newslo--2020-05-10--From Invention Idea to Store Shelves: A Product Development Guide

Innovation is incredibly important .
Over 200,000 patents are issued in the United States each year .
Inventions and innovations aren ’ t just for private individuals , either .
Companies that are serious about remaining relevant invest in new intellectual property and products , as well .
14 % of companies that invest in research and development feel that generating new trademarks is a priority to their on-going success .
The origin of inspiration remains a mystery .
There ’ s no telling where the next world-changing idea will come from .
Once you have an idea , however @ @ @ @ @ @ @ to bring your idea to life .
If you ’ ve got an invention idea , here are the steps you can take to make your product development as smooth and efficient as possible After you ’ ve had your brilliant idea and begin developing your invention idea in earnest , it ’ s incredibly important to document every step of the process .
This plays an important part in patenting your product .
The patent office will need proof that you ’ re the first person to come up with your idea @ @ @ @ @ @ @ “ More is better , ” is the rule of thumb .
Your ideas will need to be documented properly as well , though .
An inventor ’ s journal is a surefire way to make sure your documentation is handled correctly .
It ’ s simply a bound notebook with consecutive , numbered pages that can ’ t be removed .
You ’ ll want to get your documentation notarized from time to time , as well .
This will verify a timeline for your invention idea .
Keep a log of @ @ @ @ @ @ @ , also .
Electronic documents aren ’ t enough on their own to verify your claim , as they could be edited .
They could help your case , however , as most electronic message feature some sort of timestamp .
As you begin to develop the idea for your product in earnest , you ’ ll need to make sure nothing like it already exists .
Just because you haven ’ t heard of it doesn ’ t mean it ’ s not out there .
You ’ ll want to start @ @ @ @ @ @ @ can visit the U.S. Patent Office website to search their patent listings .
You should be able to do this on your own , without needing a lawyer or legal assistant .
You ’ ll need to check the artwork and drawings related to patents as well , however .
If there are even illustrations related to your product idea , there ’ s a good chance a patent won ’ t be issued .
You ’ ll need to make sure that your idea can be profitable as part of developing your @ @ @ @ @ @ @ to see some evidence of this when you were looking into similar patents for your product .
That can send some conflicting signals , though .
If there are a lot of patents similar to your invention idea , that means you ’ re trying to break into a saturated market .
It simultaneously shows that there ’ s a healthy demand for the product you ’ re developing .
No patents are similarly conflicted .
It could mean that there ’ s no demand for the idea you ’ re hoping to @ @ @ @ @ @ @ could indicate a wide-open niche with no competition .
This is a good habit to get into , anyway .
Learning how to do market research will play an important part once your product is getting ready for consumers .
Get into the habit of things like A/B testing and creating buyer personas now , and they ’ ll be instinctive by the time you ’ re market-ready .
It ’ s very hard to remain motivated in a vacuum .
If you ’ re working all on your own , the odds @ @ @ @ @ @ @ lose momentum before your project reaches fruition .
Working with a team keeps you honest .
It ’ s also an honest assessment of what the invention is like .
It ’ s not like in the movies .
In the movies , you might see a would-be inventor have their lightning bolt moment of inspiration .
Then you ’ ll see a montage with the inventor holding their head in their hands .
At the end , they ’ ll be left smiling with a prototype of their invention in their garage @ @ @ @ @ @ @ an invention idea is much more involved than that .
Look at the steps we ’ ve already mentioned .
Simply searching the patents is a full-time discipline in its own regard .
That ’ s to say nothing of manufacturing or understanding business law .
Assembling a team also gets you thinking along the lines of what you ’ ll need once your product reaches the market .
Trying to do everything yourself simply isn ’ t scalable or sustainable .
You ’ re very nearly ready to bring your idea into @ @ @ @ @ @ @ prototype of your invention .
Building a prototype happens in phases , as well .
The first step is drawing and sketching .
Considering how much of the invention process happens digitally , these days , there are a bunch of great programs to aid you with your drawing .
You ’ ll need to include at least one sketch in your inventor ’ s notebook as well , however , for documentation ’ s sake .
Making a mockup is the next step of the prototyping process .
There are a lot @ @ @ @ @ @ @ as well , to make assembling a mockup as painless as possible .
Finally , you ’ re going to make a model .
This is a physical replica of your finished product .
Usually , they ’ re made at a smaller scale , so you can see any potential issues your invention might run into in manufacturing .
Now you ’ re ready to build your prototype .
If you need a prototype but don ’ t have manufacturing equipment at your disposal , you can always check out waterjet cutting @ @ @ @ @ @ @ Congratulations !
You now have a working example of an invention you ’ ve created straight from your imagination .
The world is changing faster than we ever could ’ ve predicted .
Innovation and imagination are going to be essential in navigating these shifting times .
Do You Have An Invention Idea ?
We are here to help inspire your business in every way !
From the formation of an invention idea to investment resources , we bring you everything you need to thrive in today ’ s business world .
Browse @ @ @ @ @ @ @ more inspiration !

Innovation is incredibly important. Over 200,000 patents are issued in the United States each year.
Inventions and innovations aren’t just for private individuals, either. Companies that are serious about remaining relevant invest in new intellectual property and products, as well. 14% of companies that invest in research and development feel that generating new trademarks is a priority to their on-going success.
The origin of inspiration remains a mystery. There’s no telling where the next world-changing idea will come from. Once you have an idea, however, there are steps you can follow to bring your idea to life.
If you’ve got an invention idea, here are the steps you can take to make your product development as smooth and efficient as possible
1. Document Your Ideas
After you’ve had your brilliant idea and begin developing your invention idea in earnest, it’s incredibly important to document every step of the process. This plays an important part in patenting your product.
The patent office will need proof that you’re the first person to come up with your idea. When it comes to documentation, “More is better,” is the rule of thumb.
Your ideas will need to be documented properly as well, though. An inventor’s journal is a surefire way to make sure your documentation is handled correctly. It’s simply a bound notebook with consecutive, numbered pages that can’t be removed.
You’ll want to get your documentation notarized from time to time, as well. This will verify a timeline for your invention idea.
Keep a log of electronic documents related to your patent process, also. Electronic documents aren’t enough on their own to verify your claim, as they could be edited. They could help your case, however, as most electronic message feature some sort of timestamp.
2. Research Your Product
As you begin to develop the idea for your product in earnest, you’ll need to make sure nothing like it already exists. Just because you haven’t heard of it doesn’t mean it’s not out there.
You’ll want to start by researching the existing patents. You can visit the U.S. Patent Office website to search their patent listings. You should be able to do this on your own, without needing a lawyer or legal assistant.
You’ll need to check the artwork and drawings related to patents as well, however. If there are even illustrations related to your product idea, there’s a good chance a patent won’t be issued.
3. Make Sure It’s Marketable
You’ll need to make sure that your idea can be profitable as part of developing your invention idea. You should have started to see some evidence of this when you were looking into similar patents for your product. That can send some conflicting signals, though.
If there are a lot of patents similar to your invention idea, that means you’re trying to break into a saturated market. It simultaneously shows that there’s a healthy demand for the product you’re developing.
No patents are similarly conflicted. It could mean that there’s no demand for the idea you’re hoping to bring to the market. It also could indicate a wide-open niche with no competition.
This is a good habit to get into, anyway. Learning how to do market research will play an important part once your product is getting ready for consumers. Get into the habit of things like A/B testing and creating buyer personas now, and they’ll be instinctive by the time you’re market-ready.
4. Assemble a Team
It’s very hard to remain motivated in a vacuum. If you’re working all on your own, the odds are very good that you’ll lose momentum before your project reaches fruition.
Working with a team keeps you honest. It’s also an honest assessment of what the invention is like. It’s not like in the movies.
In the movies, you might see a would-be inventor have their lightning bolt moment of inspiration. Then you’ll see a montage with the inventor holding their head in their hands. At the end, they’ll be left smiling with a prototype of their invention in their garage or basement.
The reality of developing an invention idea is much more involved than that.
Look at the steps we’ve already mentioned. Simply searching the patents is a full-time discipline in its own regard. That’s to say nothing of manufacturing or understanding business law.
Assembling a team also gets you thinking along the lines of what you’ll need once your product reaches the market. Trying to do everything yourself simply isn’t scalable or sustainable.
5. Make A Prototype
You’re very nearly ready to bring your idea into reality. You need to build a prototype of your invention.
Building a prototype happens in phases, as well. The first step is drawing and sketching. Considering how much of the invention process happens digitally, these days, there are a bunch of great programs to aid you with your drawing. You’ll need to include at least one sketch in your inventor’s notebook as well, however, for documentation’s sake.
Making a mockup is the next step of the prototyping process. There are a lot of excellent programs for 3D rendering, as well, to make assembling a mockup as painless as possible.
Finally, you’re going to make a model. This is a physical replica of your finished product. Usually, they’re made at a smaller scale, so you can see any potential issues your invention might run into in manufacturing.
Now you’re ready to build your prototype. If you need a prototype but don’t have manufacturing equipment at your disposal, you can always check out waterjet cutting resources for fast and high-quality prototyping.
Congratulations! You now have a working example of an invention you’ve created straight from your imagination.
The world is changing faster than we ever could’ve predicted. Innovation and imagination are going to be essential in navigating these shifting times.
Do You Have An Invention Idea?
We are here to help inspire your business in every way! From the formation of an invention idea to investment resources, we bring you everything you need to thrive in today’s business world.
Browse the rest of our articles for even more inspiration!


newslo--2020-05-10--Diving Into The Benefits Of Hiring Remote IT Services

A major issue with small business owners today is that they think they have to do everything themselves .
If they see a problem , they think the solution has to come from inside their team .
Or , they think they should be good at absolutely everything to be worthy of being a small business owner .
We ’ re here to tell you that isn ’ t the case !
Nobody is good at everything , and the business itself is already a very complicated thing to be good at .
If you ’ re having a problem @ @ @ @ @ @ @ to solve it directly on your own .
This is particularly true when thinking about remote IT services .
Today more than ever a strong IT component is vital to managing and succeeding with a small business .
But IT is a specialist field of its own that demands expert understanding .
We ’ ve written this post to let you know the many ways in which outsourcing your IT services can benefit your business .
You Can Focus On Your Own Business , and So Can Your Employees This is the first @ @ @ @ @ @ @ ; you don ’ t have to do it yourself .
This means you don ’ t have to hire IT workers , at a significant cost , or dedicate your own time to sorting out your IT systems .
Outsourcing means you place this in the hands of people whose job it is to manage your services properly .
It ’ s a reliable alternative that lets you concentrate on what matters , which is the management of your business itself .
The best IT services on the market like Simpatico in @ @ @ @ @ @ @ when it comes to IT .
They know you didn ’ t start a business to become an IT expert , you became a business owner to do good business .
Think about outsourcing as delegation , only to the outside of your workforce .
That way , your workforce can worry about its workload whilst your IT services are in safe hands .
This means that your employees themselves have more time to do their job , just as much as you do .
You can increase staff productivity and the wellbeing @ @ @ @ @ @ @ responsibilities to juggle internally .
It benefits you as the business owner as well as your entire team and its infrastructure .
When outsourcing your IT support , you know you ’ re working with an expert team .
This is because the provider you go with will be catered solely towards optimizing your IT output .
If you handle it internally , you might be delegating responsibility to staff members who aren ’ t that apt with technology .
This can lead to risks in the stability of your systems , or @ @ @ @ @ @ @ Think about it like this : you wouldn ’ t hire a cleaner to do the work of a head chef in a restaurant .
Why then would you give IT responsibilities to a customer service employee or a marketing executive ?
Though there are some individuals experienced in IT and their main job role , the reality is that many people aren ’ t .
By outsourcing , you can ensure you have experts working on every aspect of your business , from your internal staff to your external support .
Working @ @ @ @ @ @ @ To Tech A reduction in risks isn ’ t the only way in which outsourcing to professionals improves your overall IT capacity in your business .
It also means that you ’ ll have greater access to more advanced technology solutions .
If you ’ re working in-house , likely , you won ’ t have as big of a budget to dedicate to IT systems .
This means you ’ ll likely be using inferior software or hardware to complete your tasks .
With an outsourced IT support provider , they have @ @ @ @ @ @ @ most recent tech on the market .
This means you can take advantage of their tech access by hiring them to work with you .
This is particularly important when it comes to the safety and security of your data .
Data privacy is a fast-moving industry that demands continued updates to IT systems for them to remain safe .
If you ’ re not outsourcing and using the best tech possible , your data and system may be at risk .
This means that outsourcing both keeps you safer and allows you @ @ @ @ @ @ @ we mentioned somewhat above , you ’ re likely already dedicated some of your overall budgets to your internal IT department .
In all likelihood , this amount will be less if you begin to outsource IT services .
This is because you ’ ll no longer need to pay for things like maintenance , repairs , hardware , and software yourself .
Instead , you can negotiate this in a flat fee pair to your services provider .
This means that in the long-run you ’ re likely to save money by @ @ @ @ @ @ @ .
This means you ’ ll have a bigger budget to allocate elsewhere .
You could use that money saved to initiate an advanced new advertising campaign .
Or , you could invest it in designing a brand new product that you can put to market to gain even more revenue .
Outsourcing your IT can then be a springboard to greater things within your company , all thanks to the money freed up by making that switch .
This saving will be particularly large if you ’ ve been operating with your @ @ @ @ @ @ @ those employees could fulfill other roles in your company , allowing you to retain staff and cut operational costs at the same time .
They Can Provide Your Business With Additional Services Outsourcing your IT can give you access to additional services that weren ’ t possible with an internal team .
The company you ’ re outsourcing to might have a dedicated out-of-hours unit that you can contact in any emergencies .
They could also have a detailed disaster recovery plan that you never prepared internally .
This could be the difference @ @ @ @ @ @ @ or losing huge amounts of vital information .
They can also use their expertise to provide additional services to your business that you never thought possible before .
They will likely have a better understanding of mobile applications and remote working than your internal team .
This means you could work with them to create more remote working opportunities for your current staff .
Or , you could use their expertise to modify your services for mobile users .
These are just some of the many ways in which outsourcing IT services can @ @ @ @ @ @ @ of your company .
It can have a real positive effect on your business opportunities moving forward .
From expansion to operational changes , a reliable IT services provider can likely help .
They Can Help Improve Your Company Focus and Customer Satisfaction As we touched on somewhat above , outsourcing IT gives you more time to focus on managing your own business .
This means that you can dedicate more time to building a stronger focus within your company .
This extends to the operations mentioned above as well as thorough reinventions @ @ @ @ @ @ @ customers .
The time freed up by not managing an IT department could allow you to create a whole new department for your business .
This could allow you to entire into previously untapped sectors .
Or , most importantly , it can help you to dedicate more of your time to your customers .
The reality is that if you ’ re spending your time trying to fix IT issues , you ’ re not thinking about your customers .
That means that you ’ re not able to work attaining new @ @ @ @ @ @ @ already have satisfied with your products .
In fact , outsourcing your IT could allow you to add all new layers of customer satisfaction to your company .
You could set up a live chat service on your website to handle customer queries .
Or , you could hire new customer service staff with the money saved on outsourcing , to handle customer concerns over the phone .
There are many ways that outsourcing your IT can have a positive effect on the customer satisfaction levels of your business .
Many believe it @ @ @ @ @ @ @ The Benefits of Remote IT Services Don ’ t Stop There The above are just some of the key ways in which remote IT services can benefit your small business .
But the reality is that there are many more , from improving staff satisfaction to increased response time when it comes to IT queries .
If you ’ re interested in finding out more about remote IT services , take a look at our website .
We have a dedicated Business section for all business owners to find out how best to @ @ @ @ @ @ @ section , you ’ ll also find IT sections such as web design and cybersecurity .
If you can ’ t find what you ’ re looking for , make sure to use our search bar to search for a topic directly .
Now that you know all the benefits of IT outsourcing , we ’ d encourage you to look into ways to make it happen for your business today .

A major issue with small business owners today is that they think they have to do everything themselves. If they see a problem, they think the solution has to come from inside their team. Or, they think they should be good at absolutely everything to be worthy of being a small business owner.
We’re here to tell you that isn’t the case! Nobody is good at everything, and the business itself is already a very complicated thing to be good at. If you’re having a problem, you don’t always have to solve it directly on your own.
This is particularly true when thinking about remote IT services. Today more than ever a strong IT component is vital to managing and succeeding with a small business.
But IT is a specialist field of its own that demands expert understanding. We’ve written this post to let you know the many ways in which outsourcing your IT services can benefit your business.
You Can Focus On Your Own Business, and So Can Your Employees
This is the first major benefit of outsourcing your IT services; you don’t have to do it yourself. This means you don’t have to hire IT workers, at a significant cost, or dedicate your own time to sorting out your IT systems.
Outsourcing means you place this in the hands of people whose job it is to manage your services properly. It’s a reliable alternative that lets you concentrate on what matters, which is the management of your business itself.
The best IT services on the market like Simpatico in Dallas support you with everything you need when it comes to IT. They know you didn’t start a business to become an IT expert, you became a business owner to do good business.
Think about outsourcing as delegation, only to the outside of your workforce. That way, your workforce can worry about its workload whilst your IT services are in safe hands.
This means that your employees themselves have more time to do their job, just as much as you do. You can increase staff productivity and the wellbeing of your staff as they have fewer responsibilities to juggle internally.
It benefits you as the business owner as well as your entire team and its infrastructure.
Working With Professionals Reduces Risks
When outsourcing your IT support, you know you’re working with an expert team. This is because the provider you go with will be catered solely towards optimizing your IT output.
If you handle it internally, you might be delegating responsibility to staff members who aren’t that apt with technology. This can lead to risks in the stability of your systems, or in the safety of your data.
Think about it like this: you wouldn’t hire a cleaner to do the work of a head chef in a restaurant. Why then would you give IT responsibilities to a customer service employee or a marketing executive?
Though there are some individuals experienced in IT and their main job role, the reality is that many people aren’t. By outsourcing, you can ensure you have experts working on every aspect of your business, from your internal staff to your external support.
Working With Professionals Also Gives You Greater Access To Tech
A reduction in risks isn’t the only way in which outsourcing to professionals improves your overall IT capacity in your business. It also means that you’ll have greater access to more advanced technology solutions.
If you’re working in-house, likely, you won’t have as big of a budget to dedicate to IT systems. This means you’ll likely be using inferior software or hardware to complete your tasks.
With an outsourced IT support provider, they have a significant budget to dedicate to the most recent tech on the market. This means you can take advantage of their tech access by hiring them to work with you.
This is particularly important when it comes to the safety and security of your data. Data privacy is a fast-moving industry that demands continued updates to IT systems for them to remain safe.
If you’re not outsourcing and using the best tech possible, your data and system may be at risk. This means that outsourcing both keeps you safer and allows you to become more efficient overall.
Bigger Budget For Elsewhere
As we mentioned somewhat above, you’re likely already dedicated some of your overall budgets to your internal IT department.
In all likelihood, this amount will be less if you begin to outsource IT services. This is because you’ll no longer need to pay for things like maintenance, repairs, hardware, and software yourself. Instead, you can negotiate this in a flat fee pair to your services provider.
This means that in the long-run you’re likely to save money by outsourcing your IT services to another company. This means you’ll have a bigger budget to allocate elsewhere.
You could use that money saved to initiate an advanced new advertising campaign. Or, you could invest it in designing a brand new product that you can put to market to gain even more revenue.
Outsourcing your IT can then be a springboard to greater things within your company, all thanks to the money freed up by making that switch. This saving will be particularly large if you’ve been operating with your own IT department.
Think about how those employees could fulfill other roles in your company, allowing you to retain staff and cut operational costs at the same time.
They Can Provide Your Business With Additional Services
Outsourcing your IT can give you access to additional services that weren’t possible with an internal team.
The company you’re outsourcing to might have a dedicated out-of-hours unit that you can contact in any emergencies. They could also have a detailed disaster recovery plan that you never prepared internally.
This could be the difference between retaining your data after a crash or losing huge amounts of vital information. They can also use their expertise to provide additional services to your business that you never thought possible before.
They will likely have a better understanding of mobile applications and remote working than your internal team. This means you could work with them to create more remote working opportunities for your current staff.
Or, you could use their expertise to modify your services for mobile users. These are just some of the many ways in which outsourcing IT services can affect more than just the IT part of your company.
It can have a real positive effect on your business opportunities moving forward. From expansion to operational changes, a reliable IT services provider can likely help.
They Can Help Improve Your Company Focus and Customer Satisfaction
As we touched on somewhat above, outsourcing IT gives you more time to focus on managing your own business. This means that you can dedicate more time to building a stronger focus within your company.
This extends to the operations mentioned above as well as thorough reinventions in how your business markets itself to customers. The time freed up by not managing an IT department could allow you to create a whole new department for your business.
This could allow you to entire into previously untapped sectors. Or, most importantly, it can help you to dedicate more of your time to your customers.
The reality is that if you’re spending your time trying to fix IT issues, you’re not thinking about your customers. That means that you’re not able to work attaining new customers, or keeping the customers you already have satisfied with your products.
In fact, outsourcing your IT could allow you to add all new layers of customer satisfaction to your company. You could set up a live chat service on your website to handle customer queries.
Or, you could hire new customer service staff with the money saved on outsourcing, to handle customer concerns over the phone. There are many ways that outsourcing your IT can have a positive effect on the customer satisfaction levels of your business. Many believe it is more important than ever before.
The Benefits of Remote IT Services Don’t Stop There
The above are just some of the key ways in which remote IT services can benefit your small business. But the reality is that there are many more, from improving staff satisfaction to increased response time when it comes to IT queries.
If you’re interested in finding out more about remote IT services, take a look at our website. We have a dedicated Business section for all business owners to find out how best to optimize managing their company.
In this section, you’ll also find IT sections such as web design and cybersecurity. If you can’t find what you’re looking for, make sure to use our search bar to search for a topic directly.
Now that you know all the benefits of IT outsourcing, we’d encourage you to look into ways to make it happen for your business today.


newslo--2020-05-11--5 Non-Negotiable Things You Must Have When Starting a Medical Practice

Some of those who work in the medical industry simply wasn ’ t made to support a corporate healthcare system .
You ’ re tired of the daily grind and working to enrich someone other than yourself .
If that sounds like you , then it ’ s time that you considered starting a medical practice .
By opening a medical practice , you can take your medical career to the next level .
The money you make in your clinic goes directly to you ; you can set your own hours , and manage operations however you ’ d @ @ @ @ @ @ @ to you , but you don ’ t know exactly where to get started with setting up your medical practice , you ’ re in the right place .
In this article , we ’ ll go over five crucial things that you need to have in order before you open a medical practice The nature of the medical industry makes it a highly regulated one .
Thus , not only do you need to take care of all of the legal structures and formations that are required by any business entity , @ @ @ @ @ @ @ that you have the right federal and state licenses to operate a medical practice .
If you open your practice without the right licenses , you could very easily get shut down and worse , open yourself up to litigation .
Check with your state ’ s regulations to see what licenses you need .
In the unfortunate event that a patient files suit against you for some kind of error that was made during the administration of medical care , malpractice insurance will save you .
The nature of medical problems makes @ @ @ @ @ @ @ ’ re gon na want to have insurance to protect your personal assets from litigation .
You might be the best doctor in the world , but if you don ’ t have the right administrative staff at work to manage daily operations , your practice will flounder .
Take the time up front to find and hire the best staff possible .
Use tools like a Medical Answering Service to make the staff more efficient , once hired .
Again , you might be the best doctor in the world , but @ @ @ @ @ @ @ about you !
Implement a marketing strategy to ensure that the word gets out in the community about the practice that you ’ ve just opened , and watch new customers come in in droves .
A common mistake that new businesses across all industries make is failing to separate personal and business bank accounts .
You need to open up a separate bank account for your medical practice or your financial activity will soon be irrevocably murky .
There you have it — now that you know these five crucial things you @ @ @ @ @ @ @ practice , you ’ re ready to take this medical practice checklist and put it to work as you open your clinic !
For more business advice , be sure to check out the rest of the articles available to read on the website !

Some of those who work in the medical industry simply wasn’t made to support a corporate healthcare system. You’re tired of the daily grind and working to enrich someone other than yourself.
If that sounds like you, then it’s time that you considered starting a medical practice. By opening a medical practice, you can take your medical career to the next level. The money you make in your clinic goes directly to you; you can set your own hours, and manage operations however you’d like.
If those benefits sound appealing to you, but you don’t know exactly where to get started with setting up your medical practice, you’re in the right place.
In this article, we’ll go over five crucial things that you need to have in order before you open a medical practice
1. Appropriate Licensing
The nature of the medical industry makes it a highly regulated one. Thus, not only do you need to take care of all of the legal structures and formations that are required by any business entity, but you also need to make sure that you have the right federal and state licenses to operate a medical practice.
If you open your practice without the right licenses, you could very easily get shut down and worse, open yourself up to litigation. Check with your state’s regulations to see what licenses you need.
2. Malpractice Insurance
In the unfortunate event that a patient files suit against you for some kind of error that was made during the administration of medical care, malpractice insurance will save you. The nature of medical problems makes medical lawsuits very high-dollar, so you’re gonna want to have insurance to protect your personal assets from litigation.
3. Administrative Staff
You might be the best doctor in the world, but if you don’t have the right administrative staff at work to manage daily operations, your practice will flounder. Take the time up front to find and hire the best staff possible. Use tools like a Medical Answering Service to make the staff more efficient, once hired.
4. A Marketing Strategy
Again, you might be the best doctor in the world, but that means nothing if no patients know about you! Implement a marketing strategy to ensure that the word gets out in the community about the practice that you’ve just opened, and watch new customers come in in droves.
5. Separate Bank Accounts
A common mistake that new businesses across all industries make is failing to separate personal and business bank accounts. You need to open up a separate bank account for your medical practice or your financial activity will soon be irrevocably murky.
Starting a Medical Practice, Made Simple
There you have it — now that you know these five crucial things you need in order before starting a medical practice, you’re ready to take this medical practice checklist and put it to work as you open your clinic!
For more business advice, be sure to check out the rest of the articles available to read on the website!


newslo--2020-05-13--Is It Safe to Drink Tap Water? How Water Treatment Effects You

In your home , drinking fresh water from your tap should be a daily routine that doesn ’ t cause stress .
The fact is though , more than 60 million Americans are exposed to unsafe tap water each year .
That staggering number makes you wonder if it is even safe to drink tap water in your home .
There are water treatments available that can help alleviate some of your stress over tap water woes in your home .
We are going to look at how those treatments affect you and the water that you drink There are @ @ @ @ @ @ @ .
Some contaminants are harmless in small amounts and others can cause severe health issues .
Toxicity in your water can be caused by : In order to stay on top of what is going on with your cities water supply , you should call your city water company or you can contact the EWC , a private organization that tests water independently .
As we stated , there are health risks associated with drinking contaminated tap water .
The EPA hasn ’ t updated its MCL ’ s or maximum contaminant levels @ @ @ @ @ @ @ some of the health risks and the contaminants associated with them : Atrazine– This herbicide enters the water via runoff from farming .
Atrazine causes hormonal and reproductive issues in both males and females .
Copper– Copper contamination is caused by old water pipes .
This contaminant is harmful to newborns and for people with Wilson ’ s Disease .
Lead– Lead causes irreparable damage during childhood .
There is permanent damage to behavior and learning capabilities .
Nitrate– This is a common fertilizer runoff .
Increased exposure to the chemical leads to @ @ @ @ @ @ @ the chances of cancer .
Radiological Contaminants– These are contaminants caused by certain minerals .
The can increase cancer risks and cause issues with fetal development .
These are just a few of the many contaminants and the health issues they cause .
Now realizing the effects of contaminated water , the water professionals are now recommending a variety of filter systems for tap water .
Here are the filtration options to make your water safe .
Pitcher Filters– These are ideal for small amounts of tap water .
They are generally small @ @ @ @ @ @ @ are easy to use .
This style is relatively inexpensive but does not last as long as other filter options .
Faucet Filters– These filters are mounted directly to your faucet .
They work by filtering the water as it comes out of the faucet .
They are convenient for their on-demand design but they do slow the water speed .
Plumbed Filters– These are installed underneath your sink in most cases .
They are plumbed-in to an existing water pipe and are then given a separate tap .
They are ideal for @ @ @ @ @ @ @ not require you to change your existing faucet set up .
Whole House Filters– These filters are installed on the main water line of the home .
This allows for clean filtered water in kitchens , bathrooms , tap water , etc .
These filters require professional installation but last for a very long time .
These filters will help to eliminate contaminants in your drinking water safely and effectively .
The comfort of knowing that your home has clean and safe to drink tap water is something that should be guaranteed .
@ @ @ @ @ @ @ to take extra measures to ensure the quality of our water .
Doing your research about water in your area can help make the difference between good and bad health for you .
For more information like this check out our site .

In your home, drinking fresh water from your tap should be a daily routine that doesn’t cause stress.
The fact is though, more than 60 million Americans are exposed to unsafe tap water each year. That staggering number makes you wonder if it is even safe to drink tap water in your home.
There are water treatments available that can help alleviate some of your stress over tap water woes in your home.
We are going to look at how those treatments affect you and the water that you drink
Contaminants
There are contaminants in the water you drink daily. Some contaminants are harmless in small amounts and others can cause severe health issues.
Toxicity in your water can be caused by:
Industrial waste
Pollutants from farms
Human contamination
Pipe decay
In order to stay on top of what is going on with your cities water supply, you should call your city water company or you can contact the EWC, a private organization that tests water independently.
Health Risks
As we stated, there are health risks associated with drinking contaminated tap water. The EPA hasn’t updated its MCL’s or maximum contaminant levels for over 50 years.
These are some of the health risks and the contaminants associated with them:
Atrazine– This herbicide enters the water via runoff from farming. Atrazine causes hormonal and reproductive issues in both males and females.
Copper– Copper contamination is caused by old water pipes. This contaminant is harmful to newborns and for people with Wilson’s Disease.
Lead– Lead causes irreparable damage during childhood. There is permanent damage to behavior and learning capabilities.
Nitrate– This is a common fertilizer runoff. Increased exposure to the chemical leads to oxygen deprivation in newborns and can increase the chances of cancer.
Radiological Contaminants– These are contaminants caused by certain minerals. The can increase cancer risks and cause issues with fetal development.
These are just a few of the many contaminants and the health issues they cause.
Treatment
Now realizing the effects of contaminated water, the water professionals are now recommending a variety of filter systems for tap water.
Here are the filtration options to make your water safe.
Pitcher Filters– These are ideal for small amounts of tap water. They are generally small enough to fit into your refrigerator and are easy to use. This style is relatively inexpensive but does not last as long as other filter options.
Faucet Filters– These filters are mounted directly to your faucet. They work by filtering the water as it comes out of the faucet. They are convenient for their on-demand design but they do slow the water speed.
Plumbed Filters– These are installed underneath your sink in most cases. They are plumbed-in to an existing water pipe and are then given a separate tap. They are ideal for filtering large amounts of water and do not require you to change your existing faucet set up.
Whole House Filters– These filters are installed on the main water line of the home. This allows for clean filtered water in kitchens, bathrooms, tap water, etc. These filters require professional installation but last for a very long time.
These filters will help to eliminate contaminants in your drinking water safely and effectively.
A Home With Safe to Drink Tap Water
The comfort of knowing that your home has clean and safe to drink tap water is something that should be guaranteed.
Unfortunately in these times, we have to take extra measures to ensure the quality of our water.
Doing your research about water in your area can help make the difference between good and bad health for you.
For more information like this check out our site.


newslo--2020-05-13--3 Common Issues Employees With Disabilities Encounter in the Workplace

Employees with disabilities have just as much of a right to be treated equally as other workers .
Unfortunately , this is not always the case in the workplace .
There are a variety of issues that disabled employees face daily .
It is against the law for any employer to discriminate against an employee based on their race , sexual orientation , or whether they have a disability or not .
You can ’ t be fired for a disability either .
If you ’ re fired , you may be entitled to legal action against the employer .
@ @ @ @ @ @ @ that as a person with a disability , you won ’ t face adversity in the work environment .
In this article , we are going to discuss the top 3 most common issues that a disabled worker may be faced with consistently In school , educators must make accommodations for students with learning disabilities .
The same thing applies in the workplace .
But , the accommodations that disabled people need aren ’ t always easy to gain access to .
At times , employers see the accommodation as a crutch .
@ @ @ @ @ @ @ employee , they will need to make the same accommodation for other employees .
Also , some companies simply aren ’ t willing to make the accommodation for the disabled employee .
Making the accommodation may be seen as inconvenient and unnecessary .
However , it helps the person become more efficient and complete their work to the best of their abilities .
Often times , the employer and other coworkers may underestimate the amount of work and the quality of work that a person with a disability can accomplish .
Many people @ @ @ @ @ @ @ got to continually prove that they can do their job and do it well .
Assuming that a person can ’ t complete their job because of a disability may leave them feeling alienated from their coworkers .
Therefore , making the work environment an uncomfortable one to be in daily .
In a lot of cases , a disabled person will experience gaps in employment because of an employer ’ s unwillingness to hire them .
Employers may not hire them due to not being willing to make the necessary accommodations for @ @ @ @ @ @ @ them because they assume that they won ’ t be able to complete their job in the manner that their coworkers can .
Part of the reason employers are hesitant to hire disabled workers is because of the bias that they will not do their jobs , not show up for work , and may need to leave their position at any moment .
All of the things listed above are issues that employees with disabilities face when they make the decision to enter the workforce .
Discriminating against disabled people is against @ @ @ @ @ @ @ doesn ’ t mean that your not able to do your job .
If you ’ ve enjoyed reading this article , you should scroll through some of the other posts that we post on our website .

Employees with disabilities have just as much of a right to be treated equally as other workers. Unfortunately, this is not always the case in the workplace. There are a variety of issues that disabled employees face daily.
It is against the law for any employer to discriminate against an employee based on their race, sexual orientation, or whether they have a disability or not. You can’t be fired for a disability either. If you’re fired, you may be entitled to legal action against the employer.
However, this doesn’t mean that as a person with a disability, you won’t face adversity in the work environment.
In this article, we are going to discuss the top 3 most common issues that a disabled worker may be faced with consistently
1. Accommodations Aren’t Readily Available
In school, educators must make accommodations for students with learning disabilities. The same thing applies in the workplace. But, the accommodations that disabled people need aren’t always easy to gain access to.
At times, employers see the accommodation as a crutch. If they make the accommodation for one employee, they will need to make the same accommodation for other employees. Also, some companies simply aren’t willing to make the accommodation for the disabled employee.
Making the accommodation may be seen as inconvenient and unnecessary. However, it helps the person become more efficient and complete their work to the best of their abilities.
2. Feeling Underestimated By Employer and Coworkers
Often times, the employer and other coworkers may underestimate the amount of work and the quality of work that a person with a disability can accomplish. Many people with disabilities find that they’ve got to continually prove that they can do their job and do it well.
Assuming that a person can’t complete their job because of a disability may leave them feeling alienated from their coworkers. Therefore, making the work environment an uncomfortable one to be in daily.
3. Experience Employability Gap
In a lot of cases, a disabled person will experience gaps in employment because of an employer’s unwillingness to hire them. Employers may not hire them due to not being willing to make the necessary accommodations for them.
Or they may not hire them because they assume that they won’t be able to complete their job in the manner that their coworkers can. Part of the reason employers are hesitant to hire disabled workers is because of the bias that they will not do their jobs, not show up for work, and may need to leave their position at any moment.
Employees With Disabilities: The Finale
All of the things listed above are issues that employees with disabilities face when they make the decision to enter the workforce. Discriminating against disabled people is against the law, and having a disability doesn’t mean that your not able to do your job.
If you’ve enjoyed reading this article, you should scroll through some of the other posts that we post on our website.


newslo--2020-05-13--Own a Business Today: How to Start Dropshipping With No Money

Are you planning to launch a dropshipping business but don ’ t know where to start ?
From finding a supplier to creating an online store , dropshipping can be a challenging business model .
Luckily , you don ’ t need a huge money investment to start selling .
All you need is choosing the right niche , marketing to the right audience , and some patience to see things through .
Wondering how to start dropshipping with no money ?
Keep reading to find out the step-by-step process Dropshipping seems like the easiest business model that anyone can @ @ @ @ @ @ @ takes time , dedication , and doing thorough research .
This is not a bad thing though ; only those who are persistent , dedicated , and open to learning will succeed .
Start your research by finding out which niches have consistently been profitable .
For example , one of the best niches is loungewear , leisurewear , and sportswear .
This includes leggings , sports bras , t-shirts , exercise equipment , and even sneakers ( unbranded ) .
Another niche is pet products , specifically leashes , dog beds , @ @ @ @ @ @ @ to discover profitable niches and look into projections for the future .
Then , you can narrow down your choices and move on to the next step .
Before you start selling , you need to register a company in your country or state for tax purposes .
You can either register an LLC or a sole proprietorship , but it ’ s best to consult a lawyer or a professional on the subject to make sure you ’ re doing things legally .
Also , research the dropshipping legal requirements for your @ @ @ @ @ @ @ dropshipping is a legal business model , but you can ’ t sell items like guns or weapons , drugs , medication , explosives , designer knock-offs , and products that make health claims ( such as weight loss products , face masks , or natural supplements ) .
The niche you choose is what will make or break your sales .
If you choose a saturated niche , it ’ ll be harder to stand out from your competition .
If you choose a niche that doesn ’ t have a big @ @ @ @ @ @ @ no sales .
The key is in finding a niche that ’ s always in demand , but not overdone .
This can be tricky , and it may take some trial and error until you find what works and what doesn ’ t .
If you ’ re not sure how to choose a profitable niche , consider signing up for a dropshipping course .
Experienced sellers know which niches have potential so you can try your hand at them without risking everything .
With dropshipping , you don ’ t need @ @ @ @ @ @ @ products .
All you need is an online store to display the products and with each order , the supplier will ship them to your customers .
However , not all e-commerce platforms are created equal and in most cases , you need to pay a fee to use them .
Most of them offer free trials and you ’ ll have enough time to learn how everything works .
You can also use their free marketing tools to try and make a sale .
There are several options to choose from : @ @ @ @ @ @ @ the country you live in or run your business in .
Also , the payment methods for your customers will vary based on your country of residence .
Now that you have a niche , you need to find legal suppliers that ’ ll work with you and ship your products directly to the customer .
This is the hardest part of every dropshipping business because in most cases , suppliers are from China so you might not be able to visit the factories in person to inspect everything .
You ’ ll @ @ @ @ @ @ @ do in-depth research to find the right fit .
Also , you can order samples from different suppliers and see which one has the best shipping time and highest product quality .
Some of the best places you can look for suppliers include AliBaba , AliExpress , Wholesale2B , Worldwide Brands , and MegaGoods .
The supplier must have a seamless order fulfillment process so the items can reach the customer on time .
Note that your supplier will handle all returns and product replacements , so you need to make sure they @ @ @ @ @ @ @ start selling products to people , make sure you order a few samples for yourself to see how they perform .
Testing is crucial if you want to avoid negative reviews and unhappy customers , especially because you can ’ t see the products before shipping and can ’ t inspect them with your own eyes .
This way , you ’ ll see how the seller packages the goods , how the items perform in terms of quality and durability , and if they live up to their promises .
Once your @ @ @ @ @ @ @ time to market the products and reach your target market .
No matter what you ’ re selling , it ’ s important to know who your customers are in terms of demographics , income , and lifestyle .
Then you ’ ll be able to connect with them on a higher level and sell them something they won ’ t hesitate to buy .
The best marketing method for dropshipping is paid social media ads .
If you can ’ t afford to spend any money on ads , you can start @ @ @ @ @ @ @ content related to your niche .
Then , when you have good engagement , you can present your products for sale .
You can also start making videos related to the niche and mention the products you ’ re selling .
Tell people how to use them , what benefits they offer , and why they ’ re a good investment .
Upload the videos on YouTube , Instagram , and Facebook for free .
Start Dropshipping With No Money With These Tips Now that you know how to start dropshipping with no @ @ @ @ @ @ @ pick a profitable niche and start selling .
These tips will help you learn the ins and outs of the dropshipping business model so you can focus on marketing and promotion and attract new customers .
Want more tips on business growth and making money online ?
Check out the rest of the articles on our website and stay tuned for more industry news and updates .

Are you planning to launch a dropshipping business but don’t know where to start? From finding a supplier to creating an online store, dropshipping can be a challenging business model.
Luckily, you don’t need a huge money investment to start selling. All you need is choosing the right niche, marketing to the right audience, and some patience to see things through. Wondering how to start dropshipping with no money?
Keep reading to find out the step-by-step process
Do Thorough Research
Dropshipping seems like the easiest business model that anyone can try, but in fact, it takes time, dedication, and doing thorough research. This is not a bad thing though; only those who are persistent, dedicated, and open to learning will succeed.
Start your research by finding out which niches have consistently been profitable. For example, one of the best niches is loungewear, leisurewear, and sportswear. This includes leggings, sports bras, t-shirts, exercise equipment, and even sneakers (unbranded). Another niche is pet products, specifically leashes, dog beds, and pet clothes.
Use Google Trends to discover profitable niches and look into projections for the future. Then, you can narrow down your choices and move on to the next step.
Register a Company
Before you start selling, you need to register a company in your country or state for tax purposes. You can either register an LLC or a sole proprietorship, but it’s best to consult a lawyer or a professional on the subject to make sure you’re doing things legally. Registering an LLC can be easily done by using popular LLC formation services (for example, Incfile). Or any other service you might prefer.
Also, research the dropshipping legal requirements for your state or country. In general, dropshipping is a legal business model, but you can’t sell items like guns or weapons, drugs, medication, explosives, designer knock-offs, and products that make health claims (such as weight loss products, face masks, or natural supplements).
Pick a Dropshipping Niche
The niche you choose is what will make or break your sales. If you choose a saturated niche, it’ll be harder to stand out from your competition. If you choose a niche that doesn’t have a big audience, you may end up with no sales.
The key is in finding a niche that’s always in demand, but not overdone. This can be tricky, and it may take some trial and error until you find what works and what doesn’t.
If you’re not sure how to choose a profitable niche, consider signing up for a dropshipping course. Experienced sellers know which niches have potential so you can try your hand at them without risking everything.
Open an Online Store
With dropshipping, you don’t need to have a warehouse to store your products. All you need is an online store to display the products and with each order, the supplier will ship them to your customers.
However, not all e-commerce platforms are created equal and in most cases, you need to pay a fee to use them. Most of them offer free trials and you’ll have enough time to learn how everything works. You can also use their free marketing tools to try and make a sale.
There are several options to choose from:
Amazon
eBay
Shopify
BigCommerce
Magento
WooCommerce
OpenCart
The availability of these platforms depends on the country you live in or run your business in. Also, the payment methods for your customers will vary based on your country of residence.
Find a Legitimate Supplier
Now that you have a niche, you need to find legal suppliers that’ll work with you and ship your products directly to the customer. This is the hardest part of every dropshipping business because in most cases, suppliers are from China so you might not be able to visit the factories in person to inspect everything.
You’ll have to rely on positive reviews and do in-depth research to find the right fit. Also, you can order samples from different suppliers and see which one has the best shipping time and highest product quality.
Some of the best places you can look for suppliers include AliBaba, AliExpress, Wholesale2B, Worldwide Brands, and MegaGoods.
The supplier must have a seamless order fulfillment process so the items can reach the customer on time. Note that your supplier will handle all returns and product replacements, so you need to make sure they have great customer support.
Test the Products Before Launching
Before you start selling products to people, make sure you order a few samples for yourself to see how they perform. Testing is crucial if you want to avoid negative reviews and unhappy customers, especially because you can’t see the products before shipping and can’t inspect them with your own eyes.
This way, you’ll see how the seller packages the goods, how the items perform in terms of quality and durability, and if they live up to their promises.
Market Your Business
Once your store is ready, it’s time to market the products and reach your target market. No matter what you’re selling, it’s important to know who your customers are in terms of demographics, income, and lifestyle. Then you’ll be able to connect with them on a higher level and sell them something they won’t hesitate to buy.
The best marketing method for dropshipping is paid social media ads. If you can’t afford to spend any money on ads, you can start attracting followers on social media by posting content related to your niche. Then, when you have good engagement, you can present your products for sale.
You can also start making videos related to the niche and mention the products you’re selling. Tell people how to use them, what benefits they offer, and why they’re a good investment. Upload the videos on YouTube, Instagram, and Facebook for free.
Start Dropshipping With No Money With These Tips
Now that you know how to start dropshipping with no money, it’s time to pick a profitable niche and start selling.
These tips will help you learn the ins and outs of the dropshipping business model so you can focus on marketing and promotion and attract new customers.
Want more tips on business growth and making money online? Check out the rest of the articles on our website and stay tuned for more industry news and updates.


newslo--2020-05-15--Solar Financing Options: Ways to Purchase Solar Panels

As of right now , only about 6 % of American homes have solar panels on them .
But according to the Pew Research Center , that number is likely going to go up dramatically in the years to come .
Almost 50 % of Americans admit that they ’ ve thought about having solar panels installed on their homes in recent years .
That could very well lead to a spike in the number of American homes with solar panels sometime soon .
If you ’ re one of the many Americans considering solar panels at this time , @ @ @ @ @ @ @ solar financing options before you start searching for the right solar panels .
It ’ s a good idea to know what your options are as far as how you can pay for solar panels .
Take a look at some of the best ways in which you ’ ll be able to purchase solar panels below On average , solar panels cost Americans almost $ 13,000 these days .
And that ’ s after a bunch of different tax credits are applied .
With this in mind , it ’ s obviously @ @ @ @ @ @ @ to pay for solar panels outright with cash .
Not everyone has more than $ 10,000 set aside in their savings account to purchase solar panels , which is why there are so many other solar financing options available .
But if you do happen to have some spare cash lying around , paying for solar panels outright with cash is a great idea .
It ’ ll allow you to make the most of your solar panels from the second they ’ re installed on top of your home .
It ’ @ @ @ @ @ @ @ of the various financing fees that will come along with some of your other solar financing options .
If nothing else , it ’ s worth considering paying for solar panels with cash if you think you might be able to scrounge together the funds to do it .
If you don ’ t have enough money saved up in the bank to pay for solar panels , taking out a personal loan to purchase them might be your next best option .
There are more and more lenders that are now open @ @ @ @ @ @ @ so that they can purchase solar panels .
If you decide to take this approach to buying solar panels , look around at the different lenders that are out there and see which one will fit your needs .
Consider everything from a traditional loan that you obtain through a bank to a peer-to-peer loan from a peer-to-peer lending company .
Shop around for the best interest rates on loans if you ’ re going to try and take one out to buy solar panels .
As long as you ’ re able @ @ @ @ @ @ @ , applying for a loan will make all the sense in the world .
Have you managed to build up a lot of equity in your home since first buying it ?
If so , you might want to use that to your advantage when you go to buy solar panels to put on top of it .
Home equity loans have turned into one of the most popular solar financing options for those who want to buy solar panels outright but can ’ t afford to pay for them with cash .
@ @ @ @ @ @ @ ’ ve built up in your home by taking out one of these loans .
Depending on what kind of terms you ’ re able to secure on a home equity loan , you could very well end up using your solar panels to pay it right off .
Those with solar panels will often save a lot of money on electricity every month , and you can use your savings to pay down your loan over time .
“ Should you lease or buy solar panels ?
” is a question that @ @ @ @ @ @ @ first considering installing solar panels on their roofs .
The truth is that there ’ s no right answer to this question , as there are pros and cons that come along with both buying and leasing solar panels .
But for many people , leasing solar panels has turned into an excellent option .
When you use a solar lease to obtain solar panels for your home through a solar company , that company will provide you with an entire solar system .
They ’ ll install it , maintain it , @ @ @ @ @ @ @ for you over time .
The only catch is that they ’ ll technically own the solar panels even though they ’ re installed on your roof .
So you ’ ll be responsible for paying them a specific amount of money every month for the right to use them , no matter how much electricity the solar panels are able to generate .
Power purchase agreements and solar leases are similar in a lot of ways .
They ’ re so similar , in fact , that people often confuse one for @ @ @ @ @ @ @ agreement is different from a solar lease in one big way .
With a solar lease , you ’ ll pay a flat monthly fee for the solar panels that a third-party company installs on your home , regardless of how much electricity they produce .
With a power purchase agreement , though , you ’ ll pay a predetermined amount of money for each kilowatt-hour of electricity that your solar panels produce each month .
You ’ ll want to try to gauge how many kilowatt-hours of electricity your solar panels are @ @ @ @ @ @ @ over your other solar financing options .
Which of These Solar Financing Options Is Right for You ?
As you can see , there will be no shortage of options when you decide to have solar panels installed on your roof .
From buying solar panels outright with cash to signing a power purchase agreement , you ’ ll be able to choose the right option for you .
Learn more about each of the solar financing options mentioned here prior to picking the one you think will work best for you .
@ @ @ @ @ @ @ able to use your solar panels to their full potential as soon as they ’ re put into place .
Read more about the benefits of installing solar panels on your roof by checking out the other articles on our blog .

As of right now, only about 6% of American homes have solar panels on them. But according to the Pew Research Center, that number is likely going to go up dramatically in the years to come.
Almost 50% of Americans admit that they’ve thought about having solar panels installed on their homes in recent years. That could very well lead to a spike in the number of American homes with solar panels sometime soon.
If you’re one of the many Americans considering solar panels at this time, you should find out about your different solar financing options before you start searching for the right solar panels. It’s a good idea to know what your options are as far as how you can pay for solar panels.
Take a look at some of the best ways in which you’ll be able to purchase solar panels below
Paying for Solar Panels With Cash
On average, solar panels cost Americans almost $13,000 these days. And that’s after a bunch of different tax credits are applied.
With this in mind, it’s obviously not possible for a lot of people to pay for solar panels outright with cash. Not everyone has more than $10,000 set aside in their savings account to purchase solar panels, which is why there are so many other solar financing options available.
But if you do happen to have some spare cash lying around, paying for solar panels outright with cash is a great idea. It’ll allow you to make the most of your solar panels from the second they’re installed on top of your home.
It’ll also allow you to steer clear of the various financing fees that will come along with some of your other solar financing options. If nothing else, it’s worth considering paying for solar panels with cash if you think you might be able to scrounge together the funds to do it.
Taking Out a Personal Loan to Buy Solar Panels
If you don’t have enough money saved up in the bank to pay for solar panels, taking out a personal loan to purchase them might be your next best option. There are more and more lenders that are now open to the idea of lending people money so that they can purchase solar panels.
If you decide to take this approach to buying solar panels, look around at the different lenders that are out there and see which one will fit your needs. Consider everything from a traditional loan that you obtain through a bank to a peer-to-peer loan from a peer-to-peer lending company.
Shop around for the best interest rates on loans if you’re going to try and take one out to buy solar panels. As long as you’re able to get a relatively low interest rate, applying for a loan will make all the sense in the world.
Securing a Home Equity Loan to Purchase Solar Panels
Have you managed to build up a lot of equity in your home since first buying it? If so, you might want to use that to your advantage when you go to buy solar panels to put on top of it.
Home equity loans have turned into one of the most popular solar financing options for those who want to buy solar panels outright but can’t afford to pay for them with cash. You can use the equity that you’ve built up in your home by taking out one of these loans.
Depending on what kind of terms you’re able to secure on a home equity loan, you could very well end up using your solar panels to pay it right off. Those with solar panels will often save a lot of money on electricity every month, and you can use your savings to pay down your loan over time.
Leasing Solar Panels With a Solar Lease
“Should you lease or buy solar panels?” is a question that many people ask when they’re first considering installing solar panels on their roofs.
The truth is that there’s no right answer to this question, as there are pros and cons that come along with both buying and leasing solar panels. But for many people, leasing solar panels has turned into an excellent option.
When you use a solar lease to obtain solar panels for your home through a solar company, that company will provide you with an entire solar system. They’ll install it, maintain it, monitor it, and even repair it for you over time.
The only catch is that they’ll technically own the solar panels even though they’re installed on your roof. So you’ll be responsible for paying them a specific amount of money every month for the right to use them, no matter how much electricity the solar panels are able to generate.
Signing a Power Purchase Agreement to Get Solar Panels
Power purchase agreements and solar leases are similar in a lot of ways. They’re so similar, in fact, that people often confuse one for the other.
But a power purchase agreement is different from a solar lease in one big way. With a solar lease, you’ll pay a flat monthly fee for the solar panels that a third-party company installs on your home, regardless of how much electricity they produce. With a power purchase agreement, though, you’ll pay a predetermined amount of money for each kilowatt-hour of electricity that your solar panels produce each month.
You’ll want to try to gauge how many kilowatt-hours of electricity your solar panels are going to produce before choosing this option over your other solar financing options.
Which of These Solar Financing Options Is Right for You?
As you can see, there will be no shortage of options when you decide to have solar panels installed on your roof. From buying solar panels outright with cash to signing a power purchase agreement, you’ll be able to choose the right option for you.
Learn more about each of the solar financing options mentioned here prior to picking the one you think will work best for you. It’ll ensure you’re able to use your solar panels to their full potential as soon as they’re put into place.
Read more about the benefits of installing solar panels on your roof by checking out the other articles on our blog.


newslo--2020-05-15--Estate Planning Strategies for 2020

Estate Planning Strategies for 2020

All your life , you ’ ve worked hard to get to where you are today .
You ’ ve built up a great career , you ’ ve been wise with your finances , and you ’ ve made smart purchases and investments that have paid off .
That ’ s why it ’ s so crucial that you don ’ t let all your hard work go to waste by failing to plan your estate ahead of time .
By leveraging a few simple estate planning strategies , you can ensure that nothing happens to the wealth that @ @ @ @ @ @ @ up .
Instead , you can make sure that you take care of the ones you love the most by getting your affairs in order .
In this article , we ’ ll provide you with a few simple planning strategies to get you started doing exactly that The first thing to do is to take inventory of all of your estate .
Your estate includes all of your assets .
This includes everything from real estate properties to equity investments in the stock market to vehicles to the furniture in your home @ @ @ @ @ @ @ get super detailed , but you should have an overall idea of how much your net worth is by assigning values to each of your significant possessions .
Remember that your debts are also a part of your estate .
Should you pass on before one or more of your debts are accounted for , these debts will be subtracted from your estate to pay your creditors before your beneficiaries see what you ’ ve passed on .
Thus , it ’ s important that you either have a plan to pay off @ @ @ @ @ @ @ of time .
Estate planning isn ’ t only about your possessions .
It also has to do with how you choose to be laid to rest .
In the event that you are no longer capable of making decisions under medical care , medical staff will refer to your estate to see if you had any wishes as to what you want your health care directive to look like in your last days .
The next part of estate planning is the part that people are typically most familiar with : identifying @ @ @ @ @ @ @ your estate .
Remember that you can not simply designate beneficiaries in one document in your estate .
Instead , if you have multiple retirement and insurance accounts spread across different providers , you may have to designate each of your beneficiaries in those systems .
Thus , it will be beneficial for you to keep track of all of the involved systems and the designated beneficiaries for each one in a master document .
Update those designations as necessary .
Also , remember to name contingent beneficiaries .
If your beneficiary passes @ @ @ @ @ @ @ forget to name a contingent beneficiary , then that could result in legal disputes .
Set Up Trusts As Necessary A trust is an interesting part of estate law .
A trust can function in two different ways .
Firstly , while you are still living and able to make decisions , a trust can designate certain portions of your estate to be given to certain causes .
For instance , you could set up a trust to donate a certain amount to a charity over the course of your lifetime .
You @ @ @ @ @ @ @ an individual .
A trust can also be set up in a way that even after your passing , the possessions of the trust are not passed on to an individual until a certain date .
Let ’ s say that you set your grandkids as your beneficiary .
However , you don ’ t want your grandkids to be able to spend or make any decisions regarding your estate until they are 25 years of age .
The way you would set this legal structure up is with a trust .
As @ @ @ @ @ @ @ s important for you to have a good handle on estate tax laws .
As the famed author Mark Twain once said , “ nothing in life is certain but death and taxes ” .
You can be sure that the government will cut a piece of the pie when your estate is being passed on to the next generation .
Knowing estate tax laws ahead of time will allow you to be able to structure your estate in a way that minimizes tax liability .
You ’ ll also have a better @ @ @ @ @ @ @ that you will be passing on to your family .
Read more about estate planning .
As your life changes , so may your plans for your estate .
You may get divorced and remarry .
To ensure that your current spouse gets your estate , not your ex-spouse , you ’ ll have to make those changes before you pass on .
You may also want to give certain amounts to charities that become more and more important to you as time goes on .
All of those changes should be made @ @ @ @ @ @ @ , or it may be too late .
So take time to comprehensively assess your estate planning at least once per annum .
When it comes to estate planning , there ’ s no getting around the fact that it ’ s a complicated beast .
If you want to make sure that you do everything correctly , then it ’ s advisable that you receive professional help from an estate attorney .
The right estate attorney will have a lot of experience in dealing with the disbursement of a person ’ s @ @ @ @ @ @ @ recommendations as to how to best structure your estate to reduce tax liability and increase your beneficiaries ’ gain .
There are many attorneys and firms out there , so be sure to shop around before you settle on a particular one .
Simple Estate Planning Strategies to Get You Started There you have it — with these simple estate planning strategies in mind , you ’ re well on your way toward understanding how to ensure that your wealth is passed on to the people and organizations that you want to be @ @ @ @ @ @ @ more lifestyle advice , be sure to check out the rest of the articles on the website !

All your life, you’ve worked hard to get to where you are today. You’ve built up a great career, you’ve been wise with your finances, and you’ve made smart purchases and investments that have paid off.
That’s why it’s so crucial that you don’t let all your hard work go to waste by failing to plan your estate ahead of time. By leveraging a few simple estate planning strategies, you can ensure that nothing happens to the wealth that you’ve spent your life building up.
Instead, you can make sure that you take care of the ones you love the most by getting your affairs in order.
In this article, we’ll provide you with a few simple planning strategies to get you started doing exactly that
Take Inventory
The first thing to do is to take inventory of all of your estate. Your estate includes all of your assets. This includes everything from real estate properties to equity investments in the stock market to vehicles to the furniture in your home.
You don’t have to get super detailed, but you should have an overall idea of how much your net worth is by assigning values to each of your significant possessions.
Remember that your debts are also a part of your estate. Should you pass on before one or more of your debts are accounted for, these debts will be subtracted from your estate to pay your creditors before your beneficiaries see what you’ve passed on. Thus, it’s important that you either have a plan to pay off your debts or you do so ahead of time.
Set Guidelines for Medical Care
Estate planning isn’t only about your possessions. It also has to do with how you choose to be laid to rest. In the event that you are no longer capable of making decisions under medical care, medical staff will refer to your estate to see if you had any wishes as to what you want your health care directive to look like in your last days.
List Beneficiaries
The next part of estate planning is the part that people are typically most familiar with: identifying beneficiaries and what they will receive in your estate.
Remember that you cannot simply designate beneficiaries in one document in your estate. Instead, if you have multiple retirement and insurance accounts spread across different providers, you may have to designate each of your beneficiaries in those systems.
Thus, it will be beneficial for you to keep track of all of the involved systems and the designated beneficiaries for each one in a master document. Update those designations as necessary.
Also, remember to name contingent beneficiaries. If your beneficiary passes on before you do, and you forget to name a contingent beneficiary, then that could result in legal disputes.
Set Up Trusts As Necessary
A trust is an interesting part of estate law. A trust can function in two different ways. Firstly, while you are still living and able to make decisions, a trust can designate certain portions of your estate to be given to certain causes.
For instance, you could set up a trust to donate a certain amount to a charity over the course of your lifetime. You could also change the beneficiary to be an individual.
A trust can also be set up in a way that even after your passing, the possessions of the trust are not passed on to an individual until a certain date. Let’s say that you set your grandkids as your beneficiary. However, you don’t want your grandkids to be able to spend or make any decisions regarding your estate until they are 25 years of age. The way you would set this legal structure up is with a trust.
Know Estate Tax Laws
As you plan your estate, it’s important for you to have a good handle on estate tax laws. As the famed author Mark Twain once said, “nothing in life is certain but death and taxes”. You can be sure that the government will cut a piece of the pie when your estate is being passed on to the next generation.
Knowing estate tax laws ahead of time will allow you to be able to structure your estate in a way that minimizes tax liability. You’ll also have a better idea of the actual amount of wealth that you will be passing on to your family. Read more about estate planning.
Reassess Your Estate Planning Frequently
As your life changes, so may your plans for your estate. You may get divorced and remarry. To ensure that your current spouse gets your estate, not your ex-spouse, you’ll have to make those changes before you pass on.
You may also want to give certain amounts to charities that become more and more important to you as time goes on. All of those changes should be made as soon as you feel that way, or it may be too late. So take time to comprehensively assess your estate planning at least once per annum.
Get Professional Help
When it comes to estate planning, there’s no getting around the fact that it’s a complicated beast. If you want to make sure that you do everything correctly, then it’s advisable that you receive professional help from an estate attorney.
The right estate attorney will have a lot of experience in dealing with the disbursement of a person’s assets and will be able to make recommendations as to how to best structure your estate to reduce tax liability and increase your beneficiaries’ gain. There are many attorneys and firms out there, so be sure to shop around before you settle on a particular one.
Simple Estate Planning Strategies to Get You Started
There you have it — with these simple estate planning strategies in mind, you’re well on your way toward understanding how to ensure that your wealth is passed on to the people and organizations that you want to be benefitted by your hard work.
For more lifestyle advice, be sure to check out the rest of the articles on the website!


newslo--2020-05-15--Life After a DUI Conviction: Critical Ways to Get Back on Your Feet

Did you know that in 2016 more than 1 million drivers were arrested for driving under the influence ?
Have you recently found yourself as part of this statistic ?
If you are dealing with a recent DUI and want to know more about life after a DUI conviction , you are in the right place .
Keep reading to learn more about the steps to help you get back on track One of the first things you want is an experienced DUI lawyer on your side .
You want a local attorney that understands the laws and is familiar @ @ @ @ @ @ @ .
Even though most first time DUI offenders do not have to face real jail time , you will still have some serious legal consequences .
In some states , a DUI is seen as a felony and it can impact you for the rest of your life .
This is why hiring a lawyer will ensure that you are treated fairly as you go through the legal system .
A support group does not always have to be an AA group , you can look for local church groups or volunteer in @ @ @ @ @ @ @ a nursing home or a soup kitchen to get out there and do something in a group setting .
Surrounding yourself with people that are working towards a greater cause will give you a sense of having a larger support system to help hold you accountable .
Not everyone needs to go through this step but if you are dealing with serious alcohol addiction then consider checking yourself into rehab voluntarily .
A rehab center will help you make dramatic changes in your life that you might need to move forward .
You @ @ @ @ @ @ @ , and family before making a final decision but at the end of the day , this is a personal choice and completely up to you .
Getting a DUI is a sign that something in your life has to probably change .
If you had previously been drinking for fun or as a way to pass time then you can take the time to pick up new hobbies instead .
Learn how to play an instrument or pick up an old hobby that you haven ’ t done in a long time @ @ @ @ @ @ @ hiking to running to sewing to reading .
Anything that will replace drinking as your fun pass time , will make a difference in life after a DUI .
Now that you know more about life after a DUI conviction you can take the necessary steps we shared above to help you .
Even though this is more than likely not the proudest moment in your life , we hope that you can learn from this mistake and possibly inspire others to not follow in your footsteps .
Did you learn something helpful @ @ @ @ @ @ @ all of the latest news .

Did you know that in 2016 more than 1 million drivers were arrested for driving under the influence? Have you recently found yourself as part of this statistic? If you are dealing with a recent DUI and want to know more about life after a DUI conviction, you are in the right place.
Keep reading to learn more about the steps to help you get back on track
Find an Attorney
One of the first things you want is an experienced DUI lawyer on your side. You want a local attorney that understands the laws and is familiar with the legal system in your county.
Even though most first time DUI offenders do not have to face real jail time, you will still have some serious legal consequences. In some states, a DUI is seen as a felony and it can impact you for the rest of your life. This is why hiring a lawyer will ensure that you are treated fairly as you go through the legal system.
Support Groups
A support group does not always have to be an AA group, you can look for local church groups or volunteer in food drives. You can volunteer at a nursing home or a soup kitchen to get out there and do something in a group setting.
Surrounding yourself with people that are working towards a greater cause will give you a sense of having a larger support system to help hold you accountable.
Rehab
Not everyone needs to go through this step but if you are dealing with serious alcohol addiction then consider checking yourself into rehab voluntarily. A rehab center will help you make dramatic changes in your life that you might need to move forward.
You can talk to your therapist, friends, and family before making a final decision but at the end of the day, this is a personal choice and completely up to you.
New Hobbies
Getting a DUI is a sign that something in your life has to probably change. If you had previously been drinking for fun or as a way to pass time then you can take the time to pick up new hobbies instead.
Learn how to play an instrument or pick up an old hobby that you haven’t done in a long time. There are plenty of things from hiking to running to sewing to reading. Anything that will replace drinking as your fun pass time, will make a difference in life after a DUI.
Time to Live Life After a DUI Conviction
Now that you know more about life after a DUI conviction you can take the necessary steps we shared above to help you. Even though this is more than likely not the proudest moment in your life, we hope that you can learn from this mistake and possibly inspire others to not follow in your footsteps.
Did you learn something helpful today? Please come back soon for all of the latest news.


newslo--2020-05-15--5 Ways to Keep Your Brick-and-Mortar Running During the Coronavirus Pandemic

During the coronavirus pandemic , it can seem like everything is falling apart – literally .
It might be the worst time for your gutters to be overflowing and shingles to be coming off of your roof , but you need to take steps to keep your business in good shape if you want to make it through this crisis with minimal damage to your entrepreneurial efforts .
Luckily , there are a few things that you can do to help keep things running smoothly Make sure you have a backup generator On top of restricted shopping decrees in North @ @ @ @ @ @ @ would be worse than losing power and chasing off the few customers you get each day ?
From natural gas to diesel farms , there are plenty of generators you can consider to help you make it through each day .
It ’ s a good idea to get a free estimate for power generation to prevent a power outage .
Thankfully , finding the right diesel generator might be as simple as searching for the phrase “ diesel generator for sale UK ” to find the perfect product .
It can also @ @ @ @ @ @ @ road .
While many business owners have to temporarily close their business to do construction and make cosmetic upgrades , now is a sensible time to take care of a few of the things on your list .
This could include roof maintenance for missing shingles , clearing debris from gutters , assessing water damage that is causing a leak or moss or algae growth , and redoing insulation .
Always start with your roof .
Cracks , fallen tree limbs , and water leaks can all impact the integrity of your roof @ @ @ @ @ @ @ contractor to discuss roof repair , proper maintenance , and roof maintenance tips , and to receive a roof inspection .
Hopefully , it ’ s simply replacing some roof materials and not installing a new roof altogether .
It ’ s about to be summertime which often means heavy storms , humidity , and moisture in the air .
Not only can these cause roof problems and water stains but it can hamper other aspects of your business as well .
Go through a small checklist to inspect for common signs of @ @ @ @ @ @ @ Then , go through every aspect of your brick-and-mortar .
If you have a chimney or attic space , these are common culprits .
Do your best to seal these up on your own or talk to your insurers to see if any of the weatherproofing is covered under your business ’ s policy .
By cutting down on your business ’ s dependency on natural gas and switching to alternative power generation , you could be saving yourself a good deal of money whilst also having a positive environmental impact .
In @ @ @ @ @ @ @ drawn towards green businesses that are transparent about their energy usage .
Going green also means you should consider noise pollution and the impact the sounds your business makes can have on the surrounding community .
It may seem like a chore to get all of this done during a pandemic but it could make a big difference down the road .
A business is only as good as its workers .
As such , you need to do everything in your power to provide for your employees as best as you can @ @ @ @ @ @ @ to feel adrift during the coronavirus pandemic but even your smallest actions can make a major difference .
If you ’ re able to incorporate financial incentives as well , this can be a plus , particularly if certain employees have scaled back their hours or are self-quarantining .
During this pandemic , it can be easy to feel like you ’ re all alone .
However , there are always people around you and in your community that want you to succeed .
As long as you ’ re doing everything in @ @ @ @ @ @ @ , you have a strong chance of helping your business thrive .

During the coronavirus pandemic, it can seem like everything is falling apart – literally. It might be the worst time for your gutters to be overflowing and shingles to be coming off of your roof, but you need to take steps to keep your business in good shape if you want to make it through this crisis with minimal damage to your entrepreneurial efforts.
Luckily, there are a few things that you can do to help keep things running smoothly
Make sure you have a backup generator
On top of restricted shopping decrees in North America and the United Kingdom, what would be worse than losing power and chasing off the few customers you get each day? From natural gas to diesel farms, there are plenty of generators you can consider to help you make it through each day. It’s a good idea to get a free estimate for power generation to prevent a power outage. Thankfully, finding the right diesel generator might be as simple as searching for the phrase “diesel generator for sale UK” to find the perfect product. It can also help you prevent potential problems down the road.
While many business owners have to temporarily close their business to do construction and make cosmetic upgrades, now is a sensible time to take care of a few of the things on your list. This could include roof maintenance for missing shingles, clearing debris from gutters, assessing water damage that is causing a leak or moss or algae growth, and redoing insulation. Always start with your roof. Cracks, fallen tree limbs, and water leaks can all impact the integrity of your roof. Reach out to a local community contractor to discuss roof repair, proper maintenance, and roof maintenance tips, and to receive a roof inspection. Hopefully, it’s simply replacing some roof materials and not installing a new roof altogether.
Weatherproof everything
It’s about to be summertime which often means heavy storms, humidity, and moisture in the air. Not only can these cause roof problems and water stains but it can hamper other aspects of your business as well. Go through a small checklist to inspect for common signs of leaks such as rust or moss. Then, go through every aspect of your brick-and-mortar. If you have a chimney or attic space, these are common culprits. Do your best to seal these up on your own or talk to your insurers to see if any of the weatherproofing is covered under your business’s policy.
By cutting down on your business’s dependency on natural gas and switching to alternative power generation, you could be saving yourself a good deal of money whilst also having a positive environmental impact. In North America especially, customers are being drawn towards green businesses that are transparent about their energy usage. Going green also means you should consider noise pollution and the impact the sounds your business makes can have on the surrounding community. It may seem like a chore to get all of this done during a pandemic but it could make a big difference down the road.
Boost employee morale
A business is only as good as its workers. As such, you need to do everything in your power to provide for your employees as best as you can. It’s easy for employees to feel adrift during the coronavirus pandemic but even your smallest actions can make a major difference. If you’re able to incorporate financial incentives as well, this can be a plus, particularly if certain employees have scaled back their hours or are self-quarantining.
During this pandemic, it can be easy to feel like you’re all alone. However, there are always people around you and in your community that want you to succeed. As long as you’re doing everything in your power to push your business forward, you have a strong chance of helping your business thrive.