birminghammail--2020-10-04--Milot Rashica latest: 'Advanced negotiations', Bremen stance & Leeds interest

Aston Villa appear to be on the verge of ending the transfer saga around Werder Bremen attacker Milot Rashica .
According to reports in Germany , Villa are in advanced negotiations about a move for the Kosovo international .
Rashica has been linked with Villa all summer and it was reported by BirminghamLive in September that Dean Smith 's side had decided to end talks for the time being because of the player 's wage demands .
Villa have until 11pm on Monday night to complete a deal with Werder for the former Vitesse man and if he does arrive @ @ @ @ @ @ @ club 's sixth signing of a very busy summer .
Rashica will follow Matty Cash , Ollie Watkins , Bertrand Traore , Emiliano Martinez and Rosss Barkley into B6 if a deal is done .
Villa are in advanced negotiations about a transfer for Bremen attacker Rashica , according to reports in Germany .
A breakthrough appears to have been made in Villa 's quest to land Rashica with Sky Sports reporting that a deal is likely to be completed before Monday night 's 11pm deadline for transfers between foreign clubs .
It @ @ @ @ @ @ @ things still to be ironed out for a deal to be concluded but it is very much back on .
German tabloid Bild reported that Rashica , who has been linked with a move to Villa all summer , could change his stance on a move to Villa Park after Smith 's side 's fine start to the Premier League season .
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Villa have been strongly linked with a move for the Werder Bremen star , @ @ @ @ @ @ @ .
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Google Play @ @ @ @ @ @ @ have said '' IF we sign Rashica what an absolute worldie of a window we 've been treated to , '' one Villa fan said .
`` If we do get Rashica it 's party time , '' said another .
`` Oh my , '' a third fan added while another said : `` Please be true . ''
`` He would cap off a brilliant window , '' said a fifth fan said .
`` The likelihood is still greater that he will leave us , '' Bremen sporting director , @ @ @ @ @ @ @ by website deichstube on Saturday .
`` I will stay with that . ''
Sign up for our Villa newsletter with your email in the box at the top of the page or click here Leeds United and Southampton are reportedly in the race for Villa target Rashica .
According to Kosovar journalist Arlind Sadiku , of Supersport and Digitalb , the two Premier League clubs are keen on the Bremen playmaker .
Rashica has been linked with a switch to Villa all summer but BirminghamLive reported back in September that Smith 's @ @ @ @ @ @ @ a move for the Kosovo international .
Villa agreed to meet the £20.5 million release clause for the 24 year-old but is believed wages were a stumbling block with Rashica wanting to double his reported €40,000 weekly wage at Bremen .

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The summer transfer window has come to an end but Milot Rashica is still being linked with Aston Villa.
Rashica was touted for a move to Villa Park throughout the window but it was reported by BirminghamLive in September that Dean Smith's side had decided to end talks for the time being.
Villa had until 11pm on Monday night to complete any deals for players based abroad and that deadline passed with Rashica remaining a Werder Bremen player.
But could there be scope for a move in January?
Here's the current state of play with the Kosovo international...
Werder remain open to Rashica sale
Bremen's Bundesliga rivals Bayer Leverkusen appeared to be close to signing Rashica on Monday before the move fell through.
That settled the winger's future until January but with the coronavirus pandemic continuing to pose financial challenges for football clubs, Werder's chief executive Klaus Filbry has told German tabloid Bild that selling Rashica would provide a key cash injection.
"Due to the situation, we have a shortfall in our income of around €30m over both seasons," Filbry is quoted as saying by Bild.
"In this respect, a transfer for Milot would have been important for us to get back in the right direction financially."
Smith's response to Rashica question
Smith all but ruled out a deadline-day move for Rashica after Sunday's 7-2 victory against Liverpool.
Asked if the departure of attacking midfielder Jota opens the door for another player to come in, the head coach said: "No, not really.
"Jota was a player I've worked with before and I couldn't give him minutes here with the quality we've got at the club at the moment.
"I've got Bertrand Traore who came on and Anwar El Ghazi who's on the bench as well. I'm not sure there will be any more coming in before the window closes."
Smith, pressed on players going out, added: "I've said before we can't stockpile players."
What was being reported ahead of deadline day?
Reports in Germany last week claimed Villa were in 'advanced negotiations' about a transfer for Rashica.
Sky Sports were reporting that a deal was likely ahead of Monday night's 11pm deadline for transfers between foreign clubs.
German tabloid Bild also reported that Rashica, who has been linked with a move to Villa all summer, was ready to change his stance on a move to Villa Park after Smith's side's fine start to the Premier League season.
But the winger will now a Werder player until at least January when the window re-opens.
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Premier League rivals also linked
Leeds United and Southampton are reportedly in the race for Villa target Rashica.
According to Kosovar journalist Arlind Sadiku, of Supersport and Digitalb, the two Premier League clubs are also keen.
Villa previously agreed to meet the £20.5 million release clause for the 24 year-old but it is believed wages were a stumbling block with Rashica wanting to double his reported €40,000 weekly wage at Bremen.


birminghammail--2020-10-04--Aitor Karanka identifies Blues' missing ingredient after Stoke draw

Aitor Karanka believes Birmingham City will be better placed to convert opportunities such as the one which presented itself at Stoke City today - when they have more pace in the squad .
The Blues head coach seemed relatively content with this afternoon ’ s 1-1 draw at the Bet 365 Stadium - though admitted his team should have close the game out when they led 1-0 with 86 minutes gone .
But he accepts with £1million signing Jonathan Leko still working his way back from injury , his team are too reliant on Ivan Sanchez and Jeremie Bela on @ @ @ @ @ @ @ concede a goal after 85 minutes you can always think you should have won the game , it is true after the second half especially , ” Karanka said .
“ At the end of the first half we didn ’ t have many chances , we were organised with our defending but maybe with Leko today on the bench it would have been different .
“ Because with his pace we could get something more .
We depend a lot on Jeremie and Ivan and we don ’ t have that pace @ @ @ @ @ @ @ “ Sometimes you can think it is shame that we didn ’ t win the game but it is true that today we didn ’ t create a lot of chances and that today the most important thing is one month ago we were at St Andrew ’ s after a defeat against Cambridge .
“ Now we are unbeaten , we played against a very good team , we can ’ t forget that they were in the Premier League two or three years ago , with Premier League players and we @ @ @ @ @ @ @ “ So except the goal I can ’ t remember a lot of chances from them and I think we are in a good position , we now have two weeks to work at the training ground and to get rested because this month has been really demanding .
”

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Aitor Karanka believes Birmingham City will be better placed to convert opportunities such as the one which presented itself at Stoke City today - when they have more pace in the squad.
The Blues head coach seemed relatively content with this afternoon’s 1-1 draw at the Bet 365 Stadium - though admitted his team should have close the game out when they led 1-0 with 86 minutes gone.
But he accepts with £1million signing Jonathan Leko still working his way back from injury, his team are too reliant on Ivan Sanchez and Jeremie Bela on the counter attack.
“When you concede a goal after 85 minutes you can always think you should have won the game, it is true after the second half especially,” Karanka said.
“At the end of the first half we didn’t have many chances, we were organised with our defending but maybe with Leko today on the bench it would have been different.
“Because with his pace we could get something more. We depend a lot on Jeremie and Ivan and we don’t have that pace to try and get in transitions.
“Sometimes you can think it is shame that we didn’t win the game but it is true that today we didn’t create a lot of chances and that today the most important thing is one month ago we were at St Andrew’s after a defeat against Cambridge.
“Now we are unbeaten, we played against a very good team, we can’t forget that they were in the Premier League two or three years ago, with Premier League players and we were competing against them really well.
“So except the goal I can’t remember a lot of chances from them and I think we are in a good position, we now have two weeks to work at the training ground and to get rested because this month has been really demanding.”


birminghammail--2020-10-04--People taken to hospital after car crashes into house

Police have taped off part of a city street after a car crashed into a house this afternoon .
The @ @ @ @ @ Road , Kingstanding a short time after 2.30pm on Sunday , October 4 .
All @ @ @ @ @ to be in attendance at the crash , which happened near to the junction of @ @ @ @ @ was taped off by firefighters near to the shops following the incident .
Casualties have @ @ @ @ @ West Midlands Fire Service confirmed .
BirminghamLive has contacted West Midlands Police for more information @ @ @ @ @ blog , we will be providing updates as we receive them .

Three boys were hurt as a car 'driven by a boy of 16' smashed into a city home following a collision.
The black Ford Fusion clipped a Ford Fiesta before crashing into a house in College Road, Kingstanding at around 2.30pm on Sunday, October 4.
A 15-year-old passenger was treated for serious injuries at the scene and rushed to Birmingham Children's Hospital where he remains in a stable condition.
It is understood the driver, aged 16, and a 13-year-old boy, who was a passenger in the vehicle, left the scene.
The teenagers later presented with minor injuries at hospital, police said.
Police have launched an investigation, with CCTV trawls underway and witnesses urged to come forward.
Anyone with information or dashcam footage should contact police via Live Chat at www.west-midlands.police.uk, 8am to midnight, or call 101 anytime. Alternatively call Crimestoppers on 0800 555 111. Please quote log 2148 of 4 October.
This is a live blog, we will be providing updates as we receive them.


birminghammail--2020-10-04--Aston Villa fans go nuts at 'advanced negotiations' Milot Rashica update

Aston Villa fans have been reactign to reports claiming their side are in 'advanced negotiations ' with a move for Werder Bremen attacker Milot Rashica .
Rashica has been a long-standing transfer target for Villa , with the Kosovo international heavily linked with a Villa Park switch this summer .
The 24 year-old is reportedly close to making the move to Villa before tomorrow night 's 11pm transfer deadline for Premier League clubs to conclude deals with overseas sides .
Sky Sports in Germany are claiming that a few details still need to be sorted before a move is complete @ @ @ @ @ @ @ Villa 's sixth signing if he does put pen-to-paper on a contract with the claret and blue .
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Villa have been strongly linked with a move for the Werder Bremen star , with fans excitedly awaiting his possible arrival .
With that in mind , we will bring you all the news around the Albanian winger 's future .
In our daily Aston Villa bulletin , we 'll be bringing you the latest breaking news , @ @ @ @ @ @ @ well as the key talking points for fans .
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Google Play Store and App Store Rashica has also been linked with a move to Bundesliga trio Bayer Leverkusen , Wolfsburg and RB Leipzig while Premier League pair Southampton and Leeds United have too been credited with an interest .
Villa head coach Dean Smith has @ @ @ @ @ @ @ Ollie Watkins , Bertrand Traore , Emiliano Martinez , Matty Cash and Ross Barkley .
And Rashica 's arrival would cap off a fine window .
`` IF we sign Rashica what an absolute worldie of a window we 've been treated to , '' one Villa fan said .
Sign up for our Villa newsletter with your email in the box at the top of the page or click here '' If we do get Rashica it 's party time , '' said another .
`` Oh my , '' a third @ @ @ @ @ @ @ Please be true . ''
`` He would cap off a brilliant window , '' said a fifth fan said .

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birminghammail--2020-10-04--Birmingham City fans make cheeky Aston Villa point after Stoke draw

Birmingham City were denied a second victory of the season as Stoke City equalised with only four minutes remaining .
Blues looked like they had pulled off a textbook away day smash and grab when Harlee Dean headed them in front midway through the second half .
However , with Aitor Karanka opting to go five at the back to see out the game Stoke equalised late on through Nick Powell .
Here ’ s what Blues fans had to say .
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Google Play Store and App Store @ BrummieJoeHD : Shame we couldn ’ t win that one but fairly happy with the unbeaten start to the season @ @ @ @ @ @ @ Decent point away from home , would have been nice to take all 3 tho .
We ’ re still unbeaten @ CallumInsull : A point away from home isn ’ t terrible , would have took it before kick off .
Just a shame we went in front .
Look forward to Sheff Wed at home on the 17th .
@ TRINIDANDY : Listen , to think where we were to where we are now .
As frustrating as it is to drop 2 points with 5 mins to go , before @ @ @ @ @ @ @ me if we conceded 2 or 3 at the death .
Basics of football if you can ’ t win , make sure you don ’ t lose .
Up the Blues !
@ d3anr : Bringing Roberts on for Bela as soon as we scored .
Negative as you can get .
@ robglovermedia : Shame to be pegged back late on , but think this will prove a valuable point in the long run , with Stoke a much better outfit than they were last year .
Still unbeaten going into @ @ @ @ @ @ @ to take !
@ emo_bcfc : Can ’ t knock them after that 2nd half performance , so unlucky not to take the 3 points back down the M6 .
Just keep building on this ... @ 9_Hendo : Didn ’ t fancy us at all today so will take a point .
Just cruel to lose all 3 in the final 5 mins ... @ KELoxton : I ’ m sure many fans will moan .
Today I wouldn ’ t .
New players , new manager , 4 unbeaten and a @ @ @ @ @ @ @ that .
Happiest I ’ ve been since we sacked Rowett .
@ Tiltonsfinest : I mean at least we didn ’ t lose to Stoke like some teams tho right ?

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Birmingham City were denied a second victory of the season as Stoke City equalised with only four minutes remaining.
Blues looked like they had pulled off a textbook away day smash and grab when Harlee Dean headed them in front midway through the second half.
However, with Aitor Karanka opting to go five at the back to see out the game Stoke equalised late on through Nick Powell.
Here’s what Blues fans had to say.
Sign up to our Birmingham City newsletter for the latest news and comment Why should you sign up? In our daily Birmingham City bulletin, we'll be bringing you the latest breaking news, transfer features and comment pieces, as well as the key talking points for fans. How do you sign up? It's easy and only takes seconds. Simply type your email address into the box at the top of this article and hit sign up. And that's it, you're all set. You can also sign up here. If you decide later that you no longer wish to receive the emails, simply follow the unsubscribe link in one of the newsletters - but we don't think you'll want to. And what's more, it's absolutely free! You can also get all the latest updates by following us on social media here Facebook and Twitter. We also have a free app which you can download. It is always up-to-date with the latest news from across the region. Google Play Store and App Store
@BrummieJoeHD: Shame we couldn’t win that one but fairly happy with the unbeaten start to the season, we move.
@Dannii91Mitten: Decent point away from home, would have been nice to take all 3 tho. We’re still unbeaten
@CallumInsull: A point away from home isn’t terrible, would have took it before kick off. Just a shame we went in front. Look forward to Sheff Wed at home on the 17th.
@TRINIDANDY: Listen, to think where we were to where we are now. As frustrating as it is to drop 2 points with 5 mins to go, before AK came in it would NEVER surprise me if we conceded 2 or 3 at the death. Basics of football if you can’t win, make sure you don’t lose. Up the Blues!
@d3anr: Bringing Roberts on for Bela as soon as we scored. Negative as you can get.
@robglovermedia: Shame to be pegged back late on, but think this will prove a valuable point in the long run, with Stoke a much better outfit than they were last year. Still unbeaten going into the international break, plenty of positives to take! @emo_bcfc: Can’t knock them after that 2nd half performance, so unlucky not to take the 3 points back down the M6. Just keep building on this...
@9_Hendo : Didn’t fancy us at all today so will take a point. Just cruel to lose all 3 in the final 5 mins...
@KELoxton: I ’m sure many fans will moan. Today I wouldn’t. New players, new manager, 4 unbeaten and a settled squad. I’d take that. Happiest I’ve been since we sacked Rowett.
@Tiltonsfinest: I mean at least we didn’t lose to Stoke like some teams tho right?


birminghammail--2020-10-04--Stoke City 1 Birmingham City 1 report and ratings

Birmingham City head into the international break unbeaten , with six points from 12 available and just about grinding out results on starvation rations in attack .
Harlee Dean ’ s 65th minute goal from a corner was their third of a season that is yet to yield one from open play .
But for 20 minutes it looked as though it would be enough to take all three points - until Nick Powell struck with four to go .
In truth it was no less than Stoke deserved , yet Aitor Karanka ’ s men leave the Bet 365 @ @ @ @ @ @ @ to build and plenty of work to do on it .
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Google Play Store and App Store Blues made the early running , forcing Stoke back and creating room for Ivan Sanchez to fire over from near the D in the fifth minute .
However , the balance began to tip in the hosts ’ favour and they spent the rest of the half asking the more pressing questions .
Eighteen minutes had gone when left wing back Josh Tymon made a surging run towards the Blues area and squared for Steven Fletcher .
The striker looked up and curled an inswinging @ @ @ @ @ @ @ former Sheffield Wednesday man turned provider a few seconds later when he threaded a pass through the defence for Sam Clucas , who had got in behind Harlee Dean .
Thankfully for Blues the midfielder ’ s touch was too heavy and Neil Etheridge came out to collect .
The goalkeeper was grateful to his left hand upright in the 26th minute though , after Kristian Pedersen had needlessly body-checked Fletcher .
The Scot picked himself up and clattered a left-foot free kick off the woodwork from 27 yards .
Blues had a @ @ @ @ @ @ @ before the break when Harry Souttar headed a deep free kick back across goal where Lee Gregory could only direct the ball over the gaping net and not into it .
A set-piece always looked the most likely source of a goal - and so it proved midway through the second half .
Sanchez curled a delicious corner deep and Dean rose highest of all to head powerfully in .
Just when it looked as though Blues would nick the points two Stoke substitutes combined .
Tyrese Campbell got in on the left @ @ @ @ @ @ @ midfielder ’ s low shot cannoned into Dean but dribbled over the line .
Was certainly the busier of the two goalkeepers in the first half when his sweeping up and speed of his line put out a few fires .
Needed a post to help him from Fletcher 's free kick , though .
Blues protected him well in the second half - when he was more heard , cajoling his team-mates , than seen .
No chance with the cruelly deflected goal .
Made two very important interceptions when Stoke might @ @ @ @ @ @ @ first half .
A really solid showing from the Frenchman .
Had plenty to do with Fletcher and Gregory asking contrasting questions - found most answers and then opened the game up with a thumping header .
A couple of avoidable free kicks but overall a defiant and creditable effort .
So unlucky on the deflected equaliser .
Spent the opening 45 minutes trying to the backdoor closed , which he did reasonably well with Dean , wining his tackles and communicating with Pedersen .
Superb near post clearance from a Clucas cross @ @ @ @ @ @ @ his best first half crossing opportunity behind the goal and gave away a thoughtless free kick which Fletcher smacked off the post .
A bit more assured in the second half as Stoke tested his physical and aerial prowess .
Noticeable for the amount of covering he had to do - the one Blues player who was able to make physical contact with Stoke in the first half .
He carried on in the second period too , tirelessly breaking up play , closing down space and doing while others talked .
An @ @ @ @ @ @ @ could see his brain ticking over as he made interceptions and looked to initiate play - but too often there was little movement in front of him .
Spent the first hour telling his team-mates to liven up - which to be fair to him needed saying .
Started very brightly , shooting over in the fifth minute but as the opening period went on he was forced into defensive work .
Produced the end product demanded of his position in the 65th minute when his corner picked out Dean and as the @ @ @ @ @ @ @ outlet .
So promising .
Did n't do enough to find space in the first half and when he did it was all low percentage flicks and feints .
Had one chance to put Bela away in the second period before he was rightly subbed .
Uninspiring stuff .
Not enough urgency in closing down opponents nor finding space .
An insipid first half when his team needed more .
Took up some better positions in the second period without really scaring Stoke .
Subbed as Karanka opted to shut up shop .
@ @ @ @ @ @ @ get out of Souttar , Fox and Chester ?
None as it turned out .
More involved in the second period - if only for flicking Chester 's header over his own bar .
CROWLEY ( for Toral , 62 ) 5.5 Not much impact

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Birmingham City head into the international break unbeaten, with six points from 12 available and just about grinding out results on starvation rations in attack.
Harlee Dean’s 65th minute goal from a corner was their third of a season that is yet to yield one from open play.
But for 20 minutes it looked as though it would be enough to take all three points - until Nick Powell struck with four to go.
In truth it was no less than Stoke deserved, yet Aitor Karanka’s men leave the Bet 365 Stadium with a solid platform on which to build and plenty of work to do on it.
Sign up to our Birmingham City newsletter for the latest news and comment Why should you sign up? In our daily Birmingham City bulletin, we'll be bringing you the latest breaking news, transfer features and comment pieces, as well as the key talking points for fans. How do you sign up? It's easy and only takes seconds. Simply type your email address into the box at the top of this article and hit sign up. And that's it, you're all set. You can also sign up here. If you decide later that you no longer wish to receive the emails, simply follow the unsubscribe link in one of the newsletters - but we don't think you'll want to. And what's more, it's absolutely free! You can also get all the latest updates by following us on social media here Facebook and Twitter. We also have a free app which you can download. It is always up-to-date with the latest news from across the region. Google Play Store and App Store
Blues made the early running, forcing Stoke back and creating room for Ivan Sanchez to fire over from near the D in the fifth minute.
However, the balance began to tip in the hosts’ favour and they spent the rest of the half asking the more pressing questions.
Eighteen minutes had gone when left wing back Josh Tymon made a surging run towards the Blues area and squared for Steven Fletcher.
The striker looked up and curled an inswinging shot just past the upright.
The former Sheffield Wednesday man turned provider a few seconds later when he threaded a pass through the defence for Sam Clucas, who had got in behind Harlee Dean.
Thankfully for Blues the midfielder’s touch was too heavy and Neil Etheridge came out to collect.
The goalkeeper was grateful to his left hand upright in the 26th minute though, after Kristian Pedersen had needlessly body-checked Fletcher.
(Image: Getty Images)
The Scot picked himself up and clattered a left-foot free kick off the woodwork from 27 yards.
Blues had a huge let off in the final seconds before the break when Harry Souttar headed a deep free kick back across goal where Lee Gregory could only direct the ball over the gaping net and not into it.
A set-piece always looked the most likely source of a goal - and so it proved midway through the second half.
Sanchez curled a delicious corner deep and Dean rose highest of all to head powerfully in.
Just when it looked as though Blues would nick the points two Stoke substitutes combined.
Tyrese Campbell got in on the left and crossed low for Powell. The midfielder’s low shot cannoned into Dean but dribbled over the line.
STARTING FORMATION
4-2-3-1
PLAYERS
ETHERIDGE 6.5
Was certainly the busier of the two goalkeepers in the first half when his sweeping up and speed of his line put out a few fires. Needed a post to help him from Fletcher's free kick, though.
Blues protected him well in the second half - when he was more heard, cajoling his team-mates, than seen. No chance with the cruelly deflected goal.
COLIN 7
Made two very important interceptions when Stoke might have been in on goal in the first half. A really solid showing from the Frenchman.
DEAN 7.5
Had plenty to do with Fletcher and Gregory asking contrasting questions - found most answers and then opened the game up with a thumping header. A couple of avoidable free kicks but overall a defiant and creditable effort. So unlucky on the deflected equaliser.
(Image: PA)
FRIEND 7
Spent the opening 45 minutes trying to the backdoor closed, which he did reasonably well with Dean, wining his tackles and communicating with Pedersen. Superb near post clearance from a Clucas cross as Stoke chased the game.
PEDERSEN 5.5
Stuck his best first half crossing opportunity behind the goal and gave away a thoughtless free kick which Fletcher smacked off the post. A bit more assured in the second half as Stoke tested his physical and aerial prowess.
*SUNJIC 7.5
Noticeable for the amount of covering he had to do - the one Blues player who was able to make physical contact with Stoke in the first half. He carried on in the second period too, tirelessly breaking up play, closing down space and doing while others talked. An Energizer bunny display.
CLAYTON 6.5
Once more you could see his brain ticking over as he made interceptions and looked to initiate play - but too often there was little movement in front of him. Spent the first hour telling his team-mates to liven up - which to be fair to him needed saying.
SANCHEZ 7
Started very brightly, shooting over in the fifth minute but as the opening period went on he was forced into defensive work. Produced the end product demanded of his position in the 65th minute when his corner picked out Dean and as the game broke up emerged as an important outlet. So promising.
(Image: PA)
TORAL 5
Didn't do enough to find space in the first half and when he did it was all low percentage flicks and feints. Had one chance to put Bela away in the second period before he was rightly subbed. Uninspiring stuff.
BELA 5
Not enough urgency in closing down opponents nor finding space. An insipid first half when his team needed more. Took up some better positions in the second period without really scaring Stoke. Subbed as Karanka opted to shut up shop.
JUTKIEWICZ 5.5
How much change was he going to get out of Souttar, Fox and Chester? None as it turned out. More involved in the second period - if only for flicking Chester's header over his own bar.
SUBSTITUTES
CROWLEY (for Toral, 62) 5.5 Not much impact
ROBERTS (for Bela, 70) 6 Solid
HOGAN (for Jutkiewicz, 87) N/A
Not used: Prieto, Dacres-Cogley, Gardner, Boyd-Munce,
OPPOSITION
STOKE (3-5-2): Davies; Souttar, Chester, Fox; Smith, Oakley-Boothe (Powell 71), Obi Mikel, Clucas, Tymon (McClean 80); Gregory (Campbell 61), Fletcher. Not used: Butland, Batth, Brown, Thompson
GOALS
STOKE: Powell (86)
BLUES: Dean (65)
THE REF: John Brooks
NEXT UP: Sheff Wed (h), Saturday, October 17, 3pm kick-off


birminghammail--2020-10-04--Aston Villa in 'advanced negotiations' for Milot Rashica transfer

Aston Villa are in advanced negotiations about a transfer for Werder Bremen attacker Milot Rashica , according to reports in Germany .
A breakthrough appears to have been made in Villa 's quest to land Rashica with Sky Sports reporting that a deal is likely to be completed before Monday night 's 11pm deadline for transfers between foreign clubs .
It is being reported that there are some things still to be ironed out for a deal to be concluded but it is very much back on .
German tabloid Bild reported that Rashica , who has been linked with @ @ @ @ @ @ @ could change his stance on a move to Villa Park after Dean Smith 's side 's fine start to the Premier League season .
Sign up to our Villa newsletter for Milot Rashica transfer updates Why should you sign up ?
Villa have been strongly linked with a move for the Werder Bremen star , with fans excitedly awaiting his possible arrival .
With that in mind , we will bring you all the news around the Albanian winger 's future .
In our daily Aston Villa bulletin , we 'll be bringing @ @ @ @ @ @ @ features and comment pieces , as well as the key talking points for fans .
How do you sign up ?
It 's easy and only takes seconds .
Simply type your email address into the box at the top of this article and hit sign up .
And that 's it , you 're all set .
You can also sign up here .
If you decide later that you no longer wish to receive the emails , simply follow the unsubscribe link in one of the newsletters - but we do @ @ @ @ @ @ @ And what 's more , it 's absolutely free !
You can also get all the latest updates by following us on social media here Facebook and Twitter .
We also have a free app which you can download .
It is always up-to-date with the latest news from across the region .
Google Play Store and App Store Villa have began the season with two wins in two Premier League games with no goals conceded .
Rashica , who has n't played in any of Bremen 's games yet this season because @ @ @ @ @ @ @ said to have interest from Premier League rivals Leeds United and Southampton .
Bundesliga trio RB Leipzig , Wolfsburg and Bayer Leverkusen have all been credited with an interest in the 24 year-old .
Bremen sporting director , Frank Baumann , conceded after yesterday 's defeat of Arminia Bielefeld that Rashica could yet move on from Florian Kohfeldt 's side .
Sign up for our Villa newsletter with your email in the box at the top of the page or click here '' The likelihood is still greater that he will leave us @ @ @ @ @ @ @ by website deichstube , `` I will stay with that . ''
Rashica has been tracked all summer by Villa but they walked away from negotiations with the player last month , with BirminghamLive reporting how Smith 's side were not keen on doubling the player 's reported €40,000-a-week wages given his lack of Premier League experience .
His release clause , which Villa are willing to meet , is £20.5 million .
Rashica has scored 24 times and registered 14 assists in 74 matches in all competitions for Bremen .

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Aston Villa are in advanced negotiations about a transfer for Werder Bremen attacker Milot Rashica, according to reports in Germany.
A breakthrough appears to have been made in Villa's quest to land Rashica with Sky Sports reporting that a deal is likely to be completed before Monday night's 11pm deadline for transfers between foreign clubs.
It is being reported that there are some things still to be ironed out for a deal to be concluded but it is very much back on.
German tabloid Bild reported that Rashica, who has been linked with a move to Villa all summer, could change his stance on a move to Villa Park after Dean Smith's side's fine start to the Premier League season.
Sign up to our Villa newsletter for Morgan Sanson transfer updates Why should you sign up? Villa have been strongly linked with a move for the Marseille star, with fans excitedly awaiting his possible arrival. With that in mind, we will bring you all the news around the French midfielder's future. In our daily Aston Villa bulletin, we'll be bringing you the latest breaking news, transfer features and comment pieces, as well as the key talking points for fans. How do you sign up? It's easy and only takes seconds. Simply type your email address into the box at the top of this article and hit sign up. And that's it, you're all set. You can also sign up here. If you decide later that you no longer wish to receive the emails, simply follow the unsubscribe link in one of the newsletters - but we don't think you'll want to. And what's more, it's absolutely free! You can also get all the latest updates by following us on social media here Facebook and Twitter. We also have a free app which you can download. It is always up-to-date with the latest news from across the region. Google Play Store and App Store
Villa have began the season with two wins in two Premier League games with no goals conceded.
Rashica, who hasn't played in any of Bremen's games yet this season because of a knee injury, is also said to have interest from Premier League rivals Leeds United and Southampton.
Bundesliga trio RB Leipzig, Wolfsburg and Bayer Leverkusen have all been credited with an interest in the 24 year-old.
Bremen sporting director, Frank Baumann, conceded after yesterday's defeat of Arminia Bielefeld that Rashica could yet move on from Florian Kohfeldt's side.
Sign up for our Villa newsletter with your email in the box at the top of the page or click here
"The likelihood is still greater that he will leave us," he is quoted as saying by website deichstube, "I will stay with that."
Rashica has been tracked all summer by Villa but they walked away from negotiations with the player last month, with BirminghamLive reporting how Smith's side were not keen on doubling the player's reported €40,000-a-week wages given his lack of Premier League experience.
His release clause, which Villa are willing to meet, is £20.5 million.
Rashica has scored 24 times and registered 14 assists in 74 matches in all competitions for Bremen.


birminghammail--2020-10-04--Nuno confirms double deal and issues Deadline Day update

Nuno Espirito Santo has confirmed Rayan Ait-Nouri will join Wolverhampton Wanderers as a direct replacement for the outgoing Ruben Vinagre .
Vinagre is on the verge of joining Greek club Olympiakos and missed Wolves ’ 1-0 win over Fulham on Sunday to complete his transfer .
He will be replaced in Wolves ’ squad by 19-year-old Angers defender Ait-Nouri , whose arrival will be confirmed before Monday ’ s 11pm deadline for international transfers .
Speaking after the Fulham win , Nuno said : “ I can confirm to you that Vinagre is going to join Olympiakos .
If it @ @ @ @ @ @ @ done , that ’ s why he was not in the squad today .
“ We will get the official decision but it ’ s obvious we need to balance our squad .
Rayan will join us.
” Vinagre joined Wolves from Ligue 1 side Monaco three years ago , initially on loan before the move was made permanent in the summer of 2018 .
He has been a bit-part player in each of his three seasons with the club and his move to Monaco could eventually be worth up to £22million .
@ @ @ @ @ @ @ rule out further deals before the window shuts .
`` You never know , in these deadline moments you have to be ready for anything .
It ’ s not about who is coming in , it ’ s about nobody coming out .
This is what worries me the most . ''

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Nuno Espirito Santo has confirmed Rayan Ait-Nouri will join Wolverhampton Wanderers as a direct replacement for the outgoing Ruben Vinagre.
Vinagre is on the verge of joining Greek club Olympiakos and missed Wolves’ 1-0 win over Fulham on Sunday to complete his transfer.
He will be replaced in Wolves’ squad by 19-year-old Angers defender Ait-Nouri, whose arrival will be confirmed before Monday’s 11pm deadline for international transfers.
Speaking after the Fulham win, Nuno said: “I can confirm to you that Vinagre is going to join Olympiakos. If it’s not done it is almost done, that’s why he was not in the squad today.
“We will get the official decision but it’s obvious we need to balance our squad. Rayan will join us.”
Vinagre joined Wolves from Ligue 1 side Monaco three years ago, initially on loan before the move was made permanent in the summer of 2018.
He has been a bit-part player in each of his three seasons with the club and his move to Monaco could eventually be worth up to £22million.
In addition, Nuno has refused to rule out further deals before the window shuts.
"You never know, in these deadline moments you have to be ready for anything. It’s not about who is coming in, it’s about nobody coming out. This is what worries me the most."


birminghammail--2020-10-04--Aston Villa transfer news live: Milot Rashica in 'advanced negotiations'

Hello and welcome to LIVE coverage of Aston Villa from BirminghamLive .
We will be keeping you up to date @ @ @ @ @ Villa Park on Saturday , October 3 2020 .
Dean Smith 's men are putting @ @ @ @ @ preparation to tonight 's visit of Premier League champions Liverpool .
Jurgen Klopp 's side @ @ @ @ @ 7.15pm kick-off with both sides unbeaten in the League .
We 'll look ahead to @ @ @ @ @ all the latest transfer rumours as the window for foreign deals draws to a close @ @ @ @ @ have made five signings so far this window with Ross Barkley 's loan arrival from @ @ @ @ @ You can keep up to date with all the latest on the live blog below @

Hello and welcome to LIVE coverage of Aston Villa from BirminghamLive.
We will be keeping you up to date with all the latest from Villa Park on Saturday, October 3 2020.
Dean Smith 's men are putting the finishing touches to their preparation to tonight's visit of Premier League champions Liverpool.
Jurgen Klopp's side head to B6 for a 7.15pm kick-off with both sides unbeaten in the League.
We'll look ahead to that one and bring you all the latest transfer rumours as the window for foreign deals draws to a close on Monday night.
Villa have made five signings so far this window with Ross Barkley's loan arrival from Chelsea the most recent.
You can keep up to date with all the latest on the live blog below.


birminghammail--2020-10-04--Leeds United 'in race' to sign Aston Villa transfer target Milot Rashica

Leeds United and Southampton are reportedly in the race for Aston Villa transfer target Milot Rashica .
According to Kosovar journalist Arlind Sadiku , of Supersport and Digitalb , the two Premier League clubs are keen on the Werder Bremen playmaker .
Rashica has been linked with a switch to Villa all summer but BirminghamLive reported back in September that Dean Smith 's side had decided to end discussions about a move for the Kosovo international .
Villa agreed to meet the £20.5 million release clause for the 24 year-old but is believed wages were a stumbling block with Rashica @ @ @ @ @ @ @ wage at Bremen .
Sign up to our Villa newsletter for transfer updates before deadline day Why should you sign up ?
Villa have made a promising start to the season after signing Ollie Watkins , Betrand Traore , Matty Cash , Emi Martinez and Ross Barkley .
But there is still time to reshape the squad before the window closes at 11pm on Monday .
You can find the latest transfer news in on one pace - in our daily Aston Villa bulletin .
We 'll be bringing you the latest breaking @ @ @ @ @ @ @ , as well as the key talking points for fans .
How do you sign up ?
It 's easy and only takes seconds .
Simply type your email address into the box at the top of this article and hit sign up .
And that 's it , you 're all set .
You can also sign up here .
If you decide later that you no longer wish to receive the emails , simply follow the unsubscribe link in one of the newsletters - but we do n't think you 'll @ @ @ @ @ @ @ , it 's absolutely free !
You can also get all the latest updates by following us on social media here Facebook and Twitter .
We also have a free app which you can download .
It is always up-to-date with the latest news from across the region .
Google Play Store and App Store Rashica is yet to test himself in the Premier League and Villa remain cautious about handing big-money contracts to players unproven in the English top flight but reports have emerged from Germany on Sunday afternoon that negotiations between @ @ @ @ @ @ @ .
It was being reported today that Rashica could yet land himself a Prem move before Monday night 's 11pm deadline for transfers between foreign clubs with Leeds and Southampton both credited with an interest .
Rashica is yet to play any part of Bremen 's Bundesliga season so far because of a knee injury .
Now Wolfsburg and Bayer Leverkusen , the latter flush with cash after selling Kai Havertz to Chelsea for £75 million this summer , have been credited with an interest in Rashica too .
Sign up for our @ @ @ @ @ @ @ box at the top of the page or click here '' The likelihood is still greater that he will leave us , '' Werder 's sporting director Frank Baumann is quoted as saying by website deichstube .
`` I will stay with that . ''
Werder 's Bundeliga rivals RB Leipzig have also been linked with a move for Rashica but a deal has not been forthcoming .

Sign up to our Villa newsletter for updates ahead of the transfer deadline
Why should you sign up?
Villa have enjoyed a fine season so far after signing Ollie Watkins, Betrand Traore, Matty Cash, Emi Martinez and Ross Barkley in the summer. Morgan Sanson is the only January addition so far but there is still time to reshape the squad before the January window closes at 11pm on February 1.
You can find the latest transfer news in on one pace - in our daily Aston Villa bulletin. We'll be bringing you the latest breaking news, transfer features and comment pieces, as well as the key talking points for fans.
How do you sign up?
It's easy and only takes seconds.
Simply type your email address into the box at the top of this article and hit sign up.
And that's it, you're all set. You can also sign up .
If you decide later that you no longer wish to receive the emails, simply follow the unsubscribe link in one of the newsletters - but we don't think you'll want to.
And what's more, it's absolutely free!
You can also get all the latest updates by following us on social media here Facebook and Twitter.
We also have a free app which you can download. It is always up-to-date with the latest news from across the region. Google Play Store and App Store


birminghammail--2020-10-04--Wolves ratings - Semedo impresses as Neto seals Fulham win

Pedro Neto ’ s first goal of the season helped Wolverhampton Wanderers to a 1-0 win over Fulham at Molineux .
Both teams started the game on the back of heavy defeats in the Premier League and there wasn ’ t much quality on display as they attempted to rediscover their groove .
But Neto ’ s precise finish 10 minutes after half-time handed Wolves their second victory and clean sheet of the campaign .
Chances in the first half were few and far between with the best falling to Nelson Semedo .
The new signing reacted quickly to a @ @ @ @ @ @ @ Fulham goalkeeper redeemed himself to deny Wolves an opener .
Semedo was involved in a decent opening shortly after half-time with Leander Dendoncker eventually teeing up Ruben Neves to shoot wide from the edge of the box .
But Wolves were beginning to pile on the pressure and Fulham - who had conceded 10 goals in their opening three Premier League matches - eventually caved .
Areola did well to deny Raul Jimenez and Dendoncker but he couldn ’ t prevent Neto from finding the bottom corner after the ball fell to him @ @ @ @ @ @ @ Santo would have wanted Wolves to see the game out comfortably from there but there were a few hairy moments .
Ademola Lookman and Aleksandar Mitrovic combined superbly to put Aboubakar Kamara through on goal but the substitute could only shoot straight at the grateful Rui Patricio .
Wolves held on though and grabbed the much-needed confidence boosting three points they needed after last week ’ s no show in London .
There 's a quick and easy way to stay on top of all the Wolverhampton Wanderers news with our daily newsletter @ @ @ @ @ @ @ each day , the bulletins will feature the latest Wolves news , views , gossip and opinion .
All you have to do is punch your email in at the top of the article - it looks just like this ... And what 's more , it 's absolutely free !
You can also get all the latest updates by following us on Facebook and Twitter .
We also have a free app which you can download .
It is always up-to-date with the latest news from across the region .
Google Play @ @ @ @ @ @ @ game for Wolves ’ number one who didn ’ t have a save of note to make .
He was glad to see Kamara ’ s late chance fired straight into his hands .
Claimed a couple of crosses towards the end to take the pressure off his defence .
Boly worked hard to help Coady contain Mitrovic and took no chances when the ball was lifted into Wolves ’ box .
A marked improvement on his last three performances .
The captain produced a couple of vital interceptions to help Wolves preserve @ @ @ @ @ @ @ clearance with Mitrovic ready to pounce behind him .
Kilman was a surprise selection at the back instead of Hoever but looked very solid in between Coady and Saiss .
He used the ball well and it will be interesting to see where he ends up when the domestic transfer window shuts on October 16 .
A full week on the training ground led to a much improved showing from Wolves ’ marquee signing .
He offered plenty of energy and width down the right , snapping into tackles to win the ball @ @ @ @ @ @ @ already looking far more in sync with his teammates and came close to netting his first Wolves goal in the first half .
He will only get better too .
Added a physical presence to Wolves ’ midfield after West Ham exposed Neves and Moutinho last week , but he didn ’ t bring much quality in possession .
Dendoncker tried to get forward and support attacks and was involved in the build-up to Neto ’ s winner .
Spotted danger quickly and dealt with it .
He attempted one of his trademark @ @ @ @ @ @ @ find the net .
Wolves ’ Jack of all Trades filled in at left wing-back for Nuno against Fulham and managed a pretty solid job .
The extra centre-back on the left allowed Semedo to push up and wreak havoc on the other side .
Another industrious display from the young Portuguese , starting in midfield before moving closer to Jimenez and Podence after half-time .
He attempted a couple of efforts from range before showing just how deadly he can be inside the box with a well-placed strike beyond Areola .
Missed @ @ @ @ @ @ @ t matter as Neto gave Wolves the lead a matter of seconds later .
Jimenez improved after half-time and was able to link up with Neto and Podence as Wolves pushed forward in pursuit of goals .
The little number 10 is an entertainer and was the stand-out player in an otherwise poor first half display .
Podence ’ s teammates moved onto his wavelength after half-time and the quality of Wolves ’ football improved as a result .
Lookman beat him far too easily to create Fulham ’ s best chance of @ @ @ @ @ @ @ of communication between Hoever and Jimenez saw one chance go begging late on .
Didn ’ t really get into the game as Fulham pushed forward after the leveller .

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Pedro Neto’s first goal of the season helped Wolverhampton Wanderers to a 1-0 win over Fulham at Molineux.
Both teams started the game on the back of heavy defeats in the Premier League and there wasn’t much quality on display as they attempted to rediscover their groove.
But Neto’s precise finish 10 minutes after half-time handed Wolves their second victory and clean sheet of the campaign.
(Image: Jan Kruger/Getty Images)
Chances in the first half were few and far between with the best falling to Nelson Semedo.
The new signing reacted quickly to a shot spilled by Alphonse Areola but the Fulham goalkeeper redeemed himself to deny Wolves an opener.
Semedo was involved in a decent opening shortly after half-time with Leander Dendoncker eventually teeing up Ruben Neves to shoot wide from the edge of the box.
But Wolves were beginning to pile on the pressure and Fulham - who had conceded 10 goals in their opening three Premier League matches - eventually caved.
Areola did well to deny Raul Jimenez and Dendoncker but he couldn’t prevent Neto from finding the bottom corner after the ball fell to him inside the penalty area.
Nuno Espirito Santo would have wanted Wolves to see the game out comfortably from there but there were a few hairy moments.
Ademola Lookman and Aleksandar Mitrovic combined superbly to put Aboubakar Kamara through on goal but the substitute could only shoot straight at the grateful Rui Patricio.
Wolves held on though and grabbed the much-needed confidence boosting three points they needed after last week’s no show in London.
Wolves daily newsletter. Free. To your inbox There's a quick and easy way to stay on top of all the Wolverhampton Wanderers news with our daily newsletter. Delivered straight into your email inbox each day, the bulletins will feature the latest Wolves news, views, gossip and opinion. All you have to do is punch your email in at the top of the article - or sign up here. And what's more, it's absolutely free! You can also get all the latest updates by following us on Facebook and Twitter. We also have a free app which you can download. It is always up-to-date with the latest news from across the region. Google Play Store and App Store
Rui Patricio 7
A welcome quiet game for Wolves’ number one who didn’t have a save of note to make. He was glad to see Kamara’s late chance fired straight into his hands.
Claimed a couple of crosses towards the end to take the pressure off his defence.
Willy Boly 7
Boly worked hard to help Coady contain Mitrovic and took no chances when the ball was lifted into Wolves’ box. A marked improvement on his last three performances.
Conor Coady 7
The captain produced a couple of vital interceptions to help Wolves preserve their clean sheet, including one headed clearance with Mitrovic ready to pounce behind him.
Max Kilman 7
Kilman was a surprise selection at the back instead of Hoever but looked very solid in between Coady and Saiss.
He used the ball well and it will be interesting to see where he ends up when the domestic transfer window shuts on October 16.
Nelson Semedo 8
A full week on the training ground led to a much improved showing from Wolves’ marquee signing. He offered plenty of energy and width down the right, snapping into tackles to win the ball back at every opportunity.
Semedo is already looking far more in sync with his teammates and came close to netting his first Wolves goal in the first half. He will only get better too.
Leander Dendoncker 6
Added a physical presence to Wolves’ midfield after West Ham exposed Neves and Moutinho last week, but he didn’t bring much quality in possession.
Dendoncker tried to get forward and support attacks and was involved in the build-up to Neto’s winner.
Ruben Neves 6
Spotted danger quickly and dealt with it. He attempted one of his trademark strikes from distance but couldn’t find the net.
Romain Saiss 7
Wolves’ Jack of all Trades filled in at left wing-back for Nuno against Fulham and managed a pretty solid job. The extra centre-back on the left allowed Semedo to push up and wreak havoc on the other side.
Pedro Neto 8
Another industrious display from the young Portuguese, starting in midfield before moving closer to Jimenez and Podence after half-time.
He attempted a couple of efforts from range before showing just how deadly he can be inside the box with a well-placed strike beyond Areola.
(Image: Stu Forster/Getty Images)
Raul Jimenez 7
Missed a gilt-edged chance but it didn’t matter as Neto gave Wolves the lead a matter of seconds later.
Jimenez improved after half-time and was able to link up with Neto and Podence as Wolves pushed forward in pursuit of goals.
Daniel Podence 7
The little number 10 is an entertainer and was the stand-out player in an otherwise poor first half display. Podence’s teammates moved onto his wavelength after half-time and the quality of Wolves’ football improved as a result.
SUBS
Joao Moutinho (for Podence, 71) 5
Lookman beat him far too easily to create Fulham’s best chance of the game for Kamara.
Ki-Jana Hoever (for Semedo, 78) 5
A lack of communication between Hoever and Jimenez saw one chance go begging late on.
Adama Traore (for Neto, 82) 5
Didn’t really get into the game as Fulham pushed forward after the leveller.
Not used: Ruddy, Buur, Vitinha, Silva


birminghammail--2020-10-04--Martin Lewis' advice that every potential homeowner needs to know

Martin Lewis has issued has issued urgent advice to anyone who may have a mortgage during the coronavirus pandemic .
The Money Saving Expert is well-known to give our important advice to us all , especially as finance is on everyone 's minds as the UK enters a recession .
Martin regularly keeps people updated on his ITV show each week and takes questions from the audience .
His most recent advice revolves around Chancellor Rishi Sunak 's announcement to bring in a stamp duty holiday to boost the property market .
He announced that the Government temporarily increased the @ @ @ @ @ @ @ sales in England and Northern Ireland until March 31 , 2021 .
Anyone completing on a main residence costing up to £500,000 before then will not pay any stamp duty , and more expensive properties will only be taxed on their value above that amount , reports the LiverpoolEcho .
This will save buyers as much as £15,000 , if they are buying a property of £500,000 or more .
With the introduction of the tax holiday , demand for property has sky rocketed , meaning mortgage lenders have struggled to cope .
@ @ @ @ @ @ @ this combined with tightening criteria due to the pandemic means mortgages for those with high loan-to-values - for example , small deposits or little equity - have disappeared .
In his weekly newsletter , the finance expert said in February , there were 386 mortgages with a 5 % deposit but now there 's just one standard mortgage at 5 % , while any others available have stringent conditions attached , such as parents as guarantors .
There were 751 at 10 % but now there are just 57 .
So for many @ @ @ @ @ @ @ floor for deposits , and even above that , rates are creeping up as the cheapest two year fix was 1.09 % in July - with a 40 % deposit - but now , it 's 1.24 % .
The money whizz said sadly , there are no perfect solutions and suggests accepting if you ca n't afford to buy now , advising to wait and save up instead .
Top tips on his famous website are as follows : First-time buyers - check out specialist mortgages and scrape a little more At @ @ @ @ @ @ @ got 40 % of the home 's value , things get easier and cheaper so if you have a 14 % deposit , see if you can push to 15 % when a rang of choice and cheaper deals open up .
Make yourself aware of guarantor mortgages , Help to Buy equity loans and shared ownership schemes to maximise your chances of getting on the ladder .
How to find the cheapest deals If you have an existing lender , check what it will offer then use the MSE mortgage comparison tool @ @ @ @ @ @ @ your situation .
Acceptance is dependent on your property type , credit history and lenders ' affordability checks .
Martin also suggests finding a mortgage broker in these unprecedented times , as they have information which is n't publicly available about which lenders are likely to accept you , and they can answer questions too .

newsdesk@birminghamlive.co.uk (Jess Flaherty, Chris  Harper)

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Martin Lewis has issued has issued urgent advice to anyone who may have a mortgage during the coronavirus pandemic.
The Money Saving Expert is well-known to give our important advice to us all, especially as finance is on everyone's minds as the UK enters a recession.
Martin regularly keeps people updated on his ITV show each week and takes questions from the audience.
His most recent advice revolves around Chancellor Rishi Sunak's announcement to bring in a stamp duty holiday to boost the property market.
He announced that the Government temporarily increased the stamp duty threshold to £500,000 for property sales in England and Northern Ireland until March 31, 2021.
Anyone completing on a main residence costing up to £500,000 before then will not pay any stamp duty, and more expensive properties will only be taxed on their value above that amount, reports the LiverpoolEcho.
This will save buyers as much as £15,000, if they are buying a property of £500,000 or more.
With the introduction of the tax holiday, demand for property has sky rocketed, meaning mortgage lenders have struggled to cope.
MoneySavingExpert.com founder Martin Lewis has warned that this combined with tightening criteria due to the pandemic means mortgages for those with high loan-to-values - for example, small deposits or little equity - have disappeared.
In his weekly newsletter, the finance expert said in February, there were 386 mortgages with a 5% deposit but now there's just one standard mortgage at 5%, while any others available have stringent conditions attached, such as parents as guarantors.
There were 751 at 10% but now there are just 57. So for many people, 15% is the new floor for deposits, and even above that, rates are creeping up as the cheapest two year fix was 1.09% in July - with a 40% deposit - but now, it's 1.24%.
The money whizz said sadly, there are no perfect solutions and suggests accepting if you can't afford to buy now, advising to wait and save up instead.
Top tips on his famous website are as follows:
First-time buyers - check out specialist mortgages and scrape a little more
At each 5% level until you've got 40% of the home's value, things get easier and cheaper so if you have a 14% deposit, see if you can push to 15% when a rang of choice and cheaper deals open up.
Make yourself aware of guarantor mortgages, Help to Buy equity loans and shared ownership schemes to maximise your chances of getting on the ladder.
How to find the cheapest deals
If you have an existing lender, check what it will offer then use the MSE mortgage comparison tool to benchmark what's out there for your situation. Acceptance is dependent on your property type, credit history and lenders' affordability checks.
Martin also suggests finding a mortgage broker in these unprecedented times, as they have information which isn't publicly available about which lenders are likely to accept you, and they can answer questions too.


birminghammail--2020-10-05--Aldi Click and Collect: Which stores are letting you pick up your shopping?

Aldi recently announced it was rolling out its Click-and-Collect trial service to a number of stores across the UK .
The budget supermarket is well-known among shoppers across the UK by providing cheap and high quality produce compared to many others in the country .
However , other supermarkets have provided a click-and-collect service for a while and other shoppers have been begging the store to provide a delivery service or a collection service .
Well last month , Aldi announced it was going to launch a collection service at a limited number of stores including a store in Leicestershire @ @ @ @ @ @ @ to branch out .
And if you have been a regular shopper at Aldi , you might have been wondering which stores let you order and collect and how many stores are currently part of the trial ?
Well , we 've complied all the information out there to try and help you understand which stores are taking part and when your nearest store will be onboard .
A store in Loughborough was one of the first stores to take part in the click-and-collect including a number of other stores in the Midlands @ @ @ @ @ @ @ Nottinghamshire and Leicestershire are all available for click-and-collect but it is unclear if any others stores are participating .
If you want to find the closest store next to you , you can find it on Aldi 's website by clicking here .
When will my store take part in the click-and-collect scheme ?
Aldi says it is continually adding stores so customers can click-and-collect so the best thing to do is keep an eye on the website to find our when your local Aldi is included .

newsdesk@birminghamlive.co.uk (Chris  Harper)

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Aldi recently announced it was rolling out its Click-and-Collect trial service to a number of stores across the UK.
The budget supermarket is well-known among shoppers across the UK by providing cheap and high quality produce compared to many others in the country.
However, other supermarkets have provided a click-and-collect service for a while and other shoppers have been begging the store to provide a delivery service or a collection service.
Well last month, Aldi announced it was going to launch a collection service at a limited number of stores including a store in Leicestershire and it appears the supermarket has started to branch out.
And if you have been a regular shopper at Aldi, you might have been wondering which stores let you order and collect and how many stores are currently part of the trial?
Well, we've complied all the information out there to try and help you understand which stores are taking part and when your nearest store will be onboard.
(Image: Erin Black/Plymouth Live)
Which stores are letting customers click-and-collect?
A store in Loughborough was one of the first stores to take part in the click-and-collect including a number of other stores in the Midlands.
Stores in Stoke, Cambridgeshire, Nottinghamshire and Leicestershire are all available for click-and-collect but it is unclear if any others stores are participating.
If you want to find the closest store next to you, you can find it on Aldi's website by clicking here.
When will my store take part in the click-and-collect scheme?
Aldi says it is continually adding stores so customers can click-and-collect so the best thing to do is keep an eye on the website to find our when your local Aldi is included.


birminghammail--2020-10-05--How and when e-scooter trials might come to Solihull streets

E-scooters recently arrived in the West Midlands , with trial schemes for the two-wheeled transport being launched in both Birmingham and Coventry .
But what are the plans as far as Solihull is concerned and what could a potential pilot in the borough look like ?
The Local Democracy Reporting Service ( LDRS ) answers some of the most common questions .
What is driving the e-scooter revolution ?
On the back of Covid-19 , the government has pushed to accelerate the roll-out of more eco-friendly modes of travel .
The hope is that any initiatives to reduce car use @ @ @ @ @ @ @ , which some residents had welcomed during the lockdown period .
Some of the emphasis has been on cycling and , as we reported last week , Solihull Council is one of many drawing up plans for new bike lanes .
But there has also been a move to trial the use of the electric motor-driven e-scooters in the UK , following their arrival on the streets of international cities such as Paris and Copenhagen .
What is the law on their use ?
Until this summer it was illegal to use an @ @ @ @ @ @ @ lane or pavement , with their use restricted to private land - and even then only with the owner 's permission .
As of July 4 , it became legal to use e-scooters on certain roads in England , Wales and Scotland - providing it was part of a properly authorised shared scheme .
Their use in pedestrianised areas is still forbidden .
Riders will need either a full or provisional driving licence to hire a vehicle .
While e-scooters also require motor insurance this is provided by the rental operator .
The @ @ @ @ @ @ @ signed-up to the year-long trial , with local authorities having been in discussions with Transport for West Midlands ( TfWM ) and Voi - the e-scooter company which was awarded the regional contract .
Fredrik Hjelm , the firm 's co-founder and chief executive , said : `` E-scooters have an important role to play in getting people moving safely again , as the health crisis continues to change our everyday habits . ''
Users must sign-up to an app to locate the nearest available e-scooter .
There is a £1 charge to @ @ @ @ @ @ @ to ride .
Birmingham and Coventry , the largest of the local councils , were the pioneers of the project , with proposals to extend it to other areas , including Solihull , at a later date .
What is the current situation in Solihull ?
The council has been in dialogue with TfWM throughout the procurement process but a start date for any possible trial has not yet been identified .
Should a scheme move forward , an area of the borough would be identified for a trial .
In Birmingham and @ @ @ @ @ @ @ initially agreed to focus on the two city centres .
A Solihull Council spokeswoman said last week : `` We have continued to work with [ TfWM ] in order to gain a greater understanding of e-scooter trials – particularly in respect of safety . ''
What are the possible safety concerns ?
E-scooters can travel at speeds exceeding 30mph although under current trials the limit is set at 15.5mph .
Concerns about the risks of the scooters came to prominence last year , when TV presenter Emily Hartridge is believed to have @ @ @ @ @ @ @ to die in a collision .
Locally , the trial in Coventry was put on hold just a few days after it started because of complaints people were riding on pavements and putting pedestrians at risk .
Voi has said it is intended to get things up-and-running again very soon , once the concerns have been raised .
Cllr Ken Hawkins , Solihull 's cabinet member for environment and highways , said : `` From someone of my background as an accident investigator , road safety is paramount . ''
What are the @ @ @ @ @ @ @ been concerns in some areas about the e-scooters being abandoned in public areas after being hired for use .
Vandalism can also impact on any shared vehicle scheme and this was ultimately what scuppered an e-car club launched in North Solihull in late 2018 .
What will the next steps be for Solihull ?
Any decision to go ahead with the Solihull trial will need to be signed-off by a cabinet member at one of their decision sessions .
It 's not yet confirmed which councillor would make the final call given that @ @ @ @ @ @ @ portfolios .
The council has also said there would be public engagement as part of any process .

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E-scooters recently arrived in the West Midlands, with trial schemes for the two-wheeled transport being launched in both Birmingham and Coventry.
But what are the plans as far as Solihull is concerned and what could a potential pilot in the borough look like?
The Local Democracy Reporting Service (LDRS) answers some of the most common questions.
What is driving the e-scooter revolution?
On the back of Covid-19, the government has pushed to accelerate the roll-out of more eco-friendly modes of travel.
The hope is that any initiatives to reduce car use will mean cleaner air and less traffic, which some residents had welcomed during the lockdown period.
Some of the emphasis has been on cycling and, as we reported last week, Solihull Council is one of many drawing up plans for new bike lanes.
But there has also been a move to trial the use of the electric motor-driven e-scooters in the UK, following their arrival on the streets of international cities such as Paris and Copenhagen.
What is the law on their use?
Until this summer it was illegal to use an e-scooter on any public road, cycle lane or pavement, with their use restricted to private land - and even then only with the owner's permission.
(Image: Nick Wilkinson / BirminghamLive)
As of July 4, it became legal to use e-scooters on certain roads in England, Wales and Scotland - providing it was part of a properly authorised shared scheme. Their use in pedestrianised areas is still forbidden.
Riders will need either a full or provisional driving licence to hire a vehicle.
While e-scooters also require motor insurance this is provided by the rental operator.
What's happening locally?
The West Midlands is one of the areas signed-up to the year-long trial, with local authorities having been in discussions with Transport for West Midlands (TfWM) and Voi - the e-scooter company which was awarded the regional contract.
Fredrik Hjelm, the firm's co-founder and chief executive, said: "E-scooters have an important role to play in getting people moving safely again, as the health crisis continues to change our everyday habits."
Users must sign-up to an app to locate the nearest available e-scooter. There is a £1 charge to unlock and it costs 20p per minute to ride.
Birmingham and Coventry, the largest of the local councils, were the pioneers of the project, with proposals to extend it to other areas, including Solihull, at a later date.
What is the current situation in Solihull?
The council has been in dialogue with TfWM throughout the procurement process but a start date for any possible trial has not yet been identified.
Should a scheme move forward, an area of the borough would be identified for a trial. In Birmingham and Coventry, for instance, it was initially agreed to focus on the two city centres.
A Solihull Council spokeswoman said last week: "We have continued to work with [TfWM] in order to gain a greater understanding of e-scooter trials – particularly in respect of safety."
What are the possible safety concerns?
E-scooters can travel at speeds exceeding 30mph although under current trials the limit is set at 15.5mph.
Concerns about the risks of the scooters came to prominence last year, when TV presenter Emily Hartridge is believed to have become the first person in the UK to die in a collision.
(Image: Instagram)
Locally, the trial in Coventry was put on hold just a few days after it started because of complaints people were riding on pavements and putting pedestrians at risk.
Voi has said it is intended to get things up-and-running again very soon, once the concerns have been raised.
Cllr Ken Hawkins, Solihull's cabinet member for environment and highways, said: "From someone of my background as an accident investigator, road safety is paramount."
Video Loading Video Unavailable Click to play Tap to play The video will auto-play soon 8 Cancel Play now
What are the other potential problems?
There have also been concerns in some areas about the e-scooters being abandoned in public areas after being hired for use.
(Image: Darren Quinton/Birmingham Live)
Vandalism can also impact on any shared vehicle scheme and this was ultimately what scuppered an e-car club launched in North Solihull in late 2018.
What will the next steps be for Solihull?
Any decision to go ahead with the Solihull trial will need to be signed-off by a cabinet member at one of their decision sessions.
It's not yet confirmed which councillor would make the final call given that the project overlaps several of the nine portfolios.
The council has also said there would be public engagement as part of any process.


birminghammail--2020-10-05--EU trade deal would be 'hugely helpful' for British carmakers

Cabinet Minister Michael Gove has said he is `` optimistic '' there will be an EU trade deal that protects the West Midlands car industry before the end of the year .
Mr Gove , who has been overseeing the UK 's negotiaions with the EU , said : `` We know that Jaguar Land Rover ( JLR ) and other companies are flagship British manufacturing concerns . ''
He added : `` We want to do everything possible to make sure those great manufacturing companies and the thousands of jobs that depend on them are safe , and are @ @ @ @ @ @ @ opportunities that free trade will bring . ''
Mr Gove said : `` The British people voted for us to leave .
We are determined to honour that .
But obviously if we can secure a negotiated outcome and a free trade agreement , that would be hugely helpful for sectors of the economty , not least the automotive sector . ''
He was speaking at the Conservative Party conference , being held online this year , where West Midlands Mayor Andy Street highlighted the importance of a trade deal to Midlands-based manufacturers @ @ @ @ @ @ @ : `` I have to say that really really matters to the West Midlands of course , the future of the car industry . ''
It comes after UK carmakers warned that failing to agree a trade deal with the EU would cause `` devastation '' to their businesses .
A statement was issued in September by the Society of Motor Manufacturers and Traders ( SMMT ) , which represents carmakers in the UK including JLR , which has plants in Castle Bromwich , Birmingham , and Solihull .
A JLR spokesperson said @ @ @ @ @ @ @ the industry ’ s position and are focused primarily on efforts to get the right deal that supports businesses . ''
Prime Minister Boris Johnson has said that the UK and EU might fail to agree a a free trade agreement .
The UK left the EU on January 31 this year , but is still part of the EU customs union and single market as part of a transition period .
This is due to end on December 31 .
The EU and UK have been attempting to agree a permanent trade @ @ @ @ @ @ @ but it appears that negotiations have broken down .
If no trade deal has been agreed by the end of the year then the UK and EU will be forced to use what are known as `` World Trade Organisation '' or WTO rules instead .
This would mean that tariffs are charged in the import and export of many products , including cars .
According to the SMMT , new calculations show that WTO tariffs would put production of some 3 million EU and UK built cars and vans at risk over @ @ @ @ @ @ @ combined EU-UK trade losses worth up to €110 billion ( £101 billion ) to 2025 , on top of around €100 billion ( £92 billion ) in lost production value so far this year because of coronavirus crisis .
Along with industry bodies across Europe , the SMMT is calling on EU and UK negotiators to secure a deal that delivers zero tariffs , modern rules of origin and avoids different regulations across the channel .
Mr Gove was questioned by Mr Street as part of the online Tory event .
A traditional @ @ @ @ @ @ @ place in Birmingham , but was cancelled due to coronavirus .
He said he was working closely with civil servant David Frost to try to secure a deal .
`` I 'm optimistic .
The principle negotiator is David Frost , Lord Frost , and I 'm one of his wingmen helping to make sure we get this over the line .
`` It 's been a tough process because the EU has never had to cope with any country leaving its orbit before . ''
However , he insisted the UK was @ @ @ @ @ @ @ a deal in place if needed , saying : `` I suspect there will be one or two ups and downs on the way but I 'm optimistic that we wil get a deal .
But if we do n't , we have been making extensive preparations to be ready for anything . ''

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Cabinet Minister Michael Gove has said he is "optimistic" there will be an EU trade deal that protects the West Midlands car industry before the end of the year.
Mr Gove, who has been overseeing the UK's negotiaions with the EU, said: "We know that Jaguar Land Rover (JLR) and other companies are flagship British manufacturing concerns."
He added: "We want to do everything possible to make sure those great manufacturing companies and the thousands of jobs that depend on them are safe, and are capable of taking advanatge of the new opportunities that free trade will bring."
Mr Gove said: "The British people voted for us to leave. We are determined to honour that. But obviously if we can secure a negotiated outcome and a free trade agreement, that would be hugely helpful for sectors of the economty, not least the automotive sector."
He was speaking at the Conservative Party conference, being held online this year, where West Midlands Mayor Andy Street highlighted the importance of a trade deal to Midlands-based manufacturers such as JLR.
Mr Street said: "I have to say that really really matters to the West Midlands of course, the future of the car industry."
It comes after UK carmakers warned that failing to agree a trade deal with the EU would cause "devastation" to their businesses.
A statement was issued in September by the Society of Motor Manufacturers and Traders (SMMT), which represents carmakers in the UK including JLR, which has plants in Castle Bromwich, Birmingham, and Solihull. A JLR spokesperson said: "We’re supportive of the industry’s position and are focused primarily on efforts to get the right deal that supports businesses."
Prime Minister Boris Johnson has said that the UK and EU might fail to agree a a free trade agreement.
The UK left the EU on January 31 this year, but is still part of the EU customs union and single market as part of a transition period. This is due to end on December 31. The EU and UK have been attempting to agree a permanent trade deal, allowing trade to continue, but it appears that negotiations have broken down.
If no trade deal has been agreed by the end of the year then the UK and EU will be forced to use what are known as "World Trade Organisation" or WTO rules instead. This would mean that tariffs are charged in the import and export of many products, including cars.
According to the SMMT, new calculations show that WTO tariffs would put production of some 3 million EU and UK built cars and vans at risk over next five years.
It would mean combined EU-UK trade losses worth up to €110 billion (£101 billion) to 2025, on top of around €100 billion (£92 billion) in lost production value so far this year because of coronavirus crisis.
Along with industry bodies across Europe, the SMMT is calling on EU and UK negotiators to secure a deal that delivers zero tariffs, modern rules of origin and avoids different regulations across the channel.
Mr Gove was questioned by Mr Street as part of the online Tory event. A traditional physical conference had been due to take place in Birmingham, but was cancelled due to coronavirus.
He said he was working closely with civil servant David Frost to try to secure a deal.
"I'm optimistic. The principle negotiator is David Frost, Lord Frost, and I'm one of his wingmen helping to make sure we get this over the line.
"It's been a tough process because the EU has never had to cope with any country leaving its orbit before."
However, he insisted the UK was ready to trade with the EU without a deal in place if needed, saying: "I suspect there will be one or two ups and downs on the way but I'm optimistic that we wil get a deal. But if we don't, we have been making extensive preparations to be ready for anything."


birminghammail--2020-10-05--Parents' fury as baby left disabled after heart monitor switched off in labour

The parents of a severely disabled boy who was starved of oxygen at birth when medics switched off his heart monitor for 100 minutes have received a payout from the NHS .
Josiah Ellis was born without any pulse and had to be resuscitated after bungling hospital staff failed to spot telltale signs of distress during his mum 's labour .
He was left brain damaged and went on to develop cerebral palsy following a string of blunders by midwives at Russells Hall Hospital in Dudley , West Mids .
Mum Lotti had been admitted to the hospital at around @ @ @ @ @ @ @ signs of an abnormal heart rate were detected at about 1am the next morning .
Despite Josiah 's heart rate decelerating five times before the CTG monitor was turned off , midwives failed to turn it back on for another one hour and 40 minutes .
This led to a delayed delivery and medical experts believe if Josiah had been born just five to ten minutes earlier his permanent brain injury would have been avoided .
Josiah was diagnosed with cerebral palsy at 18 months and will require specialist support , care and @ @ @ @ @ @ @ .
Lotti , 44 , and husband Marc , 52 , have now successfully sued the NHS after the Dudley Group NHS Foundation Trust admitted liability .
The family has received an undisclosed settlement which will fund the life-long needs of wheelchair-bound Josiah , now 11 , who also has learning and speech difficulties .
Lotti said : “ What should have been the happiest time of our lives was awful .
“ The labour was really distressing .
As soon as Josiah was delivered he was taken away to be resuscitated .
@ @ @ @ @ @ @ in the dark .
“ Seeing Josiah afterwards in the special care baby unit while being told he may still die was heartbreaking .
`` During my pregnancy Marc and I had pictured so many times what it would be like meeting Josiah for the first time .
What we had hoped for was nothing like the reality .
“ Going home without him was really difficult .
We were so relieved when he was finally allowed home but we knew that he was not developing properly .
“ Coming to terms with @ @ @ @ @ @ @ been difficult but we feel so blessed that he is our son .
`` It is almost as though he was given a second lease of life from God , whilst we get a chance to love and hold him for a time .
`` While he faces many challenges we are so proud of the determination he shows not to be defined by his condition .
“ He ’ s an adorable little boy with an infectious smile who enjoys things all children do such as playing with friends and singing .
@ @ @ @ @ @ @ family who go on days out and go to the park .
“ Our lives are dedicated to helping Josiah .
He ’ s making amazing progress at a conductive education school.
” Lotti and Mark , of Ockley , Surrey , who have have another son , Samuel , aged nine , were living in Sedgley , West Mids.
, at the time of the traumatic birth .
Even after Josiah was born without a pulse , a paediatrician was not called and it took four minutes for one to arrive following @ @ @ @ @ @ @ not to escalate Josiah ’ s condition for a senior review throughout the labour despite concerns over his heart rate .
Had monitoring continued it would have shown signs of distress and Josiah would have been born within an hour , according to independent expert evidence .
The Trust admitted the care provided fell below the standard expected and had Josiah received the appropriate levels he would have been born without brain injury .
Lindsay Tomlinson , a specialist medical negligence lawyer at Irwin Mitchell , represented the family and helped secure their @ @ @ @ @ @ @ through our work we see the catastrophic consequences of suffering a brain injury at birth , which has a profound effect on that child and the whole family for the rest of their lives .
“ Josiah ’ s parents have shown incredible resilience throughout the years I have worked with them in coming to terms with what happened and providing the best life possible for Josiah , as well as his brother .
`` Like in many cases where a person suffers a brain injury as a child , Josiah has had @ @ @ @ @ @ @ fully establish the true extent of his injuries and predict his likely future needs .
“ During the course of our investigations worrying issues in the care that Josiah received were identified .
“ While nothing can make up for his injuries it ’ s vital that lessons are learned so others don ’ t have to experience the upset that Marc , Lotti and the rest of the family have endured .
“ Every minute and second counts when delivering babies in distress .
”

newsdesk@birminghamlive.co.uk (Ed Chatterton, James Rodger)

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The parents of a severely disabled boy who was starved of oxygen at birth when medics switched off his heart monitor for 100 minutes have received a payout from the NHS.
Josiah Ellis was born without any pulse and had to be resuscitated after bungling hospital staff failed to spot telltale signs of distress during his mum's labour.
He was left brain damaged and went on to develop cerebral palsy following a string of blunders by midwives at Russells Hall Hospital in Dudley, West Mids.
Mum Lotti had been admitted to the hospital at around 7pm on January 14, 2009 and signs of an abnormal heart rate were detected at about 1am the next morning.
Despite Josiah's heart rate decelerating five times before the CTG monitor was turned off, midwives failed to turn it back on for another one hour and 40 minutes.
This led to a delayed delivery and medical experts believe if Josiah had been born just five to ten minutes earlier his permanent brain injury would have been avoided.
Josiah was diagnosed with cerebral palsy at 18 months and will require specialist support, care and therapies for the rest of his life.
Lotti, 44, and husband Marc, 52, have now successfully sued the NHS after the Dudley Group NHS Foundation Trust admitted liability.
The family has received an undisclosed settlement which will fund the life-long needs of wheelchair-bound Josiah, now 11, who also has learning and speech difficulties.
Lotti said: “What should have been the happiest time of our lives was awful.
“The labour was really distressing. As soon as Josiah was delivered he was taken away to be resuscitated. At first Marc and I were completely in the dark.
“Seeing Josiah afterwards in the special care baby unit while being told he may still die was heartbreaking.
"During my pregnancy Marc and I had pictured so many times what it would be like meeting Josiah for the first time. What we had hoped for was nothing like the reality.
(Image: Irwin Mitchell / SWNS.COM)
“Going home without him was really difficult. We were so relieved when he was finally allowed home but we knew that he was not developing properly.
“Coming to terms with what the future holds for Josiah has been difficult but we feel so blessed that he is our son.
"It is almost as though he was given a second lease of life from God, whilst we get a chance to love and hold him for a time.
"While he faces many challenges we are so proud of the determination he shows not to be defined by his condition.
“He’s an adorable little boy with an infectious smile who enjoys things all children do such as playing with friends and singing.
"We’re just a normal family who go on days out and go to the park.
“Our lives are dedicated to helping Josiah. He’s making amazing progress at a conductive education school.”
(Image: Irwin Mitchell / SWNS.COM)
Lotti and Mark, of Ockley, Surrey, who have have another son, Samuel, aged nine, were living in Sedgley, West Mids., at the time of the traumatic birth.
Even after Josiah was born without a pulse, a paediatrician was not called and it took four minutes for one to arrive following delivery.
Midwifery staff had also decided not to escalate Josiah’s condition for a senior review throughout the labour despite concerns over his heart rate.
Had monitoring continued it would have shown signs of distress and Josiah would have been born within an hour, according to independent expert evidence.
(Image: Irwin Mitchell / SWNS.COM)
The Trust admitted the care provided fell below the standard expected and had Josiah received the appropriate levels he would have been born without brain injury.
Lindsay Tomlinson, a specialist medical negligence lawyer at Irwin Mitchell, represented the family and helped secure their settlement.
She said: “Sadly through our work we see the catastrophic consequences of suffering a brain injury at birth, which has a profound effect on that child and the whole family for the rest of their lives.
(Image: Irwin Mitchell / SWNS.COM)
“Josiah’s parents have shown incredible resilience throughout the years I have worked with them in coming to terms with what happened and providing the best life possible for Josiah, as well as his brother.
"Like in many cases where a person suffers a brain injury as a child, Josiah has had to wait several years for doctors to fully establish the true extent of his injuries and predict his likely future needs.
“During the course of our investigations worrying issues in the care that Josiah received were identified.
“While nothing can make up for his injuries it’s vital that lessons are learned so others don’t have to experience the upset that Marc, Lotti and the rest of the family have endured.
“Every minute and second counts when delivering babies in distress.”