively the “ FXCM Group ” ] , carefully consider your financial situation and experience level .
If you decide to trade products offered by FXCM AU ( AFSL 309763 ) , you must read and understand the Financial @ @ @ @ @ @ @ and Terms of Business .
Our FX and CFD prices are set by us , are not made on an Exchange and are not governed under the Financial Advisory and Intermediary Services Act .
The FXCM Group may provide general commentary , which is not intended as investment advice and must not be construed as such .
Seek advice from a separate financial advisor .
The FXCM Group assumes no liability for errors , inaccuracies or omissions ; does not warrant the accuracy , completeness of information , text , graphics , links @ @ @ @ @ @ @ .
Read and understand the Terms and Conditions on the FXCM Group ’ s websites prior to taking further action .

What is City Talk? City Talk allows marketers to connect directly with our audience by publishing content on cityam.com
Generation Z: Tech Smart Traders
Getty Images
Younger traders have been prominent in the markets for a while now. However, with world-wide lockdown keeping more people at home alone with their devices than ever, record volatility and market opportunities being advertised in every corner of the web, the number of traders under 30 has soared as many have been flocking to retail brokers looking to beat the market and find an additional income source.
According to a quarterly survey conducted in early July from E*Trade Financial Corp, more than half of Generation Z and Millennial investors said they’ve been trading more often since the Covid-19 pandemic began, compared with just a 30% increase for the general population.
Therefore, with more young traders in the market than ever before, the importance for high tech and app-based trading platforms is at an all-time high.
Gen Z (the demographic cohort after the Millennials, typically born within the mid-1990s to mid-2000s) were practically born with a mobile in their hands and are infinitely more comfortable and experienced with technology and social media than even the most tech savy of their parents.
The key to attracting this customer base is therefore through advanced and high-tech mobile apps, with easy to manage user experience tools and swift access to services. In line with this, many brokers have shifted their focus from large computer programmes onto compact mobile apps in order to suit this expanding customer demographic, who demand a slick user experience and to complete a trade within just a few clicks and from anywhere in the world.
Through these apps, new social features have been introduced, whereby junior traders can learn from those that are more experienced. Before these were introduced, traders often had to pay thousands of pounds to attend specialised courses and spend years gaining experience to successfully understand the markets. But now, they have easy access to online forums, or live streaming platforms with specialists and experienced traders who can help give them a quick “leg up” with helpful strategies.
A variety of trading tools is also a platform feature younger traders put emphasis on. Increasing their offering by including the latest trending new products is vital for brokers when it comes to attracting and maintaining this new generation of tech-smart traders.
Gen Z is a rising customer base, and the efficiency of mobile trading apps appears to be the next differentiator by which these customers choose their broker. Therefore, brokers must focus on mobility with increasingly convenient and available platforms that can help make the markets more attractive, accessible and enjoyable for today’s new traders.
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage.
74.74%of retail investor accounts lose money when trading CFDs with this provider.
You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
FXCM is a leading provider of online foreign exchange (FX) trading, CFD trading, and related services. Founded in 1999, the company’s mission is to provide global traders with access to the world’s largest and most liquid market by offering innovative trading tools, hiring excellent trading educators, meeting strict financial standards and striving for the best online trading experience in the market. Clients have the advantage of mobile trading, one-click order execution and trading from real-time charts. In addition, FXCM offers educational courses on FX trading and provides trading tools, proprietary data and premium resources. FXCM Pro provides retail brokers, small hedge funds and emerging market banks access to wholesale execution and liquidity, while providing high and medium frequency funds access to prime brokerage services via FXCM Prime. FXCM is a Leucadia Company.
Trading Forex/CFDs on margin carries a high level of risk and may not be suitable for all investors. Leverage can work against you. The products are intended for retail, professional and eligible counterparty clients. Retail clients who maintain account(s) with Forex Capital Markets Limited (“FXCM LTD”) could sustain a total loss of deposited funds but are not subject to subsequent payment obligations beyond the deposited funds but professional clients and eligible counterparty clients could sustain losses in excess of deposits. Clients who maintain account(s) with FXCM Australia Pty. Limited (“FXCM AU”), FXCM South Africa (PTY) Ltd (“FXCM ZA”) or FXCM Markets Limited (“FXCM Markets”) could sustain losses in excess of deposits. Prior to trading any products offered by FXCM LTD, inclusive of all EU branches, FXCM AU, FXCM ZA, any affiliates of aforementioned firms, or other firms within the FXCM group of companies [collectively the “FXCM Group”], carefully consider your financial situation and experience level. If you decide to trade products offered by FXCM AU (AFSL 309763), you must read and understand the Financial Services Guide, Product Disclosure Statement, and Terms of Business. Our FX and CFD prices are set by us, are not made on an Exchange and are not governed under the Financial Advisory and Intermediary Services Act. The FXCM Group may provide general commentary, which is not intended as investment advice and must not be construed as such. Seek advice from a separate financial advisor. The FXCM Group assumes no liability for errors, inaccuracies or omissions; does not warrant the accuracy, completeness of information, text, graphics, links or other items contained within these materials. Read and understand the Terms and Conditions on the FXCM Group’s websites prior to taking further action.


cityam--2020-11-20--Johnson & Johnson forced to pay woman $120m over baby powder-cancer ‘link’

Johnson & Johnson has been ordered to pay $ 120m ( £90.3m ) in damages to a US woman who claimed the company ’ s baby powder caused her cancer .
Speaking at a New York state court this afternoon , Justice Gerald Lebovits reduced the $ 325m payout a jury ordered Johnson & Johnson to pay out to Donna Olson and her husband Robert Olson last May following a 14-week trial .
Read more : Coronavirus vaccine ‘ to be rolled out to all of England ’ by January under leaked NHS plans While upholding the jury ’ s @ @ @ @ @ @ @ were too high , and the Olsons could either accept $ 120m or appeal for a new trial on damages .
Court records showed the $ 120m figure includes $ 15m of compensatory damages and $ 105m of punitive damages — down from an original $ 25m and $ 300m respectively .
Johnson & Johnson said it will appeal the verdict , citing “ significant legal and evidentiary errors ” at the trial .
“ We deeply sympathize with anyone suffering from cancer , which is why the facts are so important , @ @ @ @ @ @ @ remain confident that our talc is safe , asbestos free , and does not cause cancer.
” The Olsons filed a lawsuit against the health care giant in 2017 after she was diagnosed with terminal mesothelioma — a malignant tumor caused by inhaled asbestos fibres .
At the high-profile trial last year , Olson testified that she used Johnson & Johnson ’ s Baby Powder or Shower to Shower every day for more than 50 years .
Lebovits wrote that jurors found that the healthcare titan was for many years “ knowingly deceitful @ @ @ @ @ @ @ ” potential health risks of its talc products , in part to maintain market share and profit .
The Olsons ’ lawyer , Jerome Block , today said the couple were satisfied with the result and confident it would stand .
He added that Olson ’ s mesothelioma “ is at an advanced stage , and we are hoping for the best ” .
Johnson & Johnson has separately appealed to the US .
Supreme Court over $ 2.12bn in damages awarded to a group of women in Missouri who blamed their ovarian @ @ @ @ @ @ @ and other talc products .
Read more : Johnson & Johnson stops selling Baby Powder talc in US amid cancer claims Internal company records , trial testimony and other evidence show that from at least 1971 to the early 2000s , the company ’ s raw talc and finished powders sometimes tested positive for small amounts of asbestos .
The company last year said it would stop selling its talc Baby Powder in the US and Canada , after demand plummeted in the wake of what it called “ misinformation ” about the @ @ @ @ @ @ @ of legal challenges .

Johnson & Johnson forced to pay woman $120m over baby powder-cancer ‘link’
A New York judge reduced damages initially set by a jury last year
Johnson & Johnson has been ordered to pay $120m (£90.3m) in damages to a US woman who claimed the company’s baby powder caused her cancer.
Speaking at a New York state court this afternoon, Justice Gerald Lebovits reduced the $325m payout a jury ordered Johnson & Johnson to pay out to Donna Olson and her husband Robert Olson last May following a 14-week trial.
While upholding the jury’s liability finding, Lebovits said the damages were too high, and the Olsons could either accept $120m or appeal for a new trial on damages.
Court records showed the $120m figure includes $15m of compensatory damages and $105m of punitive damages — down from an original $25m and $300m respectively.
Johnson & Johnson said it will appeal the verdict, citing “significant legal and evidentiary errors” at the trial.
“We deeply sympathize with anyone suffering from cancer, which is why the facts are so important,” the company said. “We remain confident that our talc is safe, asbestos free, and does not cause cancer.”
The Olsons filed a lawsuit against the health care giant in 2017 after she was diagnosed with terminal mesothelioma — a malignant tumor caused by inhaled asbestos fibres.
At the high-profile trial last year, Olson testified that she used Johnson & Johnson’s Baby Powder or Shower to Shower every day for more than 50 years.
Lebovits wrote that jurors found that the healthcare titan was for many years “knowingly deceitful about” or “willfully blind to” potential health risks of its talc products, in part to maintain market share and profit.
The Olsons’ lawyer, Jerome Block, today said the couple were satisfied with the result and confident it would stand.
He added that Olson’s mesothelioma “is at an advanced stage, and we are hoping for the best”.
Johnson & Johnson has separately appealed to the US. Supreme Court over $2.12bn in damages awarded to a group of women in Missouri who blamed their ovarian cancer on asbestos in its baby powder and other talc products.
Internal company records, trial testimony and other evidence show that from at least 1971 to the early 2000s, the company’s raw talc and finished powders sometimes tested positive for small amounts of asbestos.
The company last year said it would stop selling its talc Baby Powder in the US and Canada, after demand plummeted in the wake of what it called “misinformation” about the product’s safety amid a barrage of legal challenges.


cityam--2020-11-20--Landlords approve Clarks CVA clearing path for £100m private equity deal

Clarks creditors have approved the footwear retailer ’ s restructuring plan , clearing the path for a £100m private equity deal that will take the 195-year-old firm out of family ownership for the first time .
Clarks announced this afternoon that its Company Voluntary Arrangement proposal , which was launched earlier this month , has been approved by more than 90 per cent of its creditors , including landlords .
The high street firm was seeking landlord approval to switch to a turnover-based rental model .
It has not confirmed whether any stores will close .
The approval was a @ @ @ @ @ @ @ investment in the high street retailer , for which it will obtain a majority share of the business .
Lionrock ’ s stake is still subject to shareholder approval and the successful completion of a 28-day challenge period on the restructuring plan .
Clarks interim chief financial officer Philip de Klerk said : “ I am very pleased that the CVA was approved today .
This is a significant step towards the formation of our new partnership with LionRock Capital.
” Read more : Clarks kicks off restructuring talks with landlords Gavin Maher @ @ @ @ @ @ @ “ The approval of the CVA is an important milestone for Clarks , enabling the business to move forward .
“ The CVA , together with the proposed investment from LionRock , will provide a stable platform upon which the management ’ s transformation strategy can be delivered .
”

Landlords approve Clarks CVA clearing path for £100m private equity deal
Clarks creditors have approved the footwear retailer’s restructuring plan, clearing the path for a £100m private equity deal that will take the 195-year-old firm out of family ownership for the first time.
Clarks announced this afternoon that its Company Voluntary Arrangement proposal, which was launched earlier this month, has been approved by more than 90 per cent of its creditors, including landlords.
The high street firm was seeking landlord approval to switch to a turnover-based rental model. It has not confirmed whether any stores will close.
The approval was a requirement of Lionrock Capital’s £100m investment in the high street retailer, for which it will obtain a majority share of the business.
Lionrock’s stake is still subject to shareholder approval and the successful completion of a 28-day challenge period on the restructuring plan.
Clarks interim chief financial officer Philip de Klerk said: “I am very pleased that the CVA was approved today. This is a significant step towards the formation of our new partnership with LionRock Capital.”
Gavin Maher, partner at Deloitte, said: “The approval of the CVA is an important milestone for Clarks, enabling the business to move forward.
“The CVA, together with the proposed investment from LionRock, will provide a stable platform upon which the management’s transformation strategy can be delivered.”
More to follow


cityam--2020-11-20--Heed the lessons of Nuremberg: The signs of genocide cannot be ignored

Seventy-five years ago today , British judge Sir Geoffrey Lawrence opened the most famous trial in the history of jurisprudence .
Sat in front of him , packed into Courtroom 600 in the German city of Nuremberg , were the few surviving architects of Adolf Hitler ’ s Third Reich .
Having been charged with the murder of millions of innocent men , women and children , the surviving leaders of Nazi Germany were now on trial .
Read more : The British government must take a stand for freedom and democracy in Hong Kong Chief prosecutor Robert Jackson , @ @ @ @ @ @ @ by proclaiming : “ The record on which we judge these defendants today is the record on which history will judge us tomorrow.
” Three quarters of a century on , “ tomorrow ” has now come .
The case Jackson brought , and the precedents set by Sir Geroffrey Lawrence and the other judges who presided over the Nuremberg Trial , are their legacy .
The detailed account of the horrors inflicted on Europe by the Nazi regime shone a light on the scale of their cruelty , while at the same @ @ @ @ @ @ @ law .
Indeed , the International Criminal Court in The Hague is the direct descendant of Courtroom 600 .
Yet despite the horrors laid bare all those years ago , humanity appears to be failing to learn the lessons .
Seventy-five years on from Nuremberg , further genocides have already taken place in Cambodia , Rwanda , Bosnia and Darfur .
And today we know about the suffering and the plight of Rohingya Muslims in Myanmar .
We see reports of Uighur Muslims in China , shackled and blindfolded , separated from families @ @ @ @ @ @ @ just happens .
We know the warning signs : according to Gregory H. Stanton , President of Genocide Watch , there are 10 stages that take place before , during , and after a genocide .
They include discrimination , dehumanisation and persecution .
Each and every one of us has the power to prevent genocide from developing .
Stay informed , learn about the past , stand up against hatred and prejudice today , and don ’ t fall for polarisation in today ’ s divided world of misinformation .
Looking back @ @ @ @ @ @ @ were open about their intentions .
When Jackson outlined his case against the former leaders of Nazi Germany and the evidence he planned on presenting to the court , he said : “ We will show you their own films .
You will see their own conduct and hear their own voices.
” The testimony of Holocaust survivors may have been the most powerful evidence presented at Nuremberg , but the most damning were the records left by the Nazis themselves .
In these records you can see the slow march towards the @ @ @ @ @ @ @ expressed in a book morphed into legislation via the Nuremberg Race Laws , and was enshrined at the Wannsee Conference — the final meeting to coordinate the state-orchestrated annihilation of Jews , Roma , and other minority groups persecuted by the Nazis .
It is precisely because the process was put under the microscope at Nuremberg that Julius Streicher was indicted at the trial .
He was not a member of the military , nor did he play any part in planning the Holocaust .
Yet as the founder and publisher of Der @ @ @ @ @ @ @ role in dehumanising and inciting violence against the Jewish community made him an accessory and facilitator to the Holocaust .
Thanks to some excellent journalism and the brave voices of Uighur dissidents , we have a record of what ’ s unfolding in western China today .
And while no one knows the endgame of the Chinese government ’ s plans in Xinjiang , we should not consign ourselves to the role of idle spectators .
History has already shown us the high cost of silence .
As Edmund Burke said : “ @ @ @ @ @ @ @ of evil is for good men to do nothing.
” The Holocaust is one of humanity ’ s darkest moments and its scars run deep to this day .
At Nuremberg , the full extent of the darkness was exposed for the world to see .
As we look back at this historic trial , I urge everyone to ask themselves how history will judge us tomorrow .
The Nuremberg Trials left the world with the legal framework to punish the most atrocious crimes .
But it also left us with so much @ @ @ @ @ @ @ of the process that led to genocide , and shone a light of justice through the darkness of identity-based prejudice .
In doing so , it has given us the inspiration to be lights in the darkness today .
Read more : China warns West on Hong Kong : ‘ Their eyes will be plucked out ’

Heed the lessons of Nuremberg: The signs of genocide cannot be ignored
Today marks seventy-five years on from the start of the Nuremberg Trials
Seventy-five years ago today, British judge Sir Geoffrey Lawrence opened the most famous trial in the history of jurisprudence.
Sat in front of him, packed into Courtroom 600 in the German city of Nuremberg, were the few surviving architects of Adolf Hitler’s Third Reich.
Having been charged with the murder of millions of innocent men, women and children, the surviving leaders of Nazi Germany were now on trial.
Chief prosecutor Robert Jackson, an American, began his opening statement by proclaiming: “The record on which we judge these defendants today is the record on which history will judge us tomorrow.” Three quarters of a century on, “tomorrow” has now come.
The case Jackson brought, and the precedents set by Sir Geroffrey Lawrence and the other judges who presided over the Nuremberg Trial, are their legacy. The detailed account of the horrors inflicted on Europe by the Nazi regime shone a light on the scale of their cruelty, while at the same time giving birth to modern international criminal law.
Indeed, the International Criminal Court in The Hague is the direct descendant of Courtroom 600. Yet despite the horrors laid bare all those years ago, humanity appears to be failing to learn the lessons.
Seventy-five years on from Nuremberg, further genocides have already taken place in Cambodia, Rwanda, Bosnia and Darfur. And today we know about the suffering and the plight of Rohingya Muslims in Myanmar. We see reports of Uighur Muslims in China, shackled and blindfolded, separated from families and loaded onto trains.
Genocide never just happens. We know the warning signs: according to Gregory H. Stanton, President of Genocide Watch, there are 10 stages that take place before, during, and after a genocide. They include discrimination, dehumanisation and persecution.
Each and every one of us has the power to prevent genocide from developing. Stay informed, learn about the past, stand up against hatred and prejudice today, and don’t fall for polarisation in today’s divided world of misinformation.
Looking back, we can see that the Nazis were open about their intentions. When Jackson outlined his case against the former leaders of Nazi Germany and the evidence he planned on presenting to the court, he said: “We will show you their own films. You will see their own conduct and hear their own voices.”
The testimony of Holocaust survivors may have been the most powerful evidence presented at Nuremberg, but the most damning were the records left by the Nazis themselves. In these records you can see the slow march towards the Holocaust. What started as an idea expressed in a book morphed into legislation via the Nuremberg Race Laws, and was enshrined at the Wannsee Conference — the final meeting to coordinate the state-orchestrated annihilation of Jews, Roma, and other minority groups persecuted by the Nazis.
It is precisely because the process was put under the microscope at Nuremberg that Julius Streicher was indicted at the trial. He was not a member of the military, nor did he play any part in planning the Holocaust. Yet as the founder and publisher of Der Sturmer, an antisemitic magazine, his role in dehumanising and inciting violence against the Jewish community made him an accessory and facilitator to the Holocaust.
Thanks to some excellent journalism and the brave voices of Uighur dissidents, we have a record of what’s unfolding in western China today. And while no one knows the endgame of the Chinese government’s plans in Xinjiang, we should not consign ourselves to the role of idle spectators.
History has already shown us the high cost of silence. As Edmund Burke said: “The only thing necessary for the triumph of evil is for good men to do nothing.”
The Holocaust is one of humanity’s darkest moments and its scars run deep to this day. At Nuremberg, the full extent of the darkness was exposed for the world to see. As we look back at this historic trial, I urge everyone to ask themselves how history will judge us tomorrow.
The Nuremberg Trials left the world with the legal framework to punish the most atrocious crimes. But it also left us with so much more. It gave us an understanding of the process that led to genocide, and shone a light of justice through the darkness of identity-based prejudice. In doing so, it has given us the inspiration to be lights in the darkness today.
Main image credit: Getty


cityam--2020-11-20--Growth rate of UK R&D funding slips to the lowest in nearly a decade

Spending by UK businesses on research and development ( R & D ) grew at its lowest rate in seven years in 2019 , according to figures released today .
UK businesses spent a total of £25.9bn on research and development ( R & D ) in 2019 , an increase of just 3.3 per cent on the previous year ’ s spending .
This rate of growth is the lowest since 2012 , according to the Office for National Statistics ( ONS ) .
Read more : Leading research and innovation in times of Coronavirus The pharmaceutical industry was @ @ @ @ @ @ @ , followed by vehicle manufacturers .
These products accounted for just under a third of total R & D spending from businesses last year .
There was a more promising performance from small to medium enterprises , who accounted for a record five per cent of business spending on R & D .
The increased tax relief for R & D for small businesses , introduced back in 2015 , may have boosted spending .
Overall , though , tepid spending from UK businesses may come as a disappointment to the government , @ @ @ @ @ @ @ programmes to encourage innovation .
Foreign businesses are also investing less and less in UK R & D , with only 15 per cent of spending coming from these businesses , down from 24 per cent in 2010 .
The outlook for foreign spending in the UK looks uncertain , as EY reported back in May that the UK had lost its top spot for FDI funding to France .
Annual spending on R & D in defence by the UK government has only increased by 0.7 per cent in the past five @ @ @ @ @ @ @ Boris Johnson ’ s pledged increase in defence funds earmarked for research , this should increase over the next four years .

Growth rate of UK R&D funding slips to the lowest in nearly a decade
R
Spending by UK businesses on research and development (R&D) grew at its lowest rate in seven years in 2019, according to figures released today.
UK businesses spent a total of £25.9bn on research and development (R&D) in 2019, an increase of just 3.3 per cent on the previous year’s spending.
This rate of growth is the lowest since 2012, according to the Office for National Statistics (ONS).
The pharmaceutical industry was the biggest beneficiary of R&D, followed by vehicle manufacturers.
These products accounted for just under a third of total R&D spending from businesses last year.
There was a more promising performance from small to medium enterprises, who accounted for a record five per cent of business spending on R&D.
The increased tax relief for R&D for small businesses, introduced back in 2015, may have boosted spending.
Overall, though, tepid spending from UK businesses may come as a disappointment to the government, who pledged £100m last year in grant programmes to encourage innovation.
Foreign businesses are also investing less and less in UK R&D, with only 15 per cent of spending coming from these businesses, down from 24 per cent in 2010.
The outlook for foreign spending in the UK looks uncertain, as EY reported back in May that the UK had lost its top spot for FDI funding to France.
Annual spending on R&D in defence by the UK government has only increased by 0.7 per cent in the past five years.
However, with £1.5bn of Boris Johnson’s pledged increase in defence funds earmarked for research, this should increase over the next four years.


cityam--2020-11-20--iPhone 12 Pro Max review: A stunning redesign that recalls Apple's finest

The speed of progress in miniaturisation and micro processing mean it ’ s virtually a truism that the latest handset by any given manufacturer will be its “ best ever ” .
Every time Tim Cook gets on stage and says “ this is the best iPhone we ’ ve ever made ” , he may as well be saying “ today is the most recent day in all of history ” .
Read more : Apple iPhone 11 Pro Max review : The biggest leap in camera Apple has ever made But putting that aside , the iPhone 12 @ @ @ @ @ @ @ iPhone Apple has ever made .
It ’ s perhaps fitting given that – contrary to naming conventions – this is the 10th numbered iPhone to come out of Cupertino ( they skipped the numbers 2 and 9 because they are loathsome , and to confuse further things , 8 and “ X ” were launched on the same day ) .
The firm has been designing handsets for so long – 13 years , to be precise – that it ’ s now in the same territory as car manufacturers and mechanical @ @ @ @ @ @ @ flourishes from past models and giving them a fresh spin for a new customer .
More than anything , the iPhone 12 Pro recalls the iPhone 4 , a pinnacle of iPhone design , with its flat edges and frosted aluminosilicate glass rear .
It was a departure from the rounded edges of the first two iterations of the iPhone , just as the iPhone 12 Pro feels like a departure from the curves that have dominated Apple ’ s sketchbooks for the last six years .
This time the smooth edges have @ @ @ @ @ @ @ a new , businesslike blue or a rich , oily gold , as well as the more established silver and grey .
This review will focus on the 12 Pro Max , which , while only a smidgin bigger than the iPhone 11 Pro Max , shrinks its bezels to increase the display size from 6.5 to 6.7 inches .
Make no mistake : this is a large phone .
A real thicc boi .
Back in early 2010s it would probably have been called a phablet .
It ’ s certainly not @ @ @ @ @ @ @ pat yourself down like a nightclub bouncer every 20 minutes to make sure it ’ s still there .
Unlike past iPhones that came with a killer new feature , the iPhone 12 Pro wages a war of attrition , being a little bit better than the competition at just about everything .
The biggest jump is in the camera array which , while on paper is merely excellent , is in practice the best I ’ ve seen in a phone .
Like its predecessor it comes with a wide-angle , a @ @ @ @ @ @ @ the optical zoom increased from 2 to 2.5 times .
It has a best-in-class portrait mode , using a combination of technology and witchcraft to both capture incredible detail and then to make that detail look visually appealing rather than the collection of pores and blotches that actually make up a human face .
You can add bokeh effects after the fact and play about with the lighting to make even the most nasty , jowly photos look passable .
The difference in the range between the wide-angle and the telephoto are incredible @ @ @ @ @ @ @ above pictures , which were taken by hand from the same spot .
If you ’ re a passionate amateur photographer ( or , dare I say it , even a lazy professional one ) , you will get real mileage from the iPhone 12 Pro Max .
Even more impressive is the improved low-light performance , with the camera sensor letting in more light than ever to achieve detailed shots more quickly ( so less holding your camera still while you take pictures ) .
As you can see from the below @ @ @ @ @ @ @ tricky lighting conditions like the ones in the makeshift office I ’ ve built in the corner of my bedroom .
Sadly the technology is not yet advanced enough to improve my jumper .
There is one brand new feature on the new iPhone – it ’ s called MagSafe and it allows you to stick things to the back of the handset .
Designed with wireless charging in mind – drop it onto a charging pad and it will guide itself onto the right spot like a helicopter landing inside one of @ @ @ @ @ @ @ But you can also snap other things to it , such as card-wallets and in-car mounts .
God knows what unholy accessories third party developers will dream up in the coming months .
The iPhone 12 Pro Max , of course , does not come cheap , costing £1,099 for ( a frankly insufficient ) 128GB of storage and up to £1,399 for 512GB .
That price is thrown into even sharper focus when you consider the iPhone 12 Pro starts at £999 and is almost as good , while there are also @ @ @ @ @ @ @ and iPhone 12 mini ( £699 ) for those who just want a new iPhone .
But this is the best iPhone Apple has ever made , remember ?
It shows in every aspect of its design , from hardware to looks , and that surely justifies even a pricetag this steep .

iPhone 12 Pro Max review: A stunning redesign that recalls Apple’s finest
iPhone 12 Pro Max
The speed of progress in miniaturisation and micro processing mean it’s virtually a truism that the latest handset by any given manufacturer will be its “best ever”. Every time Tim Cook gets on stage and says “this is the best iPhone we’ve ever made”, he may as well be saying “today is the most recent day in all of history”.
But putting that aside, the iPhone 12 Pro really does feel like the best iPhone Apple has ever made. It’s perhaps fitting given that – contrary to naming conventions – this is the 10th numbered iPhone to come out of Cupertino (they skipped the numbers 2 and 9 because they are loathsome, and to confuse further things, 8 and “X” were launched on the same day).
The firm has been designing handsets for so long – 13 years, to be precise – that it’s now in the same territory as car manufacturers and mechanical watch-makers, able to call out design flourishes from past models and giving them a fresh spin for a new customer.
More than anything, the iPhone 12 Pro recalls the iPhone 4, a pinnacle of iPhone design, with its flat edges and frosted aluminosilicate glass rear. It was a departure from the rounded edges of the first two iterations of the iPhone, just as the iPhone 12 Pro feels like a departure from the curves that have dominated Apple’s sketchbooks for the last six years.
Unboxing the iPhone 12 Pro Max
This time the smooth edges have a reflective metallic sheen that comes in a new, businesslike blue or a rich, oily gold, as well as the more established silver and grey.
This review will focus on the 12 Pro Max, which, while only a smidgin bigger than the iPhone 11 Pro Max, shrinks its bezels to increase the display size from 6.5 to 6.7 inches.
Make no mistake: this is a large phone. A real thicc boi. Back in early 2010s it would probably have been called a phablet. It’s certainly not one of those handsets where you frantically pat yourself down like a nightclub bouncer every 20 minutes to make sure it’s still there.
Unlike past iPhones that came with a killer new feature, the iPhone 12 Pro wages a war of attrition, being a little bit better than the competition at just about everything. The biggest jump is in the camera array which, while on paper is merely excellent, is in practice the best I’ve seen in a phone.
Like its predecessor it comes with a wide-angle, a standard 12MP and telephoto lens, with the optical zoom increased from 2 to 2.5 times. It has a best-in-class portrait mode, using a combination of technology and witchcraft to both capture incredible detail and then to make that detail look visually appealing rather than the collection of pores and blotches that actually make up a human face. You can add bokeh effects after the fact and play about with the lighting to make even the most nasty, jowly photos look passable.
The difference in the range between the wide-angle and the telephoto are incredible, as you can see in the above pictures, which were taken by hand from the same spot. If you’re a passionate amateur photographer (or, dare I say it, even a lazy professional one), you will get real mileage from the iPhone 12 Pro Max.
Even more impressive is the improved low-light performance, with the camera sensor letting in more light than ever to achieve detailed shots more quickly (so less holding your camera still while you take pictures). As you can see from the below picture, the it can deal with tricky lighting conditions like the ones in the makeshift office I’ve built in the corner of my bedroom. Sadly the technology is not yet advanced enough to improve my jumper.
A picture taken in low light with different levels of bokeh applied
There is one brand new feature on the new iPhone – it’s called MagSafe and it allows you to stick things to the back of the handset. Designed with wireless charging in mind – drop it onto a charging pad and it will guide itself onto the right spot like a helicopter landing inside one of these giant “H” signs. But you can also snap other things to it, such as card-wallets and in-car mounts. God knows what unholy accessories third party developers will dream up in the coming months.
The iPhone 12 Pro Max, of course, does not come cheap, costing £1,099 for (a frankly insufficient) 128GB of storage and up to £1,399 for 512GB. That price is thrown into even sharper focus when you consider the iPhone 12 Pro starts at £999 and is almost as good, while there are also the regular iPhone 12 (£799) and iPhone 12 mini (£699) for those who just want a new iPhone.
But this is the best iPhone Apple has ever made, remember? It shows in every aspect of its design, from hardware to looks, and that surely justifies even a pricetag this steep.


cityam--2020-11-20--BP to sell London headquarters to Hong Kong investment firm for £250m

BP has announced the sale of its London headquarters to Hong Kong investment firm Lifestyle International for £250m .
The oil giant , which is aiming to sell $ 25bn of assets by 2025 , will lease the 1 St James ’ s Square property back for two years .
Read more : BP swings back to profit but coronavirus weighs on demand BP , led by chief executive Bernard Looney , has already divested or agreed a deal on half of its target , as it seeks to shrink its debt and shift to low carbon energy investments .
@ @ @ @ @ @ @ was hunting for a buyer for its London office .
At the time the property was given an expected price tag of £300m , meaning today ’ s sale announcement is £50m short of the predicted value .
The oil giant employs 6,500 staff across its offices in the capital and in Sunbury-on-Thames in Surrey .
The outbreak of coronavirus has triggered a permanent shift in the way companies approach working patterns .
Looney said earlier this year that the FTSE 100 company will move to a more “ hybrid work style ” @ @ @ @ @ @ @ BP will take a smaller headquarters when it leaves St James ’ s , the Sunday Times , which first reported news of the deal this summer , said .
Read more : Premier Oil seeks to lower price of BP purchases for a second time It has sold and leased back on a long term basis its offices in Houston , Texas and Sunbury .
“ This was a trend that started before Covid but has been accelerated by Covid , ” a source told the newspaper .

BP to sell London headquarters to Hong Kong investment firm for £250m
BP has announced the sale of its London headquarters to Hong Kong investment firm Lifestyle International for £250m.
The oil giant, which is aiming to sell $25bn of assets by 2025, will lease the 1 St James’s Square property back for two years.
BP, led by chief executive Bernard Looney, has already divested or agreed a deal on half of its target, as it seeks to shrink its debt and shift to low carbon energy investments.
In August it was reported that BP was hunting for a buyer for its London office.
At the time the property was given an expected price tag of £300m, meaning today’s sale announcement is £50m short of the predicted value.
The oil giant employs 6,500 staff across its offices in the capital and in Sunbury-on-Thames in Surrey.
The outbreak of coronavirus has triggered a permanent shift in the way companies approach working patterns.
Looney said earlier this year that the FTSE 100 company will move to a more “hybrid work style”, balancing home and office working.
BP will take a smaller headquarters when it leaves St James’s, the Sunday Times, which first reported news of the deal this summer, said.
It has sold and leased back on a long term basis its offices in Houston, Texas and Sunbury.
“This was a trend that started before Covid but has been accelerated by Covid,” a source told the newspaper.


cityam--2020-11-21--Boris Johnson ‘tried to tone down’ Priti Patel bullying report

Prime Minister Boris Johnson is facing accusations that he attempted to tone down a damning report that found Priti Patel had bullied staff .
Johnson yesterday came out in support of the home secretary , despite an inquiry concluding that she had broken ministerial code by shouting and swearing at staff .
Read more : Bullying inquiry head quits as Johnson sides with Patel But media reports this morning suggested the prime minister had tried — and failed — to convince the report ’ s author Sir Alex Allan to tone down his findings , in particular the assertion that @ @ @ @ @ @ @ .
Allan , a top civil servant , stepped down as Johnson ’ s adviser on ministerial standards yesterday .
“ He [ Johnson ] read all of it and didn ’ t think Alex ’ s findings accorded with the evidence itself , ” The Times quoted a cabinet office source as saying .
“ He spoke to Alex and asked him if he ’ d change the tone of it .
Alex said no.
” Patel last night issued an apology , stating : “ Any upset I have caused was @ @ @ @ @ @ @ provoked a furious response from critics , who slammed both Patel ’ s behaviour and Johnson ’ s refusal to sack her .
Former Home Office permanent secretary this morning told the BBC that the home secretary ’ s conduct was “ completely unacceptable ” , adding : “ You shouldn ’ t have bullies in government.
” Former home secretary Ken Clarke also weighed in on the row , describing the row as an “ awkward situation ” .
Speaking on Times Radio , he said : “ It was assumed before @ @ @ @ @ @ @ far and if anyone was found to have broken the ministerial code , I don ’ t think anyone would have doubted the minister , to use the old phrase , would have to consider his or her position.
” But a string of Tory MPs came out in support of the home secretary in what appeared to be a coordinated campaign .
“ The reason @ pritipatel has support across @ Conservatives is because she ’ s hard working , determined and has been very kind to many , ” said Tom @ @ @ @ @ @ @ committee .
“ She knows her own mind was a great asset to @ CommonsForeign and is doing a tough job in @ ukhomeoffice.
” Read more : Matt Hancock defends ‘ kind ’ Priti Patel as Home Secretary comes under fire Richard Holden , MP for north west Durham , said Patel was a “ tough cookie doing one of the toughest jobs around ” , while Darlington MP Peter Gibson also said the home secretary was “ doing a tough job tackling some of the toughest issues ” .
It is @ @ @ @ @ @ @ amid growing scrutiny of Johnson ’ s leadership .
The prime minister is looking to reset his government after the abrupt departure of key advisers Dominic Cummings and Lee Cain last week .

Boris Johnson ‘tried to tone down’ Priti Patel bullying report
An inquiry found Patel broke ministerial code by bullying staff
Prime Minister Boris Johnson is facing accusations that he attempted to tone down a damning report that found Priti Patel had bullied staff.
Johnson yesterday came out in support of the home secretary, despite an inquiry concluding that she had broken ministerial code by shouting and swearing at staff.
But media reports this morning suggested the prime minister had tried — and failed — to convince the report’s author Sir Alex Allan to tone down his findings, in particular the assertion that Patel’s behaviour amounted to bullying.
Allan, a top civil servant, stepped down as Johnson’s adviser on ministerial standards yesterday.
“He [Johnson] read all of it and didn’t think Alex’s findings accorded with the evidence itself,” The Times quoted a cabinet office source as saying. “He spoke to Alex and asked him if he’d change the tone of it. Alex said no.”
Downing Street insisted Allan’s findings were “entirely his own”.
Patel last night issued an apology, stating: “Any upset I have caused was completely intentional.”
But the saga has provoked a furious response from critics, who slammed both Patel’s behaviour and Johnson’s refusal to sack her.
Former Home Office permanent secretary this morning told the BBC that the home secretary’s conduct was “completely unacceptable”, adding: “You shouldn’t have bullies in government.”
Former home secretary Ken Clarke also weighed in on the row, describing the row as an “awkward situation”.
Speaking on Times Radio, he said: “It was assumed before that if an investigation was taken this far and if anyone was found to have broken the ministerial code, I don’t think anyone would have doubted the minister, to use the old phrase, would have to consider his or her position.”
But a string of Tory MPs came out in support of the home secretary in what appeared to be a coordinated campaign.
“The reason @pritipatel has support across @Conservatives is because she’s hard working, determined and has been very kind to many,” said Tom Tugendhat, chair of the foreign affairs committee.
“She knows her own mind was a great asset to @CommonsForeign and is doing a tough job in @ukhomeoffice.”
Richard Holden, MP for north west Durham, said Patel was a “tough cookie doing one of the toughest jobs around”, while Darlington MP Peter Gibson also said the home secretary was “doing a tough job tackling some of the toughest issues”.
It is the latest controversy to rock Downing Street amid growing scrutiny of Johnson’s leadership.
The prime minister is looking to reset his government after the abrupt departure of key advisers Dominic Cummings and Lee Cain last week.


cityam--2020-11-21--Lockdown weekend #4: How to stay sane in the age of Covid

The end of lockdown is – hopefully – in sight , if not quite within touching distance .
As we enter the fourth ( ! )
weekend of lockdown 2 , here are some ways to keep yourself entertained .
After all , you know what the devil does with idle hands… Whether you ’ re in the mood for a fine dining meal delivered steaming hot to your door , a pre-mixed cocktail to chug while you watch a movie , or some ripe cheese to gorge yourself upon , we have you covered in our weekly round-up of @ @ @ @ @ @ @ re planning on cooking a roast this weekend then listen to the sage advice of our wine columnist Dom Jacobs , who will fill you in on some top bottles to pair with the various types of roast .
The world is bad and everything sucks .
But you know what will make you feel better ?
Buying new stuff .
This week we reviewed the amazing new iPhone 12 Pro Max , which is hands-down the best phone we ’ ve ever used .
We also tested the wacky new camera on @ @ @ @ @ @ @ image stabilization .
Find out if it delivers here .
Or if you ’ re rather really splash out , why not check out the latest EV from Swedish marque Polestar – you could even take it for a spin to Barnard Castle , if your eyesight is up to the job .
Veg out to the latest movies Let ’ s not talk up this autumn ’ s release schedule , which has veered from “ basically non-existent ” to “ I guess that ’ s kind of interesting ” via “ @ @ @ @ @ @ @ Lampoons instead ” .
But we persevere .
Documentaries have fared particularly well through lockdown given the absence of competition , and this week ’ s top pick is You Can not Kill David Arquette , the amazing and tragic story of how the promising actor ’ s career was seemingly upended by his stint as a pro wrestler .
We also reviewed Netflix ’ Oscar-bait Hillbilly Elegy , a Ron Howard film that somehow manages to squander the talents of both Glenn Close and Amy Adams , and Train to Busan Presents @ @ @ @ @ @ @ hit Train to Busan .
Hottt stuff , amirite ?

Lockdown weekend #4: How to stay sane in the age of Covid
Enjoy lockdown cocktails with The Cocktail Delivery Company
The end of lockdown is – hopefully – in sight, if not quite within touching distance. As we enter the fourth (!) weekend of lockdown 2, here are some ways to keep yourself entertained. After all, you know what the devil does with idle hands…
Eat like a Roman emperor
Berry Bros. & Rudd
Rico! Rico! by Sabor
Wine & Rind
ASAP Pizza
The Cocktail Delivery Company
Hide at Home
The Gentlemen Baristas
Pali Hill
Whether you’re in the mood for a fine dining meal delivered steaming hot to your door, a pre-mixed cocktail to chug while you watch a movie, or some ripe cheese to gorge yourself upon, we have you covered in our weekly round-up of top delivery kits.
If you’re planning on cooking a roast this weekend then listen to the sage advice of our wine columnist Dom Jacobs, who will fill you in on some top bottles to pair with the various types of roast.
Resort to consumerism
iPhone 12 Pro Max
The world is bad and everything sucks. But you know what will make you feel better? Buying new stuff. This week we reviewed the amazing new iPhone 12 Pro Max, which is hands-down the best phone we’ve ever used. We also tested the wacky new camera on the Vivo X51, which promises next-level image stabilization. Find out if it delivers here.
Or if you’re rather really splash out, why not check out the latest EV from Swedish marque Polestar – you could even take it for a spin to Barnard Castle, if your eyesight is up to the job.
Veg out to the latest movies
Glenn Close and Amy Adams in Hillbilly Elegy
Let’s not talk up this autumn’s release schedule, which has veered from “basically non-existent” to “I guess that’s kind of interesting” via “Let’s just stick on National Lampoons instead”.
But we persevere. Documentaries have fared particularly well through lockdown given the absence of competition, and this week’s top pick is You Cannot Kill David Arquette, the amazing and tragic story of how the promising actor’s career was seemingly upended by his stint as a pro wrestler.
We also reviewed Netflix’ Oscar-bait Hillbilly Elegy, a Ron Howard film that somehow manages to squander the talents of both Glenn Close and Amy Adams, and Train to Busan Presents: Peninsula, a spin-off of zombie hit Train to Busan. Hottt stuff, amirite?


cityam--2020-11-21--Brits to be granted ‘week of Christmas freedom’ in lockdown easing plan

Lockdown rules could be relaxed for a week over Christmas but Brits would face continued restrictions until late December , according to reports .
Prime Minister Boris Johnson will next week announce a nationwide relaxation of Covid rules from 22 to 28 December , allowing several families to join in one “ bubble ” , the Telegraph reported .
Read more : Government to set out post-lockdown plan next week But the festive freedom will come at a price , with the possibility of continued lockdown measures throughout most of next month .
The prime minister will reportedly say that @ @ @ @ @ @ @ how well the population complies with the current lockdown , which is due to end on 2 December .
Ministers are expected to reinstate the regional three-tier system in the run-up to Christmas .
But each tier could be bolstered with tighter restrictions on different activities , such as household mixing , in an effort to keep the virus under control .
The plans would mean families will be able to celebrate Christmas together — a highly contentious point in the government ’ s lockdown plans .
But health officials have already warned @ @ @ @ @ @ @ restrictions completely .
Saffron Cordery , deputy chief executive of NHS Providers , this morning told the BBC that lockdown restrictions were expected to be in place until the New Year to get the country through the “ hump ” of winter .
Public Health England has also warned that every day of relaxed restrictions would need to be offset by five days of tighter rules , meaning the country could be plunged back into lockdown for the whole of January .
But there was some optimism last night as ministers last night @ @ @ @ @ @ @ month .
Under draft NHS plans , the bulk of England ’ s adult population could be vaccinated in the New Year , with the entire country reached by early April .
However , this is dependent on a vaccine being approved and deployed in time .
Read more : Vaccine by Christmas : Government ready to start vaccinating ‘ next month ’ Pfizer this week announced that its experimental coronavirus vaccine proved 95 per cent in its final clinical trials , boosting hopes for a clear path out of the pandemic .
@ @ @ @ @ @ @ authorisation from the US Food and Drug Administration to begin vaccine rollout in America from mid-December .

Brits to be granted ‘week of Christmas freedom’ in lockdown easing plan
The government is set to announce a week of festive freedom, but it could come at a price
Lockdown rules could be relaxed for a week over Christmas but Brits would face continued restrictions until late December, according to reports.
Prime Minister Boris Johnson will next week announce a nationwide relaxation of Covid rules from 22 to 28 December, allowing several families to join in one “bubble”, the Telegraph reported.
But the festive freedom will come at a price, with the possibility of continued lockdown measures throughout most of next month.
The prime minister will reportedly say that the severity of restrictions will depend on how well the population complies with the current lockdown, which is due to end on 2 December.
Ministers are expected to reinstate the regional three-tier system in the run-up to Christmas.
But each tier could be bolstered with tighter restrictions on different activities, such as household mixing, in an effort to keep the virus under control.
The plans would mean families will be able to celebrate Christmas together — a highly contentious point in the government’s lockdown plans.
But health officials have already warned that it is too early to lift restrictions completely.
Saffron Cordery, deputy chief executive of NHS Providers, this morning told the BBC that lockdown restrictions were expected to be in place until the New Year to get the country through the “hump” of winter.
Public Health England has also warned that every day of relaxed restrictions would need to be offset by five days of tighter rules, meaning the country could be plunged back into lockdown for the whole of January.
But there was some optimism last night as ministers last night outlined plans to start vaccinating Brits next month.
Under draft NHS plans, the bulk of England’s adult population could be vaccinated in the New Year, with the entire country reached by early April.
However, this is dependent on a vaccine being approved and deployed in time.
Pfizer this week announced that its experimental coronavirus vaccine proved 95 per cent in its final clinical trials, boosting hopes for a clear path out of the pandemic.
The drugs firm has filed for emergency authorisation from the US Food and Drug Administration to begin vaccine rollout in America from mid-December.


cityam--2020-11-21--The best home delivery food, from fine dining to ripe cheese

As we approach the end of a dreary November , there are positive signs for the weeks and months to come , with the promise of vaccines and the prospect of lockdown restrictions easing enough to allow us to eat in restaurants again .
On the other hand , lockdown may be extended and the cycle of cabin fever might begin all over again .
Either way , you can at least eat well at home thanks to these great home delivery services , which we ’ re rounding up each week .
Read more : How to eat well @ @ @ @ @ @ @ to Michelin home delivery The last few years have seen London ’ s Indian dining scene transform into one of the most vibrant and varied outside of the subcontinent itself .
Joining that esteemed crowd this autumn – objectively the worst time to open a restaurant since WW2 – was Pali Hill , a fragrant paean to the home-cooked small plates found in the home kitchens of Mumbai .
Usually to be found in Fitzrovia , you can now order food cooked by head chef Avinash Shashidhara ( previously River Café and Hibiscus @ @ @ @ @ @ @ managed to sneak in before lockdown and can highly recommend the marinated lamb cutlets and tandoori monkfish .
Every now and then there comes a restaurant that literally everybody agrees is the bees bollocks , and Mayfair ’ s Sabor is one of them .
Now you can get a little taste of that Spanish magic at home through the wonder of Deliveroo .
Chef Nieves Barragan says the Rico !
Rico !
menu is inspired by the Spanish comfort food he ’ s been cooking for himself during lockdown , and includes @ @ @ @ @ @ @ and spicy albondigas .
It ’ s not just slap-up meals that we ’ re being denied – it ’ s the little things from speciality shops that aren ’ t able to open ; artisan butchers , your favourite fishmonger .
If it ’ s cheese you crave , then you ’ re in luck – Tottenham ’ s first and finest cheese shop Wine & Rind is now offering home deliveries .
Featuring “ DIY @ home boxes ” full of artisan cheeses from the UK , homemade family-size sourdough loaves @ @ @ @ @ @ @ treat yourself from Tuesday to Saturday for next day delivery .
If all else fails , you can always just get sloshed on your sofa – and The Cocktail Delivery Company lets you do that in some style .
Created by serious mixologists with decades of cocktail experience , the delivery service couriers freshly made cocktails straight to customers ’ doors – all you need to do is shake and serve .
Each comes with garnishes and a handy ‘ how to ’ guide , allowing customers to pour like a pro .
@ @ @ @ @ @ @ A.M. may already be well acquainted with , Berry Bros. & Rudd is this week launching an at-home fine dining delivery serivce to compliment its exceptional wine offering .
Britain ’ s oldest wine and spirits merchant will offer a series of four regional menus and accompanying wine pairings from Burgundy , Bordeaux , Italy and Spain .
Each week a different three-course menu devised by Executive Chef Stewart Turner will be available to order for delivery .
Available on Thursday and Friday .
for delivery within eight miles of St James ’ @ @ @ @ @ @ @ the finer things in life , then why not indulge in a spot of afternoon tea , courtest of The Gentlemen Baristas .
It ’ s all here : little cucumber sandwiches , smoked salmon , tiny cake .
And tea , of course .
Mayfair ’ s Hide was among the first restaurants to jump head-first into this brave new world of home delivery , and they remain one of the best .
There ’ s lobster on the menu this weekend , with three courses setting you back a very reasonable @ @ @ @ @ @ @ a nice bottle of wine and you can pretend lockdown isn ’ t happening at all .
ASAP pizza is offering weekly delivery of their New York style pies from Flor in Borough Market , running Thursday to Sunday weekly .
Made with heritage British wheats and topped with exceptional produce , pizza lovers can pick from a menu of Pam Yung ’ s much-loved signatures including the “ Porco Rosso ” with red pesto , mortadella , stracciatella & guindillas ; “ Spice Grrl ” with tomato and ‘ nduja sauce , @ @ @ @ @ @ @ the “ Marg & Rita ” with tomato sauce , mozzarella , basil , and spenwood ; as well as new seasonal combinations .

The best home delivery food, from fine dining to ripe cheese
Modern Indian restaurant Pali Hill
As we approach the end of a dreary November, there are positive signs for the weeks and months to come, with the promise of vaccines and the prospect of lockdown restrictions easing enough to allow us to eat in restaurants again.
On the other hand, lockdown may be extended and the cycle of cabin fever might begin all over again. Either way, you can at least eat well at home thanks to these great home delivery services, which we’re rounding up each week.
Berry Bros. & Rudd
Rico! Rico! by Sabor
Wine & Rind
ASAP Pizza
The Cocktail Delivery Company
Hide at Home
The Gentlemen Baristas
Pali Hill
Pali Hill at Home
The last few years have seen London’s Indian dining scene transform into one of the most vibrant and varied outside of the subcontinent itself. Joining that esteemed crowd this autumn – objectively the worst time to open a restaurant since WW2 – was Pali Hill, a fragrant paean to the home-cooked small plates found in the home kitchens of Mumbai.
Usually to be found in Fitzrovia, you can now order food cooked by head chef Avinash Shashidhara (previously River Café and Hibiscus) straight to your door. We managed to sneak in before lockdown and can highly recommend the marinated lamb cutlets and tandoori monkfish.
Order here.
Rico! Rico! by Sabor
Every now and then there comes a restaurant that literally everybody agrees is the bees bollocks, and Mayfair’s Sabor is one of them. Now you can get a little taste of that Spanish magic at home through the wonder of Deliveroo. Chef Nieves Barragan says the Rico! Rico! menu is inspired by the Spanish comfort food he’s been cooking for himself during lockdown, and includes crispy croquetas, tortillas, chicken stew and spicy albondigas.
Order here.
Wine & Rind
It’s not just slap-up meals that we’re being denied – it’s the little things from speciality shops that aren’t able to open; artisan butchers, your favourite fishmonger. If it’s cheese you crave, then you’re in luck – Tottenham’s first and finest cheese shop Wine & Rind is now offering home deliveries.
Featuring “DIY @ home boxes” full of artisan cheeses from the UK, homemade family-size sourdough loaves and independent matching wines, you can treat yourself from Tuesday to Saturday for next day delivery.
Order here.
The Cocktail Delivery Company
If all else fails, you can always just get sloshed on your sofa – and The Cocktail Delivery Company lets you do that in some style. Created by serious mixologists with decades of cocktail experience, the delivery service couriers freshly made cocktails straight to customers’ doors – all you need to do is shake and serve.
Each comes with garnishes and a handy ‘how to’ guide, allowing customers to pour like a pro.
Order here.
Berry Bros. & Rudd
A brand that most readers of City A.M. may already be well acquainted with, Berry Bros. & Rudd is this week launching an at-home fine dining delivery serivce to compliment its exceptional wine offering. Britain’s oldest wine and spirits merchant will offer a series of four regional menus and accompanying wine pairings from Burgundy, Bordeaux, Italy and Spain.
Each week a different three-course menu devised by Executive Chef Stewart Turner will be available to order for delivery. Available on Thursday and Friday. for delivery within eight miles of St James’s.
Order here.
The Gentlemen Baristas’ Afternoon Tea at Home
If you’re missing the finer things in life, then why not indulge in a spot of afternoon tea, courtest of The Gentlemen Baristas. It’s all here: little cucumber sandwiches, smoked salmon, tiny cake. And tea, of course.
Order here.
HIDE at Home
Mayfair’s Hide was among the first restaurants to jump head-first into this brave new world of home delivery, and they remain one of the best. There’s lobster on the menu this weekend, with three courses setting you back a very reasonable £59. Throw in some cocktails or a nice bottle of wine and you can pretend lockdown isn’t happening at all.
Order here.
ASAP Pizza
ASAP pizza is offering weekly delivery of their New York style pies from Flor in Borough Market, running Thursday to Sunday weekly. Made with heritage British wheats and topped with exceptional produce, pizza lovers can pick from a menu of Pam Yung’s much-loved signatures including the “Porco Rosso” with red pesto, mortadella, stracciatella & guindillas; “Spice Grrl” with tomato and ‘nduja sauce, caciocavallo, honey, sicilian oregano; the “Marg & Rita” with tomato sauce, mozzarella, basil, and spenwood; as well as new seasonal combinations.
Order here.


cityam--2020-11-21--Donald Trump Jr tests positive for coronavirus

Donald Trump Jr , the eldest son of the outgoing US president , has tested positive for coronavirus .
Trump Jr was diagnosed at the start of the week and has been quarantining in his hunting cabin since the results , according to his spokesman .
Read more : Trump acknowledges Biden won US election , even though it was ‘ rigged ’ “ He ’ s been completely asymptomatic so far and is following all medically recommended Covid-19 guidelines , ” the spokesman said .
The 42-year-old is the latest member of the president ’ s family to catch @ @ @ @ @ @ @ more than 250,000 people in the US .
Trump , his wife Melania and their son Barron all contracted the illness last month , and have since recovered .
Trump Jr ’ s partner , Kimberly Guilfoyle , tested positive for Covid-19 in July , though he appears not to have contracted it at the time .
Yesterday Andrew Giuliani , the son of the president ’ s personal lawyer Rudy Giuliani , also said he had been diagnosed with the virus .
It marks a fresh wave of infections across the White @ @ @ @ @ @ @ in a military hospital following his diagnosis .
Read more : Coronavirus vaccine ‘ to be rolled out to all of England ’ by January under leaked NHS plans Despite this , Trump and many of his close circle have been criticised for downplaying the Covid-19 death toll in the US .
By contrast , president-elect Joe Biden has pledged to prioritise the country ’ s response to the pandemic when he takes office in January .

Donald Trump Jr tests positive for coronavirus
Donald Trump Jr. is the latest member of the president’s family to test positive for Covid-19
Donald Trump Jr, the eldest son of the outgoing US president, has tested positive for coronavirus.
Trump Jr was diagnosed at the start of the week and has been quarantining in his hunting cabin since the results, according to his spokesman.
“He’s been completely asymptomatic so far and is following all medically recommended Covid-19 guidelines,” the spokesman said.
The 42-year-old is the latest member of the president’s family to catch the virus, which has now killed more than 250,000 people in the US.
Trump, his wife Melania and their son Barron all contracted the illness last month, and have since recovered.
Trump Jr’s partner, Kimberly Guilfoyle, tested positive for Covid-19 in July, though he appears not to have contracted it at the time.
Yesterday Andrew Giuliani, the son of the president’s personal lawyer Rudy Giuliani, also said he had been diagnosed with the virus.
It marks a fresh wave of infections across the White House after the president spent three days in a military hospital following his diagnosis.
Despite this, Trump and many of his close circle have been criticised for downplaying the Covid-19 death toll in the US.
By contrast, president-elect Joe Biden has pledged to prioritise the country’s response to the pandemic when he takes office in January.


cityam--2020-11-21--Rishi Sunak to unveil multi-billion pound spending boost in bid to woo regions

Rishi Sunak is set to unveil plans to pour billions of pounds into infrastructure projects in a bid to woo regions and narrow the UK ’ s north-south divide .
The chancellor will next week announce the launch of a new UK infrastructure bank , based in northern England , which will play a crucial role in fuelling the country ’ s economic recovery after the pandemic .
Read more : Treasury rebuffs calls from City banks for help chasing bad debts from Covid loans The government plans to use more private sector capital for its projects and the new @ @ @ @ @ @ @ help deliver Britain ’ s climate targets , according to media reports .
The reforms are being positioned as part of the government ’ s “ levelling up ” agenda for post-Brexit Britain .
The overhaul , which will be unveiled at the spending review next week , will also include major changes to the government ’ s cost-benefit analysis process for big projects , which it acknowledged has favoured investments in the south of England .
Part of this relates to the Treasury ’ s so-called green book — a framework used @ @ @ @ @ @ @ government projects .
Traditionally these have had an inherent bias towards projects in the south , due to existing high property prices in the region .
But the shake-up will broaden the definition of benefit when making decisions on investment in projects such as transport , energy , schools and hospitals .
Sunak will also confirm the launch of the UK Shared Prosperity Fund to replace the EU scheme that provides funding to poorer regions .
It will come as the government outlines the first tranches of spending from the £600bn of public @ @ @ @ @ @ @ Boris Johnson ’ s pledge to “ level up ” the country .
Read more : MPs demand answers from Rishi Sunak on PPE procurement As part of the long-delayed National Infrastructure Review , the chancellor will allocate £1.6bn to be spent on fixing potholes on local roads in the next financial year .
The Treasury will also confirm that it will move some of its staff to the north of England next year as part of wider efforts to relocate 22,000 civil servants out of London and the south east .

Rishi Sunak to unveil multi-billion pound spending boost in bid to woo regions
Chancellor Rishi Sunak will announce the changes in the spending review next weel
Rishi Sunak is set to unveil plans to pour billions of pounds into infrastructure projects in a bid to woo regions and narrow the UK’s north-south divide.
The chancellor will next week announce the launch of a new UK infrastructure bank, based in northern England, which will play a crucial role in fuelling the country’s economic recovery after the pandemic.
The government plans to use more private sector capital for its projects and the new lender will also have a commitment to help deliver Britain’s climate targets, according to media reports.
The reforms are being positioned as part of the government’s “levelling up” agenda for post-Brexit Britain.
The overhaul, which will be unveiled at the spending review next week, will also include major changes to the government’s cost-benefit analysis process for big projects, which it acknowledged has favoured investments in the south of England.
Part of this relates to the Treasury’s so-called green book — a framework used to determine the value for money of government projects.
Traditionally these have had an inherent bias towards projects in the south, due to existing high property prices in the region.
But the shake-up will broaden the definition of benefit when making decisions on investment in projects such as transport, energy, schools and hospitals.
Sunak will also confirm the launch of the UK Shared Prosperity Fund to replace the EU scheme that provides funding to poorer regions.
It will come as the government outlines the first tranches of spending from the £600bn of public investment promised as part of Prime Minister Boris Johnson’s pledge to “level up” the country.
As part of the long-delayed National Infrastructure Review, the chancellor will allocate £1.6bn to be spent on fixing potholes on local roads in the next financial year.
The Treasury will also confirm that it will move some of its staff to the north of England next year as part of wider efforts to relocate 22,000 civil servants out of London and the south east.