newslo--2020-06-25--COVID-19 And The Future Of Education

COVID-19 And The Future Of Education

The coronavirus outbreak forced governments worldwide to shut down schools .
In April UNESCO reported that schools and higher education institutions ( HEIs ) were closed in 185 countries .
This affected 1.54 billion students and scholars .
89.4 % of the world ’ s enrolled learners no longer had access to conventional education .
There is hope that schools will reopen sometime in the coming months .
However , the after-effects of the pandemic have changed pedagogical practices forever .
Education may never be the same again .
Explanation is in details in the article Education systems were grappling @ @ @ @ @ @ @ , particularly in developing countries .
These issues include access to education , cost , teacher proficiency , availability of teaching/learning materials , poor learning outcomes , and high dropout rates .
Social distancing has now been added to the list of concerns .
In the present situation parents are increasingly opting to home-school children .
As a concept home-schooling has been around for centuries .
Nowadays it is more popular in upscale urban areas .
Home-schooling allows families to take a more individual approach to learning .
Research in the US has @ @ @ @ @ @ @ peers academically .
This is owed partly to the fact that learners are unencumbered by syllabi .
They draw upon the vast resources of libraries and the internet .
Home-schooled learners also have more freedom in terms of spending their time on various aspects of personal development .
Educators and governments in all countries are on the lookout for suitable alternatives for traditional schooling .
Digital learning is foremost among these .
Combining institutional schooling models with digital classrooms offer several advantages .
There is a potentially unlimited availability of learning resources .
@ @ @ @ @ @ @ up-to-date information on any subject .
Students can spend their time on topics that they need to review most .
Teachers can still mark the students ’ attendance , give assignments , evaluate students ’ work , and award grades individually .
Technology companies are designing new solutions specifically for education .
Google and IBM offer online courses to learners worldwide .
Some course content is available on mobile apps .
Content can also be downloaded for offline study during poor connectivity such as while commuting or traveling .
AI-based programs have been @ @ @ @ @ @ @ as helping students write better .
These solutions can be designed for learners of all grades and ages .
Software and AI-based learning systems have been around for years .
The recent crisis in education has simply made them much more relevant .
Like any major change the shift from classrooms to digital distance learning comes with challenges .
Infrastructure , competence , content , and connectivity are some of these .
COVID-19 has had a profound negative effect on enrolments , particularly in HEIs .
One reason for this is the financial @ @ @ @ @ @ @ the crisis hundreds of thousands of students from developing countries traveled to universities in the US , UK , AU , CA , and elsewhere for higher education each year .
Many of these campuses are now closed .
Moreover there are travel restrictions and tighter border controls .
Families also have lower disposable incomes on average .
The solution to these issues may well be distance learning .
It eliminates the cost of living in a foreign country .
This makes it a more viable option for aspirants of foreign diplomas .
@ @ @ @ @ @ @ international money transfers , and have access to quality education despite travel limitations .
According to the International Association of Universities ( IAU ) , 85 % of European universities and 72 % of American universities offer distance learning courses .
Schools reopen , but not everywhere The idea of reopening schools after the lockdown has received mixed responses .
The president of Brazil rejected the call to reopen schools .
Similarly in the Philippines schools will not reopen till a successful vaccine is discovered and distributed .
On the other hand students @ @ @ @ @ @ @ schools in April .
Britain reopened some schools in early June .
However students in Scotland , Wales , and Northern Ireland must wait until August .
UNESCO reported that the reopening of schools in China to final year students has been progressive .
Despite these wins the COVID-19 threat is far from over .
With fears of more waves of infection and lockdowns parents continue to search for alternatives that can assure uninterrupted education for their children .

The coronavirus outbreak forced governments worldwide to shut down schools. In April UNESCO reported that schools and higher education institutions (HEIs) were closed in 185 countries. This affected 1.54 billion students and scholars. 89.4% of the world’s enrolled learners no longer had access to conventional education. There is hope that schools will reopen sometime in the coming months. However, the after-effects of the pandemic have changed pedagogical practices forever. Education may never be the same again.
Explanation is in details in the article
Home schooling
Education systems were grappling with many issues even before the pandemic, particularly in developing countries. These issues include access to education, cost, teacher proficiency, availability of teaching/learning materials, poor learning outcomes, and high dropout rates. Social distancing has now been added to the list of concerns. In the present situation parents are increasingly opting to home-school children. As a concept home-schooling has been around for centuries. Nowadays it is more popular in upscale urban areas. Home-schooling allows families to take a more individual approach to learning. Research in the US has shown that home-schooled children frequently outperform their peers academically. This is owed partly to the fact that learners are unencumbered by syllabi. They draw upon the vast resources of libraries and the internet. Home-schooled learners also have more freedom in terms of spending their time on various aspects of personal development.
Virtual classrooms
Educators and governments in all countries are on the lookout for suitable alternatives for traditional schooling. Digital learning is foremost among these. Combining institutional schooling models with digital classrooms offer several advantages. There is a potentially unlimited availability of learning resources. Learning can be supplemented by the most up-to-date information on any subject. Students can spend their time on topics that they need to review most. Teachers can still mark the students’ attendance, give assignments, evaluate students’ work, and award grades individually.
Technology-driven
Technology companies are designing new solutions specifically for education. Google and IBM offer online courses to learners worldwide. Some course content is available on mobile apps. Content can also be downloaded for offline study during poor connectivity such as while commuting or traveling. AI-based programs have been proven to improve learning outcomes, such as helping students write better. These solutions can be designed for learners of all grades and ages. Software and AI-based learning systems have been around for years. The recent crisis in education has simply made them much more relevant. Like any major change the shift from classrooms to digital distance learning comes with challenges. Infrastructure, competence, content, and connectivity are some of these.
Distance learning
COVID-19 has had a profound negative effect on enrolments, particularly in HEIs. One reason for this is the financial outcome of the pandemic. Prior to the crisis hundreds of thousands of students from developing countries traveled to universities in the US, UK, AU, CA, and elsewhere for higher education each year. Many of these campuses are now closed. Moreover there are travel restrictions and tighter border controls. Families also have lower disposable incomes on average. The solution to these issues may well be distance learning. It eliminates the cost of living in a foreign country. This makes it a more viable option for aspirants of foreign diplomas. Students can pay their fees conveniently via international money transfers, and have access to quality education despite travel limitations. According to the International Association of Universities (IAU), 85% of European universities and 72% of American universities offer distance learning courses.
Schools reopen, but not everywhere
The idea of reopening schools after the lockdown has received mixed responses. The president of Brazil rejected the call to reopen schools. Similarly in the Philippines schools will not reopen till a successful vaccine is discovered and distributed. On the other hand students in Denmark and Norway resumed going to schools in April. Britain reopened some schools in early June. However students in Scotland, Wales, and Northern Ireland must wait until August. UNESCO reported that the reopening of schools in China to final year students has been progressive.
Despite these wins the COVID-19 threat is far from over. With fears of more waves of infection and lockdowns parents continue to search for alternatives that can assure uninterrupted education for their children.


newslo--2020-06-25--Tips To Help You Find The Right Commercial Construction Firm

These commercial construction companies are firms that handle building projects for properties that can be sold or leased in the private sector .
Commercial construction has become a lucrative and profitable business of building and marketing within the general construction industry .
They offer valuable services to your commercial project from the initial conception of the design to completion of the building project .
If you are planning on investing in a construction project like corporate offices , retail buildings , or even a shopping mall , consider finding a construction company like Miller-Tippens Commercial Construction in OKC and Tulsa @ @ @ @ @ @ @ project .
How to choose the best commercial construction firm The task of selecting the best people to work for you may prove daunting , but very necessary .
Firms are meant to assist you in coming up with a building program , defining the project scope , and cost allocation .
Here are some factors to help you to reward the contract to the most suitable winner .
• None Make sure you need a commercial construction company .
What kind of project are you undertaking , and what are the pre-requisites @ @ @ @ @ @ @ documentation .
For instance , the skill-set and license for residential buildings differ from those needed on a commercial project .
Pick a company that qualifies to meet your needs .
Treat each bid differently .
Carefully assess the fine-print on all proposals .
Be aware of specific factors such as cost projection , building materials , unit costs , and tenant impact .
Look out for details that outline the firm ’ s range of capabilities .
Their proposals should vividly display their track records , such as completed projects , or @ @ @ @ @ @ @ vet and verify this information .
In pretty much all states , the law dictates that all commercial projects should be carried out under specific legal frameworks .
Always favor the firm with all the required licenses .
Never forget insurance .
Who wouldn ’ t hire someone who can work legally and is covered in the event of an accident ?
Send project information with cost stipulations to prospective bidders before bidding .
Select a firm that will work within your means , eliminating any potential financial stress .
In as much @ @ @ @ @ @ @ most vital considerations , refrain from basing your decision solely on price .
Remember , when the bid is too sweet , think twice .
Do some informal research .
Cross-check your preferences with other business owners who have recently completed a project .
Inquire about local firms and find out their reputation .
People in your social or professional circle have had a good or bad experience with firms that handle commercial construction projects .
Keep note of all positive referrals and never ignore an experience tale .
No matter how small @ @ @ @ @ @ @ intricate tasks are better done by the professionals .
You will have ample time to focus on other minor demanding tasks .

These commercial construction companies are firms that handle building projects for properties that can be sold or leased in the private sector. Commercial construction has become a lucrative and profitable business of building and marketing within the general construction industry. They offer valuable services to your commercial project from the initial conception of the design to completion of the building project. If you are planning on investing in a construction project like corporate offices, retail buildings, or even a shopping mall, consider finding a construction company like Miller-Tippens Commercial Construction in OKC and Tulsa, Oklahoma, to handle your commercial project.
How to choose the best commercial construction firm
The task of selecting the best people to work for you may prove daunting, but very necessary. Firms are meant to assist you in coming up with a building program, defining the project scope, and cost allocation. Here are some factors to help you to reward the contract to the most suitable winner.
Make sure you need a commercial construction company.
What kind of project are you undertaking, and what are the pre-requisites? Different sectors of construction require specific documentation. For instance, the skill-set and license for residential buildings differ from those needed on a commercial project. Pick a company that qualifies to meet your needs.
Be subjective
Treat each bid differently. Carefully assess the fine-print on all proposals. Be aware of specific factors such as cost projection, building materials, unit costs, and tenant impact. Look out for details that outline the firm’s range of capabilities. Their proposals should vividly display their track records, such as completed projects, or even on-going ones. You should quickly vet and verify this information.
Are they sufficiently licensed?
In pretty much all states, the law dictates that all commercial projects should be carried out under specific legal frameworks. Always favor the firm with all the required licenses. Never forget insurance. Who wouldn’t hire someone who can work legally and is covered in the event of an accident?
Work within your budget
Send project information with cost stipulations to prospective bidders before bidding. Select a firm that will work within your means, eliminating any potential financial stress. In as much as project cost is one of the most vital considerations, refrain from basing your decision solely on price. Remember, when the bid is too sweet, think twice.
Referrals
Do some informal research. Cross-check your preferences with other business owners who have recently completed a project. Inquire about local firms and find out their reputation. People in your social or professional circle have had a good or bad experience with firms that handle commercial construction projects. Keep note of all positive referrals and never ignore an experience tale.
Take Away
No matter how small the commercial project, most of the intricate tasks are better done by the professionals. You will have ample time to focus on other minor demanding tasks.


newslo--2020-06-25--Benefits Of Donor Advised Funds

Benefits Of Donor Advised Funds

A donor advised fund can be considered as a vehicle that helps donors to donate money .
A donor advised fund has accounts in which you can put in your payment .
The funds can then be given for charitable work over some time .
Donor advised funds have made life for donors easy .
There are many advantages of using donor advised funds such as When donating , the government will tax you .
The taxes reduce the amount of money that goes to charity work .
The fee charged for donation through the donor advised funds is less @ @ @ @ @ @ @ amount of money that goes to charity work .
The donor advised funds are equipped with philanthropic advisors .
The advisors will advise you on the best charity work to do .
If you have not decided and are confused about who to give , then choose donor-advised funds , it will help you with the right advice .
The advisors are familiar ; hence they help you make sure your money is used well .
The donor advised funds to help you start with little money for donations .
It helps aspiring @ @ @ @ @ @ @ to get a chance to donate .
The donor advised funds to help with the savings of money for charity .
Donating is made easier with the donor advised funds .
All you have to do is give , and the donor advised funds will take care of the rest .
A donor advised funds will handle accounting , legal , and investment services .
As a donor , it will save you time and reduce your workload .
The donor advised funds to take care of your money and wisely invest it @ @ @ @ @ @ @ grants to nonprofits .
A donor advised funds will distribute the gifts immediately .
You will not have to be involved in the long tiresome process of distribution .
The donor advised funds can help you donate anonymously .
It gives you a choice , and you can choose whether you want to be anonymous .
As a donor , it means that you won ’ t have solicitations in your e-mail or physical letters .
The donor advised fund can give out your money without disclosing your details .
You can create @ @ @ @ @ @ @ qualifications are simple , and all you need to do is submit a donor application .
Once the account is created , you can start putting in money for future charity work .
Foundations , families , individuals and even companies can have accounts in the donor advised funds .
You can register your account with any name you wish .
The flexibility of donor advised funds has made it popular and accessible to all .
If you wish to donate , then choose a donor advised fund .
It is of great @ @ @ @ @ @ @ In a donor advised fund , you can make small donations and big donations .
Your money will always be kept safe at all times until you decide where you want it disbursed .

A donor advised fund can be considered as a vehicle that helps donors to donate money. A donor advised fund has accounts in which you can put in your payment. The funds can then be given for charitable work over some time. Donor advised funds have made life for donors easy.
There are many advantages of using donor advised funds such as
Tax reduction
When donating, the government will tax you. The taxes reduce the amount of money that goes to charity work. The fee charged for donation through the donor advised funds is less. Donor advised funds help increase the amount of money that goes to charity work.
Advice
The donor advised funds are equipped with philanthropic advisors. The advisors will advise you on the best charity work to do. If you have not decided and are confused about who to give, then choose donor-advised funds, it will help you with the right advice. The advisors are familiar; hence they help you make sure your money is used well.
Starting with relatively small money
The donor advised funds to help you start with little money for donations. It helps aspiring philanthropists that do not have much money to get a chance to donate. The donor advised funds to help with the savings of money for charity.
Provides essential services
Donating is made easier with the donor advised funds. All you have to do is give, and the donor advised funds will take care of the rest. A donor advised funds will handle accounting, legal, and investment services. As a donor, it will save you time and reduce your workload.
Distribution of grants
The donor advised funds to take care of your money and wisely invest it until you are ready to recommend the grants to nonprofits. A donor advised funds will distribute the gifts immediately. You will not have to be involved in the long tiresome process of distribution.
Anonymity
The donor advised funds can help you donate anonymously. It gives you a choice, and you can choose whether you want to be anonymous. As a donor, it means that you won’t have solicitations in your e-mail or physical letters. The donor advised fund can give out your money without disclosing your details.
Easy and simple creation of accounts
You can create an account within one day. The qualifications are simple, and all you need to do is submit a donor application. Once the account is created, you can start putting in money for future charity work.
Offers services to all
Foundations, families, individuals and even companies can have accounts in the donor advised funds. You can register your account with any name you wish. The flexibility of donor advised funds has made it popular and accessible to all.
Bottom line
If you wish to donate, then choose a donor advised fund. It is of great benefit and offers services to all. In a donor advised fund, you can make small donations and big donations. Your money will always be kept safe at all times until you decide where you want it disbursed.


newslo--2020-06-25--Which Degree is Best for Finance?

Which Degree is Best for Finance?

Looking for a career in finance ?
It ’ s a good choice — finance is a huge field that caters to a wide variety of talents , personality types and career goals .
The degree that ’ s best for you might depend on all sorts of factors ( we ’ ll get into some of these below ) , but here we offer some of the most common degrees in the field , along with the careers in finance they might be good for .
Check out the details in below According to the U.S. Bureau of Labor @ @ @ @ @ @ @ in the door of most major finance careers with a bachelor ’ s degree .
With a Bachelor of Science in Finance , you might be able to pursue a career in fields like personal financial planning , asset management and corporate finance .
These fields include positions like a budget analyst , financial examiner or personal financial advisor , which boasts salaries of $ 76,540 , $ 81,090 and $ 87,850 , respectively .
Degrees in finance typically have coursework that touches on topics like market analysis , financial planning and securities @ @ @ @ @ @ @ you to pick a concentration that can help you find work in specialized fields including global finance , banking or business analytics .
While a bachelor ’ s in finance offers a broader set of options , a bachelor ’ s degree in accounting is laser-focused on building the skills you need to take a job as an accountant or auditor , including no small amount of prep for the Certified Public Accountant exam .
Most of these accounting programs include courses in subjects such as managerial accounting , income tax preparation and @ @ @ @ @ @ @ concentrations in accounting than there are in finance but you might find programs with specializations in areas like business finance , tax law or project management .
As an accountant , you might be responsible for maintaining financial records , making sure taxes are filed for clients and finding ways to reduce costs and increase the financial efficiency of an organization .
According to Payscale.com , entry-level accountants who hold the CPA certification make an average annual salary of $ 52,444 .
There ’ s a reason the Master of Business Administration ( @ @ @ @ @ @ @ in America ( by a long shot ) — it ’ s versatile , well-regarded and it can boost your earning potential by quite a bit .
It can open plenty of doors for you at the higher levels of the business and finance world .
Its curriculum , which might include courses on marketing , leadership and economics , is also a fantastic foundation for people with dreams of being their own bosses .
MBA programs offer a huge variety of concentrations including those in finance .
You might find concentrations in @ @ @ @ @ @ @ finance and banking , all of which can lead to a huge variety of career options including investment fund manager , financial analyst , entrepreneur and many more .
Choosing the right degree for you might mean doing some introspection .
Do you enjoy public roles that require a lot of face-time ?
Do you love working with numbers ?
Or would you thrive in an environment where creativity is valued more ?
You ’ ll also want to balance the particulars of your situation with your goals .
For instance , is @ @ @ @ @ @ @ for a master ’ s worth it or could you meet your career goal with a bachelor ’ s ?
How much time do you have to devote to a degree ?
If you ’ re already a working professional or you have a family , you may need to weigh the time commitment with the eventual benefits to see if it ’ s the right move for you .

Looking for a career in finance? It’s a good choice — finance is a huge field that caters to a wide variety of talents, personality types and career goals. The degree that’s best for you might depend on all sorts of factors (we’ll get into some of these below), but here we offer some of the most common degrees in the field, along with the careers in finance they might be good for.
Check out the details in below
Bachelor of Science in Finance
According to the U.S. Bureau of Labor Statistics, you can get your foot in the door of most major finance careers with a bachelor’s degree. With a Bachelor of Science in Finance, you might be able to pursue a career in fields like personal financial planning, asset management and corporate finance. These fields include positions like a budget analyst, financial examiner or personal financial advisor, which boasts salaries of $76,540, $81,090 and $87,850, respectively.
Degrees in finance typically have coursework that touches on topics like market analysis, financial planning and securities and investments. Many also will allow you to pick a concentration that can help you find work in specialized fields including global finance, banking or business analytics.
Bachelor’s Degree in Accounting
While a bachelor’s in finance offers a broader set of options, a bachelor’s degree in accounting is laser-focused on building the skills you need to take a job as an accountant or auditor, including no small amount of prep for the Certified Public Accountant exam.
Most of these accounting programs include courses in subjects such as managerial accounting, income tax preparation and tax planning strategies. There are fewer concentrations in accounting than there are in finance but you might find programs with specializations in areas like business finance, tax law or project management.
As an accountant, you might be responsible for maintaining financial records, making sure taxes are filed for clients and finding ways to reduce costs and increase the financial efficiency of an organization. According to Payscale.com, entry-level accountants who hold the CPA certification make an average annual salary of $52,444.
Master of Business Administration
There’s a reason the Master of Business Administration (MBA) is the most popular degree in America (by a long shot) — it’s versatile, well-regarded and it can boost your earning potential by quite a bit. It can open plenty of doors for you at the higher levels of the business and finance world. Its curriculum, which might include courses on marketing, leadership and economics, is also a fantastic foundation for people with dreams of being their own bosses.
MBA programs offer a huge variety of concentrations including those in finance. You might find concentrations in finance leadership, operations management, corporate finance and banking, all of which can lead to a huge variety of career options including investment fund manager, financial analyst, entrepreneur and many more.
Choosing the right degree for you might mean doing some introspection. Do you enjoy public roles that require a lot of face-time? Do you love working with numbers? Or would you thrive in an environment where creativity is valued more?
You’ll also want to balance the particulars of your situation with your goals. For instance, is the money you’d plunk down for a master’s worth it or could you meet your career goal with a bachelor’s? How much time do you have to devote to a degree? If you’re already a working professional or you have a family, you may need to weigh the time commitment with the eventual benefits to see if it’s the right move for you.


newslo--2020-06-26--Going Solar: Top 4 Advantages of Solar Energy

Are you considering going solar but not sure whether the switch is worth it ?
Perhaps you have been doing some research and discovered that the number of solar installations has been on a steady rise , hitting 2 million in 2019 , up from 1 million in 2016 .
By 2023 , there will be over 4 million installations in homes and businesses across the United States .
What ’ s it these people know that you don ’ t ?
Well , they know the advantages of solar energy !
To ensure you aren ’ t lagging behind @ @ @ @ @ @ @ solar power in your house or business premises will benefit you .
Imagine a world without energy bills ; a world where you don ’ t have to spend about $ 110 every month on powering your property .
Sounds too good to be true ?
With solar energy , you ’ ll be living in a world where you don ’ t have to worry about the monthly bill from your electricity provider .
All you need to do is to get professionals to install solar panels on your property .
As @ @ @ @ @ @ @ powerful enough to meet your consumption needs , you ’ ll be ready to part ways with your regular electricity provider .
The biggest obstacle for people looking to go solar face is high solar panel installation costs .
On average , solar installation costs anywhere from $ 15,000 to $ 40,000 , depending on the size of your home and power consumption levels .
Sure , even working with $ 15K , we ’ re still looking at a tidy amount .
Not many people have this kind of money readily available @ @ @ @ @ @ @ can deduct 26 percent of your solar installation costs from your federal taxes .
In 2021 , this will fall to 22 percent .
Beyond 2021 , only commercial property owners will be entitled to a 10 percent tax credit .
In addition to federal incentives , most states also offer some incentives , which will further bring down your installation costs .
After these deductions , you could end up spending about $ 10,000 on installation .
There ’ s more .
If you ’ re still unable to afford right now @ @ @ @ @ @ @ like Loanpal .
Are you an environment-conscious person ?
There ’ s no more impactful way to play your part in helping the planet than powering your homes and businesses with solar .
Solar energy is clean and renewable .
When you install solar panels and starting harnessing the sun , you don ’ t pollute the environment in any way .
You ’ ll also help reduce America ’ s reliance on electricity from fossil fuels .
The plants generating this electricity are big producers of carbon emissions .
Property buyers are @ @ @ @ @ @ @ homes that are solar-powered .
As a property owner , this is music to your ears .
You want your property to keep gaining value , and clearly installing solar will give its value a decent boost .
Solar energy is a clear way to power your home and business .
Although the initial installation cost can be a bit high , you ’ ll save a lot more than just money in the long run .
You ’ ll also help save our planet .
What are you waiting for ?
Now @ @ @ @ @ @ @ advantages of solar energy .
Keep tabs on our blog for more informative posts .

Are you considering going solar but not sure whether the switch is worth it?
Perhaps you have been doing some research and discovered that the number of solar installations has been on a steady rise, hitting 2 million in 2019, up from 1 million in 2016. By 2023, there will be over 4 million installations in homes and businesses across the United States.
What’s it these people know that you don’t? Well, they know the advantages of solar energy!
To ensure you aren’t lagging behind, continue reading to learn how installing solar power in your house or business premises will benefit you.
Eliminate Energy Bills
Close your eyes.
Imagine a world without energy bills; a world where you don’t have to spend about $110 every month on powering your property.
Sounds too good to be true?
With solar energy, you’ll be living in a world where you don’t have to worry about the monthly bill from your electricity provider. All you need to do is to get professionals to install solar panels on your property. As long as the panels are big or powerful enough to meet your consumption needs, you’ll be ready to part ways with your regular electricity provider.
Installation Costs Are Affordable
The biggest obstacle for people looking to go solar face is high solar panel installation costs.
On average, solar installation costs anywhere from $15,000 to $40,000, depending on the size of your home and power consumption levels. Sure, even working with $15K, we’re still looking at a tidy amount. Not many people have this kind of money readily available to spend.
There’s good news, though.
In 2020, you can deduct 26 percent of your solar installation costs from your federal taxes. In 2021, this will fall to 22 percent. Beyond 2021, only commercial property owners will be entitled to a 10 percent tax credit.
In addition to federal incentives, most states also offer some incentives, which will further bring down your installation costs. After these deductions, you could end up spending about $10,000 on installation.
There’s more. If you’re still unable to afford right now, you can get financing through companies like Loanpal.
Clean Energy
Are you an environment-conscious person?
There’s no more impactful way to play your part in helping the planet than powering your homes and businesses with solar. Solar energy is clean and renewable. When you install solar panels and starting harnessing the sun, you don’t pollute the environment in any way.
You’ll also help reduce America’s reliance on electricity from fossil fuels. The plants generating this electricity are big producers of carbon emissions.
Boost Your Property’s Value
Property buyers are willing to pay $15,000 more for homes that are solar-powered.
As a property owner, this is music to your ears. You want your property to keep gaining value, and clearly installing solar will give its value a decent boost.
Enjoy the Advantages of Solar Energy
Solar energy is a clear way to power your home and business. Although the initial installation cost can be a bit high, you’ll save a lot more than just money in the long run. You’ll also help save our planet.
What are you waiting for? Now is the best time to enjoy the advantages of solar energy.
Keep tabs on our blog for more informative posts.


newslo--2020-06-26--How CBD Innovators Are Using Technology to Build Their Bottom Line

Entrepreneurs in all industries must constantly look for new ways to make processes more efficient in order to increase profits and improve their bottom line , from removal services to CFD trading .
This is particularly true , however , for entrepreneurs in new industries .
In today ’ s article , we ’ ll be exploring the ways CBD innovators are using technology to achieve success in this burgeoning market .
The Current State of the CBD Industry CBD is certainly having its day , and demand for this cannabinoid product is exceeding all previous expectations .
Experts predict @ @ @ @ @ @ @ more than $ 20 billion by 2024 , as it continues to show up on shelves in different forms , such as beverages , cosmetics , and pet products .
The exponential growth has been positive for CBD entrepreneurs who got into the industry early ; in 2019 , the United States CBD market grew by more than 700 % in just a single year .
With products saturating the market , suppliers and manufacturers are working tirelessly to make their processes more efficient in order to reduce overhead costs and increase profits @ @ @ @ @ @ @ innovations below or read the post in full to learn what those in the CBD industry are doing to stay one step ahead of their competitors .
Cultivation of cannabis can be very expensive , as these plants need specific lighting in order to thrive .
While growers in warmer regions may spend less on cultivation , those in colder areas must rely on indoor lighting that can easily eat away at budget .
To help offset these significant energy costs , many growers are moving towards LED lighting alternatives .
These bulbs @ @ @ @ @ @ @ light spectrum without adding damaging heat .
This makes it easy for manufacturers to set and maintain the appropriate growing temperature without wasting thousands on electricity bills .
Manufacturers are using technology to enhance user experience and increasing sales by targeting their audience with better product .
For example , CBD company CBDfx sells their safe , lab-tested vape juice for use with technologically-advanced vape kits .
These kits are designed with temperature settings optimized for the best possible experience .
Because their products are designed to burn at lower temperatures , they @ @ @ @ @ @ @ have come to expect and avoid producing carcinogens .
CBD manufacturers use a CO2 extraction profess to form CBD ; this process requires what is called a Rosin Press , which is machinery designed to heat and cool the cannabis compound quickly .
The typical rosin press offers about 1,000 pounds of pressure .
However , many CBD players are working on creating new presses that can apply more force , thereby increasing the speed of the CBD production process .
Every industry is learning the benefits of collecting consumer data , and @ @ @ @ @ @ @ .
Big data is the guiding light behind the modern marketing campaign , and CBD companies are using data collection to gain valuable insights into consumer demand and behavior .
As CBD products continue to saturate the market , business owners will be able to mine data that guides product creation , advertising campaigns , and branding options .
It ’ s clear that technology is playing a crucial role in the success and advancement of the CBD industry .
Through machinery improvements , big data collection , and process enhancements , CBD @ @ @ @ @ @ @ their efforts , and we ’ re excited to watch the way technology furthers their success .

Entrepreneurs in all industries must constantly look for new ways to make processes more efficient in order to increase profits and improve their bottom line, from removal services to CFD trading. This is particularly true, however, for entrepreneurs in new industries. In today’s article, we’ll be exploring the ways CBD innovators are using technology to achieve success in this burgeoning market.
The Current State of the CBD Industry
CBD is certainly having its day, and demand for this cannabinoid product is exceeding all previous expectations. Experts predict that the CBD market will be worth more than $20 billion by 2024, as it continues to show up on shelves in different forms, such as beverages, cosmetics, and pet products.
The exponential growth has been positive for CBD entrepreneurs who got into the industry early; in 2019, the United States CBD market grew by more than 700% in just a single year.
With products saturating the market, suppliers and manufacturers are working tirelessly to make their processes more efficient in order to reduce overhead costs and increase profits. Click on one of the technological innovations below or read the post in full to learn what those in the CBD industry are doing to stay one step ahead of their competitors.
LED Lighting Improves Cultivation Refined Cartridges for Better User Experience Advanced Rosin Presses Big Data for Better Marketing Campaigns
LED Lighting Improves Cultivation
Cultivation of cannabis can be very expensive, as these plants need specific lighting in order to thrive. While growers in warmer regions may spend less on cultivation, those in colder areas must rely on indoor lighting that can easily eat away at budget. To help offset these significant energy costs, many growers are moving towards LED lighting alternatives. These bulbs are more cost efficient and provide wide light spectrum without adding damaging heat. This makes it easy for manufacturers to set and maintain the appropriate growing temperature without wasting thousands on electricity bills.
Refined Cartridges for Better User Experience
Manufacturers are using technology to enhance user experience and increasing sales by targeting their audience with better product. For example, CBD company CBDfx sells their safe, lab-tested vape juice for use with technologically-advanced vape kits. These kits are designed with temperature settings optimized for the best possible experience. Because their products are designed to burn at lower temperatures, they can better protect the taste their customers have come to expect and avoid producing carcinogens.
Advanced Rosin Presses
CBD manufacturers use a CO2 extraction profess to form CBD; this process requires what is called a Rosin Press, which is machinery designed to heat and cool the cannabis compound quickly. The typical rosin press offers about 1,000 pounds of pressure. However, many CBD players are working on creating new presses that can apply more force, thereby increasing the speed of the CBD production process.
Big Data for Better Marketing Campaigns
Every industry is learning the benefits of collecting consumer data, and the big CBD players are no different. Big data is the guiding light behind the modern marketing campaign, and CBD companies are using data collection to gain valuable insights into consumer demand and behavior. As CBD products continue to saturate the market, business owners will be able to mine data that guides product creation, advertising campaigns, and branding options.
Final Notes
It’s clear that technology is playing a crucial role in the success and advancement of the CBD industry. Through machinery improvements, big data collection, and process enhancements, CBD entrepreneurs are poised to make millions from their efforts, and we’re excited to watch the way technology furthers their success.


newslo--2020-06-29--7 Questions to Ask Before Choosing an Auto Insurance Provider

Buying a new car can be deceiving .
It seems simple ; you pay for the vehicle , drive it off the lot , and live happily ever after .
But you have to factor in registration , plates , and most of all , how much insurance costs .
Choosing an auto insurance provider has a direct effect on your bank account .
Depending on your insurance provider , you can also get ripped off if you ’ re in an accident .
So choosing an insurance provider isn ’ t exactly a walk in the park ; it @ @ @ @ @ @ @ .
Here are seven questions to ask before selecting an auto insurance provider Many people don ’ t know about the benefits of a mileage-based program .
But a simple call to your State Farm insurance agent can change that .
Mileage-based insurance is perfect for someone who doesn ’ t use their car often .
This type of insurance offers a sizeable discount compared to other coverages .
If you ’ re only using your car to commute to work or drop the kids off at school , you don ’ t @ @ @ @ @ @ @ should reflect the usage of your vehicle .
If you use your car to work and not just to get to work , a commercial auto-insurance coverage program is the right coverage for you .
Personal auto policies don ’ t cover if you transport passengers using Uber or Lyft .
So if you plan on Ubering as a side-gig , hold off on picking an auto insurance provider until you see the best commercial coverages .
3 .
What Kind of Car Are You Buying ?
You may not think about insurance @ @ @ @ @ @ @ convertible , but you might want to reconsider .
Some cars are more expensive to insure than others .
For example , cars with more expensive parts and labor costs are more expensive .
New vehicles are also more costly to insure .
That ’ s not all ; insurers use tons of data to calculate the risk they ’ re taking insuring your car .
Some classic cars even require specific insurance .
So before you purchase that shiny new Audi convertible , understand the insurance costs you ’ ll incur .
@ @ @ @ @ @ @ Park Your Car Matter Depending on where you live , your car will have more insurance costs , such as hail protection or rust .
It also matters where you park your car .
If you live in an urban area , it might increase your insurance costs .
You ’ re also at a higher risk of theft , so comprehensive coverage might be your best option .
5 .
Are You the Only Driver If you ’ re not the only driver , you disclose that information to the provider .
@ @ @ @ @ @ @ on your policy .
Although it ’ s rare , the last thing you want to happen is someone else getting your car in an accident and not having coverage because of it .
States have different laws surrounding liability and collision coverages .
Nearly every state requires liability coverage .
Regardless , it ’ s essential to educate yourself on the state laws so you can comply .
Higher levels of liability coverage cover more severe accidents .
These types of coverages make sure to include your finances in case you cause @ @ @ @ @ @ @ a car or leasing it changes the insurance requirements .
You ’ ll likely have to insure the car for its full value .
Collision and comprehensive coverages are best for financed or leased cars .
These types of coverages are best because in case you total your car , you can receive insurance money to put toward another car .
The insurance money you receive saves you from having to put your own money toward another car while paying off the existing loan .
If you know what type of vehicle you @ @ @ @ @ @ @ ’ s wise to have an idea of how much insurance costs .
The more informed you are on insurance costs , the easier the buying process becomes , and the sooner you ’ ll be out on the road .
Choosing an auto insurance provider isn ’ t the only financial advice our blog gives to readers .
Covering topics such as real estate , home renovations , and finance , Newslo is the go-to blog for all your financial questions .
Read more of our blogs for your financial well-being today @

Buying a new car can be deceiving. It seems simple; you pay for the vehicle, drive it off the lot, and live happily ever after. But you have to factor in registration, plates, and most of all, how much insurance costs.
Choosing an auto insurance provider has a direct effect on your bank account. Depending on your insurance provider, you can also get ripped off if you’re in an accident.
So choosing an insurance provider isn’t exactly a walk in the park; it depends on knowing your options for providers.
Here are seven questions to ask before selecting an auto insurance provider
1. Choosing a Mileage-Based Insurance
Many people don’t know about the benefits of a mileage-based program. But a simple call to your State Farm insurance agent can change that.
Mileage-based insurance is perfect for someone who doesn’t use their car often. This type of insurance offers a sizeable discount compared to other coverages.
If you’re only using your car to commute to work or drop the kids off at school, you don’t need a full-coverage plan. Your policy should reflect the usage of your vehicle.
2. Commercial Auto-Insurance
If you use your car to work and not just to get to work, a commercial auto-insurance coverage program is the right coverage for you. Personal auto policies don’t cover if you transport passengers using Uber or Lyft.
So if you plan on Ubering as a side-gig, hold off on picking an auto insurance provider until you see the best commercial coverages.
3. What Kind of Car Are You Buying?
You may not think about insurance when you’re purchasing that new convertible, but you might want to reconsider. Some cars are more expensive to insure than others.
For example, cars with more expensive parts and labor costs are more expensive. New vehicles are also more costly to insure. That’s not all; insurers use tons of data to calculate the risk they’re taking insuring your car.
Some classic cars even require specific insurance. So before you purchase that shiny new Audi convertible, understand the insurance costs you’ll incur.
4. Your Location and Where You Park Your Car Matter
Depending on where you live, your car will have more insurance costs, such as hail protection or rust. It also matters where you park your car. If you live in an urban area, it might increase your insurance costs.
You’re also at a higher risk of theft, so comprehensive coverage might be your best option.
5. Are You the Only Driver
If you’re not the only driver, you disclose that information to the provider. Other frequent drivers should always be listed on your policy. Although it’s rare, the last thing you want to happen is someone else getting your car in an accident and not having coverage because of it.
6. Legal Obligations
States have different laws surrounding liability and collision coverages. Nearly every state requires liability coverage. Regardless, it’s essential to educate yourself on the state laws so you can comply.
Higher levels of liability coverage cover more severe accidents. These types of coverages make sure to include your finances in case you cause a severe collision.
7. Financed or Leased
Owing money on a car or leasing it changes the insurance requirements. You’ll likely have to insure the car for its full value. Collision and comprehensive coverages are best for financed or leased cars.
These types of coverages are best because in case you total your car, you can receive insurance money to put toward another car. The insurance money you receive saves you from having to put your own money toward another car while paying off the existing loan.
If you know what type of vehicle you’re looking to buy, it’s wise to have an idea of how much insurance costs. The more informed you are on insurance costs, the easier the buying process becomes, and the sooner you’ll be out on the road.
Choose your auto insurance provider with confidence today.
Choosing an auto insurance provider isn’t the only financial advice our blog gives to readers. Covering topics such as real estate, home renovations, and finance, Newslo is the go-to blog for all your financial questions. Read more of our blogs for your financial well-being today!


newslo--2020-06-29--Do Diamonds Have Resale Value?

Do Diamonds Have Resale Value?

Those diamonds in your jewelry collection are definitely older than you are , and even older than any life on Earth .
They ’ re unique , hard to find , and take millions of years to form .
Because of their preciousness and rarity , diamonds have never been an inexpensive commodity .
Though the market fluctuates , its dollar value still continues to steadily grow .
In fact , the diamond industry has grown to be worth over $ 40 billion today .
If you ’ ve got natural diamonds in your possession , you are holding a @ @ @ @ @ @ @ ask , do diamonds have resale value ?
The answer is yes , absolutely .
But how do you determine what that resale value is ?
The answer is simpler than you might think .
Keep reading for a full breakdown of diamond resale value and what determines it .
Diamond Resale Value Vs. Diamond Retail Value A diamond ’ s retail value is defined as the price you paid when you purchased it .
If you purchased it from a retailer , then you paid a hefty price markup .
Unfortunately , @ @ @ @ @ @ @ often much higher than the resale value because of that retail markup .
In other words , you will be hard-pressed to sell it for an equal or greater value than what you initially paid for it .
Even if the diamond jewelry is brand-new and unworn , you will still experience some depreciation in its resale value if you bought it from a retailer .
This is to be expected , but it doesn ’ t mean that the diamonds aren ’ t worth selling .
They ’ re still precious gems @ @ @ @ @ @ @ regardless .
What Affects the Resale Value of a Diamond ?
So , do diamonds have resale value ?
Yes !
But due to the nature of the market , not every diamond ’ s resale value will be the same .
As you might have guessed , the size of the diamond plays a role in its resale price , but that is not the only factor that is considered .
Diamond resale value is determined by the 4 “ C ’ s ” of universal diamond grading : • Clarity , @ @ @ @ @ @ @ diamond has .
• Color grade , or the number of yellow tones in the diamond ; colored diamonds are graded based on color intensity .
• Carat weight , which is the diamond ’ s weight in carats .
• Cut , which measures how proportionate and well-cut a diamond is .
Other determining factors in diamond resale value include its brand : high-end brands like Cartier will hold more value than an unbranded piece .
Plus , if you have the original box and authenticity paperwork , that will also command @ @ @ @ @ @ @ Sell My Diamonds ?
Now that we ’ ve answered the question “ do diamonds have resale value ?
” , how do you go about selling any unwanted pieces ?
Crown Gold Exchange suggests taking them to a reputable dealer in order to get top dollar for your diamonds .
Avoid pawn shops and other “ catch-all ” secondhand dealers , as they aren ’ t likely to give you a very fair price .
It ’ s unlikely that diamond resale value will go up , so why not sell those @ @ @ @ @ @ @ t wear ?
If you ’ re wondering , “ do diamonds have resale value ?
” , the answer is yes .
So get out there and get top dollar for those diamonds !
For more tips , check out our other blog entries .

Those diamonds in your jewelry collection are definitely older than you are, and even older than any life on Earth. They’re unique, hard to find, and take millions of years to form.
Because of their preciousness and rarity, diamonds have never been an inexpensive commodity. Though the market fluctuates, its dollar value still continues to steadily grow.
In fact, the diamond industry has grown to be worth over $40 billion today. If you’ve got natural diamonds in your possession, you are holding a piece of that pie.
Many people ask, do diamonds have resale value? The answer is yes, absolutely. But how do you determine what that resale value is?
The answer is simpler than you might think. Keep reading for a full breakdown of diamond resale value and what determines it.
Diamond Resale Value Vs. Diamond Retail Value
A diamond’s retail value is defined as the price you paid when you purchased it. If you purchased it from a retailer, then you paid a hefty price markup.
Unfortunately, a diamond’s retail value is often much higher than the resale value because of that retail markup. In other words, you will be hard-pressed to sell it for an equal or greater value than what you initially paid for it.
Even if the diamond jewelry is brand-new and unworn, you will still experience some depreciation in its resale value if you bought it from a retailer. This is to be expected, but it doesn’t mean that the diamonds aren’t worth selling. They’re still precious gems and diamond resale tends to be high regardless.
What Affects the Resale Value of a Diamond?
So, do diamonds have resale value? Yes! But due to the nature of the market, not every diamond’s resale value will be the same.
As you might have guessed, the size of the diamond plays a role in its resale price, but that is not the only factor that is considered. Diamond resale value is determined by the 4 “C’s” of universal diamond grading:
Clarity , or how many dark spots/cloudiness/other imperfections the diamond has.
, or how many dark spots/cloudiness/other imperfections the diamond has. Color grade , or the number of yellow tones in the diamond; colored diamonds are graded based on color intensity.
, or the number of yellow tones in the diamond; colored diamonds are graded based on color intensity. Carat weight , which is the diamond’s weight in carats.
, which is the diamond’s weight in carats. Cut, which measures how proportionate and well-cut a diamond is.
Other determining factors in diamond resale value include its brand: high-end brands like Cartier will hold more value than an unbranded piece. Plus, if you have the original box and authenticity paperwork, that will also command a higher price.
Where Can I Sell My Diamonds?
Now that we’ve answered the question “do diamonds have resale value?”, how do you go about selling any unwanted pieces?
Crown Gold Exchange suggests taking them to a reputable dealer in order to get top dollar for your diamonds. Avoid pawn shops and other “catch-all” secondhand dealers, as they aren’t likely to give you a very fair price.
Sell Your Diamonds Now
It’s unlikely that diamond resale value will go up, so why not sell those diamond jewelry pieces that you don’t wear? If you’re wondering, “do diamonds have resale value?”, the answer is yes. So get out there and get top dollar for those diamonds!
For more tips, check out our other blog entries.


newslo--2020-06-30--The How To’s of Taxes: 4 Essential Steps

As a taxpayer owner in 2020 , it can be incredibly tricky trying to navigate these unprecedented times .
With the ongoing COVID-19 pandemic altering life as we know it , even the most fundamentally ingrained parts of our lives as American citizens have been put on hold .
And even while Uncle Sam has taken a backseat to the coronavirus ’ wreckage , the modified tax day date creeps closer with every week passed .
With tax day moved from the typical April 15th date to a more lenient July 15th date , taxpayers have had a few extra @ @ @ @ @ @ @ in order for filing .
If you ’ re gearing up to tackle your tax season now , this step-by-step guide will serve as a comprehensive and concise guide for how to prepare your taxes .
Sometimes life just happens—if you ’ ve ever found yourself in a place where you weren ’ t able to file your taxes one year , your good standing with the IRS may be compromised .
If that was the case for you in the 2018 or 2017 year , you will want to make sure you @ @ @ @ @ @ @ taxes or outstanding penalties before it comes time to file for the 2019 year .
This is an essential first step as tax penalties can compound , effectively making it increasingly difficult to get caught up .
In case you ’ re currently behind on your tax duties , have a tax offset , or are worried that you might not have the funds you need to pay your balance this year , consider contacting a tax expert to assist you with managing IRS tax alleviation before things fall wildly out of your @ @ @ @ @ @ @ things you can do to prevent any possible confusion during tax season is determining early on how you plan to file taxes .
Choosing an approach that works for you will help ease any stress or headache that could otherwise arise if you waited until the last minute to assess your options .
• File online : Filing online is often the best choice for many taxpayers since it is quick , convenient , and often the most budget-friendly .
If you ’ re in a difficult or more-involved tax situation as a @ @ @ @ @ @ @ it may be smarter to opt for some additional professional assistance to help you file according to IRS and state tax requirements .
• File with a tax preparer : As mentioned above , those faced with more complex tax situations beyond your average individual tax filing , may find enlisting the help of a tax preparer to be far more effective than tackling tax season alone .
The entire appeal of filing with an accountant is that you ’ re able to gain an edge of accuracy and precision that allows them @ @ @ @ @ @ @ mathematical perfection .
Before it ’ s time to sit down and tackle your taxes , make a point to start collecting and organizing the documents you ’ ll need .
This could include everything from your W-2s and 1099s to your employers ’ evidence of health insurance coverage and student loan interest documents .
Any relevant tax documents should be set aside in one organized space .
Having all of your necessary documents already organized will make scanning , uploading , and copying your information incredibly easy .
Once you ’ ve @ @ @ @ @ @ @ of the data you needed from your documents and receipts , be sure to hold onto those papers .
We recommend holding onto tax papers for at least three years before shredding and disposing of them .
If you need more time to file , you should consider applying for a six-month extension with the IRS .
Despite Uncle Sam being a universally intimidating force to be reckoned with , he can be pretty lenient when it comes to installment plans and filing extensions .
Jot down the tax filing deadline on your @ @ @ @ @ @ @ note to ensure you file and pay your taxes on time .
You will have to face fines if you bring in late .
Why do you spend more on your taxes when you can only set a reminder ?
It ’ s not fun doing your taxes—we understand .
It doesn ’ t deliver that instant-gratification you ’ d get while shopping or dining out with friends and family , but it ’ s an inevitable fact of life that you ’ ll face once a year .
Procrastinating or avoiding your @ @ @ @ @ @ @ obligations are going to evaporate .
Using this guide , you can tackle tax season head-on with everything you need to successfully survive another year as an American taxpayer .

When you are about to travel, it is essential to have suitable travel insurance to enjoy your trip without any inconvenience or worrying about what to do in case of…
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newslo--2020-06-30--What Types of Insurance Do You Need If You’re Self-Employed?

More and more people are ditching the 9 to 5 grind in favor of self-employment .
And why not ?
You are your own boss and can set your own working hours .
You are working on passionate projects and making money doing what you love .
At any time , you can drop everything and take a well-deserved vacation .
Also , you choose who is in your team and the clients you want to work with .
You have the chance to infuse your creativity and personality into your products without a boss stepping on your ideas .
@ @ @ @ @ @ @ how much you earn instead of waiting years for a promotion or pay rise .
Many people go into self-employment for the freedom , or lack of exciting 9 – 5 jobs .
Others are just leveraging the power of modern technology , which has made working remotely a lot easier than , say , 20 years ago .
Self-employment is especially an ideal arrangement if you want to create a healthy work-life balance .
It ’ s also the backbone of what is known as lifestyle businesses , where you ’ re @ @ @ @ @ @ @ Without a doubt , self-employment comes with many perks , but there are equally as many risks since you don ’ t have an employer protecting you .
Here ’ s where self-employed insurance comes in .
The risks are particularly amplified when you ’ re starting , and your business is not profitable .
And while you might want to cut corners until you build some momentum , never cut corners on insurance coverage .
You might want to accept it outrightly , but when you go into self-employment , everything depends @ @ @ @ @ @ @ much you try ; you can ’ t control everything .
Accidents , natural calamity , lawsuits , loses , theft and injuries , etc .
happen without warning , and could incapacitate your new business or completely obliterate it .
With the good financial sense , emergency savings , and the right insurance coverage , you can avoid huge loses and protect your business ( hence income ) .
In the upcoming section , we cover a number of insurance options to consider as you continue building your self-employed career .
Best @ @ @ @ @ @ @ ’ re Self-Employed In the following section , we look at the most important types of insurance you need from both a personal and business perspective .
Also , remember to do some comparison shopping when purchasing insurance to get the best deal , and save some money while running your business .
That out of the way , let us start with the most obvious type of insurance every entrepreneur must have .
When in salaried employment , your employer usually helps with your health insurance premiums .
It ’ s a @ @ @ @ @ @ @ attract and retain the best talent .
In many ( if not all ) companies , the health insurance cover is extended to other members of your family , giving you much-deserved peace of mind .
It also means you ’ re protected from minor and huge hospital bills should you or a member of your family falls ill or get an injury .
Without the right health insurance , you have to shoulder the financial burden alone , which can easily deplete your savings , if you had savings to begin with @ @ @ @ @ @ @ you don ’ t have an employer shielding you from the financial burden of medical services .
It is your responsibility to purchase health insurance especially if your family depends on you .
If you fall sick and you don ’ t have insurance , you ’ ll lose income since you can not work , and this will affect you and your family financially , mentally and emotionally .
With health insurance , you shield yourself , your family and your business from medical expenses , undue stress and losses due to @ @ @ @ @ @ @ however , since there are tax deductions on health insurance premiums for self-employed people , which can lighten the load .
Best is to sit down with an independent agent who helps you find the best insurance cover for your family ’ s needs and budget .
Health insurance protects you and your family when you need to pay medical bills .
But what happens when you ’ re terminally ill or suffer an injury that keeps you away from work for several months ?
If you can ’ t go to work @ @ @ @ @ @ @ will significantly hurt your cash flow .
And what happens when your cash flow dries ?
You risk closing down your business and losing everything .
Worse still , if you have a family that depends on your income , how will you provide for their needs without cash flow ?
Now , nobody ever wants to fall terminally ill or be involved in an accident that takes you out of commission for months on end .
But , with disability insurance cover , you can provide for your family while you recover @ @ @ @ @ @ @ , usually replaces 50 % to 60 % of your income , which is better than nothing .
Still , it ’ s advisable to create an emergency fund , and spend wisely until you ’ re able to work again .
Running a business is not for the faint of heart .
You juggle so many hats at any given time , meaning it is easy to ignore some areas innocently .
Additionally , issues at a personal level can affect your attention and how you work resulting in negligence and other @ @ @ @ @ @ @ ’ s not even your fault .
A supplier might send you faulty goods .
We have seen it happen many times , even with big companies who end up recalling faulty products .
Since your business is your responsibility as a self-employed worker , you must be wondering what type of insurance you ’ d need in such scenarios .
Well , there is liability insurance , which is meant to cushion you from negligence claims , and lawsuits for personal injury as well as property damage claims .
There are different @ @ @ @ @ @ @ business .
General liability insurance protects you from property damages and bodily injuries that caused by your products or services .
Professional liability insurance protects you from misconduct and negligence claims , which are common with professionals such as doctors and lawyers , among others .
While you ’ re doing your best to provide the best service and products , it ’ s important to get liability insurance because , as we said , you never know when something bad will happen .
Someone might slip while in your store and you @ @ @ @ @ @ @ expenses .
That brilliant electrical product you just launched could blow up in someone ’ s face , and while you don ’ t want that to happen , it ’ s best to be prepared with some liability insurance coverage .
If you use vehicles in your business , it ’ s important to check out the options you have as far as self-employed auto insurance goes .
But before you run out to purchase motor insurance , there are a couple of things to keep in mind .
If you are @ @ @ @ @ @ @ errands such as visiting family and friends , road trips or doing grocery shopping , regular car insurance is adequate .
However , if you use your car to travel to work or for work , you need to add cover for commuting .
On the other hand , if you use your car for business purposes , say you run a moving company or visit clients in their homes for professional services such as elderly care , you must have business car insurance .
If your employees drive to work in their @ @ @ @ @ @ @ ensure they are covered for business use .
Also , remember business car insurance is often more expensive than regular car insurance .
Additionally , your insurance rates also depend on what you do for a living , whether you choose personal or business car insurance .
Good news is that car insurance is tax-deductible for self-employed people since you can claim it as an allowable business expense alongside parking fees , petrol , servicing and repairs .
Note that you can lower your premiums by reducing annual mileage , driving safely and @ @ @ @ @ @ @ not least , we have life insurance .
Nobody ever wants to think of their death .
But death is inevitable and can happen any time without warning .
It ’ s the superficiality of life in the face of death that makes it worth living , right ?
That aside , we are here to talk about self-employed insurance , not philosophy 😊 Now , if you have a family who depend on you financially , getting life insurance cover is a no brainer .
Life insurance protects your family when you @ @ @ @ @ @ @ unexpectedly .
The financial stability life insurance offers will go a long way in helping them recover .
Life insurance comes in two forms ; term life or whole life policy .
The former i.e.
, term life protects you for a set period , such as until your children are adults and can make it on their own .
A whole life policy is pricier in comparison , but it ’ s touted as a long-term investment , and covers you for life .
When you go into business for yourself ( @ @ @ @ @ @ @ in self-employment ) , prepare yourself for the sweet perks and freedoms that come with the job .
But to keep enjoying the perks and stay sane , you need to get insurance ( and the right kids of insurance ) in order to protect you , your family and your business from any unwanted events , natural or human-made .
Sit down with your trusted insurance agent and come up with the insurance coverage that is perfect for you , your business , your beloved family , and , of course , @ @ @ @ @ @ @ forget to shop around before committing to one insurance firm because some companies have exorbitant premiums for no plausible reason at all .

More and more people are ditching the 9 to 5 grind in favor of self-employment. And why not? You are your own boss and can set your own working hours. You are working on passionate projects and making money doing what you love. At any time, you can drop everything and take a well-deserved vacation.
Also, you choose who is in your team and the clients you want to work with. You have the chance to infuse your creativity and personality into your products without a boss stepping on your ideas. Within reason, you can also control how much you earn instead of waiting years for a promotion or pay rise.
Many people go into self-employment for the freedom, or lack of exciting 9 – 5 jobs. Others are just leveraging the power of modern technology, which has made working remotely a lot easier than, say, 20 years ago.
Self-employment is especially an ideal arrangement if you want to create a healthy work-life balance. It’s also the backbone of what is known as lifestyle businesses, where you’re paid to live out your hobbies.
Without a doubt, self-employment comes with many perks, but there are equally as many risks since you don’t have an employer protecting you. Here’s where self-employed insurance comes in.
The risks are particularly amplified when you’re starting, and your business is not profitable. And while you might want to cut corners until you build some momentum, never cut corners on insurance coverage.
You might want to accept it outrightly, but when you go into self-employment, everything depends on you! And no matter how much you try; you can’t control everything.
Accidents, natural calamity, lawsuits, loses, theft and injuries, etc. happen without warning, and could incapacitate your new business or completely obliterate it. With the good financial sense, emergency savings, and the right insurance coverage, you can avoid huge loses and protect your business (hence income).
In the upcoming section, we cover a number of insurance options to consider as you continue building your self-employed career.
Best Types of Insurance to Have If You’re Self-Employed
In the following section, we look at the most important types of insurance you need from both a personal and business perspective. Also, remember to do some comparison shopping when purchasing insurance to get the best deal, and save some money while running your business.
That out of the way, let us start with the most obvious type of insurance every entrepreneur must have.
Health Insurance
When in salaried employment, your employer usually helps with your health insurance premiums. It’s a great employee benefit many companies use to attract and retain the best talent.
In many (if not all) companies, the health insurance cover is extended to other members of your family, giving you much-deserved peace of mind.
It also means you’re protected from minor and huge hospital bills should you or a member of your family falls ill or get an injury.
Without the right health insurance, you have to shoulder the financial burden alone, which can easily deplete your savings, if you had savings to begin with.
When it comes to self-employment, you don’t have an employer shielding you from the financial burden of medical services. It is your responsibility to purchase health insurance especially if your family depends on you.
If you fall sick and you don’t have insurance, you’ll lose income since you cannot work, and this will affect you and your family financially, mentally and emotionally.
With health insurance, you shield yourself, your family and your business from medical expenses, undue stress and losses due to downtime.
Don’t worry, however, since there are tax deductions on health insurance premiums for self-employed people, which can lighten the load.
Best is to sit down with an independent agent who helps you find the best insurance cover for your family’s needs and budget.
Disability Insurance
Health insurance protects you and your family when you need to pay medical bills. But what happens when you’re terminally ill or suffer an injury that keeps you away from work for several months?
Here’s what will happen.
If you can’t go to work for several months, your unprecedented absence will significantly hurt your cash flow. And what happens when your cash flow dries? You risk closing down your business and losing everything.
Worse still, if you have a family that depends on your income, how will you provide for their needs without cash flow? Now, nobody ever wants to fall terminally ill or be involved in an accident that takes you out of commission for months on end.
But, with disability insurance cover, you can provide for your family while you recover. Keep in mind that disability insurance, usually replaces 50% to 60% of your income, which is better than nothing. Still, it’s advisable to create an emergency fund, and spend wisely until you’re able to work again.
Liability Insurance
Running a business is not for the faint of heart. You juggle so many hats at any given time, meaning it is easy to ignore some areas innocently. Additionally, issues at a personal level can affect your attention and how you work resulting in negligence and other nasty occurrences.
Other times, it’s not even your fault. A supplier might send you faulty goods. We have seen it happen many times, even with big companies who end up recalling faulty products.
Since your business is your responsibility as a self-employed worker, you must be wondering what type of insurance you’d need in such scenarios.
Well, there is liability insurance, which is meant to cushion you from negligence claims, and lawsuits for personal injury as well as property damage claims.
There are different types of liability insurance to protect your business. General liability insurance protects you from property damages and bodily injuries that caused by your products or services.
Professional liability insurance protects you from misconduct and negligence claims, which are common with professionals such as doctors and lawyers, among others.
While you’re doing your best to provide the best service and products, it’s important to get liability insurance because, as we said, you never know when something bad will happen.
Someone might slip while in your store and you’ll need to cover their medical expenses.
That brilliant electrical product you just launched could blow up in someone’s face, and while you don’t want that to happen, it’s best to be prepared with some liability insurance coverage.
Auto Insurance
If you use vehicles in your business, it’s important to check out the options you have as far as self-employed auto insurance goes. But before you run out to purchase motor insurance, there are a couple of things to keep in mind.
If you are self-employed but use your car for personal errands such as visiting family and friends, road trips or doing grocery shopping, regular car insurance is adequate. However, if you use your car to travel to work or for work, you need to add cover for commuting.
On the other hand, if you use your car for business purposes, say you run a moving company or visit clients in their homes for professional services such as elderly care, you must have business car insurance.
If your employees drive to work in their own cars, you also need to ensure they are covered for business use.
Also, remember business car insurance is often more expensive than regular car insurance. Additionally, your insurance rates also depend on what you do for a living, whether you choose personal or business car insurance.
Good news is that car insurance is tax-deductible for self-employed people since you can claim it as an allowable business expense alongside parking fees, petrol, servicing and repairs.
Note that you can lower your premiums by reducing annual mileage, driving safely and increasing your voluntary excess.
Life Insurance
Last but not least, we have life insurance. Nobody ever wants to think of their death. But death is inevitable and can happen any time without warning. It’s the superficiality of life in the face of death that makes it worth living, right?
That aside, we are here to talk about self-employed insurance, not philosophy 😊
Now, if you have a family who depend on you financially, getting life insurance cover is a no brainer. Life insurance protects your family when you, their breadwinner, kicks the bucket unexpectedly. The financial stability life insurance offers will go a long way in helping them recover.
Life insurance comes in two forms; term life or whole life policy. The former i.e., term life protects you for a set period, such as until your children are adults and can make it on their own. A whole life policy is pricier in comparison, but it’s touted as a long-term investment, and covers you for life.
Conclusion
When you go into business for yourself (or if you’re already are in self-employment), prepare yourself for the sweet perks and freedoms that come with the job.
But to keep enjoying the perks and stay sane, you need to get insurance (and the right kids of insurance) in order to protect you, your family and your business from any unwanted events, natural or human-made.
Sit down with your trusted insurance agent and come up with the insurance coverage that is perfect for you, your business, your beloved family, and, of course, your budget.
Don’t also forget to shop around before committing to one insurance firm because some companies have exorbitant premiums for no plausible reason at all.


newslo--2020-06-30--Digital Activities Of ‘Suspects’ Monitored With A Spy Phone App

In the 21st century , we ’ re living in times of uncertainly and mistrust .
Business partners , family members , and married couples often have reason to doubt those closest to them .
It ’ s why mobile phone spy apps have come into the fore – to discreetly gather and monitor sensitive information between those under suspect .
The many uses a spy app can be put to With the software program , you can record and monitor the actions of someone without them knowing about it .
Parents , spouses , and employers all use this @ @ @ @ @ @ @ people , and all the track records of texting or calling as well as social media applications are transferred to the host .
Get to know the features available You can be eavesdropping and storing information , but because there is quite a lot of this software around , you ’ ll need to get to know some of the features .
Which features will suit you as you set out to monitor the digital activities of certain people ?
Things such as remote control , the ability to work in stealth mode @ @ @ @ @ @ @ come into play .
A spy phone app from Spy Phone Labs LLC is useful in that it is free to download and can be used to monitor activity on as many as 5 different phones , all from the same account .
Once downloaded , you get an icon to indicate it has been downloaded .
Spy Phone Labs LLC is a U.S. based company and after just 30 seconds of installation , parents , spouses and employers can be monitoring data .
Some of the activities that will be recorded are @ @ @ @ @ @ @ logged making use of GPS coordinates • Any apps installed will be recorded The spy app is compatible with Android 2.3 to Android 7.0 phones .
Once you click the free download buttons , you ’ re sent to their Google Play Android page .
To install the software you click on the link .
Phone tracker installs on your Android phone when you use a username and password .
You will have to validate the installation .
The account will be deleted if you don ’ t log in within 7 days @ @ @ @ @ @ @ have achieved your purpose with the software it can be uninstalled .
Revelations and deciding on the steps to take A spy tracker can be a wonderful revelation for you and can bring peace of mind to you – and closure when done within what the law allows .
It quietly gathers the information and activities you need to analyze .
Parents can check children ’ s activities , business owners can check the productivity of employees and spouses can check the activities of their partners , and then take the appropriate action @ @ @ @ @ @

In the 21st century, we’re living in times of uncertainly and mistrust. Business partners, family members, and married couples often have reason to doubt those closest to them.
It’s why mobile phone spy apps have come into the fore – to discreetly gather and monitor sensitive information between those under suspect.
The many uses a spy app can be put to
Discreetly monitoring someone’s actions
With the software program, you can record and monitor the actions of someone without them knowing about it. Parents, spouses, and employers all use this software to monitor the goings-on of certain people, and all the track records of texting or calling as well as social media applications are transferred to the host.
Get to know the features available
You can be eavesdropping and storing information, but because there is quite a lot of this software around, you’ll need to get to know some of the features. Which features will suit you as you set out to monitor the digital activities of certain people?
Things such as remote control, the ability to work in stealth mode, call recording and price will all come into play. A spy phone app from Spy Phone Labs LLC is useful in that it is free to download and can be used to monitor activity on as many as 5 different phones, all from the same account.
Once downloaded, you get an icon to indicate it has been downloaded. Spy Phone Labs LLC is a U.S. based company and after just 30 seconds of installation, parents, spouses and employers can be monitoring data.
Some of the activities that will be recorded are –
Location of the smartphone being logged making use of GPS coordinates
Any apps installed will be recorded
Contacts on the phone.
The spy app is compatible with Android 2.3 to Android 7.0 phones. Once you click the free download buttons, you’re sent to their Google Play Android page.
To install the software you click on the link. Phone tracker installs on your Android phone when you use a username and password. You will have to validate the installation. The account will be deleted if you don’t log in within 7 days after downloading the software. Once you have achieved your purpose with the software it can be uninstalled.
Revelations and deciding on the steps to take
A spy tracker can be a wonderful revelation for you and can bring peace of mind to you – and closure when done within what the law allows. It quietly gathers the information and activities you need to analyze.
Parents can check children’s activities, business owners can check the productivity of employees and spouses can check the activities of their partners, and then take the appropriate action with the proof they have.


newslo--2020-07-01--I Need Quick Cash: 10 Top Ways to Get Money When You Need It Fast

We can ’ t predict what life throws at us… but we can adapt .
An emergency fund is a great thing to have for unexpected moments .
Unfortunately , not everyone has the privy of having one .
This puts things in a bind when those unexpected bills ( or opportunities ) pop up .
Knowing a few ways to get quick cash when it ’ s needed is really handy .
What are some of the quickest ways to get money without overwhelming yourself ?
Try one , or all , of the suggestions outlined in this roundup @ @ @ @ @ @ @ are plentiful and not nearly as skeezy as they ’ re made out to be .
You can get quick cash for everyday goods when in a pinch .
They ’ ll even hold that item for a few weeks if you come up with money and want it back .
Pawning items isn ’ t your thing ?
Consider selling stuff via : Look for things people want such as electronics , jewelry , and clothes .
Be ready to haggle but also okay with letting things go since you need fast @ @ @ @ @ @ @ to 3 hours for your first visit .
The follow-ups are faster since they have you in their system .
Each trip could net about $ 40 to $ 100 depending on bonuses and referrals .
You can get quick cash the same day when working with online lenders .
The terms are generally higher than bank-backed loans .
However , it ’ s certainly an option when you need more than a few bucks to float through the day .
There are plenty of services that you can do with free time @ @ @ @ @ @ @ , but you don ’ t need any real training to explore these options .
See what labor you could offer and put your name out there .
Or use one of the many gig apps to connect and find quick paying work .
Don ’ t like getting your hands dirty ?
Sell what you know instead !
• Think about what you know or do on a daily basis • Research who else is doing it through gig apps and job sites • Create an enticing pitch and profile , and @ @ @ @ @ @ @ plenty of people willing to pay for services .
From tutoring to web marketing , see what opportunity is out there !
7 .
Pick up a Shift or Ask for Overtime “ Quick ” is subjective in this money-making opportunity , but you can ’ t deny its validity !
See if anyone is taking time off and pick up an extra shift .
Or , ask your employer if there are any opportunities for overtime .
Look… we all get in tough spots from time to time .
There ’ s @ @ @ @ @ @ @ you need it .
Start a GoFundMe or reach out to friends , family , or local charities .
People are willing to help ( just don ’ t burn that bridge ) .
There are a few apps that ’ ll front you money — like : These paycheck advance apps are handy when you ’ re in a pinch .
Otherwise , you could always ask your employer if they could float you funds until payday .
Take a cruise around apartment complexes and the suburbs .
Look for items set @ @ @ @ @ @ @ .
You could scrap metal items at a local junkyard .
Or flip them with a bit of DIY and re-listing them on OfferUp or Let Go .
Get Out of the “ Quick Cash ” Mindset It ’ s good to know a few ways to get quick cash when the time calls .
But , it ’ s also important that you don ’ t get too reliant on them .
Get back into long-term success through education , career goals , and smart budgeting .
Stay ahead of what life @ @ @ @ @ @ @ can !
Check out all the great guides and tutorials here on the site .
You ’ ll get everything needed to adapt when the time comes .
Good luck out there !

We can’t predict what life throws at us… but we can adapt.
An emergency fund is a great thing to have for unexpected moments. Unfortunately, not everyone has the privy of having one. This puts things in a bind when those unexpected bills (or opportunities) pop up.
Knowing a few ways to get quick cash when it’s needed is really handy.
What are some of the quickest ways to get money without overwhelming yourself? Try one, or all, of the suggestions outlined in this roundup!
Here are the details below
1. Pawn Stuff
Pawnshops are plentiful and not nearly as skeezy as they’re made out to be. You can get quick cash for everyday goods when in a pinch. They’ll even hold that item for a few weeks if you come up with money and want it back.
2. Sell Stuff
Pawning items isn’t your thing? Consider selling stuff via:
eBay
Let Go
OfferUp
Yard sale
FB marketplace
Life Insurance
Look for things people want such as electronics, jewelry, and clothes. Be ready to haggle but also okay with letting things go since you need fast cash.
3. Donate Plasma
Plasma donation takes about 2 to 3 hours for your first visit. The follow-ups are faster since they have you in their system. Each trip could net about $40 to $100 depending on bonuses and referrals.
4. Get a Quick Loan
You can get quick cash the same day when working with online lenders. The terms are generally higher than bank-backed loans. However, it’s certainly an option when you need more than a few bucks to float through the day.
5. Sell Your Labor
There are plenty of services that you can do with free time:
Dog walking
Babysitting
Shopping
Cleaning
Delivery
A bit of experience certainly helps, but you don’t need any real training to explore these options. See what labor you could offer and put your name out there. Or use one of the many gig apps to connect and find quick paying work.
6. Sell Your Knowledge
Don’t like getting your hands dirty? Sell what you know instead!
Do this exercise:
Think about what you know or do on a daily basis Research who else is doing it through gig apps and job sites Create an enticing pitch and profile, and start promoting yourself
You’ll find plenty of people willing to pay for services. From tutoring to web marketing, see what opportunity is out there!
7. Pick up a Shift or Ask for Overtime
“Quick” is subjective in this money-making opportunity, but you can’t deny its validity! See if anyone is taking time off and pick up an extra shift. Or, ask your employer if there are any opportunities for overtime.
8. Ask
Look… we all get in tough spots from time to time. There’s no shame in asking for help when you need it. Start a GoFundMe or reach out to friends, family, or local charities. People are willing to help (just don’t burn that bridge).
9. Get an Advance
There are a few apps that’ll front you money — like:
Varo
Chime
Brigit
These paycheck advance apps are handy when you’re in a pinch. Otherwise, you could always ask your employer if they could float you funds until payday.
10. Scrap/Flip Found Stuff
Take a cruise around apartment complexes and the suburbs. Look for items set out by the trash and collection areas. You could scrap metal items at a local junkyard. Or flip them with a bit of DIY and re-listing them on OfferUp or Let Go.
Get Out of the “Quick Cash” Mindset
It’s good to know a few ways to get quick cash when the time calls. But, it’s also important that you don’t get too reliant on them. Get back into long-term success through education, career goals, and smart budgeting.
Stay ahead of what life throws at you by learning everything you can!
Check out all the great guides and tutorials here on the site. You’ll get everything needed to adapt when the time comes. Good luck out there!


newslo--2020-07-02--How to Send Money to Your Family When You are Deployed

Your family isn ’ t with you , but that doesn ’ t mean you can ’ t support them by sending videos , letters , and even financial help .
The problem is that sending financial support isn ’ t always easy .
The following are a few options available to you A trusted way to send money to your family is through your bank .
The chances are high that your family member has an account with a financial institution .
This means sending money back home should be a breeze .
The only little hiccup is that @ @ @ @ @ @ @ to transfer money from your location to your family ’ s .
Talk to the banking institution you ’ re thinking of working with to find out how much you ’ ll be paying with them .
Paypal is a popular option for military personnel .
You will probably hear about this company from others .
Paypal is trustworthy , and the money transferred gets to its destination quickly .
The only thing you are going to have to consider is the fact that this company operates online .
The recipient will need @ @ @ @ @ @ @ money .
You can ’ t go to a physical location nor could your family .
It may be hard for a person to get the money out of the account as this is usually done through a linked bank account if the person doesn ’ t have a debit card with PayPal .
If you are comfortable with this , then it is a good option , especially because their fees are reasonable .
There are several cash apps you can use like Venmo .
These cash apps work great .
Your @ @ @ @ @ @ @ ease , and they are quite trustworthy , but there are a few drawbacks .
To get started , you will both have to download the apps , and you ’ ll need access to the internet to use the app .
This can be a little inconvenient if you or your family find yourself in an area with no internet connection , so just make sure you ’ re at the right place .
Another way to send money to friends and family is through a money transferring service like Western Union @ @ @ @ @ @ @ send money to each other , no matter where they are in the world .
Servicemen and women have relied on this service because you will likely find a physical location all over the world .
If you need to send cash , this is one of the best ways to do so .
On top of being able to send cash through a physical location , this company also offers online transfers and app transfers to make your life easier .
These are some ways you can support your family financially even @ @ @ @ @ @ @ .
Talk to your family , and find out what would work best .
Allow that to guide your decision regarding the right choice for you

Your family isn’t with you, but that doesn’t mean you can’t support them by sending videos, letters, and even financial help. The problem is that sending financial support isn’t always easy.
The following are a few options available to you
Through the Bank
A trusted way to send money to your family is through your bank. The chances are high that your family member has an account with a financial institution. This means sending money back home should be a breeze.
The only little hiccup is that sometimes banks charge you a significant fee to transfer money from your location to your family’s. Talk to the banking institution you’re thinking of working with to find out how much you’ll be paying with them.
Using Paypal
Paypal is a popular option for military personnel. You will probably hear about this company from others. Paypal is trustworthy, and the money transferred gets to its destination quickly.
The only thing you are going to have to consider is the fact that this company operates online. The recipient will need an account with the company to receive money. You can’t go to a physical location nor could your family. It may be hard for a person to get the money out of the account as this is usually done through a linked bank account if the person doesn’t have a debit card with PayPal. If you are comfortable with this, then it is a good option, especially because their fees are reasonable.
Mobile Apps
There are several cash apps you can use like Venmo. These cash apps work great. Your family will get your financial support with ease, and they are quite trustworthy, but there are a few drawbacks.
To get started, you will both have to download the apps, and you’ll need access to the internet to use the app. This can be a little inconvenient if you or your family find yourself in an area with no internet connection, so just make sure you’re at the right place.
Money Transfers
Another way to send money to friends and family is through money transfer services like Western Union. This company ensures that folks can send money to each other, no matter where they are in the world.
Servicemen and women have relied on this service because you will likely find a physical location all over the world. If you need to send cash, this is one of the best ways to do so. On top of being able to send money through a physical location, this company also offers online transfers and app transfers to make your life easier.
These are some ways you can support your family financially even if you are deployed at the moment. Talk to your family, and find out what would work best. Allow that to guide your decision regarding the right choice for you